This is a typical scumbag collection agency that does not follow the laws that were set up to protect consumers from criminal organizations like Partners Financial Service that ruin otherwise good peoples credit ratings by reporting bogus debts from less than credible organizations. Lenders think twice before you consider anything this organization posts to the credit bureau. They are the scum of the earth.
One last piece is a sample cease and desist letter, fill in the blanks and send it to these slime bags. Understand they will break the law and we can all join in a class action law suit against them.
{Your Name}
{Your Address}
{City, State, ZIP CODE}
{Name of Collection Agency}
{Address of Collection Agency}
{City, State, ZIP CODE of Collection Agency}
{Date}
Re: Account Number XXXXXXX To
{Collection Agency}:
Under the provisions of Public laws 95 – 109 and 99 – 361, known collectively as the Fair Debt Collections Practices Act (FDCPA) I formally notify you to cease all communications with me in regards to this debt, or any other debts that you allege I owe. Please be advised that if collection attempts continue after receipt of this notice, I will immediately file a complaint with the Federal Trade Commission and the [Your State Here] Attorney General’s office. Additionally, if I’m contacted again after receipt of this notice, I will pursue both criminal and civil claims against you and your company for violation of the FDCPA. Please be aware that going forward, after I have confirmed your receipt of this notice, any communications from your company may be recorded to be used as evidence for my claims against you.
Also, be advised that any negative information appearing on my credit reports pertaining to this account will be handled with the full legal rights and remedies available to me with regards to current consumer protection laws. Regards,
{Your Name}
This is an attempt to make a collection agency obey the law.
Partners Financial Services Reviews
This is a typical scumbag collection agency that does not follow the laws that were set up to protect consumers from criminal organizations like Partners Financial Service that ruin otherwise good peoples credit ratings by reporting bogus debts from less than credible organizations. Lenders think twice before you consider anything this organization posts to the credit bureau. They are the scum of the earth.
One last piece is a sample cease and desist letter, fill in the blanks and send it to these slime bags. Understand they will break the law and we can all join in a class action law suit against them.
{Your Name}
{Your Address}
{City, State, ZIP CODE}
{Name of Collection Agency}
{Address of Collection Agency}
{City, State, ZIP CODE of Collection Agency}
{Date}
Re: Account Number XXXXXXX To
{Collection Agency}:
Under the provisions of Public laws 95 – 109 and 99 – 361, known collectively as the Fair Debt Collections Practices Act (FDCPA) I formally notify you to cease all communications with me in regards to this debt, or any other debts that you allege I owe. Please be advised that if collection attempts continue after receipt of this notice, I will immediately file a complaint with the Federal Trade Commission and the [Your State Here] Attorney General’s office. Additionally, if I’m contacted again after receipt of this notice, I will pursue both criminal and civil claims against you and your company for violation of the FDCPA. Please be aware that going forward, after I have confirmed your receipt of this notice, any communications from your company may be recorded to be used as evidence for my claims against you.
Also, be advised that any negative information appearing on my credit reports pertaining to this account will be handled with the full legal rights and remedies available to me with regards to current consumer protection laws. Regards,
{Your Name}
This is an attempt to make a collection agency obey the law.