I have done my homework on this company and read a lot of the allegations posted online. I have taken time out of my busy schedule to find all I could about this business through various County websites as well as made a few calls to the company on several occasions to find out everthing I could. Here is was you need to know.
While Routhmeir Sterling, Inc. is a legitimate (by legitimate I mean it has been incorporated) company you do not need to pay them anything. No matter how much they make you feel you should pay them, no matter how many times they call you, no matter how guilty they make you feel DO NOT PAY THIS COMPANY A SINGLE PENNY! And here is why.....
First of all, Routhmeir Sterling, Inc., from what I have learned is a very small company. They employ about 8 people at a maximum capacity. I am not saying you should not pay any new start up business, cause you have to start somewhere and a start up usually begins with only a couple of employees. I say do not pay this small company because they will soon go out of business (if they have not already) and this company is incapable of following through with their side of transaction. If you do pay these clowns, be sure to follow up to ensure 1) they sent you a payment receipt or paid in full/settled in full receipts; and 2) they updated your credit report. If you pay them today, and they go out of business tomorrow there will be no one to update your credit report or provide you with a payment receipt two weeks or a month from now. Very good reason NOT TO PAY THIS COMPANY A SINGLE PENNY!
Next, this company is not authorized to collect in every state. Routhmeir Sterling, Inc. must me authouzied by whatever state you live in for them to legally collect on you. This will only take you a quick online search of the Secretary of State/Taxable Entity or contact the state commissioner's office of the state you reside in. If they are not authorized by the state to do business than they are breaking the law by trying to collect on you. Another reason this company will soon be dissolved and you SHOULD NOT PAY THIS COMPANY A SINGLE PENNY!
Then you have the script in which Routhmeir Sterling, Inc. states they are cotacting you from their "Legal Department" and there is a pending case/file/matter regarding your personal information in which you are subject to "possible" legal action. There is a reason these collectors use very vague terms. It is because legally they are not suppose to tell you they will take any action they CANNOT or DO NOT intend to take. Don't be fooled by their "Legal Department" or "Legal Manager". I am the "Legal Manager" of my house, let me put you mute while I walk. . . . I mean transfer you to my kithchen. . . . I mean "Legal Department". You see, to them collections is all a big phone game. They will say whatever it takes to make you think you have a legal obligation to them while they slip their greasy paws into your back pocket. Even if it is only $50 to bring your delinquent account back into the statue of limitations. Be careful not to fall into their sceme. They try to build themselves up by making you think they are a big "Firm" or "Legal Department". They lie through their teeth, and this is yet another reason why you SHOULD NOT PAY THIS COMPANY A SINGLE PENNY!
Finally, I did find where this company has put liens on property and have been granted a garnishment in some cases. For this reason I say pay them IF 1) Routhmer Sterling, Inc. can provide you a complete record of you signing to open the account they are attempting to collect on; 2) your account is still within the statue of limitations in the state you reside; 3) you reside in a state where they can garnish or take a lien; and 4) you have assets under your name that can be taken or you have a decent job. It is on the consumer to make sure that Routhmeir Sterling, Inc. is not in a position to take you to court and actually win. The only state that I could find where this company was successful was Missouri and Iowa. You will find in most cases this company cannot even follow through with providing you documentation where you orginally opened the account. For this reason alone Routhmeir Sterling, Inc. will not take you to court. If they can provide you documentation there is a good chance that the original creditor's charge off date is past the statue of limitations (check your state). If you are suable, do you reside in a state Routhmeir Sterling, Inc. is authorized to do business in and does that state allow garnishments and or liens to be placed on your assets? If you meet the first 3 requirements, do you do have any assets under your name or a good job, cause how else will Routhmeir Sterling, Inc. get money from you. If you do not meet all the requirements to be sued Routhmeir Sterling, Inc. NOT TO PAY THIS COMPANY A SINGLE PENNY!
