I used Palmer Financial Consultants only because of friend of mine worked there at the time.
I was made a bunch of promises that was never delivered. In beginning, I was still uncertain and wanted to back out of their services but they would not return all my money. They were going to keep $500. So as a result, I continued with their services.
My friend's manager named Armando got on the phone, and he was true BS artist, he sold me on what they will deliver. He said they will get me 30 to 40 cents on the dollar. I asked how do you know for sure? He said Mr. Palmer is a former agent and he has his own set of agents he directly works with at the IRS. He said nobody else can get the deals we get because Mr. Palmer has a direct connection with them. The average person that tries to do it on their own can't get what we get because of that.
Once I filed my first complaint on a different site, another old friend of mine that now works there, said they "ONLY GO BY THE IRS PARAMETERS." So all the BS Armando sold me on that they can get what others can't get is TOTAL BS!!!!!
Armando even went to the extent to tell me to STOP making monthly auto debit payments to the IRS and that they are just a collection agency and can't do anything to you. Unfortunately, I listened to his bad advice. After I stopped, they told me I had to make another payment to the IRS. When I went to a local office to pay them and I told the lady I was working with a company she said you could have done it on your own. All they do is take your money. She wasn't lying.
My situation wasn't bad. I owed less than $11,000 with the IRS, mainly because I sold my house early and owed money back on a government interest loan.
In the end, Palmer Financial Consultants settled out for $7500.
SO THEY SAVED ME LESS THAN $500 UPFRONT AND SOME INTEREST AND LATE FEES ON THE BACK!! THIS DOESN'T EVEN COME CLOSE TO THE $3,000 I PAID.
I told the Customer Service rep and Armando over and over again, if I didn't get at least 40 cents on the dollar it made no sense for me to do this.
I even asked Armando what happens if there was no benefit? He personally assured me all of my money would be refunded because there HAS TO BE A BENEFIT TO THE CONSUMER AND THEY DO NOT OPERATE BUSINESS THAT WAY.
***THAN HERE IS WHERE IT GET'S EVEN BETTER!!!***
It says in their contract if the matter is not resolved within 6 months it is MONEY BACK GUARANTEE OF ALL THE FEES I PAID.
I started the process on 3/16/2016 and it was resolved on 9/27/2016
It took 6 months and 11 days.
I emailed Mr. Palmer with a detailed letter of my complaints about the lies and the promises that were never delivered.
I even try to come to a fair resolution with Mr. Palmer and settle it out for $1,500. I wasn't initially looking for the $3,000. I just wanted to benefit as a consumer for what was PROMISED TO ME by his manager Armando.
I gave Mr. Palmer 4 days to repsond to my request and he failed to do so.
On the money back guarantee contract, it says to ask for a refund questionnaire. I have emailed my customer service rep Sandy Harris 3 times for one. She initially said she does not handle that but will forward to the proper party. I never got the questionnaire. I have emailed Sandy 2 more times and she has not responded to either simple email.
I even put a complaint on Google and they got upset with that. I even told Mr. Palmer in my letter that if he refunded me half my money back, not only would I delete the comment, but I would give him 5 stars and write a nice review.
Guess that wasn't good enough.
Just know when using Palmer Financial, I don't doubt they don't do good with some clients, but when it comes to clients they didn't benefit, they will take your money and run.
They send you a money back guarantee contract that they don't honor.
Good luck using them. You are rolling the dice. I just hope you don't get screwed like I did.
Next step, Federal Trade Commision and Attorney General office.
Palmer Financial Consultant, Inc. Reviews
I used Palmer Financial Consultants only because of friend of mine worked there at the time.
I was made a bunch of promises that was never delivered. In beginning, I was still uncertain and wanted to back out of their services but they would not return all my money. They were going to keep $500. So as a result, I continued with their services.
My friend's manager named Armando got on the phone, and he was true BS artist, he sold me on what they will deliver. He said they will get me 30 to 40 cents on the dollar. I asked how do you know for sure? He said Mr. Palmer is a former agent and he has his own set of agents he directly works with at the IRS. He said nobody else can get the deals we get because Mr. Palmer has a direct connection with them. The average person that tries to do it on their own can't get what we get because of that.
Once I filed my first complaint on a different site, another old friend of mine that now works there, said they "ONLY GO BY THE IRS PARAMETERS." So all the BS Armando sold me on that they can get what others can't get is TOTAL BS!!!!!
Armando even went to the extent to tell me to STOP making monthly auto debit payments to the IRS and that they are just a collection agency and can't do anything to you. Unfortunately, I listened to his bad advice. After I stopped, they told me I had to make another payment to the IRS. When I went to a local office to pay them and I told the lady I was working with a company she said you could have done it on your own. All they do is take your money. She wasn't lying.
My situation wasn't bad. I owed less than $11,000 with the IRS, mainly because I sold my house early and owed money back on a government interest loan.
In the end, Palmer Financial Consultants settled out for $7500.
SO THEY SAVED ME LESS THAN $500 UPFRONT AND SOME INTEREST AND LATE FEES ON THE BACK!! THIS DOESN'T EVEN COME CLOSE TO THE $3,000 I PAID.
I told the Customer Service rep and Armando over and over again, if I didn't get at least 40 cents on the dollar it made no sense for me to do this.
I even asked Armando what happens if there was no benefit? He personally assured me all of my money would be refunded because there HAS TO BE A BENEFIT TO THE CONSUMER AND THEY DO NOT OPERATE BUSINESS THAT WAY.
***THAN HERE IS WHERE IT GET'S EVEN BETTER!!!***
It says in their contract if the matter is not resolved within 6 months it is MONEY BACK GUARANTEE OF ALL THE FEES I PAID.
I started the process on 3/16/2016 and it was resolved on 9/27/2016
It took 6 months and 11 days.
I emailed Mr. Palmer with a detailed letter of my complaints about the lies and the promises that were never delivered.
I even try to come to a fair resolution with Mr. Palmer and settle it out for $1,500. I wasn't initially looking for the $3,000. I just wanted to benefit as a consumer for what was PROMISED TO ME by his manager Armando.
I gave Mr. Palmer 4 days to repsond to my request and he failed to do so.
On the money back guarantee contract, it says to ask for a refund questionnaire. I have emailed my customer service rep Sandy Harris 3 times for one. She initially said she does not handle that but will forward to the proper party. I never got the questionnaire. I have emailed Sandy 2 more times and she has not responded to either simple email.
I even put a complaint on Google and they got upset with that. I even told Mr. Palmer in my letter that if he refunded me half my money back, not only would I delete the comment, but I would give him 5 stars and write a nice review.
Guess that wasn't good enough.
Just know when using Palmer Financial, I don't doubt they don't do good with some clients, but when it comes to clients they didn't benefit, they will take your money and run.
They send you a money back guarantee contract that they don't honor.
Good luck using them. You are rolling the dice. I just hope you don't get screwed like I did.
Next step, Federal Trade Commision and Attorney General office.