I innocently got a loan of $500.00 from Marlene in feb once I received money set up account to have money taken out automatically I called after payment of 437.00 and they tell me if I paid them off today I owed them $750.00 so these crooks got over 500.00 extra dollars from me and if I keep with the payment plan which goes to October I would have paid them over $ 3000.00 dollars oh my god I feed so stupid I’m a 68 year old woman in tears I’ll try to scrape up the money to pay this off this month but hasn’t anyone tried to fight them or get some revenge
Maxlend is not licensed in my state. I do not reside within its tribal boundaries. Its operations are in belize, not north dakota as they claim. Loans are in valid. I borrowed $3725 and paid $8290. I should have only been responsible for $3725. Maxlend owes me $4500+
. On 3 Aug 2017, I found myself in a personal financial crisis. I very foolishly applied for a loan with Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) and was approved for $1100. I was never informed of what the interest rate would be and found myself in a cycle where I could not afford to get out from under the loan due to the payments. I made one payment of $137.19; fifteen payments of $244.61 for a total of $3,669.15; and one payment of $445.81. All said I paid $4,252.15 for a $1,100 loan. I paid 286% interest ($3,152.15). This is outrageous. Once that loan was paid off, I was enticed back for another and I needed it due to the financial distress the first loan put me in…as a result, on 26 Mar 2018, I took another loan for $1500 and have paid as of 4 May, $925.90. All told, I have borrowed $2600 from Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) and have paid a total of $5178.05, nearly double the value of the loans. I have paid a total of $2,578.05 in interest which equates to 99% of the $2600 borrowed. In researching this with my financial advisor, the average interest rate for individuals with poor credit is around 35% which would be $936 on a $2600 loan. Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) has profited significantly from my stupidity and desperation. I ask that Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) do the just and right thing and mark my account as paid in full and closed. I have paid a total of $5178.05 to Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) when I borrowed just $2600. A $2600 loan should not cost me nearly double to repay.
On December 13, 2017 a call was made to the Social Security Office and My checking account number was routed to a different checking account number. This change was done over the phone, and Social Security said they produced all of the security answers when ask, so they changed my checking account number to the account number they provided. I’m doing so, this morning, January 3, 2018 My Social Security Check was not in my account, but in another account. I had to go to Social Security this morning and provided my if, ss card, and verified my checking account information. This company is the ONLY company that had my information, and the date of Ach payment that was to be deducted On January 3, was not deducted, But my Whole Social Security Check was gone. Social Security put a fraud alert on my account so that this won’t happen again. In the mean time, I have since found out this company is not reputable and I fear now what charges they will lay on me to pay back the $425.00 I received from them. Please help this Stupid Senior Citizen.
They are harassing me with different numbers at least once every hour. Sometimes consecutively. They change their number by one digit sometimes. They even make it look like it is a call from Iowa. When i call the number back the recording says there is no such number. I want the harassment to stop. If they were to take out $317.00 a month that would add up to around $2000.00. This should be illegal. Customer service never said anything but $90.00 monthly or i would never agreed to the terms.
I took out a 300$ payday loan in february i was under the assumption that i would be paying 36.19 a month to pay it off today march 22 max lend took 202.65 out of my account and said they would continue same amount withdrawals for 3 or 4 months until 1000$ was paid unless i pay another278.41 tomorrow they said i agreed to this amount which i didnt i called my bank to try and cancell payments
My loan is $500 with an interest rate of 778%. Total payoff $2026.56 in 6 months. APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and the loan origination fees.
This is a payday loan, which by law they are to explain all finance charges, term of loan, and so forth. They did not disclose any of the financing except that I had to pay $234 biweekly until I paid off what I borrow which was $700 only. I did not see a contract. They have you do an esignature online before they can explain anything to you. I was told that if my paydates change or I am unable to make a payment that I can simply call them and make other arrangements. This is not true onebit. I called a week in advance to tell thwm that due to me being out of work sick my commission checks would be drastically short. I am commission based and get paid 2x's a month. When I called the representative told me that I cannot change anything and the dates are set in stone. They will still try to draft my account, but then I said I will be charged fees because you guys are trying to withdrawal money that's not there. I said who else can I speak to and she said that I should just wait until someone calls me trying to collect the money. I am receiving harassing phone calls and told that I cannot make other arrangements that I have to pay the amount and if I skip a payment then double amount will be charged. So I will continue to get fees deducted from my bank account. I don't know what else to do since they did not disclose this information to me before hand and if I would have seen the contract before I agreed to it, I wouldn't have accepted it. What I was told and what's in the contract was completely different. Then the re-payment amount is extremely high and ridiculous. I need to find an attorney who can handle this case.
