I went to the bank that I recieved a cashier check in the mail from a business that I took into account was legit. There was an application process . The check cleared with in twenty four hours. The bank released all the funds. a few days went by and then bam my account went negative $1778 plus additional fees. Why did the bank clear the check ? This is 2016 , So I have been scammed. I went to the police and told them what had happen and filed a report. The police stated that I should not be responsible of the funds that cleared because I had been a victim of identy theft. Next I sat down with the bank to come up with a plan to figure it out. They said I had thirty days to pay . Well it has been a week or so and they decieded to diplite my other account leaving me with nothing. Now I am facing hardship and will not be able to pay for my rent. At least they were nice enough to leave me a voice mail stating this a few minutes before they close and go home. I forgot to add that I had direct deposit with them and They also took my check toward the debt , which in my defense I said that was good faith and I would need a little time to pay the debt, I was willing to try and work it out with the bank. I feel their should be some sense of security while banking and keeping hard earned funds with a "bank". I do not understand how we live in the year 2016 and can not determine if a check / cashier check is good or fake. Why do we pay these banks fee, if thier is no security and our hard earn monies is not safe? I have done some research a little to late on the matter and I do know I am not the only one that is going down this road. Something has to be able to be done about this. Where does the blame really go? Why is the bank never held liable when its their duty to take the necessary steps of frudualent activity. Why did my bank release all of the funds if there was question marks about the funds? I have dealt with other banks and they realease a portion and then the whole fund. I feel I should not be responsible , I am using an institutioin that should have the technology , resources to protect my funds.
Suffolk County National Bank Reviews
I went to the bank that I recieved a cashier check in the mail from a business that I took into account was legit. There was an application process . The check cleared with in twenty four hours. The bank released all the funds. a few days went by and then bam my account went negative $1778 plus additional fees. Why did the bank clear the check ? This is 2016 , So I have been scammed. I went to the police and told them what had happen and filed a report. The police stated that I should not be responsible of the funds that cleared because I had been a victim of identy theft. Next I sat down with the bank to come up with a plan to figure it out. They said I had thirty days to pay . Well it has been a week or so and they decieded to diplite my other account leaving me with nothing. Now I am facing hardship and will not be able to pay for my rent. At least they were nice enough to leave me a voice mail stating this a few minutes before they close and go home. I forgot to add that I had direct deposit with them and They also took my check toward the debt , which in my defense I said that was good faith and I would need a little time to pay the debt, I was willing to try and work it out with the bank. I feel their should be some sense of security while banking and keeping hard earned funds with a "bank". I do not understand how we live in the year 2016 and can not determine if a check / cashier check is good or fake. Why do we pay these banks fee, if thier is no security and our hard earn monies is not safe? I have done some research a little to late on the matter and I do know I am not the only one that is going down this road. Something has to be able to be done about this. Where does the blame really go? Why is the bank never held liable when its their duty to take the necessary steps of frudualent activity. Why did my bank release all of the funds if there was question marks about the funds? I have dealt with other banks and they realease a portion and then the whole fund. I feel I should not be responsible , I am using an institutioin that should have the technology , resources to protect my funds.