I received an email that I had an outstanding pay day loan of $986.45 that I was supposed to have taken out with Advance Cash Services. The address it was sent from was Patricia Williams ([email protected]). It said they were going to take legal action if I did not try to settle this legal matter with them.
I wrote her back and told her I did not have a loan with them nor had I ever gotten any money deposited into my bank account from them. She also sent my bank information and account number to me in another email. I asked for a direct number to contact her and was given 1-347-332-0189.
Called this number and got a voice message. I left a message asking her to call me back and gave my direct number for work. I told her I would be contacting my attorney to get this matter settled and sue the pants off of whoever got this money in my name.
I ahd the same thing happen to me. I told them if they are following the FDCPA then they need to send me a copy of the Original creditor and debt. Their excuse was they had other cash advance companies they deal with. I wrote back and said yes I deal with immigration too. Ain't heard from them since
Have been dealing with these people for almost up to two years and they keep threatening to take me to court and prosecute. I did have a loan with the company but it was on a Chapter 7 Bankruptcy in 2013. Thinking in the beginning legit, I kept telling them they were on the case and that they need to stop contacting me, when they didn't stop I got my attorney involved. Just got off the phone with the corporate office of the company and they sat it is a scam. I went so far as to call the FBI and they said that they were a scam as well. I hope this helps others out there.
I got the intimidating, threatening letter from Nick Thomas stating "we are going to report you to the IRS for fraudulent activity, inform your employer. file a lawsuit by Tuesday (its Friday afternoon)" and the sort of language that is intended to strike terror, about money I supposedly received from them. Of course, I've never taken out a payday loan or any other sort of loan from their "Company" They leave this number 954 573 6381 to "settle this matter immediately" Of course they state they've tried to reach me repeatedly letters were returned even though the electronic funds transfers they sent me went through.
I seriously doubt that Cash Advance USA is stupid enough to do a loan to someone impersonating me and then take such dire action as Nicky boy threatens in the letter. Garnishment and all that isn't a process someone starts on Friday and has done by Tuesday the next week either. And using the legal system has checks and balances that involve serving someone papers etc.
I thought of a reply, going something like this "Dearest Nick, Oh please take the legal action you are threatening so I can have the pleasure of seeing you put in handcuffs for internet fraud, attempts of extortion or whatever lovely charges the legal system will place against your real identity. I had a good chuckle at your email which was promptly forwarded on to the Attorney General of my State. Have a pleasant day thinking of your awful future, just as I am.
My only loss in this is a reminder how the depravity of the human race when people will do anything for a buck including trying to torment honest citizens.
This place called me one day stating I had unpaied loans which I do but already had payment plans arraigned. So I set up a payment plan with this company and my first payment was for a hundred dollars they said to go to target and get a hundred dollar iTunes card and pay with that so i did . Then the next month I wasn't able too pay it because My rent was do and just got cut off my unemployment checks and i informed them of that then they sent me a email calling me a fraud and telling me to prepare for prison so i filed a complaint..
Same situation here! Contacted my attorney, who contacted the District Attorney, who was (you guessed it!) VERY familiar with these complaints. My attorney stated an investigation was begun, primarily, because they recite in their emails and phone calls HIGHLY SENSITIVE AND PERSONAL information, and, without authorization. They are VERY INTERESTED in finding out what sources they are utilizing in getting this info. They claim to be calling on behalf of various businesses, not just loan companies, claiming their victim has outstanding balances; they tell you NOT to contact the company directly; they threaten warrants, arrests, to notify your employer, to garnish your wages, etc. They demand the funds within anywhere between an hour from the time they called, but usually by end of business day, same day, and they offer NO OTHER WAY to make restitution EXCEPT TO WIRE THE FUNDS- WHICH SHOULD, IN OF ITSELF, SEND UP ALL KINDS OF RED FLAGS. Suggest you demand they cease contact, but keep a record, such as forwarding a copy of any email to your local District Attorney, and, letting their phone calls go the voicemail, so that you have a recording of their message. Be encouraged. Their time is coming to an end
i have tried to contact these people about this matter , and i have got all kinds of hate from this company , i asked for a physical address so i could pay them i even sent a us postal money ored that was rused by them by express mail what kind of company tells you that the only way to pay them is with a pre-paid card i have had a pay-day loan with other company and they took my moder ored and the matter was closed ... these people if you pay tem you have no proof as to who got it , so why not take a us postal m/o
I received this email from "Lisa Hayden" at Smith Loan Assistance in my email SPAM folder. I sent back the following email:
Who is this? I found this email in my spam folder, and have no idea who you are. Yes, this is a threat, and I will be turning this email over to the Attorney General, the Consumer Financial Protection Bureau, and my attorney if you do not cease and desist contact with me immediately. Just because you stipulate that you are not, "threatening" me, does not mean you are not. I have no idea what this is even regarding.
