I dont recall applying for loan with 1st american loans online, but they kept calling me saying i had been approved for $1000 personal loan whichvi greatly needed. It was fine until kevin ross asked me for my username and password to access my online banking information. He said that the fdic required it to make sure that it was actually me they were dealing with. I told him that i was mot giving him that information. He already had my routing number and acct numbers and i said i would email my last statement. He was demandant that i give this for the fdic security dept to be 100% sure that it was me on the other end of the application. I told him to go to hell and not to contact me again. I hung up and did some research on phone number he called from and it goes to a building in queens new york and listed as verizon network llc. So dont give these people any passwords or monies to secure a loan. They are frauds!
I got a call from a foreign lady with an American name (Jessica Cooper). She told me that I had been approved for a loan of up to $8000. I said ok I could really use a loan during my desperate time of need, and she asked me how much would I like and she gave me the monthly payment amount which was very reasonable. I knew something was off but I kept going with it. She then asked me to verify my bank information and she told me that their "policy" was to deposit some of the loan in my bank account to verify that it is an active account and then I would be asked to wire the money back through Western Union. I said ok but deep down I was like no way... I hung up did some research and thought about moving forward.. Then I called back to proceed with the process. I asked if she had checked my credit because there was no way that I had been approved for a loan with my bad credit. She said she did not check my credit because at this time they are helping everyone out regardless of bad credit during Covid-19. Then I asked if they had a website because I wanted to dig a little deeper. She hesitated before telling me the website was purposefinancialservices.org, which was another red flag... I was all ready until she asked for my bank username and password to deposit the funds, and that's when I immediately hung up and blocked the number. I knew it was all too good to be true do not trust these people!
Applying for loans, I got a call for from 1st american loans they said I was qualified for a loan of $1,000 -$8,000. I looked at the number +13129129489, it said from Chicago, IL. Then he asked are you still looking for a loan, I said yes. My reply was I need $5,000 and wat would be the interest on that, he said 5%, the I asked what's the monthly repayment; he said $155. I was happy and said yes, I'm intrested. Next he asked me my personal infomation, which he had. He read it for me to verify it, I did. He asked me about my account at my bank, and already had my routing number and last 4 of my acct number. I thought it strange and asked should we be discussing my banks info. over the phone. Then he said that the FDIC required it to make sure that it was actually me they were dealing with. I said yes. Again it was fine until kevin ross asked me for my username and password to access my online banking information. At first I said no, then gave in as he gave me the spell about the FDIC again. He said hold on and did the access into my account he came back with something about a deposit amount to boost my credit sore and then he could deposit the loan. He messed ust up and locked himself out, and need me to verify that the username and password worked. I tried it, and said you messed up and I have to do the password now. So he waited and waited for me to fix the password and said call me back tomorrow. Ok I said call me at 2 pm, my day is busy; he said ok. The following day he calls me in my meeting at 12 noon, I said why is he calling me now, I said at 2 pm and I sid not answer his call. Instead I sent a text message to text me, I'm in a meeting I told you to call me at 2. He questionedcif I was near the CVS, Isaid no, I just finished my meeting, now on on my way to work and there is a CVS there. He goes ok, how long is it going to take you to get there; my reply was 2hrs, I'm on the bus. I will call you when I get there, and I hung up, while waiting for the bus he called back and said ok, I found you a CVS. Then gave me some address that was not near buy. I said, I'm not going to be searching for CVS, when there is one where I'm going next, he said ok. So I'm just on the, he texts me "Mam how long you gonna take to reach CVS?"
I reply "Man I just got on this bus, and I have to take a second one. Cause if you're rushing me, then I'm going to think this is a scam. Matter of fact send me your companies website and direct company number., if I don't get it then I know it's a scam. Send me that information now." Next he says "Mam I just wanted to know that we are on the same track that's all." and "Because I'm preparing your loan application need a update from you any way call me once you reach the store OK." My next reply was "Send me that information now with an address. Or this deal is over. If this is legit you cannot refuse me!" His conversation continues "You will receive mail, Ok; your loan documentation". My conversation continues,my next reply was "Yes send that also too
Right now so I can look it over." He says next "Please check your email. Please check your email." I check my email, he sends me this word document, on it was the following.
Hello,
Subject: Loan Confirmation
Loan Officer : Jordan Cooper
Loan Approval :FAL-220804
Loan Amount : Minimum $2000 And Maximum $8,000
Loan Term : 12 to 60 months
Loan Servicing: Telephone:312-912-9489
As per the procedure and company policy we don’t believe in any upfront or Advance payment before you get this money in your account.Only customer have to prove himself/herself in front of the FTC(Federal Trade Commission of US Gov) that She/he is financially strong and capable person and after getting this loan will not miss any payment on installment date. Once the verification will complete the loan amount will reflect in account
within 15 minutes as direct deposit.
