I received a letter and a call from this company, I returned the call and they wanted me to verify all of my information. I had my idenity stolen a couple of years ago. They said that I owed $1450.00 and that I only had until the close of business to come up with the money or they were going to issue a warrant for my arrest. I work for the government and and tried to explain to the gentleman that I have never taken out a payday loan nor have I ever heard of his company. He explained to me that since I was not cooperating with him that he will take it as a failure to pay and a warrent will be issued by COB.
I have seen several reports on this website on people that have been scammed by this Sar and Associates claiming to collect for LTS Management. I was concerned that I may actually owe something therefore they have already gotten $250 from me and will be getting $375 more if I don't do something. I would love some advice on this mà tter. If this is a true scam I will need to call me credit card company and make them aware so they won't allow any more payments to go through. any suggestions?
I was first contacted by SAR Associates in November 2015 company stating that I took out a payday loan on 7-17-2012 to an account they provided information on. I knew of the account and also knew that this account was closed (3-16-2011) for approximately 1.5 years prior to this collection claim. I did not initiate nor did I receive this loan. There is no payday loan company that can deposit money into a closed account. Although I have proof the account was closed at the time of their alleged deposit, they are threatening me with reporting to a credit bureau. I have disputed their claim via fax and writing although I have never received any letters or paperwork to substantiate their claim. I can't say this company is a fraud but I can state that their collection practices go directly against the Fair Credit Reporting Act and I will fight them all the way.
Received a letter dated October 15th, 2015 from a company named SAR & Associates. They claim to be a debt collector representing LTS Management. They provide a case file no. 691031 and state that I owe $1,450 within 30 days or they will seek legal action against me. I have done my homework and found many, many others who have receved the EXACT SAME letter (verbatim). It's obvious to me that this is a scam. They have been attempting to contact me for a couple of months now. Calling 2-3 times a day and sending this same letter twice a month.
This company contacted me and said the exact same thing that I owed them $1450 and would settle for $450. They said they had all my info and but wouldn't disclose the name of the creditor at first. They said the account was sold to them but wouldn't give me the account number or the name and number of the credito. I told them that they have to disclose this info and they told me then that it was from LTS management company which has been shut down and bankrupt.
They have called me from several different numbers with different area codes with the latest being a 423 area code. I just want them to stop and can anyone help
I received a letter from S.a.r. & associates that I borrowed money on a loan I didn't tjat I owed 1450.00 said no way they were recording me so i dsaid no they were speaking to there boss they would take a settlement for 500.00 gave them my debit account they were supposed to take 50.00 out every two weeks starting nov 27th keep on checking with bank statements on line none out yet called them said itdss still being processed still not out yet as of today dec. 5th i'm going to my bank to cancel everything the person said that i couldn't stop payments cause they would charge me
Received letter dated Nov 5 2015 for an alleged loan in the amount of $958.00 taken 8/26/2012 from LOan Shop
Online LTS Management.
Staing: I defaulted on this loan and have been turned over to S.A.R. & Associates, now active
in their internal Civil PRocedures Department. Several attempts to resolve this outstanding balance have been ignored. It is
imperyou resoldve this matter immediately.
At this time we are offering you an opportunity to enrollinto an affordable discounted repayment plan to resolve this
outstanging balance. Enrolling in this program will avoid further civil action from taking place against you and will stop
further negative reporting to your credit report.
Call us today at 866-408-3383 to avoid further action from taking place against you. If this matter is not resolved
we reserve the right to commence legal proceedings to recove the outstanding balance without further notice to you.
We are are open Monday-Friday 9:00am to 10:00 pm and Satruday from 10:00 am to 10:00pm EST.
no signature just CIVIL PROCEDURES DEPARTMENT.
have also received 2 voice messages stating to call them asap. I do not know who this alleged loan company is and to best of my recollection have NEVER done business with them
These people are harassing me and they won't stop! They claim I owe money for a payday loan which is untrue. I asked them (twice) to send proof and they were unbelievably rude in response. They won't leave me alone. They sent me something in the mail and they call me every single day and they refuse to leave me alone. I don't owe money for any payday loan! It has been over 5 or 6years since I have taken a payday loan and I have always paid those stupid things off.
The claim is that I owe $1450 which is completely false. I THINK they also claim to work with another company called LTS Management.
I was contacted via phone and mail by SAR & Associates, claiming they were attempting to collect a debt. They went through their collection script rambling off my personal information they received from a cash advance loan application I completed online June 2012. The rep stated a company named LTS Management deposited $400.00, into my bank account which was never paid back. I recalled completing a general online application that reports back cash advance companies willing to offer you a short term loan. Once I read the extremely high finance charge I decided not to continue with the loan process. I explained to the rep I never received any money and I could provide proof nothing was deposited into my personal account. She then went on to state this account has been passed on to multiple collection companies and now they have the account in their office. The amount owed now is $1450.00, since June 21, 2012. They would be willing to settle the account for $450.00, to keep it from reporting to the three credit bureaus. At this point I knew this was a scam because not only did I know I never took out the cash advance, but I was never contacted by these so called other collection agencies the passed three years in regards to this account. When I insisted on not being aware of this account, their rep got very rude with me and said "when you're ready to take this account seriously call us back", and then hung up on me. I never heard of LTS Management, nor believe they are in business. SAR & Associates didn't have a web address listed on the letter they sent me, and I couldn't find any information online that matched their name and physical address. They've called me from five different phone numbers. Three toll free and two local phone numbers. When they contacted me a second time over the phone I asked the rep whose database did they hack to obtain my personal information. I told him I work in I.T. and the company I work for are currently conducting security inspections for major corporations to prevent people like them stealing their customers personal information. When I told him that he hung up on me again. If anyone is contacted by SAR & Associates please do not give them any of your personal information and definitely don't pay them any money. My next step is to report them to the FBI in Detroit.
A letter was sent from SAR & Associates re a payday loan from 2012 to LTS Management Services. If I didn't rpply within 30 days may rssult in legal action. They knew where I baned, whom I was employed by at that time. If I wanted to make flexible paymets ii would go down from $1450 to $724.
Because I called in response to the letter, they continue to send more letters and conyinue to call.
I received a letter from this company stating I defaulted on a loan of $958.00 to the Loan Shop/LTS Management who are all out of business. I thought about this and became very angry and upset. I researched this company and found many complaints. I had gone through The Blue Ridge Law Group of Irvine, Califormia to handle this matter for me to the Loan Shop and LT Management which was paid in full over 3 years ago. I just wanted to file this report to say that I see I am not the only one that is tried to have money ripped off from individuals. Also saw on one repoirt that this company is out the country as so so many other supposed debt collection agencies are. I am filing a complaint report with the FTC in Tallahasse, Fl to investigate this compny.
I was contacted by SAR saying that I recieved a payday loan from LTS management. I contacted the police in Ft Lauderdale. Sar says i owed them $500. I also researhed the address and that address corresponds with a Property Management Company.
This company sent me a letter saying i owe this money to them but i never dealt with online services or pay day loans. They asked me for a checking account number and i would not give it. They said they were going to take this further.
