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Pacific Capital


Country United States
State California
City Corona
Address 1260 Corona Pointe Ct
Phone 951-547-8500
Website http://pacificcapital.com/

Pacific Capital Reviews

  • Aug 20, 2015

We responded to an internet ad regarding low cost financing for equiptment and trucks that was pitched by Pacific Capital Finance. We received follow-up information from Adrian Rojo including an efa agreement (19458594825632) with the terms and amount of loan.

There was a request for 1st and last months lease and a 599$ fee for processing the lease. We responded with a cashiers' check for the requested amount and waited for the transaction to be funded. This all occurred btw. Dec 24,2014 and Dec. 30th 2014.

On or about Jan 7th,2015 we received a complete new set of documents which reflected a straight commercial loan they had brokered to Blue Bridge Financial group. The term of the note was cut by 12 months and the low rate of 4.125% had suddenly increased to 8%.

We contacted Pacific Capital Finance and told them they had totally misrepresented the product and didn't meet their original offering and we respectfully requested a refund of our $4027.80. We got alot of double talk about how long it took to process a refund and we went along with it for a while.

When it became apparant that these guys were less than reputable we filed claims with everybody we could think of including the BDO of California, the BBB of San Diego, the attorney generals office, and Blue Bridge Financial. We contacted the latter to see if they knew anything about these guys and they had no experience with them whatsoever.

After 7 months of dealing with these people trying to get our money back Adrian Rojo contacted me and said that they would refund $2000.00 of the 4027.80 they owed me if I would send out letters and retract the claims I had made concerning their business. I agreed in principal to do that if they would make it 2500 just to get rid of this issue.

I susequently wrote the letters they requested and waited for several weeks to hear from someone and finally Adrian called me on or about August 5,2015 and let me know that writing the letters was not good enough he wanted me to get the claim off the books at the BBB. I told the guy I had done what I was asked to do and it is apparrent that they have no intention of returning our money to us.

Part of their original agreement is in case of a dispute that Orange Count Califrnia is the venue for arbitration and obviously being in Texas is not a viable concept for us to pursue unless there were ways where we could get punitive damages. At this point I don't care about the money. It is shame on me for being that stupid to send the crooks the money but I would give anything to stop yahoos like this guy from preying on others.

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