Terms and Conditions:
Any use of our services at Priority Loan Servicingis governed by the following terms and conditions.
Read the following carefully before you avail any of our services.
The content published in the mail is owned by . You can use it for personal purpose only. Copying of content or republishing it for commercial purposes is strictly
prohibited. The content is for general information only.
•The customer needs to be a citizen of the US, have an active bank account and earn Steady income every month you will be considered as eligible to avail our loan Services.
•The customer can avail an amount ranging upto $2,000 to $8,000 as unsecured personal loans from .
You may prepay this agreement in full or in part at any time without penalty, except you may be
charge for late of $10 while the time of miss payment. Earned finance charges are determined by
applying the annual percentage rate to the unpaid balance of the amount financed for the actual time
those balances were unpaid. You are not obligated to pay the unearned portion of the disclosed Finance Charge.
DEFAULT:
A customer shall be in default under this Agreement when the payment remains unpaid for more
than 40 days after its scheduled or deferred due date, or if the customer fails to comply with any
of the terms of this Agreement if the failure materially impairs the condition, value or protection of or the Lender’s right to the collateral or materially impairs the Customer’s ability to pay the obligation due under this Agreement.
LENDER’S RIGHTS IN THE EVENT OF DEFAULT:
In the event of default, and if you have the right to cure the default pursuant to sec. 425.105, Wis. Stats.,you fail to cure the default within 15 days after you are given notice of the default, the lender may declare the whole outstanding balance due under this agreement
payable at once and proceed to collect it, including commencing legal action.
TIME:
It is essential that you make your payment on time.
Repayment Guarantee:
I understand and agree, that all shares, interest and deposit with First American Loan FAL and owned by me are hereby pledged individual or/and severally as security for the said loan on such part of it’s as may be granted. In the case of default by me, the treasurer is hereby authorized to deduct any balance, interest and cost pertaining to the aforementioned loan from the security hereby pledged. Should the loan not be granted this guarantee automatically becomes null.
Signature………... Date………………
Data Protection Act 1987:
1. Your personal information will be treated as confidential and only disclosed;
•At Your Request.
•To prevent Fraud or by the order of the courts. You are entitled to a copy of the information we hold about you by writing to us and requesting it. There is a fee for the service.
I hereby declare that the foregoing particulars are true to the best of my knowledge and belief and Agreed to abide by the By-laws of society conditions and terms of the loan policy and variations by the credit Committee as above. I hereby authorize the necessary deduction to be made from my salary as repayment of the loan.
Furthermore I say "This is not the loan contract, I want to see the part of the contract that states the Amount borrowed, interest on that amount, dates scheduled for repayment, and amount I repay per month. It should also include my financial & your financial institution on said companies letterhead." , "Now that should have already been drawn up." And also "A complete contract not a partial one, and I know what they look like." He continues "Mam once your loan money is sitted into your account you will receive everything you don't have to worry." Then me "You still did not send me company website or direct Phone number. I want that and a complete contract, or you get nothing, and so will I and; but I will have mine safe an secure." And "I have plenty of time to wait." He then sent me this made up website.
Was.purposefinancialservices.com
He goes on to say "Mam but if the banking portal closed down we won't be able to move ahead."
My last statement to him was this "
Until I see legitimate proof your company exists, ther is no business. Get me my company loan contract, and a direct phone number or no business, and I'm not going to say it again."
I started doing my research on the bus, and found the information I wanted under
Purpose Financial Services Reviews - scamion.com
www.scamion.com/purpose-financial-services-56
Got call on voice mail that i was good for loan every thing was ok until they ask me for my user and pass word for my bank,they kept saying how important it is was to know who i was and said if i would feel better to draw all my money out of my account,something just didn't feel right also when i tried to call them from work the number wasn't working, when i called from home the number finely....
A partial of it.
I learned my lesson quick this day because he decided to rush me. Before I made my mistake and gave these people my passwords or monies for secure a loan. Banking professional giving a loan wont rush you to sing a loan. Don't fall for it, they are frauds! If they do.
Got call on voice mail that i was good for loan every thing was ok until they ask me for my user and pass word for my bank,they kept saying how important it is was to know who i was and said if i would feel better to draw all my money out of my account,something just didn't feel right also when i tried to call them from work the number wasn't working, when i called from home the number finely worked and they said they were in a meeting.