Received a letter, didn't pay any attention to it because I knew I didn't have any debt owed. Then days later received a call while I was in the shower no message, did a reverse search saw the company name after a few searches, called the number back, spoke to this woman tried to tell me that she is collecting on a debt from 2012 for a online payday loan that I got and never payed back, while I had her on the phone I looked at both my bank and credit report didn't see anything.
I told her I would research this further and call them back, she said she would put a hold on my account, I told her to do what ever she needed to do I don't care but I'm not agreeing to anyone or anything until I researched it. End up researching it did not see a single thing on my bank statements from 01/2012 - 03/2012, nothing on my credit reports about any loans. Called them back told them to never call me again and I researched and did not see anything. she told me I needed to send them something stating that to remove my name and I asked what and she said the burden was on me, which doesn't make sense.
I said yea whatever don't call me again. didn't receive a call until today some guy talking about he making a second attempt to collect a debt. Do not fall for them they are trying to scam, they have some info to almost seem legit. but I'm not stupid and I never borrow and not pay back. I will block their number and never speak to them again, they do whatver they feel they need to do, I have my statements from the time they said proving I never received any payday loans.
I received a letter today, November 20, 2015 that was dated November 12, 2015 stating that my defaulted account was recently turned over to S.A.R & Associates; and it was now active in their internal Civil Procedures Department. The letter also states that several attempts to resolve the outstanding balance of $958.00 have been ignored and it it is imperative that I resolve the matter immediately.
Supposedly by sending the letter S.A.R & Associates was offering me an oppoortunity to enroll in an affordable discounted repayment plan to resolve the outstanding blanace. Enrolling in the program would avoid further civil action from taking place against me and would stop any future negative reporting to my credit report.
I was told to call them at 866-408-3383 to avoid further action from taking place against me. If the matter was not resolved they reserved the right to commence legal proceedings to recover the outstanding balance without further notice to me. They are open Monday - Friday 9:00 AM to 10:00 PM and Saturday from 10:00 AM to 10:00 PM EST.
I did in fact call 866-408-3383 and with some by the name of Danny Jackson. Danny was very rude and unprofessional when I asked him the routing number and account number that he supposedly had on file. He would only give me the routing number stating that I didn't need the account number I could just go the bank and get a copy of my statement and fax it too him. He also stated that he would grant me an extension to fax my bank statement over to him by tomorrow. Of course, Danny doesn't know that I'm very leary of companies like him because I've had this happen to me in the past so I continue to ask more questions and he continues to tell me that we are on a recorded line and that if I don't pay or fax over my statement that legal action would be taken. Supposedly, I took out a loan online for $450 and it was deposited into my bank account on June 26, 2012. The original loan amount on the letter sent by S.A.R states $950.00 not $450. So another goes off besides the fact that I knew that I had never heard of or taken any loan out with a company called LTS Management. This information is relayed to Danny and he insists that he hears it all the time; people tell them that they never had a loan and they end up lying. And he still insists on getting my bank statement. So by that time, I was frustrated and hung up.
I have received several phone calls and voice mail messages were my phone did not even ring, from this company saying I owe money on a loan I have no record or memory of ever getting. Tonight I get two seperate letters stating I owe $1126.00 for the loan I do not recall getting.
I received a letter from SAR & Associates stating that they were attempting to collect a debt for a company named LTS Management. They stated I had 30 days to respond before legal action would be taken to collect an amount of $1450, which they claim I am delinquent in paying. I have never heard of either company and owe no such debt. This letter was an attempt to scam me.
This company SAR &Associates, sent me 4 letters stating that I took out a loan in 2012, which is a lie, never applied or received anything. I called asked them to send me documents to provide their proof, and they said I had a week to make some kind of arrangements, I asked for documents again they said it will take to long before I received it, so I asked were they local and said yes, I told them ill pick them up, and than I was told they were not local, so I told them I was FWD this to my local authorities and they hung up on me
Dated October 15,2015'staes exactly your account was recently turned over to SAR Associatesto proceed with pre litigation action against you.
be advised that your account is severely past due and is now active in our Internal Civil Procedures Dept of Sar and Associates. Several attempts have been made but ignored by you.
failure to contact us within 30'days may result in legal action required.
we ecourage you to call our office ASAP to take advantage of flexible,payment plans to help you settle this outstanding debt
On Friday, October 9, 2015, I was left a voice mail message on my cell phone. In summary, the message stated that "The Civil Procedures Division had legal documents regarding a complaint filed in their office. Failure to call back would result in legal action moving forward against me." On Saturday, October 16. 2015, I returned the call and was told that S.A.R. Associates was collecting for LTS Case Management for an online loan (Loan Shop) in my name. On May 21, 2012. I was informed that although the original amount was $450.00, due to fees and late charges the loan had escalated to $1792.43. Since I had not requested this loan online, I asked for validation of the debt. S.A.R. & Associates quoted an old email account, my social security number, address, and cell phone number. I told the representative that I had been a victim of identity theft and that my personal information was among the "thieves". I was told that I am being held responsible for the debt. A solution was presented to me: Pay $50.00 by 5:00 pm that day, and set up arrangements to pay two (2) additional payments of $194.00, and the account would be settled for $388.00 and no further legal action would occur. Needless, to say, since I did not apply for an online loan or receive any funds from this company, I refused to pay any money. I did contact a reputable company for legal advice.
I have been receiving numerous phone calls from Florida with a recording saying there is an important message for me about collecting a debit. I called back and they had my last name slightly wrong and my social security # also wrong. I dismissed it but then received a letter stating:
Your account was recently turned over to SAR & Associates to proceed with pre-litigation action against you....(etc.)
I called the number and it went to California to some hotel agency. She said that was the 2nd phone call she got regarding this kind of letter and that is sounded like a scam. It looks like from this web site there was once a number people actually were conecting to this fraudulent company... Not sure how to shut them down. Just kinda creepy that they have my cell phone # and my address.
I was recently notified that my information held by OPM was breached (Hoorah Federal Government for keeping my information safe...NOT). Shortly after I started receiving calls from SAR &Associates, stating I owed a payday loan in the amount of $958. The letter came from their "Civil Procedures Department" They have the last 4 of "A" social security number in the regards section of the letter... I (so they say) received a payday loan in 2012, however, it is in Civil dispute, never on my credit report, did I mention the amount owed is odd? I researched payday loans because I have never received one, I have yet to come across one who lends in halves and not whole dollar amounts. Calling SAR the "representitive" gave me bits and peices of some very old information, and seriously wanted me to verify this madness she was rambling off to me...Ummmmm NO! These people and their company are a complete CROCK and I will be taking this new letter they sent me to my security office tomorrow. Do not give these people the time of day, if they call you DO NOT talk to them, hang up immediately and if possible, change your phone number... They are relentless...
I kept getting calls, not for days but weeks, from a local number. Thinking it was political I didnt answer. One day after 5 pm they left a message, could barely understand them, about a debt. when I called them back (on saturday) they stated it was over a online payday loan in which I hadn't paid back and they were trying to collect. I asked them to send me a letter and they stated it would take to long to get here, that they needed a payment now. I offered, since I thought they were local, to.go pick something up from them. They then told me that they weren't local, they were from somewhere else. They wouldn't even send an email out. After talking to them Saturday the 14th of November (which it was past 1pm), I received a letter from them today (Monday the 16th of November). I'm pretty sure I've paid off these debts I had and that I don't owe anything on them.
