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report scam| Country | United States |
| State | California |
| City | Orange |
| Address | 1815 E Heim Ave #204 |
| Phone | 888-606-1092 |
| Website | http://www.rayreynoldssurvived.com/ |
If anyone starts a class action lawsuit on ray reynolds please let me know!
I purchased a package from Ray Reynolds Survived/The Giving Days Foundation/My Credit Score Watcher for: Credit Repair, Raise my credit score above 700, and acquire me a credit line in the amount of $25,000 in the form of credit card/s. I paid them $1200 to get me a $25K credit line. They said they will be able to provide the credit line within 6 months. Its been over a year since I paid them. I first paid them $500 September 2017 and then $700 by bank wire Dec. 1, 2017. They ordered all credit reports from the 3 credit bureaus. Then they said they're disputing negative items on my reports. I asked them about the outstanding accounts in collections and they told me I don't need to worry about that. They told me not to apply for new credit and get inquires on my credit report so I followed their instructions and have not applied for new credit. Then they told me I need to get a secured Open Sky credit card so I did that in February 2018. Then they told me that they need to see 3 months of ontime pymts on the Open Sky card and they'll apply for my $25k credit card. After 3 months of ontime pymts then they said I need to have 3 open lines of credit. They said they'll apply for the other two lines of credit (starter cards) but before they do that I need to keep the Open Sky balance at 30% of the limit. I did that the next month.
Then they said I need to pay off all my accounts in collections listed on my credit report. I told them they knew about the accounts in collections when I first signed up for their services and Monica said I do not need to pay them. More than 2 times during the last 3 months I asked them for a refund over the phone and via email, and they told me they're not giving me a refund because they're working on getting my credit line. I've tried to speak to a manager and that person Ruby (claiming to be the manager) was rude and hung the phone up on me. I don't think they have a manager I think they're a scam. I referred my friend to Ray Reynolds when I first hired them and my friend said they didn't provide her services either. Instead they tried to get more money from Lauren to increase a credit line they were supposed to acquire for her.
My credit score is below 600 and they haven't gotten me 1 credit card (or credit line). I just want my $1200 back and I don't want this to happen to anyone else. Ray Reynolds is a fraud and a scam. Ray Reynolds has my personal information such as social security number, address, date of birth, and photocopy of my state ID. I'm scared that they will misuse my information for identity theft because they are criminals. They refused to give me a refund because they have fraudulent business practices. In addition, I will be writing the congressman in their district alerting other government oversight committees of this scam so other decent Americans will not be taken advantage of. I'm also filing a complaint with the better business bureau AND ICE. Every time I contacted Ray Reynolds Survived/The Giving Days Foundation/My Credit Score Watcher all the people I've spoken with on the phone have Hispanic accents and they don't know each other last names. Monica's email says her last name is Perez but I don't know what to believe from these people. Then they claim the Giving Days Foundation is a non-profit that helps veterans with the money they collect from credit repair. RAY REYNOLDS & GIVING DAYS FOUNDATION MUST BE STOPPED!!!
Hi there i am in the exact same situation. Do not even need to repeat myself. The same story. Only I was hoping for a million dollar line of credit so I could start flipping investment properties. I lost $20,000! I am interested in speaking to you more on this issue. Let me know when we can speak. I
In February of 2008: After watching Ray Reynolds Plan TV infomercial program....I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide.
I was sold a package deal, that went from the product advertized, (CDs &
books to teach the secrets of the ins & outs - ways & means of making a
new business work successfully), to a package which was represented to include a line of credit of $5,000.00 for his business.
10 months of a monthly charge to my credit card later, there is nothing to show for the additional $500.00 tacked onto the original TV offer of the CDs & books of Ray Reynolds wisdom.
There is no $5,000.00 line of credit for his business.
A Ray Reynolds representative told me that what I paid for was an agreed
upon upgrade to the original TV offer of the CDs & books which includes
a credit council service.
..."Credit Council Service", my son can apply for, with them, for their
assistance in the paper work to apply for credit with various companies
for his business.......if he meets their criteria, they will do the applying
with companies for credit on behalf of his business.
This is not what was represented to me.
There is absolutely nothing to show for the additional $500.00 I paid.
I have no recourse to recover my money...it is not a fortune and appears
to be a drop in the bucket as to what others have reported to have
lost to the Ray Reynolds Plan.
The bottom line is: if you heard about it in an infomercial....it is a scam.
Don't fall for it.
I hope this helps someone out there save their money.