I went on line because I needed a quick payday loan. Maxlend approved me easily, and even had a "friendlt and helpful" representative call me to verify all of my information. I accepted the cash, with the intent of repaying the full amount within a month. The representative assured me there would be no pre-payment penalty for repaying the loan early. Never did I realize, or did she disclose that I would be paying a total of $1,086.89 for a $325 loan! I only saw the terms after I had printed them out and had processed the loan.
$90.89 has been taken from my bank account twice a month for last 3 1/2 months. I've paid MaxLend a total of $636.23 so far. My interest rate is 767.70 %!!! and I still have 5 payments left to make.
I am angry and embarrassed that I didn't pay more attention to what I was geting into. This company Clearly preys on the desparate and needs to be stopped.
I applied online for a loan for $500 with Maxlend. Maxlend then called me to verify my income, banking information, address and etc... I gave them the routing numbers and account numbers for both of my checking accounts. I have income from two sources that I receive at different times of the month. They decided to go with the higher income amount. A three way call was made to my bank to verify my routing and account number. I was told the funds would be direct deposited into my account the next day. The next day came, I checked my account and no money had been deposited. I called Maxlend and was told the money had been deposited and to call my bank. I called my bank and they told me no money had been deposited. They also didn't see any pending . I called Maxlend back and was told one of their employees had put the wrong account number for my banking information . The representative then told me I wouldn't receive the money until the next day. I asked how could this have happened when a three way call was made to my bank to verify my info. Her reply was people make mistakes. I told her to cancel the loan. She told me it would go into effect the same day. I have been receiving calls and text messages saying I owe them $500. I asked them why would I pay you money for money I never received. One of their employees/ representatives asked me to send her my bank statement. I refused and told them if the routing number and account number didn't coincide how could the funds be deposited. I never received the money but you want me to just GIVE YOU $500. These people are scam artists!!!
MaxLend Reviews
Borred $500 they want almost $2000 to repay. was to be 3 payments of $306 each now want almost $2000.
I innocently got a loan of $500.00 from Marlene in feb once I received money set up account to have money taken out automatically I called after payment of 437.00 and they tell me if I paid them off today I owed them $750.00 so these crooks got over 500.00 extra dollars from me and if I keep with the payment plan which goes to October I would have paid them over $ 3000.00 dollars oh my god I feed so stupid I’m a 68 year old woman in tears I’ll try to scrape up the money to pay this off this month but hasn’t anyone tried to fight them or get some revenge
Maxlend is not licensed in my state. I do not reside within its tribal boundaries. Its operations are in belize, not north dakota as they claim. Loans are in valid. I borrowed $3725 and paid $8290. I should have only been responsible for $3725. Maxlend owes me $4500+
. On 3 Aug 2017, I found myself in a personal financial crisis. I very foolishly applied for a loan with Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) and was approved for $1100. I was never informed of what the interest rate would be and found myself in a cycle where I could not afford to get out from under the loan due to the payments. I made one payment of $137.19; fifteen payments of $244.61 for a total of $3,669.15; and one payment of $445.81. All said I paid $4,252.15 for a $1,100 loan. I paid 286% interest ($3,152.15). This is outrageous. Once that loan was paid off, I was enticed back for another and I needed it due to the financial distress the first loan put me in…as a result, on 26 Mar 2018, I took another loan for $1500 and have paid as of 4 May, $925.90. All told, I have borrowed $2600 from Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) and have paid a total of $5178.05, nearly double the value of the loans. I have paid a total of $2,578.05 in interest which equates to 99% of the $2600 borrowed. In researching this with my financial advisor, the average interest rate for individuals with poor credit is around 35% which would be $936 on a $2600 loan. Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) has profited significantly from my stupidity and desperation. I ask that Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) do the just and right thing and mark my account as paid in full and closed. I have paid a total of $5178.05 to Makes Cents Inc. d/b/a "MaxLend” ("Tribe”) when I borrowed just $2600. A $2600 loan should not cost me nearly double to repay.
They are very high, if you don't read the information about your loan you are screwed
2 stars I give for now!