I also received a letter from this company that stated that I owed money to Loan Shop Online in the amount of $1,329 back from 2012. Of course I paid off a loan that I had with them back in 2012. So I know that this is fraudulent. The letter is also offering an opportunity to enroll in an affordable discounted repayment plan to resolve the outstanding balance and that enrolling in this program will avoid further civil action from taking place against me and will stop future negative reporting to my credit. Of course such is not on my credit report. The letter asked that I call 866-408-3383 to avoid further action from taking place against me. It also stated that if this matter is not resolved, they reserve the right to commence legal proceedings to recover the outstanding balance without further notice to me.
I began received calls from this so called company for about a month. I never answered the calls because the first voice mail i got from them said that i needed to contact them immediately because there was a civil action taken against me but they did not state my name. I found that very odd because if this was an urgent matter your should leave the persons name your are attempting to contact. My voice mail is the automatic voice and does not have my name on it. So after a month with no call backs to this company, i got a letter advising me of this defaulted account back in 2012. After reading the numerous reports about this i was relieved because my intuition was right, this is just a scam.. I had to file my report as well so that people don't feel obligated to paid these criminals something they don't owe.
Received a letter from SAR & Associates dated November 12, 2015 stating that my defaulted account was recently turned over to their company. Several attempts to resolve this outstanding balance have been ignored. It is imperative you resolve this matter immediately. The Balance I supposedly owe is $1126.00 from Loan Shop Online LtS Management. I have never heard of them and haven't received any phone calls from SAR & associates. The letter looks fake! SCAM Alert
I received a letter from SAR & Associates saying I owe 876.00 for a payday loan that I don't remember receiving. They haven't given me any more information besides the date the loan was supposely received. It's ironic that the date was around the time I suffered identity theft. I tried to explain this to them but they said I had two options. I could either pay in full or 300 dollars could be taken off tge original amount. I'm trying to dispute this but they said they would have to send it to civil court even though the letter says I have 30 days. I refuse to hand over money for a debt that I don't remember incuring. I'm aware that this is happening to lots of people and no one should be forced to pay for anything when there's no proof that the debt is real.
I have no idea who LTS Management is, I know that I have no debts needing to be paid as I have all my debt with my lawyer in our Chapter 128 consolidation. Why they would send this letter in my name to my Grandparents is beyond me. I have no idea what htis debt is and they cannot clarify it either only that I owe $1450 and case file is 530768 original creditor LTS Management.
On Nov. 13th 2015 We recieved a letter in the mail from Sar @ Associates. It stated that I owe a online loan that I did on June 3, 2012. Original Vreditor is LTS Mamagement for the amount past due of $1,450. It also showed my last 4 digits of my SS# and a Case File Number. The letter said, ( Your account was recently turned over to SAR & Accociates tp proceed with pre-litigation action against me. Be Advised that your account is severly past due and is now active in our internal Civil Procedures Department of SAR & Associated. Several attempts to resolve this obligayion have been made but have been ignored by you. Failure to contact us within 30 days may result in legal action against you. We encourage you to call our office as soon as possible to take advantage of flexible payment plans to help you settle this outstanding debt. Sincerely SAR and Associates, Civil Procedure Dept. This letter was sent to our new address. But the date they said we took out the loan from them we lived at a different address. My husband called them about this letter due to it was in his name. When he talked to a gentleman ( forgot his name ) my husband him what was this letter all about. He then said what the information said and my husband told him. He told us that my husband took out a online loan. My husband ask from who? He said from Loan Online and More, for the amount of $300.00 on June 3, 2012. My husband responded he never ask for a loan from them and does not owe them anything. He then ask my Husband if the last for digets of his SS# was correct. He replyed yes but someone did a fraudlent loan in my name because I did not and will not pay them anything. So he said to my husband that it is up to him to report this and he is still responible for this loan. My huband told him that if he ever here from them again file charged with the state of Michigan and also the Attorney General. I forgot to say that this company called my husband on this cell phone 2 days ago but he did not answer it. So my husband called the number back that they called from and got a recording that this number is no longer working. So all put together this company is a SCAM and a FRAUD. Please do not give them any money they say you barrowed from then. Wish us Good Luck and we do to everyone that recieves a letter like we did from them.
Sar Associates are a bunch of scammers i just got a letter in the mail stating that i owe Lts money for a payday loan but i never got one they said i got one back in 2012 but i paid that back but when i went online to research the company i found 25 complaints against them i feel better now that im not the only one being sca
Sar and associates sent me letter saying I owe them 1450.00. I called and found out that in 2012 when I needed extra cash I went online and apply for payday loan. I never took it because it was way to much to pay back. But, I see this company got that information and now trying to get 1450. For a 200. Or 300. Loan. They couldn't give me any information on why can't I send them proof of my checking account that I never got that money in my bank. They want me to settle with paying them money on a pre paid card. They want me to send them the number of card lol. Not. They are a trying to rip people off, save ur bank statement for years like I do.
Sent S.A.R. & Associates a letter requesting proof of the alleged payday loan, sent a certified letter to 1231 S. Powerline Road suite 187 Pompano, Florida. The return receipt was signed by Thomas Baisccio however, the letter I received has a retun address of 8201 Peters Road Suite 1000 Ft. Lauderdale, Florida. In their letter, it alledges that I owe $1,450 for a payday loan which is bologna. It's mighty funny how everyone owes the same amount and all loans were taken out in 2012 the year that LTS Management was shut down by the Feds. I filed a complaint with Florida's Attorney General, Consumer Financial Protection Bureau, Florida's Office of Financial Regualation (Consumer Complaint Section). As of this date, the Florida Attorney General's office is now investing my complaint as well as the Consumer Financial Protection Bueau. I would like to suggest to others if you have received the same letter regarding an alledged payday loan with LTS Management Loan Store and S.A.R. & Associates is threatening you with civil action, file a complaint with Florida's Attorney General's Office Pam Bondi The Capitol, PL-01 Tallahassee, Florida 32399-1050 or call 1-877-382-4357.
I received 2 letters today from S A R and associates telling me i had an 876.00 Loan with the Loan shop on ,line that was supposeably taken out in june of 2012...
they said if i dont settle it is active in the interal civil procedures dept...
i have no idea who they are and will be forwarding to the state of FLorida..
I first recieved a call from SAR and Associates in September 2015. They stated that I had a payday loan from April 2012 that was in default and that SAR is now the owners of the debt and were ready to file a civil lawsuit. I asked to have the evidence of this sent to me. They refused stating the verification time had passed and that the letters that were sent to my old addressed were returned. I said that I had a forwarding address so that was unlikely. I said that I still had a right to know what I was dealing with.
This company had my old bank account number from my old Texas account, my social security number and my old IP address. They said the bank verified that the money went into my account. I pulled my old statements and there was no such deposit. They claimed the original debt was with LTS.