Purpose Financial Services Reviews
I dont recall applying for loan with 1st american loans online, but they kept calling me saying i had been approved for $1000 personal loan whichvi greatly needed. It was fine until kevin ross asked me for my username and password to access my online banking information. He said that the fdic required it to make sure that it was actually me they were dealing with. I told him that i was mot giving him that information. He already had my routing number and acct numbers and i said i would email my last statement. He was demandant that i give this for the fdic security dept to be 100% sure that it was me on the other end of the application. I told him to go to hell and not to contact me again. I hung up and did some research on phone number he called from and it goes to a building in queens new york and listed as verizon network llc. So dont give these people any passwords or monies to secure a loan. They are frauds!
Loan Scam
I got a call from a foreign lady with an American name (Jessica Cooper). She told me that I had been approved for a loan of up to $8000. I said ok I could really use a loan during my desperate time of need, and she asked me how much would I like and she gave me the monthly payment amount which was very reasonable. I knew something was off but I kept going with it. She then asked me to verify my bank information and she told me that their "policy" was to deposit some of the loan in my bank account to verify that it is an active account and then I would be asked to wire the money back through Western Union. I said ok but deep down I was like no way... I hung up did some research and thought about moving forward.. Then I called back to proceed with the process. I asked if she had checked my credit because there was no way that I had been approved for a loan with my bad credit. She said she did not check my credit because at this time they are helping everyone out regardless of bad credit during Covid-19. Then I asked if they had a website because I wanted to dig a little deeper. She hesitated before telling me the website was purposefinancialservices.org, which was another red flag... I was all ready until she asked for my bank username and password to deposit the funds, and that's when I immediately hung up and blocked the number. I knew it was all too good to be true do not trust these people!
Scam loan too.
Applying for loans, I got a call for from 1st american loans they said I was qualified for a loan of $1,000 -$8,000. I looked at the number +13129129489, it said from Chicago, IL. Then he asked are you still looking for a loan, I said yes. My reply was I need $5,000 and wat would be the interest on that, he said 5%, the I asked what's the monthly repayment; he said $155. I was happy and said yes, I'm intrested. Next he asked me my personal infomation, which he had. He read it for me to verify it, I did. He asked me about my account at my bank, and already had my routing number and last 4 of my acct number. I thought it strange and asked should we be discussing my banks info. over the phone. Then he said that the FDIC required it to make sure that it was actually me they were dealing with. I said yes. Again it was fine until kevin ross asked me for my username and password to access my online banking information. At first I said no, then gave in as he gave me the spell about the FDIC again. He said hold on and did the access into my account he came back with something about a deposit amount to boost my credit sore and then he could deposit the loan. He messed ust up and locked himself out, and need me to verify that the username and password worked. I tried it, and said you messed up and I have to do the password now. So he waited and waited for me to fix the password and said call me back tomorrow. Ok I said call me at 2 pm, my day is busy; he said ok. The following day he calls me in my meeting at 12 noon, I said why is he calling me now, I said at 2 pm and I sid not answer his call. Instead I sent a text message to text me, I'm in a meeting I told you to call me at 2. He questionedcif I was near the CVS, Isaid no, I just finished my meeting, now on on my way to work and there is a CVS there. He goes ok, how long is it going to take you to get there; my reply was 2hrs, I'm on the bus. I will call you when I get there, and I hung up, while waiting for the bus he called back and said ok, I found you a CVS. Then gave me some address that was not near buy. I said, I'm not going to be searching for CVS, when there is one where I'm going next, he said ok. So I'm just on the, he texts me "Mam how long you gonna take to reach CVS?"
I reply "Man I just got on this bus, and I have to take a second one. Cause if you're rushing me, then I'm going to think this is a scam. Matter of fact send me your companies website and direct company number., if I don't get it then I know it's a scam. Send me that information now." Next he says "Mam I just wanted to know that we are on the same track that's all." and "Because I'm preparing your loan application need a update from you any way call me once you reach the store OK." My next reply was "Send me that information now with an address. Or this deal is over. If this is legit you cannot refuse me!" His conversation continues "You will receive mail, Ok; your loan documentation". My conversation continues,my next reply was "Yes send that also too
Right now so I can look it over." He says next "Please check your email. Please check your email." I check my email, he sends me this word document, on it was the following.
Hello,
Subject: Loan Confirmation
Loan Officer : Jordan Cooper
Loan Approval :FAL-220804
Loan Amount : Minimum $2000 And Maximum $8,000
Loan Term : 12 to 60 months
Loan Servicing: Telephone:312-912-9489
As per the procedure and company policy we don’t believe in any upfront or Advance payment before you get this money in your account.Only customer have to prove himself/herself in front of the FTC(Federal Trade Commission of US Gov) that She/he is financially strong and capable person and after getting this loan will not miss any payment on installment date. Once the verification will complete the loan amount will reflect in account
within 15 minutes as direct deposit.
