Nissan Acceptance The worst choice for financing a car. They employ two agents before they post your account. So, you pay and mail the check on time and the 5th or 11th National Bank will receive your check, maybe, but they don't post when it is received so, you end up with a late fee even if you pay on time.
I recently paid April and May in advance and was going to re finance with a good company in June. I had to stop payment in late April because we needed the payoff amount and they still had not posted my payments. I traded in for a new Frontier on April 19, 2022. Callie Brantigan at Midway Nissan, Phoenix, was sent an email confirming this loan from USAA the day before I went to Phoenix.
Midways finance dept still sent out 18 loan applications in my name, which I did not authorize. Then, Midway Nissan did not send in the payoff to Nissan Acceptance for at least a month. Nissan Acceptance then kept charging me and reporting me late up to 90 days, as they still had not posted my last payments..
I did everything right, except freeze my credit, and Midway Nissan and Nissan Acceptance dropped my credit score over 150 points. All they have to do is make an adjustment and reverse their bad credit filing, but they refuse. Talk about bad business practices.
I purchased a brand new 2015 Nissan Altima from Gwinnett Place Nissan in September 2015. My financing is through Nissan Motor Acceptance Corp. My total purchase was $28,345.50 with 18.81% interest and I have already paid $19,113.33 with only $4,684.31 going toward my principal balance as of today. So my current pay off balance is $24,685.45. I agree that I did sign the contract because Everything was moving fast, the dealer did not take time to go over the documents, it literally took 10 minutes for me to sign all the paperwork. I feel like I was taking advantage of. I was approved for this loan with a credit score in the low 500s, $500 down making $40,000 a year who rented and had 3 small children. I was a prime target to default on my loan and potentially lose my car and ruin my credit. The dealer nor the bank even asked for proof of income.
Nissan Finance Reviews
Nissan Acceptance The worst choice for financing a car. They employ two agents before they post your account. So, you pay and mail the check on time and the 5th or 11th National Bank will receive your check, maybe, but they don't post when it is received so, you end up with a late fee even if you pay on time.
I recently paid April and May in advance and was going to re finance with a good company in June. I had to stop payment in late April because we needed the payoff amount and they still had not posted my payments. I traded in for a new Frontier on April 19, 2022. Callie Brantigan at Midway Nissan, Phoenix, was sent an email confirming this loan from USAA the day before I went to Phoenix.
Midways finance dept still sent out 18 loan applications in my name, which I did not authorize. Then, Midway Nissan did not send in the payoff to Nissan Acceptance for at least a month. Nissan Acceptance then kept charging me and reporting me late up to 90 days, as they still had not posted my last payments..
I did everything right, except freeze my credit, and Midway Nissan and Nissan Acceptance dropped my credit score over 150 points. All they have to do is make an adjustment and reverse their bad credit filing, but they refuse. Talk about bad business practices.
I purchased a brand new 2015 Nissan Altima from Gwinnett Place Nissan in September 2015. My financing is through Nissan Motor Acceptance Corp. My total purchase was $28,345.50 with 18.81% interest and I have already paid $19,113.33 with only $4,684.31 going toward my principal balance as of today. So my current pay off balance is $24,685.45. I agree that I did sign the contract because Everything was moving fast, the dealer did not take time to go over the documents, it literally took 10 minutes for me to sign all the paperwork. I feel like I was taking advantage of. I was approved for this loan with a credit score in the low 500s, $500 down making $40,000 a year who rented and had 3 small children. I was a prime target to default on my loan and potentially lose my car and ruin my credit. The dealer nor the bank even asked for proof of income.