This is the final notification to let you know that the option to settle the legal case outside of the court house is going to end by today.
If we don’t hear from you by the end of the day today, the legal case will be downloaded.
The creditor has full rights to inform your employer about this fraud along with your given references and they will also inform the 3 major credit bureaus about it so that this fraudulent activity could be mentioned into your credit report.
This loan was for your short term financial needs however you refused to pay the money back to company.
Get back with us right away or the burden will be on your shoulders.
Also this is to inform you that we are not threatening you, we are just want to let you know about the consequences.
All our efforts to settle the loan account "aa-11649073" amicably have been unsuccessful. We have made numerous calls and, to date, have not had the courtesy of a callback. We have delayed legal proceedings up to now assuming that we would be paid in full.
Please be advised that you have left us no alternative but to file suit immediately. We have attempted to be understanding of your cash flow problems but our patience has now reached an end.
Your account will be turned to our attorney within three (3) days.
If you still wish to rectify this matter then revert within three (3) days of this email.
I am copying and pasting the email sent. It is total B.S as I have never taken out a loan. The only loan I have is a car loan. From: Paza Daniel To: Paza Daniel Sent: Mon, Nov 27, 2017 1:03 pm Subject: Demand For Payment This is our official notice to you regarding the due payment. You have defaulted to pay the dues – you owe $845.67. You did not make the payment, despite repeated requests from our side. If we do not receive the payment in full by November 30th, 2017, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you. We are open to discussion on or before November 29th, 2017, but after this date, we will have no other option, but to go with the legal proceedings. Warm regards, Manager Legal Department Advance America
Sent email that my name would be blacklisted. This accompanies numerous calls i have received from blocked or unknown numbers. I typlically answer these as I receive business calls that are unknown. Reply to email to avoid legal action.
This is our official notice to you regarding the due payment. You have defaulted to pay the dues – you owe $845.67.
You did not make the payment, despite repeated requests from our side.
If we do not receive the payment in full by tomorrow September 26th, 2017, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you.
We are open to discussion by today September 25th, 2017, but after this date, we will have no other option, but to go with the legal proceedings.
I was contacted by keith dsouza claiming i have an unpaid loan from september of 2014. I never made such a loan and have repeatedly asked him to provide me with proof of the debt. The only thing he sent was a generic invoice. It had my address that i haven't lived at in over 5 years. I wasn't even living in the same state at the time of the alleged loan.
i also recieved a e mail stating that i owed 986.55 and to pay up or they would take legal action. i have never had a loan from cash net usa as they described. i am forwarding this to my attorney general
Received threatening email from matthew hudson at smithloanassistance.com. Stating i had a past due payday loan of 988.00 and if i didn't respond back with the payment or arrangements a law suit was being filed. I have never even applied for a payday loan, let alone getting any money from one. Scare tactic to scam money from me.
I questioned in a reply Email the validity of this alleged loan. I was told papers would be filed in court if I refused and I sent a message telling them I would be more than happy to see them in court.
I was contacted via Email in reference to an alleged loan $300 of which I had deposited into my bank account in may 2014 that was never repaid the amount due $988.56 when confronted they advised me they were filing in court. I gave them my blessing and said I would be there because this alleged loan never was a transaction.
They e mailed me saying i owe money and i said ok but then they said just pay $350.00 that be it so i said ok ill make payments then they nick e mail saying no so i went there web sight seeing its a scam and all comments people post but now they threaten me saying there going to take me to court
Scammers say we have unpaid payday loan. Never applied for one. They state it was with cash advance usa but their email says smith loan assistance. I am calling attorney general to report.
I was sent a email from [email protected] to pay or else I would be reported to the irs...I don't know what it was all about but it's disturbing and ridiculous please contact whomever is doing these emails and convict them or take avtion
Wtg! I got an email today quoting that same amount and stating I took out a loan with them December 2013. I was in medical care and had limited access to anything.
Her name was Barbara Williams. They must be related. Hahaha! She said to pay up or they would take me to court. I responded back saying "do it!" I'm so tired of this scam crap.
Smith Loan Assistance Reviews
I received an email that I had an outstanding pay day loan of $986.45 that I was supposed to have taken out with Advance Cash Services. The address it was sent from was Patricia Williams ([email protected]). It said they were going to take legal action if I did not try to settle this legal matter with them.
I wrote her back and told her I did not have a loan with them nor had I ever gotten any money deposited into my bank account from them. She also sent my bank information and account number to me in another email. I asked for a direct number to contact her and was given 1-347-332-0189.
Called this number and got a voice message. I left a message asking her to call me back and gave my direct number for work. I told her I would be contacting my attorney to get this matter settled and sue the pants off of whoever got this money in my name.
