I have a lease with vision property management. Look them up here in Michigan. There was a class action lawsuit accusing them of targeting low income and minorities. They said the company was ripping them off by selling them homes that were condemned. I knew nothing of it. I do know that my home was condemned when i got it. I had to put a roof on it, a bathroom, furnace, water heater, and all plumbing and a 1, 300 down. Just to move in.
I paid my rent of 510 every month too. I scraped by for years to make repairs to this home. I have 2 years left of my lease at which time i would be required to buy for the agreed upon price of 43,000. have put $30,000 in labor and materials into my home to continue the process of making it mortgage worthy, per the lease. Now Statebridge Company owns the home, and they want me to get the mortgage now. The problem is my credit isn't quite ready for a mortgage.
I am being told by their real estate attorney, Francine Willingham, that i have to give her an answer in a week about my choice. I don't even know if i can get a mortgage yet. I have poured my life into this home. Please tell me how this company targeted low-income people in Michigan. The requirements, ridiculous as they are, yet i managed to get my home to this point where it's valued at double the agreed upon price and now, I will lose my home if they are allowed to proceed before i can get a loan.
my wife had to take off of work for unferson reasons that were out of her hands My wife and I found Vision Property Management from Craigslist and went to the web page and found a house 528 tenny ave campbell Ohio so we put 1,660 down on the house and were paying every month until I lost my job . at that point that told us there was nothing that they would do . Then we went on Vision Property Management, LLC Facebook and made a post only after that did they say they would help. So they put or house payment down to $570 it took them 7 months to do. we wanted got the money payed what they wanted and moved in had some fixing on the house to do but moved in it all went good for a year until my wife had to leave work on Medical Leave From Work she had called to make a payment to them and see if they would work with us by they time they told us we were a month behind but at that time we were not they told us they could not help us at all and would have to move and this was all after my wife had been trying to call them for four days. I have give a report to BBB but Vision Property Management has not come back and to say one thing I would just like to see something done with it all and have emails backing it all Vision Property Management should make it right because of all this we or now homeless
So we did the application got the approval after checking for any liens we gave our landlord notice we were moving they contacted me the three price was 39500 still sounded good but wasn't happy then they contacted us again while we were still thinking saying we needed to act fast there othershould ready to move on it so I made the down payment before I could get an inspection done. We had the power turned on well wasn't working spent 2500 to get the well fixed we had the septic pumped the tank is old home made way too small and breaking has to be replaced. We contacted them we had to get estimates submit them with pics of property receipts to show we invested money they should be responsible for the septic it's over 10000 to replace we can't get a grant or loan since it's a lease we've put over 5000 into it had septic pumped several times had to have main line snaked from backing up clogging the line they are being ridiculous charging me 75 late fee after I had to get plumber out again we have 3 kids we have to function they don't give a rats a** I love the area but they suck.
Im doing a lease to own from vision property management we looked at the property saw the repairs needed but it was at a good price so we did it at double of the advertised price we found out the well wasn't working we spent 2500 we've got over 5000 the septic has to be replaced to small and falling apart we got rushed before we got a home inspector there by them contacting me saying they had others wanting to jump on it they want me to replace septic I can't get a grant or loan because it's in a lease to own not a land contract I have to get emergency repair done they hit me with a 75 late fee that's ridiculous they don't give a crap.
I responded to a craiglist ad of a three bedroom home fixer upper rent to own at 350.00 down $320.00 a month.
I was looking for a rental property but the ad itself had me interested!
Vision property management was misleading from the begining the company false advertised!
They failed to tell you that they would run your credit the the down payment would be based off of your credit.
During my first conversation they stated that credit didnt matter then lead me to believe if i was willing to fix the property i could rent the property at address 137 Auriles street Duquesne PA 15110 with the amount of $350.00 a month with $320.00 a month.