On December 13, 2017 a call was made to the Social Security Office and My checking account number was routed to a different checking account number. This change was done over the phone, and Social Security said they produced all of the security answers when ask, so they changed my checking account number to the account number they provided. I’m doing so, this morning, January 3, 2018 My Social Security Check was not in my account, but in another account. I had to go to Social Security this morning and provided my if, ss card, and verified my checking account information. This company is the ONLY company that had my information, and the date of Ach payment that was to be deducted On January 3, was not deducted, But my Whole Social Security Check was gone. Social Security put a fraud alert on my account so that this won’t happen again. In the mean time, I have since found out this company is not reputable and I fear now what charges they will lay on me to pay back the $425.00 I received from them. Please help this Stupid Senior Citizen.
They are harassing me with different numbers at least once every hour. Sometimes consecutively. They change their number by one digit sometimes. They even make it look like it is a call from Iowa. When i call the number back the recording says there is no such number. I want the harassment to stop. If they were to take out $317.00 a month that would add up to around $2000.00. This should be illegal. Customer service never said anything but $90.00 monthly or i would never agreed to the terms.
I took out a 300$ payday loan in february i was under the assumption that i would be paying 36.19 a month to pay it off today march 22 max lend took 202.65 out of my account and said they would continue same amount withdrawals for 3 or 4 months until 1000$ was paid unless i pay another278.41 tomorrow they said i agreed to this amount which i didnt i called my bank to try and cancell payments
My loan is $500 with an interest rate of 778%. Total payoff $2026.56 in 6 months. APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and the loan origination fees.
This is a payday loan, which by law they are to explain all finance charges, term of loan, and so forth. They did not disclose any of the financing except that I had to pay $234 biweekly until I paid off what I borrow which was $700 only. I did not see a contract. They have you do an esignature online before they can explain anything to you. I was told that if my paydates change or I am unable to make a payment that I can simply call them and make other arrangements. This is not true onebit. I called a week in advance to tell thwm that due to me being out of work sick my commission checks would be drastically short. I am commission based and get paid 2x's a month. When I called the representative told me that I cannot change anything and the dates are set in stone. They will still try to draft my account, but then I said I will be charged fees because you guys are trying to withdrawal money that's not there. I said who else can I speak to and she said that I should just wait until someone calls me trying to collect the money. I am receiving harassing phone calls and told that I cannot make other arrangements that I have to pay the amount and if I skip a payment then double amount will be charged. So I will continue to get fees deducted from my bank account. I don't know what else to do since they did not disclose this information to me before hand and if I would have seen the contract before I agreed to it, I wouldn't have accepted it. What I was told and what's in the contract was completely different. Then the re-payment amount is extremely high and ridiculous. I need to find an attorney who can handle this case.
I went on line because I needed a quick payday loan. Maxlend approved me easily, and even had a "friendlt and helpful" representative call me to verify all of my information. I accepted the cash, with the intent of repaying the full amount within a month. The representative assured me there would be no pre-payment penalty for repaying the loan early. Never did I realize, or did she disclose that I would be paying a total of $1,086.89 for a $325 loan! I only saw the terms after I had printed them out and had processed the loan.
$90.89 has been taken from my bank account twice a month for last 3 1/2 months. I've paid MaxLend a total of $636.23 so far. My interest rate is 767.70 %!!! and I still have 5 payments left to make.
I am angry and embarrassed that I didn't pay more attention to what I was geting into. This company Clearly preys on the desparate and needs to be stopped.
I applied online for a loan for $500 with Maxlend. Maxlend then called me to verify my income, banking information, address and etc... I gave them the routing numbers and account numbers for both of my checking accounts. I have income from two sources that I receive at different times of the month. They decided to go with the higher income amount. A three way call was made to my bank to verify my routing and account number. I was told the funds would be direct deposited into my account the next day. The next day came, I checked my account and no money had been deposited. I called Maxlend and was told the money had been deposited and to call my bank. I called my bank and they told me no money had been deposited. They also didn't see any pending . I called Maxlend back and was told one of their employees had put the wrong account number for my banking information . The representative then told me I wouldn't receive the money until the next day. I asked how could this have happened when a three way call was made to my bank to verify my info. Her reply was people make mistakes. I told her to cancel the loan. She told me it would go into effect the same day. I have been receiving calls and text messages saying I owe them $500. I asked them why would I pay you money for money I never received. One of their employees/ representatives asked me to send her my bank statement. I refused and told them if the routing number and account number didn't coincide how could the funds be deposited. I never received the money but you want me to just GIVE YOU $500. These people are scam artists!!!