I spoke to a sebastian Taylor at Quick Cash Advance. He told me I had to get a gift card for $75 I did so but then later told me he didn't want to deal with me and to F***Off.
I filled out several online applications for payday or personal loans. I received a text from a Texas number saying I had been approved for a 5,000 loan. I didn't believe it because my credit is not good but I called them back anyway. It went to a voicemail saying the company was Quick Cask Loans. I left a message and a man called me back saying he was from the company and he said I was approved for $5,000 even though I never requested that amount. I told him I only wanted $1,000 and he said I would be paying back $78 for 36 months and would that be ok. I said ok even though that was a really high interest rate. He proceeded to tell me they needed to access my account to deposit a amount that I would have to return to them. I didn't fully understand this and I thought he was talking about depositing a small amount less than $1 to verify my account. I gave him this information. Fortunately for me the bank would not let him do this because my account was new. He then said that I could just send him $150 for some kind of loan fee and I could do it this way. I had a few more conversations with him and he kept telling me a different amount to send them. From $150 to $50 and then he said $70. He kept asking for my personal information like my Social, Date of Birth, Address, Email, and they wanted to access my accounts. This is ABSOLUTELY a scam.
In the last few days, I received a text message on my cell phone that I was already approved (emphasis added) for a loan in the amount of $2000 up to $10000. Since Christmas was just around the corner, I decided to check it out.
I next received a call from Mr Frank Martin asking me how much I wanted to borrow. At first I said let's look at $2000. He asked how many months I wanted to pay it back e.g., 12, 24, 36, etc. I decided on the maximum allowable months and the payments were reasonable. I then decided to look at $7,000 and he stated "no problem", and again, with the maximum allowable months, I thought the payments were reasonable.
He next asked for my banking information and I gave it to him. He asked for my password and I gave it to him. I never had anyone ever asked me for my password to my account and I thought this was strange first Red Flag). When I asked him why he needed my password, he indicated he was trying to deposit $7,000 into my account and said I could change my password after the transaction was completed. As it turned out, he decided not to use my bank account. My instincts told me that this wasnt right so I did change my password.
He next instructed me to go to a Walmart Store and purchase a Steam card in the amount of $125.00 (second Red Flag). I never heard of a Steam card before, so I decided to research it on the internet. From my understanding, the purpose of a Steam card is to put money on it and send it as a gift to someone for the primary purpose of playing some kind of game. While I may not fully comprehend the Steam card use, it did not make any sense for me to purchase this card to obtain a loan.
I text him back and informed him that I thought it was scam. He replied "dont tell me it is a scam and the words "FDIC and BBB". i am not sure what message he was trying to convey, but when I first read the words FDIC and BBB, I assumed he was attempting to say that it was approved by these agencies--I really don't know. This was my 3rd Red Flag. His text reply was direct and almost sounded as though he might be upset when I said that I thought it was a hoax or scam.
In conclusion, I know he accessed my Nevada State Bank account and compromised my information by asking for my password. He more than likely, accessed my telephone number from when I previously applied for what is referred to as a "Payday Loan". Once you apply for this type of loan, it appears that you start getting offers from alot of different loan companies.
I then thought that he never ran a credit check on me and I found that odd. He immediately said I was approved for $7000 when I asked to increase it from $2000. (4th Red Flag). I have received many calls and text mesages from this individual. I have decided against this loan. I read one other complaint on your website about this individual and concluded that he is, in fact, a scam.
Quick Cash Loans Reviews
I spoke to a sebastian Taylor at Quick Cash Advance. He told me I had to get a gift card for $75 I did so but then later told me he didn't want to deal with me and to F***Off.
I filled out several online applications for payday or personal loans. I received a text from a Texas number saying I had been approved for a 5,000 loan. I didn't believe it because my credit is not good but I called them back anyway. It went to a voicemail saying the company was Quick Cask Loans. I left a message and a man called me back saying he was from the company and he said I was approved for $5,000 even though I never requested that amount. I told him I only wanted $1,000 and he said I would be paying back $78 for 36 months and would that be ok. I said ok even though that was a really high interest rate. He proceeded to tell me they needed to access my account to deposit a amount that I would have to return to them. I didn't fully understand this and I thought he was talking about depositing a small amount less than $1 to verify my account. I gave him this information. Fortunately for me the bank would not let him do this because my account was new. He then said that I could just send him $150 for some kind of loan fee and I could do it this way. I had a few more conversations with him and he kept telling me a different amount to send them. From $150 to $50 and then he said $70. He kept asking for my personal information like my Social, Date of Birth, Address, Email, and they wanted to access my accounts. This is ABSOLUTELY a scam.
In the last few days, I received a text message on my cell phone that I was already approved (emphasis added) for a loan in the amount of $2000 up to $10000. Since Christmas was just around the corner, I decided to check it out.
I next received a call from Mr Frank Martin asking me how much I wanted to borrow. At first I said let's look at $2000. He asked how many months I wanted to pay it back e.g., 12, 24, 36, etc. I decided on the maximum allowable months and the payments were reasonable. I then decided to look at $7,000 and he stated "no problem", and again, with the maximum allowable months, I thought the payments were reasonable.
He next asked for my banking information and I gave it to him. He asked for my password and I gave it to him. I never had anyone ever asked me for my password to my account and I thought this was strange first Red Flag). When I asked him why he needed my password, he indicated he was trying to deposit $7,000 into my account and said I could change my password after the transaction was completed. As it turned out, he decided not to use my bank account. My instincts told me that this wasnt right so I did change my password.
He next instructed me to go to a Walmart Store and purchase a Steam card in the amount of $125.00 (second Red Flag). I never heard of a Steam card before, so I decided to research it on the internet. From my understanding, the purpose of a Steam card is to put money on it and send it as a gift to someone for the primary purpose of playing some kind of game. While I may not fully comprehend the Steam card use, it did not make any sense for me to purchase this card to obtain a loan.
I text him back and informed him that I thought it was scam. He replied "dont tell me it is a scam and the words "FDIC and BBB". i am not sure what message he was trying to convey, but when I first read the words FDIC and BBB, I assumed he was attempting to say that it was approved by these agencies--I really don't know. This was my 3rd Red Flag. His text reply was direct and almost sounded as though he might be upset when I said that I thought it was a hoax or scam.
In conclusion, I know he accessed my Nevada State Bank account and compromised my information by asking for my password. He more than likely, accessed my telephone number from when I previously applied for what is referred to as a "Payday Loan". Once you apply for this type of loan, it appears that you start getting offers from alot of different loan companies.
I then thought that he never ran a credit check on me and I found that odd. He immediately said I was approved for $7000 when I asked to increase it from $2000. (4th Red Flag). I have received many calls and text mesages from this individual. I have decided against this loan. I read one other complaint on your website about this individual and concluded that he is, in fact, a scam.