I am an auditor with the Federal Government and work in credit. The calls were so abusive and unnerving that I had to check out my old bank account even though I knew I didn't have a payday loan or any unpaid accounts. SAR also does not provide the mini miranda for debt. Legitimate companies are super anal about this requirement. My concern is that if I am unnerved by this company's actions and abusive tactics, what must it be like for vulnerable people with less understanding of the industry? This is flat our abuse. I have reported this company to the CFPB. I want them stopped.
Received a letter today saying was from SAR ASSOCISTES. Saying I owed 876.00 to a place called LoanShop Online LTS Management.never heard of them dated 2012.
I received a letter from SAR & ASSOCIATES. What is this, so I call them. The rep asked me questions. I answered. She said I owe them $1450 I ask for what she said a $300 payday loan. She I owe $1450 cause I never a payment. BS!! I ask where is this information she stated Sar bought my loan from LTS.. Ha I told .her I wasn't paying s*** cause I don't do payday loans she then said I'd have to send them 3 months of my bank statements from 2012. No ma'am I will not, she said do what you want to do I asked for a supervisor she hung up. I immediately contacted my bank to see whats going on...They will be sending my statements and there wasn't a payday loan from Sept 2008 to Nov 2015. Past pissed off!!
I received a letter in the mail on 11/1/2015. Stated that I owed 1450.00 for a payday loan. I called the guy a Mr. Rogers and he stated that I needed to make a payment or I would receive a supeona for court in order to collect. I realized that I did not owe any loan and hadn't been with a financial institution in about 8 or more years. I looked the company up and found out it was a scam.
This company has attempted to make contact with me on a debt that owed to me on several occasions. Each time I talked to someone they made threatened sue me for the loan amount listed which was $1,450.00. After researching with my banker and looking at the letter it's no contact person listed, the phone number is fake and around the time they claim I did this loan which stated 8/2012, I wasn't banking with anyone. My banker also don't have a record of me having accounts in 2012. So they automatically ruled this validation as a frudlent letter. While on the phone with repersentive they was really pushy and kept requesting my bank account information which I didn't give and wouldn't take a money order or prepaid debit card as a alternative option as other collection agency would. The representative that I had communicated with were rude and kept making threats to send out a class action lawsuit against me if I didn't make a payment arrangements with them that day.
I received a letter on 11/4/2015 and was dated 10/15/2015 stating that I owe $1450. It also stated that my case # 734658 is in their civil litigation and that my account is seriously pass due. Several attempts have been made to contact me but I ignored them. I need to contact them in 30 days or there will be legal actions brought against me. I can also set up payment plan to pay my debt off and avoid any legal actions against me. I never heard of these people or this company. This is my first letter of contact from these people. I never had an account with LTS. Management I don't know how or when they got my information to send this letter to me Patrice Shepherd Texas
Received letter today from these people that I owe money to a payday loan company. In reading your reports I received the same letter from these toads that Carie in Philly received with the same amt owed. Same thing that Savannah and Jerome received . Why can't somebody do something about these people? They can complain about everything else in this Country but when you have scum like this preying on people we can't get any help. Thanks everyone for putting this info out and thank God for the internet. We can research these scam artist
Received a threatening letter stating I was loaned $1,126.00 back on 7/5/2012 online from some
company called lts management. Never borrowed any money from them. They threaten to file civil charges. This letter was signed by their so call civil department..no persons name
I recived a letter from this SAR and Associates company on Frday evening, November 6, 2015 claiming that i owed a debt that I have no knowledge of and any idea who these people are.
They claim that i have an outstanding debt of 1450.00, again, which i have no knowledge of.
The letter was dated October 15, 2015, which if it was legitimate, this would give me roughly one week to respond.
I hope that there is some way to trace this company and others that are operating in the same and similar fashion, this is ridiculous, unfair, and outright undue harrassment and needs to stop immediately.
I got a letter from Sar Associates today.It stated your account was recently turned over to SAR& Associates to proceed with pre-litigation action against you. Be advised that your account is severely past due and is now active in our internal Civil Procedures Departmennt of SAR & Associates Several attempts to resolve this obligation have been made but have been ignored by you. Failure tocontact us with in 30 days may result in legal action against you.We encourage you to call our office as soon as possible to take advantage of flexable payment plans to help you settle this outstanding debt
I have received the same threatening letter that is listed on this report. This is my first time hearing from this company nor to I know who they are. Please anyone if you have any additional information or solution to this, I would love to be contacted. The letter is dated October 15, says the original creditor is LTS Management and states that I owe them $1,450
The letter reads as follows:
Your account was recently turned over to SAR & Associates to proceed with pre-litigation action against you.
Be advised that your account is severly past due and is now active in our Internal Civil Procedures Department of SAR & Associates. Several attemps to resolve this obligation have been made but have been ignored by you.
Failure to contact us within 30 days may result in legal action again you.
We encourage you to call our office as soon as possible to take advantage of flexible payment plans to help you settle this outstanding debt.
I received a letter dated October 15, 2015 from Sar & Associates that I had an original debt with LTS Management. The letter stated that this was about a pre-litigation action against me. The letter stated that I had within 30 days to contact them or they may take legal action against me.
Before calling SAR I looked up the information for LTS Management. I saw that the company was closed and had legal action placed against them in Colorado. I then called SAR to investigate more. When I called I spoke with a woman named Sandra Harvey. I gave her the information from the letter I received. She then told me that I had taken out a payday loan with LTS Management for $450 and that I now owe $1400. They told me that it was deposited in my Bank of America account in July 2012. I disputed with her and told her that her information was wrong. She told me that I could fight it in court. I said sure I want to fight this in court. She told me that I can also prove the information wrong by sending my bank account statement and information.
I have read other reports about SAR & Associates and they all say the same exact thing. This is a scam. Please do not send them any of your banking information. I looked up their address and it is in the Regus in Plantation, FL. I plan to call the Regus to find any business operating under that name in their center. I also looked up all the phone numbers listed on the letter and the fax number is the number of another collection company that has a scam report on them.
stating : your account was recently turnoved over to SAR & Assocaies to proceed with pre-litigation action against you.
Be advised that your account is severly past due and is now active in our internal Civil Procedures Department of SAR & Associates. Several attempts to resolve this obligation have been made but have been ignored by you.
Failure to contact us with within 30 days may result in legal action against you.
I did call as I was worried about this. I spoke to Alexander White and informed him that this was the very first letter pertaining in this matter. I nver rcvd any calls or any other letters.
I said that I do not remember anything back from 2012.
Like many others on this rip off site, I too was threatened to be taken to court if I did not pay &1450.00 that I supposedly owed. This company is taking advantage of many people and should be stopped. Augusta, Maine
I received a letter from Sar & associates saying that lts management gave the account to them and it says to proceed with pre-litigation action against me. be advice that my account is severely past due and is now active in our internal civil procedures department of Sar & associates. failure to contact us in 30 days may result in legal action against me. the thing is I do not know who is LTS MANAGEMENT
SAR & ASSOCIATES Reviews
I received a letter and a call from this company, I returned the call and they wanted me to verify all of my information. I had my idenity stolen a couple of years ago. They said that I owed $1450.00 and that I only had until the close of business to come up with the money or they were going to issue a warrant for my arrest. I work for the government and and tried to explain to the gentleman that I have never taken out a payday loan nor have I ever heard of his company. He explained to me that since I was not cooperating with him that he will take it as a failure to pay and a warrent will be issued by COB.