After having me interested the lady i spoke to then said we will need to run your credit to see what your down payment should be. I thought this was a red flag but knew my credit wasnt that bad that it probally wouldnt go up much.
She said i could still keep the monthly payment which was 327.00 a month a seven dollar difference then she said my down payment did go up to $700.00 i thought this was not what the advertisment said on craiglist or on thte house. I still precided because i would be owning the house and 700.00 was not to bad but still fase advertising.
I was told to complete a plan of action and state in detail of the repairs i was going to make.
I was told to make sure i check if there was any taxes,liens or back utilities on the home.
I was told since the house was built in 1930 to sign a lead waiver forum.
I thought well another red flag! I spoke with the real astate agent and the closer on the property informing her this was my first property i tried to purchase so i was unaware of were to start to get this information.
She told me to go to the county website which is Allegheny county and she told me to check the utility company to see if water and utilities were current.
I completed these task i contacted the utility company which was duquesne they told me the water was at zero balance and clear the county web site said 84.00 a year and current 4/2016.
I went to the city borough building in duquesne and i was told since the house has been vacant since 2009 i would need the inspector to come out and i would be able to get my water on temparaily to complete work $50.00 inspector fee $50.00 work permit
i also inquired about the taxes and they said wants you obtain the occupancy permit and your home passes inspection we will provide a written number on your inspection sheet and your city taxes will need to be current.
myself unaware cduquesne taxes diffrent from the county was thinking if i only had to pay $200 dollars-$500.00 ti would take care of it.
Again informing my closer that this is a process and the inspector failed the property then i was informed there was over $21,000 in taxes in addition the inspector told me that Vision property management are scammers and they take your money have you sign paper work to the people who are first time home owners informing them that they could move into a property that they cant even get utilites on.
The city inspector informed me they false advertise and sale properties with liens and Taxes on them.
Myself i am still intersted in the property and looked for a solution to rectify this like first time home owner tax forgivness and asking Vision propertys to put me in a diffrent renal property and i was willing to pay monthly. Instead i was told to sand by and vision does not do that.
myself with four kids and one stays with her dad stilll withought a home.
I was told to change the locks, get utilities transfered and move into the property after they recieved my payment of $1077.00
I started fixing up the home cost paid out $1000.00
paid the inspector bought supplies and started moving my belongings in for the inspector to tell me i cant live their or get utilities i have been scammed!
a woman with four kids and a dog homeless forcing me to put $700.00 for another rental property and $700.00 rental cost. while vision propertys did not try and rectify the situation they took my money without me being able to move in!
not to mention i had so much stress the neihbors calling the cops every time my kid or the dog went to the property, saying there was no utilities and the house was unsafe i explained to them that we are fixing up the property, I went to the store and the police came and took my dog! i paid an additional $100.00 to get him out the pound again the neihbor stated you left the dog when the home has no utilities..lol I only went to the store and the yard with food shelter and water should not have been an issue, the police came for a second time and apologized and said the neihbors should mind their buisness and told me they see the dog is tooken care of that they did not have my telphone number! but this cost me another $100.00
This company by far false advertised took my money and made me believe there were no taxes total disaster! In addition the home has asbestosis all through the walls and if you purchase a home your going to tell me that your intention was not a quick sale or scamm then why is it posted back on craiglist after my contract is still active?? I believe to scamm someone else! After reading how many times thes people have been in court i feel sorry for anyone who has had a run in with ACM Vision V, LLC also known as Vision propertys also known as vision property management
I got a house from them and the sign said 750. 00 down but they made me put 1500.00 down. Then they would not pay off there water,garbage,or sewage bills. So we had to live with out those things. There also was no inspection done on the house. They had gotten fines for no inspection or garbage pick up and tried to make us pay them. We had to get a free lawyer but we ended up loosing the house and now r homeless.they r a total rip off. No one should deal with these people. I also had no heat all winter because there was no furnace and I had to put the electric in the house.