Terms and Conditions:
Any use of our services at Priority Loan Servicingis governed by the following terms and conditions.
Read the following carefully before you avail any of our services.
The content published in the mail is owned by . You can use it for personal purpose only. Copying of content or republishing it for commercial purposes is strictly
prohibited. The content is for general information only.
•The customer needs to be a citizen of the US, have an active bank account and earn Steady income every month you will be considered as eligible to avail our loan Services.
•The customer can avail an amount ranging upto $2,000 to $8,000 as unsecured personal loans from .
Copyright©2006-2017. .Allrights reserved.Locatedat:- 224 E 51 ST
CHICAGO IL USA
PREPAYMENT:
You may prepay this agreement in full or in part at any time without penalty, except you may be
charge for late of $10 while the time of miss payment. Earned finance charges are determined by
applying the annual percentage rate to the unpaid balance of the amount financed for the actual time
those balances were unpaid. You are not obligated to pay the unearned portion of the disclosed Finance Charge.
DEFAULT:
A customer shall be in default under this Agreement when the payment remains unpaid for more
than 40 days after its scheduled or deferred due date, or if the customer fails to comply with any
of the terms of this Agreement if the failure materially impairs the condition, value or protection of or the Lender’s right to the collateral or materially impairs the Customer’s ability to pay the obligation due under this Agreement.
LENDER’S RIGHTS IN THE EVENT OF DEFAULT:
In the event of default, and if you have the right to cure the default pursuant to sec. 425.105, Wis. Stats.,you fail to cure the default within 15 days after you are given notice of the default, the lender may declare the whole outstanding balance due under this agreement
payable at once and proceed to collect it, including commencing legal action.
TIME:
It is essential that you make your payment on time.
Repayment Guarantee:
I understand and agree, that all shares, interest and deposit with First American Loan FAL and owned by me are hereby pledged individual or/and severally as security for the said loan on such part of it’s as may be granted. In the case of default by me, the treasurer is hereby authorized to deduct any balance, interest and cost pertaining to the aforementioned loan from the security hereby pledged. Should the loan not be granted this guarantee automatically becomes null.
Signature………... Date………………
Data Protection Act 1987:
1. Your personal information will be treated as confidential and only disclosed;
•At Your Request.
•To prevent Fraud or by the order of the courts. You are entitled to a copy of the information we hold about you by writing to us and requesting it. There is a fee for the service.
I hereby declare that the foregoing particulars are true to the best of my knowledge and belief and Agreed to abide by the By-laws of society conditions and terms of the loan policy and variations by the credit Committee as above. I hereby authorize the necessary deduction to be made from my salary as repayment of the loan.
Signature………..... Date……………….
Copyright © 2006-2017. . All rights reserved. Located at:-224 E 51st CHICAGO IL USA
In all. I said this man must think I'm stupid. ..
Furthermore I say "This is not the loan contract, I want to see the part of the contract that states the Amount borrowed, interest on that amount, dates scheduled for repayment, and amount I repay per month. It should also include my financial & your financial institution on said companies letterhead." , "Now that should have already been drawn up." And also "A complete contract not a partial one, and I know what they look like." He continues "Mam once your loan money is sitted into your account you will receive everything you don't have to worry." Then me "You still did not send me company website or direct Phone number. I want that and a complete contract, or you get nothing, and so will I and; but I will have mine safe an secure." And "I have plenty of time to wait." He then sent me this made up website.
Was.purposefinancialservices.com
He goes on to say "Mam but if the banking portal closed down we won't be able to move ahead."
My last statement to him was this "
Until I see legitimate proof your company exists, ther is no business. Get me my company loan contract, and a direct phone number or no business, and I'm not going to say it again."
I started doing my research on the bus, and found the information I wanted under
Purpose Financial Services Reviews - scamion.com
www.scamion.com/purpose-financial-services-56
Got call on voice mail that i was good for loan every thing was ok until they ask me for my user and pass word for my bank,they kept saying how important it is was to know who i was and said if i would feel better to draw all my money out of my account,something just didn't feel right also when i tried to call them from work the number wasn't working, when i called from home the number finely....
A partial of it.
I learned my lesson quick this day because he decided to rush me. Before I made my mistake and gave these people my passwords or monies for secure a loan. Banking professional giving a loan wont rush you to sing a loan. Don't fall for it, they are frauds! If they do.
loan
Got call on voice mail that i was good for loan every thing was ok until they ask me for my user and pass word for my bank,they kept saying how important it is was to know who i was and said if i would feel better to draw all my money out of my account,something just didn't feel right also when i tried to call them from work the number wasn't working, when i called from home the number finely worked and they said they were in a meeting.