Raymond lee leonard, aka ray leonard is a convicted felon and drug addict who has defrauded family and friends within his community out of multiple millions of dollars via bogus telemarketing scheme selling fraudulent oil and gas investments.
He was convicted, pled guilty for his criminal actions and was ordered to pay back over $2.5 million, enroll in drug & alcohol treatment, as well as 3 years imprisonment. Furthermore, as part of his sentencing it was ordered ray leaonard "...Shall not engage, as whole or partial owner, employee or otherwise, in any business involving loan programs, investments programs..."
So he keeps his name off all of the companies he is involved in but runs them behind the scenes with the help of his son evan and lars, and wife danette, who are all listed owners of the various companies he is currently involved in, as well as his partner gary ermoian, who is listed as the compliance officer of pfd capital partners Www.Pfdcap.com)as well as affiliated consumer control Http://www.Acccollect.com/) of which leonard's involvement is unknown.
Despite the following order of the court:"defendant shall not be self-employed nor shall defendant be employed by friends, relatives, associates or persons previously known to defendant" ray continues to run businesses with past associates, but keeps his name of all websites and corporate documents.
Ray and evan leonard represented themselves on behalf of pfd capital partners as well as cedar hills consortium as being lenders/lending entities for real estate investments, which provided loans to my companyS) massive oprea and lewco properties in 2018. These loans were made in good faith on both sides, for renovation expenses on 3 properties which were to be secured by notes and dot's in the state of maryland.
Due to a blatant error on behalf of the title company that drafted the notes and dot's It is the responsibility of the title company or attorney that drafts the dot to record the dot, not the recipient of the loan), they were not recorded and later brought to all parties attention months after the fact.
At this point the projects had taken a bit longer than expected, which started a downward spiral of events leading to leonard's further illegal actions relating to the matter. On october 3rd, 2019, ray and evan leonard flew out to maryland to meet with, where i was lured into a sit down under the guise of a professional conversation regarding the outstanding loans and projects.
However, within 5 minutes of sitting down, ray began acting erratically and belligerent, making repeated false accusations and threats. He made it clear that he, with the help of his partner gary ermoian, a private investigator, he was able to illegally obtain personal and business bank statements and tax returns.
He used this information to threaten and harass me, making it clear that according to him he "had people" who could "get stuff done." furthermore, he took every opportunity to berate, insult, speak down to, make fun of, me, my family, and my business, relying on false information that he had gathered and continued to make false accusations on the basis of.
While inappropriate behavior isn't criminal in of itself, the act of illegally obtaining both personal and business financial records is. Threatening and insinuating financial harm is not necessarily a criminal act, but it is not the actions of a kind, honest, and law abiding individual either.
Accusing me of being on drugs is not a criminal act either, but again is not the actions of an ethical and honest individual. I suppose this is the type of behavior to be expected from someone who used his own family as scapegoats to try and get out of legal trouble by transferring ownership, assets, and funds into the name of his son evan, who later had to appear in court as a result of his forced involvement in his father's criminal activities.
The loans that were made by leonard, via pfd capital partners, and cedar hills consortium, are in the process of being repaid, and as of today 12/10/19 one of the loans is scheduled to be repaid on 12/20/19 and both myself and the title company performing the settlement have been in communication with leonard regarding the upcoming repayment of said loan.
However, leonard continues to harass me via email, phone, text, and online by posting false facts in an effort to smear my name and companies, which had no involvement whatsoever in the business conducted between us. In fact, the loans were made directly between pfd cap and cedar hills consortium and lewco properties and massive oprea.
However, leonard publicly writes online that other companies not involved whatsoever in these loans are involved, in an attempt to cause damage to the reputation of myself and my companyS). He also misrepresents the details of the loans claiming $85k was stolen, when in fact, the loan amounts in question total $45k and are in the process of repayment, which he is fully aware of.
Ray leonard is a 59 year old convicted felon and drug addict, who has defrauded people out of over $2.5 million and continues to run illegitimate businesses publicly owned by friends and family and has nothing better to do than to run a smear campaign about me over these 2 loans totaling $45k loans, of which $18k was aleeady repaid.
As someone who has known ray leonard for over 20 years, i would not recommend doing business with him or any of his companies, or any individuals associated with him or his companies. From some quick research online, the following companies are found to be linked to ray leonard and i would highly suggest staying away from at all costs, if you want to ensure your own financial and physical safety and well being:
Http://www.Pfdcap.com/
Http://www.Imedspineandortho.com/
Http://advancedmbcc.com/
Http://www.Productsfordoctors.com/
Http://www.Acccollect.com/
You can read more about ray and his past criminal activities here: https://patch.com/california/missionviejo/crook-goes-to-jail--again--this-time-for-not-paying-taxes-on-illgotten-gains
As well as here: https://www.Docketbird.com/court-documents/usa-v-leonard/judgment-and-commitment-by-judge-josephine-l-staton-as-to-defendant-raymond-lee-leonard-1-count-s-1-5-defendant-is-committed-to-bureau-of-prisons-for-30-months-on-counts-1-through-5-of-the-information-this-term-consists-of-30-months-on-each-of-counts/cacd-8:2012-cr-00116-532826-00035
Ray Raymond Leonard PFD Cap Reviews
Raymond lee leonard, aka ray leonard is a convicted felon and drug addict who has defrauded family and friends within his community out of multiple millions of dollars via bogus telemarketing scheme selling fraudulent oil and gas investments.
