I called "Portfolio Recovery Associates, LLC" on 05/05/2020 and spoke to Pete Peterson in regards to a debt they have under my name and in collections in the amount of $3,257.70. After attempting to negotiate and work out a deal, he transferred me to his manager named Robin and she spoke to me on available options. I listened, but explicitly mentioned several times that I could not accept their offer. Again, I said that to them multiple times given that I could not commit. Well, they went ahead and WITHOUT my permission entered me into an agreement to pay $2,433.50.
It states (I have their documentation of this payment plan...they sent to my home). They basically put that I accepted her offer and placed me in a payment plan that I never accepted. This is a deceptive practice that preys on the vulnerable and without my permission puts me in a terrible predicament to defend myself. According to Pete Peterson, I am ALLEGEDLY being sued and this debt is in civil court (they didn't want to provide me with any proof). Stating that I agreed to this payment plan sets me up to lose that case because if I didn't notice, they could have claimed that I failed to uphold my payment plan...thereby I lose my case.
I only found out about this payment plan because I called a few days later and their new agent informed me about it. This is lying and an ignoble practice.After calling them and telling them I did not consent to this payment plan and it is falsified, they still continue with it and just sent me a letter asking for payment. They aren't listening.
My biggest concern is that if I did not call again I wouldn't have known about this plan they entered me without my consent. And if this matter is truly in court, this shows that I am in violation when in truth I never agreed to this deal. They have a recording of our call and I demand they be held accountable.
They violated Sections 805, 807, and 808 of the Fair Debt Collection Practices Act.
"Portfolio Recovery Associates, LLC should be held responsible for falsifying my consent into a payment plan. This is a deceptive practice, against the law, and intended to further implicate me in the debt. I look forward to pursuing this matter because the potential damage that could have been done shouldn't be taken lightly. I wonder who else have they done this to.
On June 6 2019 at around 1pm a deputy sheriff came to my home and served me with a civil summons to appear in court. This is in reference to an old Walmart account from 2016 ( though was paid ) to my surprise it says I owe 1291 dollars to these people over a old credit card.
I have not heard from Walmart or anyone associated with this account for several years and now I get this summons. I immediately checked everything and went to Portfolio Recovery ( had account and referred it to lawyer ) website and attempted to explain situation and see if I had any options to resolve this problem, I was told that portfolio recovery could not, would not, will not discuss this issue or give me any details or any kind of help at all.
I asked portfolio recovery if they would consider a lower settlement or something like that, again they would not talk to me. I was told to immediately contact Jovitch Block out of Cleveland Ohio to which I did attempt to make contact by email, I left a email note on their website and so far I have not heard anything from them, if I haven't heard anything soon I will have to call.
My concern is that they ( Block ) will not assist me with this. I do understand that I am responsible for updating my information on my credit stuff but not hearing from someone for 3 years seems odd to me for collection. I am concerned about this summons and I have a court date. I have never been in trouble in my life and now I have this following me around.
I don't know how the system works. I will try to talk to someone next few days but I doubt if anyone will listen. I will never apply for any other credit for anything. I have learned from this
Portfolio Recovery Associates has committed fraud by overlooking money order receipts that were paid for a credit card. Their first initially contact with me was around September, 2015, claiming that this debt was not paid. After sending them numerous copies of money order receipts, they overlook the proof of payment (money order receipts), and put this debt on my credit report.
This company is dishonest and disingenuous, when ignoring proof that credit card was paid in full. I have been going back and forth with these people since Sept. 2015, regarding this debt. Now I want to put them on blast by putting them on Rip off reports, by telling viewers, and people this company is a fraud and very dishonest.
STAY AWAY FROM THOSE NUTJOBS. They are fake and not reliable to getting to the truth.
Got served civil papers from this firm on debts that were older than 10yrs, South Dakota State Statute on this is 6yrs. Before I knew it they had gotten a judgement against me and garnished my wages. They collected around 5000.00 before I realized that what the State Statute was on this debt.
After contacting the firm they stated that I was too late to file a claim against them to recover the funds garnished.
Can these funds still be collected from Portfolio Recovery Associates that they collected? Any input would be great!
I recieved a letter from Portfolio Recovery Associates on March 25, 2017 dated March 18, 2017. They claim I owe $1,415.76 from an alledged account I opened in August 22, 2005 with Dell Financial Services LLC, creditor being CIT ONLINE BANK. I called and talked to a representative of PRA who told me the alledged debt was placed in a bankruptcy filing in 2010 and also told me that the "statutes or limitations has expired on this".
I have filed a dispute letter in writing to this company stating this is not my debt. I also added that anything bearing my name is a forged document.
I don't know who these people are or WHY they use a different number from a different state NOR can I fathom WHY they're violating Alaska Statutes in their attempts to contact me. I owe them zero money...they're trying to collect on debts satisfied in bankruptcy. I'm going to report them to local law enforcement agencies for harassment!!! PRS needs to cease and desist!!!
I don't know who these people are or WHY they use a different number from a different state NOR can I fathom WHY they're violating Alaska Statutes in their attempts to contact me. I owe them zero money...they're trying to collect on debts satisfied in bankruptcy. I'm going to report them to local law enforcement agencies for harassment!!! PRS needs to cease and desist!!!