We looked at a house that looked pretty good on the outside and the inside looked good except kitchen. First,the sign said monthly pymnts were $354 a month and $750 down to lease to own.We had to pay $1500 down and monthly started at $568. Before we could move in we had to gut and rebuild the kitchen because it had bad floors,walls and cabinets.In doing so found bad water pipes. Also found out there was what looked to be water damage to all the damaged items in kitchen. After moving in,there was a winter storm that made the roof start leaking into master bedroom.It caused $7000 of damage. The insurance check went to Vision Property Management.They withheld it from us until our insurance company made them release it 1+ yrs later.
When we were finally able to start repairs we found mold & mildew in all the walls,ceiling & under floor.We have since discovered its in ALL the walls. We have also found out the roof is bad,beyond the storm damage,all the floors need redone & do to bad roof we have to redo kitchen walls & ceilings. We also are going to have to gut and rebuild both bathrooms & eventually every other room in the house for safety.They are all cracking & splitting. Even the front porch is going to have to be rebuilt. All the doors & windows need replaced also.The garage is in bad need of repair too,its falling apart. Our house payment is now $604 a month.They are also saying we owe $200 from Feb 2014,$200 from Dec 2015 & $50 from Mar 2016. The only reason we have not moved is we are under a 7yr contract.If we move before then we have to pay Vision Realty the buying price of $54,700. This is also why we had no choice but to move into the house.
We started pymnts in Aug 2013 but had to redo kitchen 1st.We actually moved in in Dec 2013. We already have $5,000+ of our own money wrapped up in the property not counting monthly payments. Another thing.We have full coverage insurance on the house with our insurance company & Vision has full coverage insurance on house also. If the house were to burn down,Vision Property would get checks from both insurance companies which we have found out is illegal. The house is still listed for sale.We think Vision Property has a buyer which is why they are saying we owe the money mentioned earlier. If they can prove we owe said money,they can evict us without notice.I have proof we do not owe it but Vision Property is still saying we do.
Vision Property Management Reviews
I have a lease with vision property management. Look them up here in Michigan. There was a class action lawsuit accusing them of targeting low income and minorities. They said the company was ripping them off by selling them homes that were condemned. I knew nothing of it. I do know that my home was condemned when i got it. I had to put a roof on it, a bathroom, furnace, water heater, and all plumbing and a 1, 300 down. Just to move in.
I paid my rent of 510 every month too. I scraped by for years to make repairs to this home. I have 2 years left of my lease at which time i would be required to buy for the agreed upon price of 43,000. have put $30,000 in labor and materials into my home to continue the process of making it mortgage worthy, per the lease. Now Statebridge Company owns the home, and they want me to get the mortgage now. The problem is my credit isn't quite ready for a mortgage.
I am being told by their real estate attorney, Francine Willingham, that i have to give her an answer in a week about my choice. I don't even know if i can get a mortgage yet. I have poured my life into this home. Please tell me how this company targeted low-income people in Michigan. The requirements, ridiculous as they are, yet i managed to get my home to this point where it's valued at double the agreed upon price and now, I will lose my home if they are allowed to proceed before i can get a loan.