He was convicted, pled guilty for his criminal actions and was ordered to pay back over $2.5 million, enroll in drug & alcohol treatment, as well as 3 years imprisonment. Furthermore, as part of his sentencing it was ordered ray leaonard "...Shall not engage, as whole or partial owner, employee or otherwise, in any business involving loan programs, investments programs..."
So he keeps his name off all of the companies he is involved in but runs them behind the scenes with the help of his son evan and lars, and wife danette, who are all listed owners of the various companies he is currently involved in, as well as his partner gary ermoian, who is listed as the compliance officer of pfd capital partners Www.Pfdcap.com)as well as affiliated consumer control Http://www.Acccollect.com/) of which leonard's involvement is unknown.
Despite the following order of the court:"defendant shall not be self-employed nor shall defendant be employed by friends, relatives, associates or persons previously known to defendant" ray continues to run businesses with past associates, but keeps his name of all websites and corporate documents.
Ray and evan leonard represented themselves on behalf of pfd capital partners as well as cedar hills consortium as being lenders/lending entities for real estate investments, which provided loans to my companyS) massive oprea and lewco properties in 2018. These loans were made in good faith on both sides, for renovation expenses on 3 properties which were to be secured by notes and dot's in the state of maryland.
Due to a blatant error on behalf of the title company that drafted the notes and dot's It is the responsibility of the title company or attorney that drafts the dot to record the dot, not the recipient of the loan), they were not recorded and later brought to all parties attention months after the fact.
At this point the projects had taken a bit longer than expected, which started a downward spiral of events leading to leonard's further illegal actions relating to the matter. On october 3rd, 2019, ray and evan leonard flew out to maryland to meet with, where i was lured into a sit down under the guise of a professional conversation regarding the outstanding loans and projects.
However, within 5 minutes of sitting down, ray began acting erratically and belligerent, making repeated false accusations and threats. He made it clear that he, with the help of his partner gary ermoian, a private investigator, he was able to illegally obtain personal and business bank statements and tax returns.
He used this information to threaten and harass me, making it clear that according to him he "had people" who could "get stuff done." furthermore, he took every opportunity to berate, insult, speak down to, make fun of, me, my family, and my business, relying on false information that he had gathered and continued to make false accusations on the basis of.
While inappropriate behavior isn't criminal in of itself, the act of illegally obtaining both personal and business financial records is. Threatening and insinuating financial harm is not necessarily a criminal act, but it is not the actions of a kind, honest, and law abiding individual either.
Accusing me of being on drugs is not a criminal act either, but again is not the actions of an ethical and honest individual. I suppose this is the type of behavior to be expected from someone who used his own family as scapegoats to try and get out of legal trouble by transferring ownership, assets, and funds into the name of his son evan, who later had to appear in court as a result of his forced involvement in his father's criminal activities.
The loans that were made by leonard, via pfd capital partners, and cedar hills consortium, are in the process of being repaid, and as of today 12/10/19 one of the loans is scheduled to be repaid on 12/20/19 and both myself and the title company performing the settlement have been in communication with leonard regarding the upcoming repayment of said loan.
However, leonard continues to harass me via email, phone, text, and online by posting false facts in an effort to smear my name and companies, which had no involvement whatsoever in the business conducted between us. In fact, the loans were made directly between pfd cap and cedar hills consortium and lewco properties and massive oprea.
However, leonard publicly writes online that other companies not involved whatsoever in these loans are involved, in an attempt to cause damage to the reputation of myself and my companyS). He also misrepresents the details of the loans claiming $85k was stolen, when in fact, the loan amounts in question total $45k and are in the process of repayment, which he is fully aware of.
Ray leonard is a 59 year old convicted felon and drug addict, who has defrauded people out of over $2.5 million and continues to run illegitimate businesses publicly owned by friends and family and has nothing better to do than to run a smear campaign about me over these 2 loans totaling $45k loans, of which $18k was aleeady repaid.
As someone who has known ray leonard for over 20 years, i would not recommend doing business with him or any of his companies, or any individuals associated with him or his companies. From some quick research online, the following companies are found to be linked to ray leonard and i would highly suggest staying away from at all costs, if you want to ensure your own financial and physical safety and well being:
Http://www.Pfdcap.com/
Http://www.Imedspineandortho.com/
Http://advancedmbcc.com/
Http://www.Productsfordoctors.com/
Http://www.Acccollect.com/
You can read more about ray and his past criminal activities here: https://patch.com/california/missionviejo/crook-goes-to-jail--again--this-time-for-not-paying-taxes-on-illgotten-gains
As well as here: https://www.Docketbird.com/court-documents/usa-v-leonard/judgment-and-commitment-by-judge-josephine-l-staton-as-to-defendant-raymond-lee-leonard-1-count-s-1-5-defendant-is-committed-to-bureau-of-prisons-for-30-months-on-counts-1-through-5-of-the-information-this-term-consists-of-30-months-on-each-of-counts/cacd-8:2012-cr-00116-532826-00035