This was just a simple fast thing but I'm so irritated now that am taking the time to write this. The loan person Kellogg did not explain the process properly at all about soft pulls and hard pulls, was misrepresentating the chronology of the process and failed to make basic connections about a loan process when she was asked.
This was like someone who is on drugs, possibly deficient mentally, is insane or someone deliberately being obtuse in order to irritate. There are a few nice sounding and normal sounding I talked to trying to reach her and a manager but the manager was rather insidious, mostly defensive of the worker and I fear was not legitimate with my paperwork. I see other signs this company has a potentially fraudulent modality.
On top of this, a credit company called 360 something called me after our conversation? I don't like being propositioned that way either and the vibe I got from her is that she is Canadian and a fraud, but that's just my instinct.
The worst company to deal with, it starts off as a lie! After running my credit which I have good credit and I'm a small business owner as well, approving me and telling me to go out and find an RV which I did and put a $1,000 NON-REFUNDABLE DEPOSIT on a trailer with a dealership. The dealership and I sent them the information to have this response from them. MIND YOU THEY ALREADY APPROVED ME AND TOLD ME TO GO FIND A TRAILER!
Thank you for submitting your loan request with My Financing USA. Unfortunately, your application was declined due to the following:
1. Unable to verify income as stated on application
2. Excessive obligations
If you would like to learn more about the credit information used for this decision and ways to obtain a copy of your credit report, please visit the FDIC website at:
The information used to decision your loan application was pulled from the following credit bureaus:
Trans Union (www.transunion.com)
P.O. Box 1000
Chester, PA 19022
1-800-916-8800
Equifax (www.equifax.com)
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
Experian (www.experian.com)
P.O. Box 2104
Allen, TX 75013-0949
1-888-EXPERIAN (397-3742)
Thank you for your application!
DON'T LET THIS HAPPEN TO YOU! DO NOT TRUST THIS COMPANY THEY ARE LIARS AND WILL LEAD YOU TO FALSE CLAIMS AND THEM WHEN YOU DO FIND SOMETHING AND PUT MONEY DOWN THEY DO THIS WILL CAUSE YOU TO LOSE YOUR DEPOSIT BUYER BEWARE OF THIS COMPANY!
My Financing USA Reviews
This was just a simple fast thing but I'm so irritated now that am taking the time to write this. The loan person Kellogg did not explain the process properly at all about soft pulls and hard pulls, was misrepresentating the chronology of the process and failed to make basic connections about a loan process when she was asked.
This was like someone who is on drugs, possibly deficient mentally, is insane or someone deliberately being obtuse in order to irritate. There are a few nice sounding and normal sounding I talked to trying to reach her and a manager but the manager was rather insidious, mostly defensive of the worker and I fear was not legitimate with my paperwork. I see other signs this company has a potentially fraudulent modality.
On top of this, a credit company called 360 something called me after our conversation? I don't like being propositioned that way either and the vibe I got from her is that she is Canadian and a fraud, but that's just my instinct.
The worst company to deal with, it starts off as a lie! After running my credit which I have good credit and I'm a small business owner as well, approving me and telling me to go out and find an RV which I did and put a $1,000 NON-REFUNDABLE DEPOSIT on a trailer with a dealership. The dealership and I sent them the information to have this response from them. MIND YOU THEY ALREADY APPROVED ME AND TOLD ME TO GO FIND A TRAILER!
Thank you for submitting your loan request with My Financing USA. Unfortunately, your application was declined due to the following:
1. Unable to verify income as stated on application
2. Excessive obligations
If you would like to learn more about the credit information used for this decision and ways to obtain a copy of your credit report, please visit the FDIC website at:
fdic.gov/consumers/consumer/ccc/reporting.html
or the Federal Trade Commission website at:
consumer.ftc.gov/articles/0155-free-credit-reports
The information used to decision your loan application was pulled from the following credit bureaus:
Trans Union (www.transunion.com)
P.O. Box 1000
Chester, PA 19022
1-800-916-8800
Equifax (www.equifax.com)
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
Experian (www.experian.com)
P.O. Box 2104
Allen, TX 75013-0949
1-888-EXPERIAN (397-3742)
Thank you for your application!
DON'T LET THIS HAPPEN TO YOU! DO NOT TRUST THIS COMPANY THEY ARE LIARS AND WILL LEAD YOU TO FALSE CLAIMS AND THEM WHEN YOU DO FIND SOMETHING AND PUT MONEY DOWN THEY DO THIS WILL CAUSE YOU TO LOSE YOUR DEPOSIT BUYER BEWARE OF THIS COMPANY!