I first was contacted by Mike Robert's stating that his "buddy" Rick at Progressive Legal was getting crazy things off people's credit. I had a BK, a short sale, and a foreclosure and wanted them off mine. The both promised me it may take 6 months but it can 100% be done and they gave me a money back guarantee, I paid $2000 for me and my wife to be enrolled, she only had a few collections to get off so i assumed that would be easy.
At first they told me i could pull my credit and check the progress since i have a credit vendor account as i work in mortgage banking. I did so for the first couple months then they told me that i was messing up their process by doing this so i paid for a login at creditchecktotal.com and monitored it that way. Nothing happened for 8 months other than them getting a few inquiries removed and an old judgment of 2 bureus that was already paid so it was not negatively affecting me. That judgment still shows on a credit report as it only takes one bureau for items to show.
My BK's, short sales, and foreclosure are all still on there and those were th only derrogatory's i had. After 8 months of no progress i had to refi my house so told them i needed to pull my credit. After this was over they still could not make any progress. I even got letters from the bureaus saying i had to stop trying to dispute items because they have all already been verified.
These guys told me there were "legal loopholes" wehre they could ask a creditor for documentation on a derog and if they could not provide it they would have to remove from bureaus. This couldnt be further from the truth. These guys did what any other hack credit repair co does and wrote dispute letter after dispute letter with no results other than temporarily raising credit score with items in dispute not being factored in then dropping it back down once they had to be taken out of dispute.
As for my wife and her couple of collections, they only got one removed. The other which they claim was removed was re sold to another collection co then re reported right before we bought a house forcing us to spend double the down payment we planned on due to her score dropping back down.
These guys cost us so much money and stress and i am currently filing a small claims case against them since the contract said money back guarantee. DO NOT USE THEM, they are scam artists.
Progressive Legal Credit Repair Reviews
I first was contacted by Mike Robert's stating that his "buddy" Rick at Progressive Legal was getting crazy things off people's credit. I had a BK, a short sale, and a foreclosure and wanted them off mine. The both promised me it may take 6 months but it can 100% be done and they gave me a money back guarantee, I paid $2000 for me and my wife to be enrolled, she only had a few collections to get off so i assumed that would be easy.
At first they told me i could pull my credit and check the progress since i have a credit vendor account as i work in mortgage banking. I did so for the first couple months then they told me that i was messing up their process by doing this so i paid for a login at creditchecktotal.com and monitored it that way. Nothing happened for 8 months other than them getting a few inquiries removed and an old judgment of 2 bureus that was already paid so it was not negatively affecting me. That judgment still shows on a credit report as it only takes one bureau for items to show.
My BK's, short sales, and foreclosure are all still on there and those were th only derrogatory's i had. After 8 months of no progress i had to refi my house so told them i needed to pull my credit. After this was over they still could not make any progress. I even got letters from the bureaus saying i had to stop trying to dispute items because they have all already been verified.
These guys told me there were "legal loopholes" wehre they could ask a creditor for documentation on a derog and if they could not provide it they would have to remove from bureaus. This couldnt be further from the truth. These guys did what any other hack credit repair co does and wrote dispute letter after dispute letter with no results other than temporarily raising credit score with items in dispute not being factored in then dropping it back down once they had to be taken out of dispute.
As for my wife and her couple of collections, they only got one removed. The other which they claim was removed was re sold to another collection co then re reported right before we bought a house forcing us to spend double the down payment we planned on due to her score dropping back down.
These guys cost us so much money and stress and i am currently filing a small claims case against them since the contract said money back guarantee. DO NOT USE THEM, they are scam artists.