A few things I have to say about Overland Bond. I was told at first from my recent dealership that Overland Bond is HORRIBLE. I never believed it because I thought all finance companies are the same but clearly not. Some people work with you but some just try to get over on you with the money unless you have your lawyer involved. My mom financed a 2015 Nissan versa(white) from Car Credit 7600 S. Western Chicago IL in 2015. At the time, Car Credit waited until she put $1000 down on her vehicle, have to sign the paperwork and her to drive off to say she needs a co-signer. Wow.:(. I was able to help my mom with my income to be her co-signer. I sign off on the paperwork. Recently, last month a young girl hit my car, damaging her car. My mom had to have her car shipped to an impound I guess, the police report was made and my mom`s side and rear was injured from the vehicle. The young girl`s insurance did not want to pay for my mom`s car sadly, waited 3-4 weeks to say it is a total loss. Then she had to stop making payments because she did not have a car. Now yesterday June 6 2018, I receive a call from Overland Bond stating I am also responsible for this balance which is understanding and they were just now telling me yesterday they have been trying to contact me, the account is 25 days past due. I`m like why are you guys just now calling me! They stated we`ve been trying to call you. What a fucking lie! They threatened to garnish my wages, put a collection on credit and stating my mom owe $10000 which shows on me and her credit she only owes $12000 after the insurance pays out $6000 in a few days. Technically she owes $6000 only! I stated to my mom we are getting a lawyer and filing a lawsuit against this finance company. The thing is we were not refusing to pay. It`s just about how you speak to a person especially when it is business. OVERLAND BOND IS UNPROFESSIONAL, RUDE AND I WILL NEVER WORK WITH THEM EVER!!!
Purchased a vehical from a dealership in chicago, and received financing from Overland Bond finance company. One month after I made the purchase, I lost my job and returned the vehiclal to the dealership. They informed me that my contract was with the finance company. I called overland bond and told them that I could not afford to pay for the car, and please come and get it. Two months later they picked it up, and informed that they would sell it on a auction and whatever they did not get for it, I would still owe. I received a letter thrity days later saying it was sold for $2000, and my balance was $8900.
This transaction was in march 2013. I just received a summons to come to court on the 23rd of march 2016. Since I did not pay this balance, they decided to sue me.
I would appreciate an option other than paying them any money for a vehical for which I do not own.
Overland Bond Reviews
Overland Bond Review
A few things I have to say about Overland Bond. I was told at first from my recent dealership that Overland Bond is HORRIBLE. I never believed it because I thought all finance companies are the same but clearly not. Some people work with you but some just try to get over on you with the money unless you have your lawyer involved. My mom financed a 2015 Nissan versa(white) from Car Credit 7600 S. Western Chicago IL in 2015. At the time, Car Credit waited until she put $1000 down on her vehicle, have to sign the paperwork and her to drive off to say she needs a co-signer. Wow.:(. I was able to help my mom with my income to be her co-signer. I sign off on the paperwork. Recently, last month a young girl hit my car, damaging her car. My mom had to have her car shipped to an impound I guess, the police report was made and my mom`s side and rear was injured from the vehicle. The young girl`s insurance did not want to pay for my mom`s car sadly, waited 3-4 weeks to say it is a total loss. Then she had to stop making payments because she did not have a car. Now yesterday June 6 2018, I receive a call from Overland Bond stating I am also responsible for this balance which is understanding and they were just now telling me yesterday they have been trying to contact me, the account is 25 days past due. I`m like why are you guys just now calling me! They stated we`ve been trying to call you. What a fucking lie! They threatened to garnish my wages, put a collection on credit and stating my mom owe $10000 which shows on me and her credit she only owes $12000 after the insurance pays out $6000 in a few days. Technically she owes $6000 only! I stated to my mom we are getting a lawyer and filing a lawsuit against this finance company. The thing is we were not refusing to pay. It`s just about how you speak to a person especially when it is business. OVERLAND BOND IS UNPROFESSIONAL, RUDE AND I WILL NEVER WORK WITH THEM EVER!!!
Purchased a vehical from a dealership in chicago, and received financing from Overland Bond finance company. One month after I made the purchase, I lost my job and returned the vehiclal to the dealership. They informed me that my contract was with the finance company. I called overland bond and told them that I could not afford to pay for the car, and please come and get it. Two months later they picked it up, and informed that they would sell it on a auction and whatever they did not get for it, I would still owe. I received a letter thrity days later saying it was sold for $2000, and my balance was $8900.
This transaction was in march 2013. I just received a summons to come to court on the 23rd of march 2016. Since I did not pay this balance, they decided to sue me.
I would appreciate an option other than paying them any money for a vehical for which I do not own.