I have seen several reports on this website on people that have been scammed by this Sar and Associates claiming to collect for LTS Management. I was concerned that I may actually owe something therefore they have already gotten $250 from me and will be getting $375 more if I don't do something. I would love some advice on this mà tter. If this is a true scam I will need to call me credit card company and make them aware so they won't allow any more payments to go through. any suggestions?
I was first contacted by SAR Associates in November 2015 company stating that I took out a payday loan on 7-17-2012 to an account they provided information on. I knew of the account and also knew that this account was closed (3-16-2011) for approximately 1.5 years prior to this collection claim. I did not initiate nor did I receive this loan. There is no payday loan company that can deposit money into a closed account. Although I have proof the account was closed at the time of their alleged deposit, they are threatening me with reporting to a credit bureau. I have disputed their claim via fax and writing although I have never received any letters or paperwork to substantiate their claim. I can't say this company is a fraud but I can state that their collection practices go directly against the Fair Credit Reporting Act and I will fight them all the way.
Received a letter dated October 15th, 2015 from a company named SAR & Associates. They claim to be a debt collector representing LTS Management. They provide a case file no. 691031 and state that I owe $1,450 within 30 days or they will seek legal action against me. I have done my homework and found many, many others who have receved the EXACT SAME letter (verbatim). It's obvious to me that this is a scam. They have been attempting to contact me for a couple of months now. Calling 2-3 times a day and sending this same letter twice a month.
This company contacted me and said the exact same thing that I owed them $1450 and would settle for $450. They said they had all my info and but wouldn't disclose the name of the creditor at first. They said the account was sold to them but wouldn't give me the account number or the name and number of the credito. I told them that they have to disclose this info and they told me then that it was from LTS management company which has been shut down and bankrupt.
They have called me from several different numbers with different area codes with the latest being a 423 area code. I just want them to stop and can anyone help
I received a letter from S.a.r. & associates that I borrowed money on a loan I didn't tjat I owed 1450.00 said no way they were recording me so i dsaid no they were speaking to there boss they would take a settlement for 500.00 gave them my debit account they were supposed to take 50.00 out every two weeks starting nov 27th keep on checking with bank statements on line none out yet called them said itdss still being processed still not out yet as of today dec. 5th i'm going to my bank to cancel everything the person said that i couldn't stop payments cause they would charge me
Received letter dated Nov 5 2015 for an alleged loan in the amount of $958.00 taken 8/26/2012 from LOan Shop
Online LTS Management.
Staing: I defaulted on this loan and have been turned over to S.A.R. & Associates, now active
in their internal Civil PRocedures Department. Several attempts to resolve this outstanding balance have been ignored. It is
imperyou resoldve this matter immediately.
At this time we are offering you an opportunity to enrollinto an affordable discounted repayment plan to resolve this
outstanging balance. Enrolling in this program will avoid further civil action from taking place against you and will stop
further negative reporting to your credit report.
Call us today at 866-408-3383 to avoid further action from taking place against you. If this matter is not resolved
we reserve the right to commence legal proceedings to recove the outstanding balance without further notice to you.
We are are open Monday-Friday 9:00am to 10:00 pm and Satruday from 10:00 am to 10:00pm EST.
no signature just CIVIL PROCEDURES DEPARTMENT.
have also received 2 voice messages stating to call them asap. I do not know who this alleged loan company is and to best of my recollection have NEVER done business with them
These people are harassing me and they won't stop! They claim I owe money for a payday loan which is untrue. I asked them (twice) to send proof and they were unbelievably rude in response. They won't leave me alone. They sent me something in the mail and they call me every single day and they refuse to leave me alone. I don't owe money for any payday loan! It has been over 5 or 6years since I have taken a payday loan and I have always paid those stupid things off.
The claim is that I owe $1450 which is completely false. I THINK they also claim to work with another company called LTS Management.
I was contacted via phone and mail by SAR & Associates, claiming they were attempting to collect a debt. They went through their collection script rambling off my personal information they received from a cash advance loan application I completed online June 2012. The rep stated a company named LTS Management deposited $400.00, into my bank account which was never paid back. I recalled completing a general online application that reports back cash advance companies willing to offer you a short term loan. Once I read the extremely high finance charge I decided not to continue with the loan process. I explained to the rep I never received any money and I could provide proof nothing was deposited into my personal account. She then went on to state this account has been passed on to multiple collection companies and now they have the account in their office. The amount owed now is $1450.00, since June 21, 2012. They would be willing to settle the account for $450.00, to keep it from reporting to the three credit bureaus. At this point I knew this was a scam because not only did I know I never took out the cash advance, but I was never contacted by these so called other collection agencies the passed three years in regards to this account. When I insisted on not being aware of this account, their rep got very rude with me and said "when you're ready to take this account seriously call us back", and then hung up on me. I never heard of LTS Management, nor believe they are in business. SAR & Associates didn't have a web address listed on the letter they sent me, and I couldn't find any information online that matched their name and physical address. They've called me from five different phone numbers. Three toll free and two local phone numbers. When they contacted me a second time over the phone I asked the rep whose database did they hack to obtain my personal information. I told him I work in I.T. and the company I work for are currently conducting security inspections for major corporations to prevent people like them stealing their customers personal information. When I told him that he hung up on me again. If anyone is contacted by SAR & Associates please do not give them any of your personal information and definitely don't pay them any money. My next step is to report them to the FBI in Detroit.
A letter was sent from SAR & Associates re a payday loan from 2012 to LTS Management Services. If I didn't rpply within 30 days may rssult in legal action. They knew where I baned, whom I was employed by at that time. If I wanted to make flexible paymets ii would go down from $1450 to $724.
Because I called in response to the letter, they continue to send more letters and conyinue to call.
I received a letter from this company stating I defaulted on a loan of $958.00 to the Loan Shop/LTS Management who are all out of business. I thought about this and became very angry and upset. I researched this company and found many complaints. I had gone through The Blue Ridge Law Group of Irvine, Califormia to handle this matter for me to the Loan Shop and LT Management which was paid in full over 3 years ago. I just wanted to file this report to say that I see I am not the only one that is tried to have money ripped off from individuals. Also saw on one repoirt that this company is out the country as so so many other supposed debt collection agencies are. I am filing a complaint report with the FTC in Tallahasse, Fl to investigate this compny.
I was contacted by SAR saying that I recieved a payday loan from LTS management. I contacted the police in Ft Lauderdale. Sar says i owed them $500. I also researhed the address and that address corresponds with a Property Management Company.
This company sent me a letter saying i owe this money to them but i never dealt with online services or pay day loans. They asked me for a checking account number and i would not give it. They said they were going to take this further.
Received a letter, didn't pay any attention to it because I knew I didn't have any debt owed. Then days later received a call while I was in the shower no message, did a reverse search saw the company name after a few searches, called the number back, spoke to this woman tried to tell me that she is collecting on a debt from 2012 for a online payday loan that I got and never payed back, while I had her on the phone I looked at both my bank and credit report didn't see anything.
