A service was expected to be rendered after I paid for it. They said I wasn't getting said service/product and my money would be refunded. I never received the funds. Also, I purchased a tradeline that has not been posted and it's been 2 weeks. This company is fraudulent and they refuse to return the funds to me.
Don't go with this company, they don't know what they are doing, they will ruin your credit, specially canadian consumers
This is an us based company which is a broker who applies credit cards for you. There are few people on the company which are:
zack - who works with brokers
Adam - who always on the phone & transfer you to someone else who never picks up
Jay - who receives file from you & bullshit all the time & always gives wrong info
Daniel - who calls the cliens & verify information & use your information to apply to multiple credit card companies.
Victor - the owner.
The Procedure of the company is
1, they ask you to submit Equifax & Trans Union Report, then Jay will come back with the fake Pre-approval: 25K, 40K, 55K, He also said they can get you 2 times that amount.
2, After accepting the approval, you have to send them back your ID, SSN (SIN) Proof of Home Address, Agreement to pay 15% to them and Application form with a bunch of private info such as Mother maiden name, Mother's Birthplace, Father's Birthplace, etc....
3, when they got all of your infos, they will call you to make sure all the info is correct. Then they try to apply to all of credit cards company on the market, Such as MBNA, Tangerine, PC, Canadian Tires etc with Multiple hard Credit hits on your Credit File.
They try to get some of credit cards for you. But none of them works because they didnt know nothing about Canadian Banking & Credit system
Both Jay& Daniel promise you Job info isn't required for Canadian but at the end they said files are declined because Job isn't strong enough.
On top of that Jay said credit check will be maximum 2 times. The truth is multiple.
Jay said they can get you credit cards, the truth they cannot get nothing.
Jay & Daniel said they have special contact with Bank & Credit cards companIES, that's why they charge 15% for the service, the Truth is they don't know no one. Their job is to get your info & Go apply anywhere they can - which you can do by your self & get the result instantly.
It takes them 2 weeks to apply & burn your credit with multiple credit hits. Remember 1 credit check can bring your score down form 5 -30 points. depends on situations.
I don't know how they do in the US but for Canadians, you will burn your credit file if going through them
This company I would recommend to absolutely Nobody. The owner of this company is an outright dirtbag!!!!! They stole money from us and took months to talk with them just to get excuse after excuse. He will not return phone calls if he owes you money from undelivered loans! Beware!!!!! STAY AWAY!!!!! FROM THIS COMPANY!!!!!
Victor Funding Reviews
A service was expected to be rendered after I paid for it. They said I wasn't getting said service/product and my money would be refunded. I never received the funds. Also, I purchased a tradeline that has not been posted and it's been 2 weeks. This company is fraudulent and they refuse to return the funds to me.
Don't go with this company, they don't know what they are doing, they will ruin your credit, specially canadian consumers
This is an us based company which is a broker who applies credit cards for you. There are few people on the company which are:
zack - who works with brokers
Adam - who always on the phone & transfer you to someone else who never picks up
Jay - who receives file from you & bullshit all the time & always gives wrong info
Daniel - who calls the cliens & verify information & use your information to apply to multiple credit card companies.
Victor - the owner.
The Procedure of the company is
1, they ask you to submit Equifax & Trans Union Report, then Jay will come back with the fake Pre-approval: 25K, 40K, 55K, He also said they can get you 2 times that amount.
2, After accepting the approval, you have to send them back your ID, SSN (SIN) Proof of Home Address, Agreement to pay 15% to them and Application form with a bunch of private info such as Mother maiden name, Mother's Birthplace, Father's Birthplace, etc....
3, when they got all of your infos, they will call you to make sure all the info is correct. Then they try to apply to all of credit cards company on the market, Such as MBNA, Tangerine, PC, Canadian Tires etc with Multiple hard Credit hits on your Credit File.
They try to get some of credit cards for you. But none of them works because they didnt know nothing about Canadian Banking & Credit system
Both Jay& Daniel promise you Job info isn't required for Canadian but at the end they said files are declined because Job isn't strong enough.
On top of that Jay said credit check will be maximum 2 times. The truth is multiple.
Jay said they can get you credit cards, the truth they cannot get nothing.
Jay & Daniel said they have special contact with Bank & Credit cards companIES, that's why they charge 15% for the service, the Truth is they don't know no one. Their job is to get your info & Go apply anywhere they can - which you can do by your self & get the result instantly.
It takes them 2 weeks to apply & burn your credit with multiple credit hits. Remember 1 credit check can bring your score down form 5 -30 points. depends on situations.
I don't know how they do in the US but for Canadians, you will burn your credit file if going through them
This company I would recommend to absolutely Nobody. The owner of this company is an outright dirtbag!!!!! They stole money from us and took months to talk with them just to get excuse after excuse. He will not return phone calls if he owes you money from undelivered loans! Beware!!!!! STAY AWAY!!!!! FROM THIS COMPANY!!!!!