Mr Reynolds has been a crook for a long time, and people still fall for his scams. I bought his corporation package and did not get what I was promised with the corporation papers, credit line, etc. He is very amusing, convincing,with fun stories. At the end he is just a crook that conned his own wife, brags about it and he is an expert in creating fake companies so he can change a business overnight. His company owns the assets and he appears as only an employee, with his company paying for his car, house, etc. So there is little that can be attached in a lawsuit unless he is found to be piercing the corporate veil and he is found to be in a racketeering business which he is. He was punished by God when on holiday with his friends on a yacht got the west Nile virus and was put in a coma, After he recovered he found out that his crooked associates cleaned him out with all the fake corporations that he had created. Forgetting his experience and without mending his ways, he keeps doing wrong to people. I wouldn't be surprised if the gets punished again by God with the novel corona virus.
Ray you are old already, mend your ways; all the money in the world will not save you from the punishment that is coming for you. You don't need to harm people and take their hard earned money. Learn to leave a simple life with a less flashy car, a modest house and with people that love you not because of your money but for your strength of character and your honesty. It is not too late, return the money stop conning people start an honest business this time, You could own a laundry business since you are so good at washing money and instead of teaching your crooked ways, you teach people to pay their debts and to be honest in their dealings; instead of promising them lines of credit that you know you will never get them unless their business is a legal and established one with good records and three years of tax returns that show a profit, which by then they will realize that they don't really need you.
To all of you that fell for his scam of credit repair it would be better to contact your creditors and ask for a reduction of debt, a payment plan or something that will fix your credit and will serve you instead of giving money to a crook. Think about it he is in the business of robbing the robbers that skipped on a debt and are not paying and they feel they are the victims. He is a crook and so are you. If you are really serious just file for bankruptcy, in seven years you can reapply for credit. You don't need credit if you are planning on skipping on a debt again. Stop watching TV playing video games and dreaming, get a second job instead and start having the life that you wanted with your own effort without resorting to credit.
I signed up for a class that teaches you how to complete the IRS 1023 form for a Non-Profit Corporation. The class was a $1200 webinar online. The day of the webinar, I called because I could not log in and they said that I was not registered, they didn't have any record of my payment. Yet my credit card was charged several weeks prior.
I did not get through to anyone who would let me into the webinar after several calls to try. The lady who I was supposed to call if something did go wrong was unavailable and no one could find her. Then after my frustration level was already to the max and I could not get logged into the webinar, my father, who is at home on a feeding tube in bed with advanced Parkinson's disease, had his feeding tube come out of his stomach when the nurse was bathing him and I had to immediately dial 911 and get the ambulance to take him to the hospital to put a new tube directly into his stomach. I had to put an emergency tube in myself until we got to the hospital.
When I tried to call them back the next day, they said there were no refunds if I couldn't make the webinar, not even because of an emergency. They wouldn't let me into the webinar because they said they had no record of me paying when I tried to log in.
I contacted the company several times prior to this when I purchased the Corporation Kit from them and every time I called, no one seemed to know what was going on and there was major disorganization, their staff had a high turnover rate and it was just a confusing mess every time I called. So I had a bad taste in my mouth by the time this situation occurred.
So, they did not let me re-schedule the event for another time, instead, they put me into another program which was completely unrelated and I didn't want. And frankly was worthless, rambling talk about he same thing over and over week after week. No real content.
The bottom line, I paid for a product and they didn't let me into the webinar because of THEIR disorganization and then they blamed it on my not attending because of my emergency.
This company is very disorganized and buyer beware, NEVER BUY AN ONLINE WEBINAR, if ANYTHING goes wrong, (audio or video problems) tough luck, they will not refund you, even if THEY can't find the fact that you paid. Their disorganization cost me $1200.
I paid well in advance for this and by the time the webinar time arrived, it was too late to dispute it on my credit card. Again, buyer beware, NEVER PAY FOR SOMETHING EARLY, you can't dispute it on your card later.
I will never use this company again. They cannot stand by their product or their name. Ray Reynolds, shame on you.
I purchased the Ray Reynolds course recently and after I had purchased the course I could not get in contact with the company.I have tried to call the headquarters and did not get threw.
these criminals ray reynolds / dana ray reynolds & staff from the giving days foundation and my credit score watcher are stealing hundreds to tens of thousands of dollars from hundreds to thousands of people per month! this means they are "stealing" - - - millions - - - - of dollars per month from good people like you & i.
- - - - - - - - - ray reynolds & others are operating a non-profit doing extreme harm!!!!! - - - - - - - - - yes! extreme harm!!! ray reynolds has 20+ alieses he uses to scam vast amounts of money out of yours & thousands of peoples pockets monthly & yearly! he went to jail under dana ray reynolds for tax evasion for 18 months. and whomever let him out was supposed to make sure he wasn't committing additional crimes and clearly he was & is and they should be put behind bars themselves for not doing thier job and letting a criminal on the streets.
