-TOKIOMARINE HCC HEALTH INSURANCE COMPANY HAS TO BE THE WORST INSURANCE COMPANY WORLDWIDE.
-I USED THEIR SERVICES AND WAS A CLIENT FOR HEALTH INSURANCE FOR TWO MONTH FROM JANUARY 2017 TO MARCH 2017.
DURING THAT TIME I WAS HOSPITALIZED FOR TWO DAYS, SAW SEVERAL DOCTORS AFTER BEING HOSPITALIZED, PLUS HAD NUMEROUS LABORATORY TESTS DONE AT QUEST DIAGNOSTICS.
I WAS HOSPITALIZED BECAUSE I HAD EDEMA IN MY LEGS (WHICH I HAD NEVER HAD BEFORE), AND THEY THOUGHT IT WAS RELATED TO MY HEART.
I HAD TO STAY FOR 48 HOURS IN THE HOSPITAL WHILE THEY RAN BLOODWORK, RADIOGRAPHS, CT SCAN AND ULTRASOUND TESTS.
AFTER MY STAY I HAD TO GO AND SEE AN ENDOCRINOLOGIST AND A GYNECOLOGIST AND ALSO HAD NUMEROUS LABORATORY BLOOD TESTS PERFORMED DURING THOSE TWO MONTHS AT QUEST DIAGNOSTICS LABORATORY.
WHEN IT CAME TIME FOR THE BILLS TO BE PAID, TOKIOMARINE REFUSED TO PAY ANYTING.
LITERALLY, THEY DID NOT PAY ONE RED CENT!!
THEY KEPT ON SAYING IN LETTERS WHEN I FILED APPEALS TO THE CLAIMS, THAT IT WAS A PRE-EXISTING CONDITION WHICH IT WAS NOT.
ALSO THEY SAID I COULD NOT GO TO THE DOCTOR IN THE FIRST 3 DAYS AFTER I SIGNED UP FOR THE HEALTH PLAN.
THE EDEMA OCCURRED DURING THOSE 3 DAYS, AND I HAD TO GO TO THE EMERGENCY CLINIC, WHERE THE DOCTOR HIGHLY RECOMMENDED THAT I GET HOSPITALIZED IMMEDIATELY, AND IF I REFUSED I WOULD BE GOING AGAINST MEDICAL ADVICE.
SO WHAT WAS I SUPPOSED TO DO? NOT GO TO THE EMERGENCY CLINIC WHEN MY LEGS WERE AS BIG AS TREE TRUNKS?
I WAS SO SCARED THINKING IT WAS SOMETHING VERY SERIOUS.
THE INVOICES AND BILLS ARE TOTALLING UP TO CLOSE TO $60,000!
I DONT HAVE THE MONEY TO PAY THAT OBVIOUSLY, AND THE HEALTH INSURANCE COMPANY
HAS NOT PAID ANYTHING.
I HAVE BEEN IN A DISPUTE WITH THEM ALMOST FOR A YEAR NOW.
THEY NEED TO BE RESPONSIBLE FOR MY BILLS IMMEDIATELY.
Tokio Marine HCC Reviews
-TOKIOMARINE HCC HEALTH INSURANCE COMPANY HAS TO BE THE WORST INSURANCE COMPANY WORLDWIDE.
-I USED THEIR SERVICES AND WAS A CLIENT FOR HEALTH INSURANCE FOR TWO MONTH FROM JANUARY 2017 TO MARCH 2017.
DURING THAT TIME I WAS HOSPITALIZED FOR TWO DAYS, SAW SEVERAL DOCTORS AFTER BEING HOSPITALIZED, PLUS HAD NUMEROUS LABORATORY TESTS DONE AT QUEST DIAGNOSTICS.
I WAS HOSPITALIZED BECAUSE I HAD EDEMA IN MY LEGS (WHICH I HAD NEVER HAD BEFORE), AND THEY THOUGHT IT WAS RELATED TO MY HEART.
I HAD TO STAY FOR 48 HOURS IN THE HOSPITAL WHILE THEY RAN BLOODWORK, RADIOGRAPHS, CT SCAN AND ULTRASOUND TESTS.
AFTER MY STAY I HAD TO GO AND SEE AN ENDOCRINOLOGIST AND A GYNECOLOGIST AND ALSO HAD NUMEROUS LABORATORY BLOOD TESTS PERFORMED DURING THOSE TWO MONTHS AT QUEST DIAGNOSTICS LABORATORY.
WHEN IT CAME TIME FOR THE BILLS TO BE PAID, TOKIOMARINE REFUSED TO PAY ANYTING.
LITERALLY, THEY DID NOT PAY ONE RED CENT!!
THEY KEPT ON SAYING IN LETTERS WHEN I FILED APPEALS TO THE CLAIMS, THAT IT WAS A PRE-EXISTING CONDITION WHICH IT WAS NOT.
ALSO THEY SAID I COULD NOT GO TO THE DOCTOR IN THE FIRST 3 DAYS AFTER I SIGNED UP FOR THE HEALTH PLAN.
THE EDEMA OCCURRED DURING THOSE 3 DAYS, AND I HAD TO GO TO THE EMERGENCY CLINIC, WHERE THE DOCTOR HIGHLY RECOMMENDED THAT I GET HOSPITALIZED IMMEDIATELY, AND IF I REFUSED I WOULD BE GOING AGAINST MEDICAL ADVICE.
SO WHAT WAS I SUPPOSED TO DO? NOT GO TO THE EMERGENCY CLINIC WHEN MY LEGS WERE AS BIG AS TREE TRUNKS?
I WAS SO SCARED THINKING IT WAS SOMETHING VERY SERIOUS.
THE INVOICES AND BILLS ARE TOTALLING UP TO CLOSE TO $60,000!
I DONT HAVE THE MONEY TO PAY THAT OBVIOUSLY, AND THE HEALTH INSURANCE COMPANY
HAS NOT PAID ANYTHING.
I HAVE BEEN IN A DISPUTE WITH THEM ALMOST FOR A YEAR NOW.
THEY NEED TO BE RESPONSIBLE FOR MY BILLS IMMEDIATELY.