I told her I would research this further and call them back, she said she would put a hold on my account, I told her to do what ever she needed to do I don't care but I'm not agreeing to anyone or anything until I researched it. End up researching it did not see a single thing on my bank statements from 01/2012 - 03/2012, nothing on my credit reports about any loans. Called them back told them to never call me again and I researched and did not see anything. she told me I needed to send them something stating that to remove my name and I asked what and she said the burden was on me, which doesn't make sense.
I said yea whatever don't call me again. didn't receive a call until today some guy talking about he making a second attempt to collect a debt. Do not fall for them they are trying to scam, they have some info to almost seem legit. but I'm not stupid and I never borrow and not pay back. I will block their number and never speak to them again, they do whatver they feel they need to do, I have my statements from the time they said proving I never received any payday loans.
I received a letter today, November 20, 2015 that was dated November 12, 2015 stating that my defaulted account was recently turned over to S.A.R & Associates; and it was now active in their internal Civil Procedures Department. The letter also states that several attempts to resolve the outstanding balance of $958.00 have been ignored and it it is imperative that I resolve the matter immediately.
Supposedly by sending the letter S.A.R & Associates was offering me an oppoortunity to enroll in an affordable discounted repayment plan to resolve the outstanding blanace. Enrolling in the program would avoid further civil action from taking place against me and would stop any future negative reporting to my credit report.
I was told to call them at 866-408-3383 to avoid further action from taking place against me. If the matter was not resolved they reserved the right to commence legal proceedings to recover the outstanding balance without further notice to me. They are open Monday - Friday 9:00 AM to 10:00 PM and Saturday from 10:00 AM to 10:00 PM EST.
I did in fact call 866-408-3383 and with some by the name of Danny Jackson. Danny was very rude and unprofessional when I asked him the routing number and account number that he supposedly had on file. He would only give me the routing number stating that I didn't need the account number I could just go the bank and get a copy of my statement and fax it too him. He also stated that he would grant me an extension to fax my bank statement over to him by tomorrow. Of course, Danny doesn't know that I'm very leary of companies like him because I've had this happen to me in the past so I continue to ask more questions and he continues to tell me that we are on a recorded line and that if I don't pay or fax over my statement that legal action would be taken. Supposedly, I took out a loan online for $450 and it was deposited into my bank account on June 26, 2012. The original loan amount on the letter sent by S.A.R states $950.00 not $450. So another goes off besides the fact that I knew that I had never heard of or taken any loan out with a company called LTS Management. This information is relayed to Danny and he insists that he hears it all the time; people tell them that they never had a loan and they end up lying. And he still insists on getting my bank statement. So by that time, I was frustrated and hung up.
I have received several phone calls and voice mail messages were my phone did not even ring, from this company saying I owe money on a loan I have no record or memory of ever getting. Tonight I get two seperate letters stating I owe $1126.00 for the loan I do not recall getting.
I received a letter from SAR & Associates stating that they were attempting to collect a debt for a company named LTS Management. They stated I had 30 days to respond before legal action would be taken to collect an amount of $1450, which they claim I am delinquent in paying. I have never heard of either company and owe no such debt. This letter was an attempt to scam me.
They don't have my phone number but are calling my son numerous times a day. i talked to them and they said I owe some fictitious company $1329.
This company SAR &Associates, sent me 4 letters stating that I took out a loan in 2012, which is a lie, never applied or received anything. I called asked them to send me documents to provide their proof, and they said I had a week to make some kind of arrangements, I asked for documents again they said it will take to long before I received it, so I asked were they local and said yes, I told them ill pick them up, and than I was told they were not local, so I told them I was FWD this to my local authorities and they hung up on me
Dated October 15,2015'staes exactly your account was recently turned over to SAR Associatesto proceed with pre litigation action against you.
be advised that your account is severely past due and is now active in our Internal Civil Procedures Dept of Sar and Associates. Several attempts have been made but ignored by you.
failure to contact us within 30'days may result in legal action required.
we ecourage you to call our office ASAP to take advantage of flexible,payment plans to help you settle this outstanding debt
On Friday, October 9, 2015, I was left a voice mail message on my cell phone. In summary, the message stated that "The Civil Procedures Division had legal documents regarding a complaint filed in their office. Failure to call back would result in legal action moving forward against me." On Saturday, October 16. 2015, I returned the call and was told that S.A.R. Associates was collecting for LTS Case Management for an online loan (Loan Shop) in my name. On May 21, 2012. I was informed that although the original amount was $450.00, due to fees and late charges the loan had escalated to $1792.43. Since I had not requested this loan online, I asked for validation of the debt. S.A.R. & Associates quoted an old email account, my social security number, address, and cell phone number. I told the representative that I had been a victim of identity theft and that my personal information was among the "thieves". I was told that I am being held responsible for the debt. A solution was presented to me: Pay $50.00 by 5:00 pm that day, and set up arrangements to pay two (2) additional payments of $194.00, and the account would be settled for $388.00 and no further legal action would occur. Needless, to say, since I did not apply for an online loan or receive any funds from this company, I refused to pay any money. I did contact a reputable company for legal advice.
I have been receiving numerous phone calls from Florida with a recording saying there is an important message for me about collecting a debit. I called back and they had my last name slightly wrong and my social security # also wrong. I dismissed it but then received a letter stating:
Your account was recently turned over to SAR & Associates to proceed with pre-litigation action against you....(etc.)
I called the number and it went to California to some hotel agency. She said that was the 2nd phone call she got regarding this kind of letter and that is sounded like a scam. It looks like from this web site there was once a number people actually were conecting to this fraudulent company... Not sure how to shut them down. Just kinda creepy that they have my cell phone # and my address.
I was recently notified that my information held by OPM was breached (Hoorah Federal Government for keeping my information safe...NOT). Shortly after I started receiving calls from SAR &Associates, stating I owed a payday loan in the amount of $958. The letter came from their "Civil Procedures Department" They have the last 4 of "A" social security number in the regards section of the letter... I (so they say) received a payday loan in 2012, however, it is in Civil dispute, never on my credit report, did I mention the amount owed is odd? I researched payday loans because I have never received one, I have yet to come across one who lends in halves and not whole dollar amounts. Calling SAR the "representitive" gave me bits and peices of some very old information, and seriously wanted me to verify this madness she was rambling off to me...Ummmmm NO! These people and their company are a complete CROCK and I will be taking this new letter they sent me to my security office tomorrow. Do not give these people the time of day, if they call you DO NOT talk to them, hang up immediately and if possible, change your phone number... They are relentless...
I kept getting calls, not for days but weeks, from a local number. Thinking it was political I didnt answer. One day after 5 pm they left a message, could barely understand them, about a debt. when I called them back (on saturday) they stated it was over a online payday loan in which I hadn't paid back and they were trying to collect. I asked them to send me a letter and they stated it would take to long to get here, that they needed a payment now. I offered, since I thought they were local, to.go pick something up from them. They then told me that they weren't local, they were from somewhere else. They wouldn't even send an email out. After talking to them Saturday the 14th of November (which it was past 1pm), I received a letter from them today (Monday the 16th of November). I'm pretty sure I've paid off these debts I had and that I don't owe anything on them.
