I have been receiving emails from them multiple times daily since May 7th. Here is the content of the first email: Regrettably, we are forced to send our collection team at your billing address at 11:00 AM on May 14th due to your failure to pay the $991.67.
I replied: I will see you on the 14th with the Chicago Police Department.
The next set of emails contained: After several unsuccessful attempts to contact you in regards to your unpaid loan account, we have finally decided to proceed ahead with the legal action against you. The Case will be downloaded against you by Tuesday, May 14th, 2019.
Once the case gets downloaded, it will be reported to the IRS. They might hold on your Tax Return. To prevent such action you need to contact us immediately.
*Ralfy A. Ramos (Traver Legal Services) pifullayda1971@yahoo com
Did I mention that all of their emails are loaded with spelling and grammar errors? One even had the nerve to photoshop in a logo for the United States District Court (which had included in the logo, jury duty summons).
Rec'd email from "National Cash Advance America" (also Cash Priority Loan Servicing) that I am approved for a loan larger than I wanted or recently applied for. Daniel White, with an Indian or Pakistani accent, quoted me my BankAccount# & Routing#! I had him reformat the loan amount & monthly pay date. I asked him to rewrite the Loan Documents and re-send via email. He said it wasn't necessary. Just write in the loan amount number (!?) Then, Woops! Customers with certain credit score must send in a payment equal to the first month payment via some card. I quoted him the loan docs which clearly state:
"As a company policy we do not believe in any upfront fee as a security deposit in the form of cash,credit or debit card. Only a guarantee is required from the customer that he/she is financially stable andcapable enough to repay the loan on the installment due date."
I told him I would not discuss any upfront payment nor would I argue with him about it. Either he deposits the money in my account and I resend him the first month paymnt or not. He very indignantly said that he would not argue with me either and hung up the phone on me!
No doubt I will get a call later about the sheriff coming to arrest me. .... WHO ARE THESE PEOPLE?! This is their idea of coming to America, the land of opportunity, and working hard to make a go of it? Criminals! Liars! Cheats! Blackmailers! They can't get into jail or deported soon enough!
Notably, at end of Loan Document the following statement is made, with no address, of course:
"Data Protection Act 1998: Your personal information will be treated as confidential and only disclosed;
A. At Your Request B, To prevent Fraud or by the order of the courts. You are entitled to a copy of the information we
hold about you by writing to us and requesting it. There is a fee for the service"
Here is the entire ridiculous, poorly written, fraudulent "Loan Document" (apologies for the formating. Couldn't shake it):
National Cash Advance Reviews
I have been receiving emails from them multiple times daily since May 7th. Here is the content of the first email: Regrettably, we are forced to send our collection team at your billing address at 11:00 AM on May 14th due to your failure to pay the $991.67.
I replied: I will see you on the 14th with the Chicago Police Department.
The next set of emails contained: After several unsuccessful attempts to contact you in regards to your unpaid loan account, we have finally decided to proceed ahead with the legal action against you. The Case will be downloaded against you by Tuesday, May 14th, 2019.
Once the case gets downloaded, it will be reported to the IRS. They might hold on your Tax Return. To prevent such action you need to contact us immediately.
I replied: See you in court!
Names/emails they use are:
*David Williams [email protected]
*Marvin Perez [email protected]
*John Anderson [email protected]
*Ralfy A. Ramos (Traver Legal Services) pifullayda1971@yahoo com
Did I mention that all of their emails are loaded with spelling and grammar errors? One even had the nerve to photoshop in a logo for the United States District Court (which had included in the logo, jury duty summons).
Rec'd email from "National Cash Advance America" (also Cash Priority Loan Servicing) that I am approved for a loan larger than I wanted or recently applied for. Daniel White, with an Indian or Pakistani accent, quoted me my BankAccount# & Routing#! I had him reformat the loan amount & monthly pay date. I asked him to rewrite the Loan Documents and re-send via email. He said it wasn't necessary. Just write in the loan amount number (!?) Then, Woops! Customers with certain credit score must send in a payment equal to the first month payment via some card. I quoted him the loan docs which clearly state:
"As a company policy we do not believe in any upfront fee as a security deposit in the form of cash,credit or debit card. Only a guarantee is required from the customer that he/she is financially stable andcapable enough to repay the loan on the installment due date."
I told him I would not discuss any upfront payment nor would I argue with him about it. Either he deposits the money in my account and I resend him the first month paymnt or not. He very indignantly said that he would not argue with me either and hung up the phone on me!
No doubt I will get a call later about the sheriff coming to arrest me. .... WHO ARE THESE PEOPLE?! This is their idea of coming to America, the land of opportunity, and working hard to make a go of it? Criminals! Liars! Cheats! Blackmailers! They can't get into jail or deported soon enough!
Notably, at end of Loan Document the following statement is made, with no address, of course:
"Data Protection Act 1998: Your personal information will be treated as confidential and only disclosed;
A. At Your Request B, To prevent Fraud or by the order of the courts. You are entitled to a copy of the information we
hold about you by writing to us and requesting it. There is a fee for the service"
Here is the entire ridiculous, poorly written, fraudulent "Loan Document" (apologies for the formating. Couldn't shake it):