Copy of debt
I ahd the same thing happen to me. I told them if they are following the FDCPA then they need to send me a copy of the Original creditor and debt. Their excuse was they had other cash advance companies they deal with. I wrote back and said yes I deal with immigration too. Ain't heard from them since
Advance America Loans (scam)
Have been dealing with these people for almost up to two years and they keep threatening to take me to court and prosecute. I did have a loan with the company but it was on a Chapter 7 Bankruptcy in 2013. Thinking in the beginning legit, I kept telling them they were on the case and that they need to stop contacting me, when they didn't stop I got my attorney involved. Just got off the phone with the corporate office of the company and they sat it is a scam. I went so far as to call the FBI and they said that they were a scam as well. I hope this helps others out there.
Fraud and scam
I got the intimidating, threatening letter from Nick Thomas stating "we are going to report you to the IRS for fraudulent activity, inform your employer. file a lawsuit by Tuesday (its Friday afternoon)" and the sort of language that is intended to strike terror, about money I supposedly received from them. Of course, I've never taken out a payday loan or any other sort of loan from their "Company" They leave this number 954 573 6381 to "settle this matter immediately" Of course they state they've tried to reach me repeatedly letters were returned even though the electronic funds transfers they sent me went through.
I seriously doubt that Cash Advance USA is stupid enough to do a loan to someone impersonating me and then take such dire action as Nicky boy threatens in the letter. Garnishment and all that isn't a process someone starts on Friday and has done by Tuesday the next week either. And using the legal system has checks and balances that involve serving someone papers etc.
I thought of a reply, going something like this "Dearest Nick, Oh please take the legal action you are threatening so I can have the pleasure of seeing you put in handcuffs for internet fraud, attempts of extortion or whatever lovely charges the legal system will place against your real identity. I had a good chuckle at your email which was promptly forwarded on to the Attorney General of my State. Have a pleasant day thinking of your awful future, just as I am.
My only loss in this is a reminder how the depravity of the human race when people will do anything for a buck including trying to torment honest citizens.
This place called me one day stating I had unpaied loans which I do but already had payment plans arraigned. So I set up a payment plan with this company and my first payment was for a hundred dollars they said to go to target and get a hundred dollar iTunes card and pay with that so i did . Then the next month I wasn't able too pay it because My rent was do and just got cut off my unemployment checks and i informed them of that then they sent me a email calling me a fraud and telling me to prepare for prison so i filed a complaint..
FRAUD, FRAUD, FRAUD
Same situation here! Contacted my attorney, who contacted the District Attorney, who was (you guessed it!) VERY familiar with these complaints. My attorney stated an investigation was begun, primarily, because they recite in their emails and phone calls HIGHLY SENSITIVE AND PERSONAL information, and, without authorization. They are VERY INTERESTED in finding out what sources they are utilizing in getting this info. They claim to be calling on behalf of various businesses, not just loan companies, claiming their victim has outstanding balances; they tell you NOT to contact the company directly; they threaten warrants, arrests, to notify your employer, to garnish your wages, etc. They demand the funds within anywhere between an hour from the time they called, but usually by end of business day, same day, and they offer NO OTHER WAY to make restitution EXCEPT TO WIRE THE FUNDS- WHICH SHOULD, IN OF ITSELF, SEND UP ALL KINDS OF RED FLAGS. Suggest you demand they cease contact, but keep a record, such as forwarding a copy of any email to your local District Attorney, and, letting their phone calls go the voicemail, so that you have a recording of their message. Be encouraged. Their time is coming to an end
dainel paza of smithloanassistance
i have tried to contact these people about this matter , and i have got all kinds of hate from this company , i asked for a physical address so i could pay them i even sent a us postal money ored that was rused by them by express mail what kind of company tells you that the only way to pay them is with a pre-paid card i have had a pay-day loan with other company and they took my moder ored and the matter was closed ... these people if you pay tem you have no proof as to who got it , so why not take a us postal m/o
its still cash.. and i saved all my proof...
Smith Loan Assistance - Threats
I received this email from "Lisa Hayden" at Smith Loan Assistance in my email SPAM folder. I sent back the following email:
Who is this? I found this email in my spam folder, and have no idea who you are. Yes, this is a threat, and I will be turning this email over to the Attorney General, the Consumer Financial Protection Bureau, and my attorney if you do not cease and desist contact with me immediately. Just because you stipulate that you are not, "threatening" me, does not mean you are not. I have no idea what this is even regarding.
-----Original Message-----
From: Lisa Hayden <[email protected]>
To: Lisa Hayden <[email protected]>
Sent: Fri, May 13, 2016 7:45 am
Subject: LEGAL DEPARTMENT
This is the final notification to let you know that the option to settle the legal case outside of the court house is going to end by today.
If we don’t hear from you by the end of the day today, the legal case will be downloaded.