now homeless thanks to you
my wife had to take off of work for unferson reasons that were out of her hands My wife and I found Vision Property Management from Craigslist and went to the web page and found a house 528 tenny ave campbell Ohio so we put 1,660 down on the house and were paying every month until I lost my job . at that point that told us there was nothing that they would do . Then we went on Vision Property Management, LLC Facebook and made a post only after that did they say they would help. So they put or house payment down to $570 it took them 7 months to do. we wanted got the money payed what they wanted and moved in had some fixing on the house to do but moved in it all went good for a year until my wife had to leave work on Medical Leave From Work she had called to make a payment to them and see if they would work with us by they time they told us we were a month behind but at that time we were not they told us they could not help us at all and would have to move and this was all after my wife had been trying to call them for four days. I have give a report to BBB but Vision Property Management has not come back and to say one thing I would just like to see something done with it all and have emails backing it all Vision Property Management should make it right because of all this we or now homeless
So we did the application got the approval after checking for any liens we gave our landlord notice we were moving they contacted me the three price was 39500 still sounded good but wasn't happy then they contacted us again while we were still thinking saying we needed to act fast there othershould ready to move on it so I made the down payment before I could get an inspection done. We had the power turned on well wasn't working spent 2500 to get the well fixed we had the septic pumped the tank is old home made way too small and breaking has to be replaced. We contacted them we had to get estimates submit them with pics of property receipts to show we invested money they should be responsible for the septic it's over 10000 to replace we can't get a grant or loan since it's a lease we've put over 5000 into it had septic pumped several times had to have main line snaked from backing up clogging the line they are being ridiculous charging me 75 late fee after I had to get plumber out again we have 3 kids we have to function they don't give a rats a** I love the area but they suck.
Im doing a lease to own from vision property management we looked at the property saw the repairs needed but it was at a good price so we did it at double of the advertised price we found out the well wasn't working we spent 2500 we've got over 5000 the septic has to be replaced to small and falling apart we got rushed before we got a home inspector there by them contacting me saying they had others wanting to jump on it they want me to replace septic I can't get a grant or loan because it's in a lease to own not a land contract I have to get emergency repair done they hit me with a 75 late fee that's ridiculous they don't give a crap.
I responded to a craiglist ad of a three bedroom home fixer upper rent to own at 350.00 down $320.00 a month.
I was looking for a rental property but the ad itself had me interested!
Vision property management was misleading from the begining the company false advertised!
They failed to tell you that they would run your credit the the down payment would be based off of your credit.
During my first conversation they stated that credit didnt matter then lead me to believe if i was willing to fix the property i could rent the property at address 137 Auriles street Duquesne PA 15110 with the amount of $350.00 a month with $320.00 a month.
After having me interested the lady i spoke to then said we will need to run your credit to see what your down payment should be. I thought this was a red flag but knew my credit wasnt that bad that it probally wouldnt go up much.
She said i could still keep the monthly payment which was 327.00 a month a seven dollar difference then she said my down payment did go up to $700.00 i thought this was not what the advertisment said on craiglist or on thte house. I still precided because i would be owning the house and 700.00 was not to bad but still fase advertising.
I was told to complete a plan of action and state in detail of the repairs i was going to make.
I was told to make sure i check if there was any taxes,liens or back utilities on the home.
I was told since the house was built in 1930 to sign a lead waiver forum.
I thought well another red flag! I spoke with the real astate agent and the closer on the property informing her this was my first property i tried to purchase so i was unaware of were to start to get this information.
She told me to go to the county website which is Allegheny county and she told me to check the utility company to see if water and utilities were current.
I completed these task i contacted the utility company which was duquesne they told me the water was at zero balance and clear the county web site said 84.00 a year and current 4/2016.
I went to the city borough building in duquesne and i was told since the house has been vacant since 2009 i would need the inspector to come out and i would be able to get my water on temparaily to complete work $50.00 inspector fee $50.00 work permit
i also inquired about the taxes and they said wants you obtain the occupancy permit and your home passes inspection we will provide a written number on your inspection sheet and your city taxes will need to be current.
myself unaware cduquesne taxes diffrent from the county was thinking if i only had to pay $200 dollars-$500.00 ti would take care of it.
Again informing my closer that this is a process and the inspector failed the property then i was informed there was over $21,000 in taxes in addition the inspector told me that Vision property management are scammers and they take your money have you sign paper work to the people who are first time home owners informing them that they could move into a property that they cant even get utilites on.
The city inspector informed me they false advertise and sale properties with liens and Taxes on them.
Myself i am still intersted in the property and looked for a solution to rectify this like first time home owner tax forgivness and asking Vision propertys to put me in a diffrent renal property and i was willing to pay monthly. Instead i was told to sand by and vision does not do that.
myself with four kids and one stays with her dad stilll withought a home.