I also received a letter from this company that stated that I owed money to Loan Shop Online in the amount of $1,329 back from 2012. Of course I paid off a loan that I had with them back in 2012. So I know that this is fraudulent. The letter is also offering an opportunity to enroll in an affordable discounted repayment plan to resolve the outstanding balance and that enrolling in this program will avoid further civil action from taking place against me and will stop future negative reporting to my credit. Of course such is not on my credit report. The letter asked that I call 866-408-3383 to avoid further action from taking place against me. It also stated that if this matter is not resolved, they reserve the right to commence legal proceedings to recover the outstanding balance without further notice to me.
I began received calls from this so called company for about a month. I never answered the calls because the first voice mail i got from them said that i needed to contact them immediately because there was a civil action taken against me but they did not state my name. I found that very odd because if this was an urgent matter your should leave the persons name your are attempting to contact. My voice mail is the automatic voice and does not have my name on it. So after a month with no call backs to this company, i got a letter advising me of this defaulted account back in 2012. After reading the numerous reports about this i was relieved because my intuition was right, this is just a scam.. I had to file my report as well so that people don't feel obligated to paid these criminals something they don't owe.
Received a letter from SAR & Associates dated November 12, 2015 stating that my defaulted account was recently turned over to their company. Several attempts to resolve this outstanding balance have been ignored. It is imperative you resolve this matter immediately. The Balance I supposedly owe is $1126.00 from Loan Shop Online LtS Management. I have never heard of them and haven't received any phone calls from SAR & associates. The letter looks fake! SCAM Alert
I received a letter from SAR & Associates saying I owe 876.00 for a payday loan that I don't remember receiving. They haven't given me any more information besides the date the loan was supposely received. It's ironic that the date was around the time I suffered identity theft. I tried to explain this to them but they said I had two options. I could either pay in full or 300 dollars could be taken off tge original amount. I'm trying to dispute this but they said they would have to send it to civil court even though the letter says I have 30 days. I refuse to hand over money for a debt that I don't remember incuring. I'm aware that this is happening to lots of people and no one should be forced to pay for anything when there's no proof that the debt is real.
I have no idea who LTS Management is, I know that I have no debts needing to be paid as I have all my debt with my lawyer in our Chapter 128 consolidation. Why they would send this letter in my name to my Grandparents is beyond me. I have no idea what htis debt is and they cannot clarify it either only that I owe $1450 and case file is 530768 original creditor LTS Management.
On Nov. 13th 2015 We recieved a letter in the mail from Sar @ Associates. It stated that I owe a online loan that I did on June 3, 2012. Original Vreditor is LTS Mamagement for the amount past due of $1,450. It also showed my last 4 digits of my SS# and a Case File Number. The letter said, ( Your account was recently turned over to SAR & Accociates tp proceed with pre-litigation action against me. Be Advised that your account is severly past due and is now active in our internal Civil Procedures Department of SAR & Associated. Several attempts to resolve this obligayion have been made but have been ignored by you. Failure to contact us within 30 days may result in legal action against you. We encourage you to call our office as soon as possible to take advantage of flexible payment plans to help you settle this outstanding debt. Sincerely SAR and Associates, Civil Procedure Dept. This letter was sent to our new address. But the date they said we took out the loan from them we lived at a different address. My husband called them about this letter due to it was in his name. When he talked to a gentleman ( forgot his name ) my husband him what was this letter all about. He then said what the information said and my husband told him. He told us that my husband took out a online loan. My husband ask from who? He said from Loan Online and More, for the amount of $300.00 on June 3, 2012. My husband responded he never ask for a loan from them and does not owe them anything. He then ask my Husband if the last for digets of his SS# was correct. He replyed yes but someone did a fraudlent loan in my name because I did not and will not pay them anything. So he said to my husband that it is up to him to report this and he is still responible for this loan. My huband told him that if he ever here from them again file charged with the state of Michigan and also the Attorney General. I forgot to say that this company called my husband on this cell phone 2 days ago but he did not answer it. So my husband called the number back that they called from and got a recording that this number is no longer working. So all put together this company is a SCAM and a FRAUD. Please do not give them any money they say you barrowed from then. Wish us Good Luck and we do to everyone that recieves a letter like we did from them.
Sar Associates are a bunch of scammers i just got a letter in the mail stating that i owe Lts money for a payday loan but i never got one they said i got one back in 2012 but i paid that back but when i went online to research the company i found 25 complaints against them i feel better now that im not the only one being sca
Sar and associates sent me letter saying I owe them 1450.00. I called and found out that in 2012 when I needed extra cash I went online and apply for payday loan. I never took it because it was way to much to pay back. But, I see this company got that information and now trying to get 1450. For a 200. Or 300. Loan. They couldn't give me any information on why can't I send them proof of my checking account that I never got that money in my bank. They want me to settle with paying them money on a pre paid card. They want me to send them the number of card lol. Not. They are a trying to rip people off, save ur bank statement for years like I do.
Sent S.A.R. & Associates a letter requesting proof of the alleged payday loan, sent a certified letter to 1231 S. Powerline Road suite 187 Pompano, Florida. The return receipt was signed by Thomas Baisccio however, the letter I received has a retun address of 8201 Peters Road Suite 1000 Ft. Lauderdale, Florida. In their letter, it alledges that I owe $1,450 for a payday loan which is bologna. It's mighty funny how everyone owes the same amount and all loans were taken out in 2012 the year that LTS Management was shut down by the Feds. I filed a complaint with Florida's Attorney General, Consumer Financial Protection Bureau, Florida's Office of Financial Regualation (Consumer Complaint Section). As of this date, the Florida Attorney General's office is now investing my complaint as well as the Consumer Financial Protection Bueau. I would like to suggest to others if you have received the same letter regarding an alledged payday loan with LTS Management Loan Store and S.A.R. & Associates is threatening you with civil action, file a complaint with Florida's Attorney General's Office Pam Bondi The Capitol, PL-01 Tallahassee, Florida 32399-1050 or call 1-877-382-4357.
I received 2 letters today from S A R and associates telling me i had an 876.00 Loan with the Loan shop on ,line that was supposeably taken out in june of 2012...
they said if i dont settle it is active in the interal civil procedures dept...
i have no idea who they are and will be forwarding to the state of FLorida..
I first recieved a call from SAR and Associates in September 2015. They stated that I had a payday loan from April 2012 that was in default and that SAR is now the owners of the debt and were ready to file a civil lawsuit. I asked to have the evidence of this sent to me. They refused stating the verification time had passed and that the letters that were sent to my old addressed were returned. I said that I had a forwarding address so that was unlikely. I said that I still had a right to know what I was dealing with.
This company had my old bank account number from my old Texas account, my social security number and my old IP address. They said the bank verified that the money went into my account. I pulled my old statements and there was no such deposit. They claimed the original debt was with LTS.