to put these criminals in jail everyone hurt by them needs to file a report with the ftc at www.ftc.gov again that is www.ftc.gov then they will go after them when they have enough claims against them. they are supposedly the only organization that can put these criminals behind bars where they belong! just think about how many millions of dollars they are making per month from stealing hundreds to tens of thousands of dollars from good people like you and me & possibly many others you may know, like or trust. it is pittiful that the police, the irs, the fbi & other government organizations won't put these massive criminals behind bars where they belong!
our legal system is so out of wack that if this guy & criminal team destroyed someone life that they committed suicide ending up with manslauter charges against this criminal organization and someone came after them & shot them with a gun, the person who shot them would go to jail, but the criminals would go free??? that is appaling!!!
they stole $75k + $20k in interest from 4 out of 4 purchases from my company alone! i have all emails, all recorded calls, pictures and signed agreements that if i don't get what i purchased within 6 months i would get my money back and i have received nothing!!! the only way to destroy a bully which is what he & they are is to gang up on him, his family and his staff! he is in total control of the non-profit and all his for profit businesses! i took his billionaire boot camp which was crap!, but he said he starts non-profits and is a volunteer, but he is the founder and solely controls them 100% and he has his for profits buy all the equipment and building space and rents it at the highest lease payments possible to his non-profits.
so if you think any amount of money is actually making it to the needy - you are crazy! 2/3rds of all received income can go just to paychecks, the rest can go to building rent & company cars etc.. at most there might be a dollar or two left over to help the needy.
there is no way to attack them individually. i recommend creating youtube videos against him / them etc.. and if you see him, call him every name in the book! make his & his entire families lives a living hell!! they do not belong living in your neighborhood, stealing from your family, friends & other good people.
people need to go after staff members like monica perez, & nicole as they are main theives of the giving days foundation & my credit score watcher among others.
best of luck to you all
Ray Renolds and his girfriend and fellow scam artist Brandy Maynes are advertizing on the radio and on online
to repair your credit for $500. and give you a 750 score in 3 months. I looked online for reviews and literally ther were thousands of people they scammed. Once you ask for a refund they ignore you. So i spoke witht he Radio station and they are aware of this scam as well. I also spoke with the District Attorneys office in Orange county and they are getting close to indictments on for Ray Renolds. I let them know about Brandy Maynes as well........They are asking for people to testify in court and I said hell yes. If you are a victum of these people please email me your info to [email protected] and I will forward them to the Disctric Attorneys office. They have been in trouble before according to the D.A.s office
Dana Ray Reynolds is a criminal who started and is the founder of The Giving Days Foundation which is a nonprofit 501(c)(3) doing EXTREME HARM! Monica Perez is also a criminal and is a sales person for The Giving Days Foundation doing EXTREME HARM!
They have stolen $75,000 plus $10,000 or more in interest from the corporation that I manage from four out of four purchases. If they stole from me 4 out of 4 purchases this tells me that there is a 95+% chance THEY ARE PURPOSELY HURTING HUNDREDS TO THOUSANDS OF GOOD PEOPLE FOR $100’s TO $1,000’s OF DOLLARS EACH PERSON!
RAY REYNOLDS & MONICA PEREZ ARE CRIMINALS AND BELONG IN JAIL!! And to stop these criminals we all need to unite and put every amount of pressure on their family, friends, their businesses & MAKE THEIR ENTIRE LIFE A LIVING HELL!!
Just like they have done to us! THESE CRIMINALS THINK THEY ARE BETTER THAN EVERYBODY! If we unite against these pitiful criminals which are probably broke we can return their favor so to speak! After all - they deserve the best - right?
I bought the program to set up my company for $530 with Master Card. They did not pursue the contract. Now, I am calling them and it says they are not available.
I am not angry with Mr. Reynolds, I am sure his program work. I am angey with the associates with the company and how things are handle to misinform customers.
I saw Ray on TV and ordered the free blueprint. After given many other selections by the operator I ask to check out the realestate bonus.
A package came and in about a month another package which was identical to the first package arrived. I did not understand that this was the real estate package because it was the same. I just put it to the side.
I also recieved a phone call from my suppose to be coach, who was to assist me with the real estate. He said it would be an additional $3,000 dollars and he would get me a $100,000 dollar credit line and teach me how to secure real estate with no money or little money.
I ask him if the $58.40 was going to be discontinued since I accepted the plan to work with him and he said he would take care it. Each month since my account has been debit.
I have tried to handle the matter myself to no avail. I need help because this is unfair. He ask if I recieved a package and I explain that I recieved two of the same packages.
He ask me to send the package back and I did. It was after the 30 days because he said I did not have to pay the $58.40 since I entered the $3,000 program.
The problem is, "This is misleading and false information." I am paying for something I am not getting and noone seems to care. I have excellent credit and do not want to mess it up with matters of this nature.
My business credit is also excellent without help from the company. I could dispute the charges but I've been told that Montrery Financial Services will put derogatory remarks on my credit report.
