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report scam| Country | United States |
| State | Texas |
| City | The Woodlands |
| Address | Spurwood Building 10655 Six Pines Dr Suite 140 |
| Phone | 281-367-2040 |
| Website | http://www.woodfininc.com/ |
Woodlands Financial Reviews
I paid 3500.00 down on a truck at crossway motors for my daughter to use for college etc. They found financing for me with Woodlands Financial. I purchased Insurance before it even left the lot nameing my daughter as primary driver...6 mos. later this insurance sent me a letter excluding her as a driver and raised my rate 40.00...I don't know why...so I shopped for another policy. I let this ins. cancel on June 24 and my daughtr and her fiance put the truck on his policy on july 1, nameing her primary driver and then me (I lived in another town) with texas farm bureau..full coverage, 500. Deductibles, named woodland financial as leinholder. I was on the policy as responsible party to woodlands financial for that truck. All legal and legit as the sales contract stated , wether I signed it or not. The ins that I cancelled sent letter to woodlands financial of the cancellation back when it cancelled. They sent a second letter on the 6 of july..in which I received a call on the night of july 7 from "victor" at woodland financial stating he received a cancel letter from my ins. I told him I had new ins with farm bureau. He said I had to provide proof of ins or he was going to have to add his ins to my note. I told him no worry..I have ins and I will fax it to you in the morning. I faxed ins info to victor the next morning. On july 10. ..I get a letter that they had added 300.00+ in charges for their ins policy..bringing my perfect payment record to a delinquent status...they didn't request proof of ins until the night of july 7 and july 8 ...I promptly provided proof. They were trying to charge me a policy for the days that had already passed..a service they cannot possibly provide in coverage..you tell me, if I had a wreck in the days the insurance was lapsed, would woodlands financial have covered the damages? I think not! So how can they back charge me for days that are gone and can't possibly provide the service they are trying to charge me for? ..when they first asked for proof of coverage..I provided. Then july 12 I get a letter that they have taken my june payment for their insurance...now my perfect account is 30 days delinquient . They cannot repo if you don't pay their ins..but they can if your behind on payments...you see where this is going? I threw state codes at them and made them put my payment back and they had to. Still adding their ins charges..I'm double insured, and the debt is growing. Soon the unsigned contract is brought up. Then they produced a forged document states I agree to purchase ins with my policy nameing me as the driver. My claim was my daughter was the sole driver that's what the vehicle was purchased for and I want her named primary driver to ensure the coverage and her safety! Should anything happen there will not be any glitches . That it made no difference and was none of their business as long as I had full coverage for that vehicle and 500 deductibles nameing woodland financial as lein holder and my name on the policy to insure their payment in any instances. Farm bureau even wrote them a letter ensuring they would get payment for any accident etc. Woodland financial rejected my ins and insisted I take theirs. Another forged document showed up...and they forged my signature on the contract. Be careful with these thieves. They are preditory lenders..andcthey are good at it. Not many lawyers want to fight them and they know this. I'm out a lot of money..my name was forged and I have proof. Too bad I havecto eat it! Good luck Theresa Livingston texas