Portfolio Recovery Associates, LLC. Reviews
I called "Portfolio Recovery Associates, LLC" on 05/05/2020 and spoke to Pete Peterson in regards to a debt they have under my name and in collections in the amount of $3,257.70. After attempting to negotiate and work out a deal, he transferred me to his manager named Robin and she spoke to me on available options. I listened, but explicitly mentioned several times that I could not accept their offer. Again, I said that to them multiple times given that I could not commit. Well, they went ahead and WITHOUT my permission entered me into an agreement to pay $2,433.50.
It states (I have their documentation of this payment plan...they sent to my home). They basically put that I accepted her offer and placed me in a payment plan that I never accepted. This is a deceptive practice that preys on the vulnerable and without my permission puts me in a terrible predicament to defend myself. According to Pete Peterson, I am ALLEGEDLY being sued and this debt is in civil court (they didn't want to provide me with any proof). Stating that I agreed to this payment plan sets me up to lose that case because if I didn't notice, they could have claimed that I failed to uphold my payment plan...thereby I lose my case.
I only found out about this payment plan because I called a few days later and their new agent informed me about it. This is lying and an ignoble practice.After calling them and telling them I did not consent to this payment plan and it is falsified, they still continue with it and just sent me a letter asking for payment. They aren't listening.
My biggest concern is that if I did not call again I wouldn't have known about this plan they entered me without my consent. And if this matter is truly in court, this shows that I am in violation when in truth I never agreed to this deal. They have a recording of our call and I demand they be held accountable.
They violated Sections 805, 807, and 808 of the Fair Debt Collection Practices Act.
"Portfolio Recovery Associates, LLC should be held responsible for falsifying my consent into a payment plan. This is a deceptive practice, against the law, and intended to further implicate me in the debt. I look forward to pursuing this matter because the potential damage that could have been done shouldn't be taken lightly. I wonder who else have they done this to.
On June 6 2019 at around 1pm a deputy sheriff came to my home and served me with a civil summons to appear in court. This is in reference to an old Walmart account from 2016 ( though was paid ) to my surprise it says I owe 1291 dollars to these people over a old credit card.
I have not heard from Walmart or anyone associated with this account for several years and now I get this summons. I immediately checked everything and went to Portfolio Recovery ( had account and referred it to lawyer ) website and attempted to explain situation and see if I had any options to resolve this problem, I was told that portfolio recovery could not, would not, will not discuss this issue or give me any details or any kind of help at all.
I asked portfolio recovery if they would consider a lower settlement or something like that, again they would not talk to me. I was told to immediately contact Jovitch Block out of Cleveland Ohio to which I did attempt to make contact by email, I left a email note on their website and so far I have not heard anything from them, if I haven't heard anything soon I will have to call.
My concern is that they ( Block ) will not assist me with this. I do understand that I am responsible for updating my information on my credit stuff but not hearing from someone for 3 years seems odd to me for collection. I am concerned about this summons and I have a court date. I have never been in trouble in my life and now I have this following me around.
I don't know how the system works. I will try to talk to someone next few days but I doubt if anyone will listen. I will never apply for any other credit for anything. I have learned from this
Portfolio Recovery Associates has committed fraud by overlooking money order receipts that were paid for a credit card. Their first initially contact with me was around September, 2015, claiming that this debt was not paid. After sending them numerous copies of money order receipts, they overlook the proof of payment (money order receipts), and put this debt on my credit report.
This company is dishonest and disingenuous, when ignoring proof that credit card was paid in full. I have been going back and forth with these people since Sept. 2015, regarding this debt. Now I want to put them on blast by putting them on Rip off reports, by telling viewers, and people this company is a fraud and very dishonest.
STAY AWAY FROM THOSE NUTJOBS. They are fake and not reliable to getting to the truth.
Got served civil papers from this firm on debts that were older than 10yrs, South Dakota State Statute on this is 6yrs. Before I knew it they had gotten a judgement against me and garnished my wages. They collected around 5000.00 before I realized that what the State Statute was on this debt.
After contacting the firm they stated that I was too late to file a claim against them to recover the funds garnished.
Can these funds still be collected from Portfolio Recovery Associates that they collected? Any input would be great!
I recieved a letter from Portfolio Recovery Associates on March 25, 2017 dated March 18, 2017. They claim I owe $1,415.76 from an alledged account I opened in August 22, 2005 with Dell Financial Services LLC, creditor being CIT ONLINE BANK. I called and talked to a representative of PRA who told me the alledged debt was placed in a bankruptcy filing in 2010 and also told me that the "statutes or limitations has expired on this".
I have filed a dispute letter in writing to this company stating this is not my debt. I also added that anything bearing my name is a forged document.
I don't know who these people are or WHY they use a different number from a different state NOR can I fathom WHY they're violating Alaska Statutes in their attempts to contact me. I owe them zero money...they're trying to collect on debts satisfied in bankruptcy. I'm going to report them to local law enforcement agencies for harassment!!! PRS needs to cease and desist!!!
I don't know who these people are or WHY they use a different number from a different state NOR can I fathom WHY they're violating Alaska Statutes in their attempts to contact me. I owe them zero money...they're trying to collect on debts satisfied in bankruptcy. I'm going to report them to local law enforcement agencies for harassment!!! PRS needs to cease and desist!!!