MONTAUK Construction & Remodel Reviews
I have done my homework on this company and read a lot of the allegations posted online. I have taken time out of my busy schedule to find all I could about this business through various County websites as well as made a few calls to the company on several occasions to find out everthing I could. Here is was you need to know.
While Routhmeir Sterling, Inc. is a legitimate (by legitimate I mean it has been incorporated) company you do not need to pay them anything. No matter how much they make you feel you should pay them, no matter how many times they call you, no matter how guilty they make you feel DO NOT PAY THIS COMPANY A SINGLE PENNY! And here is why.....
First of all, Routhmeir Sterling, Inc., from what I have learned is a very small company. They employ about 8 people at a maximum capacity. I am not saying you should not pay any new start up business, cause you have to start somewhere and a start up usually begins with only a couple of employees. I say do not pay this small company because they will soon go out of business (if they have not already) and this company is incapable of following through with their side of transaction. If you do pay these clowns, be sure to follow up to ensure 1) they sent you a payment receipt or paid in full/settled in full receipts; and 2) they updated your credit report. If you pay them today, and they go out of business tomorrow there will be no one to update your credit report or provide you with a payment receipt two weeks or a month from now. Very good reason NOT TO PAY THIS COMPANY A SINGLE PENNY!
Next, this company is not authorized to collect in every state. Routhmeir Sterling, Inc. must me authouzied by whatever state you live in for them to legally collect on you. This will only take you a quick online search of the Secretary of State/Taxable Entity or contact the state commissioner's office of the state you reside in. If they are not authorized by the state to do business than they are breaking the law by trying to collect on you. Another reason this company will soon be dissolved and you SHOULD NOT PAY THIS COMPANY A SINGLE PENNY!
Then you have the script in which Routhmeir Sterling, Inc. states they are cotacting you from their "Legal Department" and there is a pending case/file/matter regarding your personal information in which you are subject to "possible" legal action. There is a reason these collectors use very vague terms. It is because legally they are not suppose to tell you they will take any action they CANNOT or DO NOT intend to take. Don't be fooled by their "Legal Department" or "Legal Manager". I am the "Legal Manager" of my house, let me put you mute while I walk. . . . I mean transfer you to my kithchen. . . . I mean "Legal Department". You see, to them collections is all a big phone game. They will say whatever it takes to make you think you have a legal obligation to them while they slip their greasy paws into your back pocket. Even if it is only $50 to bring your delinquent account back into the statue of limitations. Be careful not to fall into their sceme. They try to build themselves up by making you think they are a big "Firm" or "Legal Department". They lie through their teeth, and this is yet another reason why you SHOULD NOT PAY THIS COMPANY A SINGLE PENNY!
Finally, I did find where this company has put liens on property and have been granted a garnishment in some cases. For this reason I say pay them IF 1) Routhmer Sterling, Inc. can provide you a complete record of you signing to open the account they are attempting to collect on; 2) your account is still within the statue of limitations in the state you reside; 3) you reside in a state where they can garnish or take a lien; and 4) you have assets under your name that can be taken or you have a decent job. It is on the consumer to make sure that Routhmeir Sterling, Inc. is not in a position to take you to court and actually win. The only state that I could find where this company was successful was Missouri and Iowa. You will find in most cases this company cannot even follow through with providing you documentation where you orginally opened the account. For this reason alone Routhmeir Sterling, Inc. will not take you to court. If they can provide you documentation there is a good chance that the original creditor's charge off date is past the statue of limitations (check your state). If you are suable, do you reside in a state Routhmeir Sterling, Inc. is authorized to do business in and does that state allow garnishments and or liens to be placed on your assets? If you meet the first 3 requirements, do you do have any assets under your name or a good job, cause how else will Routhmeir Sterling, Inc. get money from you. If you do not meet all the requirements to be sued Routhmeir Sterling, Inc. NOT TO PAY THIS COMPANY A SINGLE PENNY!