I am told that the matter has been solved but the Financial Services said no, I will have to pay the whole amount whether I recieve anything for it or not.
I am sure Mr. Reynolds is honest but he needs to be made aware of the misleading, misinforming, false information given out by his salesmen and coaches.
HE PURPOSELY TELLS HIS PEOPLE TO BE STUPID, DO LITTLE TO NOTHING - CLEARLY HE 100% IS IN CONTROL & RUNS THE GIVING DAYS FOUNDATION & MY CREDIT SCORE WATCHER! THEY DO WHATEVER HE SAYS! THEY ARE JUST AS GUILTY AS HE IS!
these criminals ray reynolds / dana ray reynolds & staff from the giving days foundation and my credit score watcher are stealing hundreds to tens of thousands of dollars from hundreds to thousands of people per month! this means they are "stealing" - - - millions - - - - of dollars per month from good people like you & i.
- - - - - - - - - ray reynolds & others are operating a non-profit doing extreme harm!!!!! - - - - - - - - - yes! extreme harm!!! ray reynolds has 20+ alieses he uses to scam vast amounts of money out of yours & thousands of peoples pockets monthly & yearly! he went to jail under dana ray reynolds for tax evasion for 18 months. and whomever let him out was supposed to make sure he wasn't committing additional crimes and clearly he was & is and they should be put behind bars themselves for not doing thier job and letting a criminal on the streets.
to put these criminals in jail everyone hurt by them needs to file a report with the ftc at www.ftc.gov again that is www.ftc.gov then they will go after them when they have enough claims against them. they are supposedly the only organization that can put these criminals behind bars where they belong! just think about how many millions of dollars they are making per month from stealing hundreds to tens of thousands of dollars from good people like you and me & possibly many others you may know, like or trust. it is pittiful that the police, the irs, the fbi & other government organizations won't put these massive criminals behind bars where they belong!
our legal system is so out of wack that if this guy & criminal team destroyed someone life that they committed suicide ending up with manslauter charges against this criminal organization and someone came after them & shot them with a gun, the person who shot them would go to jail, but the criminals would go free??? that is appaling!!!
they stole $75k + $20k in interest from 4 out of 4 purchases from my company alone! i have all emails, all recorded calls, pictures and signed agreements that if i don't get what i purchased within 6 months i would get my money back and i have received nothing!!! the only way to destroy a bully which is what he & they are is to gang up on him, his family and his staff! he is in total control of the non-profit and all his for profit businesses! i took his billionaire boot camp which was crap!, but he said he starts non-profits and is a volunteer, but he is the founder and solely controls them 100% and he has his for profits buy all the equipment and building space and rents it at the highest lease payments possible to his non-profits.
so if you think any amount of money is actually making it to the needy - you are crazy! 2/3rds of all received income can go just to paychecks, the rest can go to building rent & company cars etc.. at most there might be a dollar or two left over to help the needy.
there is no way to attack them individually. i recommend creating youtube videos against him / them etc.. and if you see him, call him every name in the book! make his & his entire families lives a living hell!! they do not belong living in your neighborhood, stealing from your family, friends & other good people.
people need to go after staff members like monica perez, & nicole as they are main theives of the giving days foundation & my credit score watcher among others.
best of luck to you all
This company Stole $2450.00 from me and I am mad. Let's get a CAS Class Action Suit against Ray Reynolds Plan.com.
Spread the Word about The RayReynoldsplan.com AKA, IncorporatingYou.com, AKA, Repackaging America, NOW STILL RayReynoldsPlan.com. Spread the Word about this SCAMSTER!
In February of 2008: After watching Ray Reynolds Plan TV infomercial program....I bought into the Ray Reynolds Plan for my son who had just started a new restaurant business, believing it would be a beneficial guide.
I was sold a package deal, that went from the product advertized, (CDs &
books to teach the secrets of the ins & outs - ways & means of making a
new business work successfully), to a package which was represented to include a line of credit of $5,000.00 for his business.
10 months of a monthly charge to my credit card later, there is nothing to show for the additional $500.00 tacked onto the original TV offer of the CDs & books of Ray Reynolds wisdom.
There is no $5,000.00 line of credit for his business.
A Ray Reynolds representative told me that what I paid for was an agreed
upon upgrade to the original TV offer of the CDs & books which includes
a credit council service.
..."Credit Council Service", my son can apply for, with them, for their
assistance in the paper work to apply for credit with various companies
for his business.......if he meets their criteria, they will do the applying
with companies for credit on behalf of his business.
This is not what was represented to me.
There is absolutely nothing to show for the additional $500.00 I paid.
I have no recourse to recover my money...it is not a fortune and appears
to be a drop in the bucket as to what others have reported to have
lost to the Ray Reynolds Plan.
The bottom line is: if you heard about it in an infomercial....it is a scam.
Don't fall for it.
I hope this helps someone out there save their money.