I was told to change the locks, get utilities transfered and move into the property after they recieved my payment of $1077.00
I started fixing up the home cost paid out $1000.00
paid the inspector bought supplies and started moving my belongings in for the inspector to tell me i cant live their or get utilities i have been scammed!
a woman with four kids and a dog homeless forcing me to put $700.00 for another rental property and $700.00 rental cost. while vision propertys did not try and rectify the situation they took my money without me being able to move in!
not to mention i had so much stress the neihbors calling the cops every time my kid or the dog went to the property, saying there was no utilities and the house was unsafe i explained to them that we are fixing up the property, I went to the store and the police came and took my dog! i paid an additional $100.00 to get him out the pound again the neihbor stated you left the dog when the home has no utilities..lol I only went to the store and the yard with food shelter and water should not have been an issue, the police came for a second time and apologized and said the neihbors should mind their buisness and told me they see the dog is tooken care of that they did not have my telphone number! but this cost me another $100.00
This company by far false advertised took my money and made me believe there were no taxes total disaster! In addition the home has asbestosis all through the walls and if you purchase a home your going to tell me that your intention was not a quick sale or scamm then why is it posted back on craiglist after my contract is still active?? I believe to scamm someone else! After reading how many times thes people have been in court i feel sorry for anyone who has had a run in with ACM Vision V, LLC also known as Vision propertys also known as vision property management
I got a house from them and the sign said 750. 00 down but they made me put 1500.00 down. Then they would not pay off there water,garbage,or sewage bills. So we had to live with out those things. There also was no inspection done on the house. They had gotten fines for no inspection or garbage pick up and tried to make us pay them. We had to get a free lawyer but we ended up loosing the house and now r homeless.they r a total rip off. No one should deal with these people. I also had no heat all winter because there was no furnace and I had to put the electric in the house.
We looked at a house that looked pretty good on the outside and the inside looked good except kitchen. First,the sign said monthly pymnts were $354 a month and $750 down to lease to own.We had to pay $1500 down and monthly started at $568. Before we could move in we had to gut and rebuild the kitchen because it had bad floors,walls and cabinets.In doing so found bad water pipes. Also found out there was what looked to be water damage to all the damaged items in kitchen. After moving in,there was a winter storm that made the roof start leaking into master bedroom.It caused $7000 of damage. The insurance check went to Vision Property Management.They withheld it from us until our insurance company made them release it 1+ yrs later.
When we were finally able to start repairs we found mold & mildew in all the walls,ceiling & under floor.We have since discovered its in ALL the walls. We have also found out the roof is bad,beyond the storm damage,all the floors need redone & do to bad roof we have to redo kitchen walls & ceilings. We also are going to have to gut and rebuild both bathrooms & eventually every other room in the house for safety.They are all cracking & splitting. Even the front porch is going to have to be rebuilt. All the doors & windows need replaced also.The garage is in bad need of repair too,its falling apart. Our house payment is now $604 a month.They are also saying we owe $200 from Feb 2014,$200 from Dec 2015 & $50 from Mar 2016. The only reason we have not moved is we are under a 7yr contract.If we move before then we have to pay Vision Realty the buying price of $54,700. This is also why we had no choice but to move into the house.
We started pymnts in Aug 2013 but had to redo kitchen 1st.We actually moved in in Dec 2013. We already have $5,000+ of our own money wrapped up in the property not counting monthly payments. Another thing.We have full coverage insurance on the house with our insurance company & Vision has full coverage insurance on house also. If the house were to burn down,Vision Property would get checks from both insurance companies which we have found out is illegal. The house is still listed for sale.We think Vision Property has a buyer which is why they are saying we owe the money mentioned earlier. If they can prove we owe said money,they can evict us without notice.I have proof we do not owe it but Vision Property is still saying we do.