I am an auditor with the Federal Government and work in credit. The calls were so abusive and unnerving that I had to check out my old bank account even though I knew I didn't have a payday loan or any unpaid accounts. SAR also does not provide the mini miranda for debt. Legitimate companies are super anal about this requirement. My concern is that if I am unnerved by this company's actions and abusive tactics, what must it be like for vulnerable people with less understanding of the industry? This is flat our abuse. I have reported this company to the CFPB. I want them stopped.
Received a letter today saying was from SAR ASSOCISTES. Saying I owed 876.00 to a place called LoanShop Online LTS Management.never heard of them dated 2012.
I received a letter from SAR & ASSOCIATES. What is this, so I call them. The rep asked me questions. I answered. She said I owe them $1450 I ask for what she said a $300 payday loan. She I owe $1450 cause I never a payment. BS!! I ask where is this information she stated Sar bought my loan from LTS.. Ha I told .her I wasn't paying s*** cause I don't do payday loans she then said I'd have to send them 3 months of my bank statements from 2012. No ma'am I will not, she said do what you want to do I asked for a supervisor she hung up. I immediately contacted my bank to see whats going on...They will be sending my statements and there wasn't a payday loan from Sept 2008 to Nov 2015. Past pissed off!!
I received a letter in the mail on 11/1/2015. Stated that I owed 1450.00 for a payday loan. I called the guy a Mr. Rogers and he stated that I needed to make a payment or I would receive a supeona for court in order to collect. I realized that I did not owe any loan and hadn't been with a financial institution in about 8 or more years. I looked the company up and found out it was a scam.
This company has attempted to make contact with me on a debt that owed to me on several occasions. Each time I talked to someone they made threatened sue me for the loan amount listed which was $1,450.00. After researching with my banker and looking at the letter it's no contact person listed, the phone number is fake and around the time they claim I did this loan which stated 8/2012, I wasn't banking with anyone. My banker also don't have a record of me having accounts in 2012. So they automatically ruled this validation as a frudlent letter. While on the phone with repersentive they was really pushy and kept requesting my bank account information which I didn't give and wouldn't take a money order or prepaid debit card as a alternative option as other collection agency would. The representative that I had communicated with were rude and kept making threats to send out a class action lawsuit against me if I didn't make a payment arrangements with them that day.
I received a letter on 11/4/2015 and was dated 10/15/2015 stating that I owe $1450. It also stated that my case # 734658 is in their civil litigation and that my account is seriously pass due. Several attempts have been made to contact me but I ignored them. I need to contact them in 30 days or there will be legal actions brought against me. I can also set up payment plan to pay my debt off and avoid any legal actions against me. I never heard of these people or this company. This is my first letter of contact from these people. I never had an account with LTS. Management I don't know how or when they got my information to send this letter to me Patrice Shepherd Texas
Received letter today from these people that I owe money to a payday loan company. In reading your reports I received the same letter from these toads that Carie in Philly received with the same amt owed. Same thing that Savannah and Jerome received . Why can't somebody do something about these people? They can complain about everything else in this Country but when you have scum like this preying on people we can't get any help. Thanks everyone for putting this info out and thank God for the internet. We can research these scam artist
Received a threatening letter stating I was loaned $1,126.00 back on 7/5/2012 online from some
company called lts management. Never borrowed any money from them. They threaten to file civil charges. This letter was signed by their so call civil department..no persons name
this a definite fraud
I recived a letter from this SAR and Associates company on Frday evening, November 6, 2015 claiming that i owed a debt that I have no knowledge of and any idea who these people are.
They claim that i have an outstanding debt of 1450.00, again, which i have no knowledge of.
The letter was dated October 15, 2015, which if it was legitimate, this would give me roughly one week to respond.
I hope that there is some way to trace this company and others that are operating in the same and similar fashion, this is ridiculous, unfair, and outright undue harrassment and needs to stop immediately.
I got a letter from Sar Associates today.It stated your account was recently turned over to SAR& Associates to proceed with pre-litigation action against you. Be advised that your account is severely past due and is now active in our internal Civil Procedures Departmennt of SAR & Associates Several attempts to resolve this obligation have been made but have been ignored by you. Failure tocontact us with in 30 days may result in legal action against you.We encourage you to call our office as soon as possible to take advantage of flexable payment plans to help you settle this outstanding debt
I have received the same threatening letter that is listed on this report. This is my first time hearing from this company nor to I know who they are. Please anyone if you have any additional information or solution to this, I would love to be contacted. The letter is dated October 15, says the original creditor is LTS Management and states that I owe them $1,450
The letter reads as follows:
Your account was recently turned over to SAR & Associates to proceed with pre-litigation action against you.
Be advised that your account is severly past due and is now active in our Internal Civil Procedures Department of SAR & Associates. Several attemps to resolve this obligation have been made but have been ignored by you.
Failure to contact us within 30 days may result in legal action again you.
We encourage you to call our office as soon as possible to take advantage of flexible payment plans to help you settle this outstanding debt.
Received a letter stating I owe a company under the name LTS Management $1450.
I knew immediately is was a scam! No such company or number at this address!
I received a letter dated October 15, 2015 from Sar & Associates that I had an original debt with LTS Management. The letter stated that this was about a pre-litigation action against me. The letter stated that I had within 30 days to contact them or they may take legal action against me.
Before calling SAR I looked up the information for LTS Management. I saw that the company was closed and had legal action placed against them in Colorado. I then called SAR to investigate more. When I called I spoke with a woman named Sandra Harvey. I gave her the information from the letter I received. She then told me that I had taken out a payday loan with LTS Management for $450 and that I now owe $1400. They told me that it was deposited in my Bank of America account in July 2012. I disputed with her and told her that her information was wrong. She told me that I could fight it in court. I said sure I want to fight this in court. She told me that I can also prove the information wrong by sending my bank account statement and information.
I have read other reports about SAR & Associates and they all say the same exact thing. This is a scam. Please do not send them any of your banking information. I looked up their address and it is in the Regus in Plantation, FL. I plan to call the Regus to find any business operating under that name in their center. I also looked up all the phone numbers listed on the letter and the fax number is the number of another collection company that has a scam report on them.
I received letter from Sar & Associates stating:
Original creditor was LTS Management
Case no: 44282
Past Due: 1450
stating : your account was recently turnoved over to SAR & Assocaies to proceed with pre-litigation action against you.
Be advised that your account is severly past due and is now active in our internal Civil Procedures Department of SAR & Associates. Several attempts to resolve this obligation have been made but have been ignored by you.
Failure to contact us with within 30 days may result in legal action against you.
I did call as I was worried about this. I spoke to Alexander White and informed him that this was the very first letter pertaining in this matter. I nver rcvd any calls or any other letters.
I said that I do not remember anything back from 2012.
Like many others on this rip off site, I too was threatened to be taken to court if I did not pay &1450.00 that I supposedly owed. This company is taking advantage of many people and should be stopped. Augusta, Maine
I received a letter from Sar & associates saying that lts management gave the account to them and it says to proceed with pre-litigation action against me. be advice that my account is severely past due and is now active in our internal civil procedures department of Sar & associates. failure to contact us in 30 days may result in legal action against me. the thing is I do not know who is LTS MANAGEMENT