PHP Agency (People Helping People) is a compAny who sells people more than helps people. Company finds people to recurit through social media such as facebook to sign up amd get licensed as a life insurance agent. Once signed up ($199 startup fee) you are to provide a list of 25 people who they will call to setup meetings to determine life insurance needs using multiple insuracne agencies.
The training provided is about selling and recuriting people to join in the company to create a downline. Compensation is deternined by the amount of recurits you get to the company not the sell of life insurance. The more recurits you get the higher your percentage in compensation is determined. The training provided is never about the insurance industry and is soley focused on the recuritment of people to the compnay by providing incentives such as trips to Las Vegas, free gifts for the highest recruiters.
Please be careful if you receive any calls from anyone selling life insurance from PHP Agency. This company is out to make money for themselves by creating a downline of people. This company is a legal company working as pymarid scheme.
( The Monarchy Builders director Rene Reyes (“Reyes”), who is intertwined with PHP Agency's CEO Patrick Bet-David and Selene Duran (“Duran”) are accomplished scammers of the 1st degree. Reyes & Duran stated that I would be able to get a general insurance license, even with my criminal background. Reyes told me to pass the insurance test and a PHP letter would be submitted to the Texas Department of Insurance (“TDI”) regarding PHP having knowledge of my prior criminal history. I studied every day and passed the insurance test on Jan. 30. 2020.
While in the process of submitting my application to TDI, I asked Duran questions via text, one in specific, regarding the section about being convicted of a felony. Duran stated to answer “NO” on the question about criminal history because the State only goes back 5 years in verifying criminal history. Long story short, I got denied my insurance license because I failed to disclose my criminal history (based on Duran’s negligent advice) and based on my past criminal record, federal law prohibits me from getting an insurance license.
I filed suit against Defendants PHP, Reyes and Duran for fraud by nondisclosure, negligence, and fraudulent misrepresentations. Duran and Reyes had actual knowledge that I had previous felony convictions for forgery, theft and aggravated assault, but still they kept pressing me to study and take the test. I have put up phpclassaction.com and have gotten a lot of responses against these people.
PHP Agency, Inc. Reviews
PHP Agency (People Helping People) is a compAny who sells people more than helps people. Company finds people to recurit through social media such as facebook to sign up amd get licensed as a life insurance agent. Once signed up ($199 startup fee) you are to provide a list of 25 people who they will call to setup meetings to determine life insurance needs using multiple insuracne agencies.
The training provided is about selling and recuriting people to join in the company to create a downline. Compensation is deternined by the amount of recurits you get to the company not the sell of life insurance. The more recurits you get the higher your percentage in compensation is determined. The training provided is never about the insurance industry and is soley focused on the recuritment of people to the compnay by providing incentives such as trips to Las Vegas, free gifts for the highest recruiters.
Please be careful if you receive any calls from anyone selling life insurance from PHP Agency. This company is out to make money for themselves by creating a downline of people. This company is a legal company working as pymarid scheme.
( The Monarchy Builders director Rene Reyes (“Reyes”), who is intertwined with PHP Agency's CEO Patrick Bet-David and Selene Duran (“Duran”) are accomplished scammers of the 1st degree. Reyes & Duran stated that I would be able to get a general insurance license, even with my criminal background. Reyes told me to pass the insurance test and a PHP letter would be submitted to the Texas Department of Insurance (“TDI”) regarding PHP having knowledge of my prior criminal history. I studied every day and passed the insurance test on Jan. 30. 2020.
While in the process of submitting my application to TDI, I asked Duran questions via text, one in specific, regarding the section about being convicted of a felony. Duran stated to answer “NO” on the question about criminal history because the State only goes back 5 years in verifying criminal history. Long story short, I got denied my insurance license because I failed to disclose my criminal history (based on Duran’s negligent advice) and based on my past criminal record, federal law prohibits me from getting an insurance license.
I filed suit against Defendants PHP, Reyes and Duran for fraud by nondisclosure, negligence, and fraudulent misrepresentations. Duran and Reyes had actual knowledge that I had previous felony convictions for forgery, theft and aggravated assault, but still they kept pressing me to study and take the test. I have put up phpclassaction.com and have gotten a lot of responses against these people.