The creditor has full rights to inform your employer about this fraud along with your given references and they will also inform the 3 major credit bureaus about it so that this fraudulent activity could be mentioned into your credit report.
This loan was for your short term financial needs however you refused to pay the money back to company.
Get back with us right away or the burden will be on your shoulders.
Also this is to inform you that we are not threatening you, we are just want to let you know about the consequences.
Best Wishes.
Advance Cash America.
(954) 374 6395.
Notice of litigation
02/06/2019
Creditor: advance america
Balance: $912.74
Loan account #: aa-11649073
Dear debtor,
All our efforts to settle the loan account "aa-11649073" amicably have been unsuccessful. We have made numerous calls and, to date, have not had the courtesy of a callback. We have delayed legal proceedings up to now assuming that we would be paid in full.
Please be advised that you have left us no alternative but to file suit immediately. We have attempted to be understanding of your cash flow problems but our patience has now reached an end.
Your account will be turned to our attorney within three (3) days.
If you still wish to rectify this matter then revert within three (3) days of this email.
Regards,
Manager
Legal department
Advance america
These people have my social security number I have no idea who this is and I never had pay day loan September 2015 the harrassment is causing stress
SCAM and FRAUDULENT Communications
I received a notice from this company and contacted the source of the alleged debt. THIS IS A SCAM !!
I am copying and pasting the email sent. It is total B.S as I have never taken out a loan. The only loan I have is a car loan. From: Paza Daniel To: Paza Daniel Sent: Mon, Nov 27, 2017 1:03 pm Subject: Demand For Payment This is our official notice to you regarding the due payment. You have defaulted to pay the dues – you owe $845.67. You did not make the payment, despite repeated requests from our side. If we do not receive the payment in full by November 30th, 2017, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you. We are open to discussion on or before November 29th, 2017, but after this date, we will have no other option, but to go with the legal proceedings. Warm regards, Manager Legal Department Advance America
Sent email that my name would be blacklisted. This accompanies numerous calls i have received from blocked or unknown numbers. I typlically answer these as I receive business calls that are unknown. Reply to email to avoid legal action.
No Subject
Dear Customer,
This is our official notice to you regarding the due payment. You have defaulted to pay the dues – you owe $845.67.
You did not make the payment, despite repeated requests from our side.
If we do not receive the payment in full by tomorrow September 26th, 2017, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you.
We are open to discussion by today September 25th, 2017, but after this date, we will have no other option, but to go with the legal proceedings.
Warm Regards,
Manager
Cash Advance USA.
Scam
They contacted me to day for a loan the said I owe 991.67 but could settle for 400.00 using a walmart visa card!
I was contacted by keith dsouza claiming i have an unpaid loan from september of 2014. I never made such a loan and have repeatedly asked him to provide me with proof of the debt. The only thing he sent was a generic invoice. It had my address that i haven't lived at in over 5 years. I wasn't even living in the same state at the time of the alleged loan.
smithloans
i also recieved a e mail stating that i owed 986.55 and to pay up or they would take legal action. i have never had a loan from cash net usa as they described. i am forwarding this to my attorney general
Received threatening email from matthew hudson at smithloanassistance.com. Stating i had a past due payday loan of 988.00 and if i didn't respond back with the payment or arrangements a law suit was being filed. I have never even applied for a payday loan, let alone getting any money from one. Scare tactic to scam money from me.
I questioned in a reply Email the validity of this alleged loan. I was told papers would be filed in court if I refused and I sent a message telling them I would be more than happy to see them in court.
I was contacted via Email in reference to an alleged loan $300 of which I had deposited into my bank account in may 2014 that was never repaid the amount due $988.56 when confronted they advised me they were filing in court. I gave them my blessing and said I would be there because this alleged loan never was a transaction.
They e mailed me saying i owe money and i said ok but then they said just pay $350.00 that be it so i said ok ill make payments then they nick e mail saying no so i went there web sight seeing its a scam and all comments people post but now they threaten me saying there going to take me to court
Scammers say we have unpaid payday loan. Never applied for one. They state it was with cash advance usa but their email says smith loan assistance. I am calling attorney general to report.
I was sent a email from [email protected] to pay or else I would be reported to the irs...I don't know what it was all about but it's disturbing and ridiculous please contact whomever is doing these emails and convict them or take avtion
loan scam
they said I got a loan don't know what there talking about. they want send me no info,on my acc.
Email SCAM!!! They threatened to report me to IRS if I did not pay them!!!
Smith Loan DBA Cash Advanced America
Wtg! I got an email today quoting that same amount and stating I took out a loan with them December 2013. I was in medical care and had limited access to anything.
Her name was Barbara Williams. They must be related. Hahaha! She said to pay up or they would take me to court. I responded back saying "do it!" I'm so tired of this scam crap.