We were looking for insurance under the ACA and HII Insurance Soltions contacted us regarding Legion Limited Medical. When they say Limited, they mean it. It was stated that this is a PPO and accepted everywhere. No one we have been in contact with accepts it and the insurance company could not point us to anyone that does. We tried to utilize the prescription part of the plan and again, not accepted. Upon calling them, they informed me that the doctor had to send them the prescriptions and they would forward to their pharmacy were it would be sent to the doctor. BS. Not real, just a delaying tactic to keep us paying.
As payment was acutomatically deducted from our account, we pulled all of the money from the account and moved to another account as they consistently refuse to cancel our insurance.
They have called us "Well" over 100 times seeking continued payments. We request canellations and then we are transferred to "Supervisors", "Customer service People" etc. Everytime we are put on hold and then hung up on.
Avoid HII Insurance Solutions and Legion Limited Medical. They are relentless to collect but refuse to pay. What legimate company calls over 100 times (probably closer to 200 + times) which includes calls of up to 12 times per day. They do not want to hear the words "Cancellation" and are nothing but a scam.
I questioned the agent about this insurance being a full coverage insurance, making sure it would cover any type of surgery needed. I was told absolutely!! They said depending on type of surgery, it would up to 80% of costs. I questioned them because of last insurance provider I had. I was told same thing with them, led to believe it would cover any type of medical and dental.
All it covered was dr office copay and a minimal amount on hospital stay for so many days. I just checked to see with this new insurance, which hospital could do my surgery, and found out I was lied to again about my coverage with current provider. It too is just a supplemental to cover basic costs, no surgeries at all. Like other complaints on this page, I also have been ripped off.
These so called insurance plan groups are all a rip off and need to be investigated and removed from insurance providers. They all tell you you have complete medical coverage for everything, just to find out hundreds of dollars later ( that you cannot afford anyway) that it was all a big lie.
Fortunately they got a 5 star rating on BBB with just 1 review which was made by one of them probably. Their broker told me that the insurance he is providing me covers not only my health but also dental and vision, so I happily bought it. After a month of staying with them I visited a dermatologist(Summit Dermatology) for some skin issues and a few days later I also went to a dentist office(The Springs Modern Dentistry) and they said me all they can do is provide me a discount off of my out of pocket price which was a 450$ off of 6200$. Later I recieved a letter from the dermatologist office that I gotta pay 45% out of pocket. And then I was doomed that what's going on, I am a taxi driver on weekends and suddenly I started a thigh pain and I called a few physical therapy/chiropractic offices and they says my insurance covers nothing.
Finally what I discovered they are selling medical discount cards in the name of health insurance policies, I urge everybody to stay away from them every way you can.
Legion Limited Medical Reviews
We were looking for insurance under the ACA and HII Insurance Soltions contacted us regarding Legion Limited Medical. When they say Limited, they mean it. It was stated that this is a PPO and accepted everywhere. No one we have been in contact with accepts it and the insurance company could not point us to anyone that does. We tried to utilize the prescription part of the plan and again, not accepted. Upon calling them, they informed me that the doctor had to send them the prescriptions and they would forward to their pharmacy were it would be sent to the doctor. BS. Not real, just a delaying tactic to keep us paying.
As payment was acutomatically deducted from our account, we pulled all of the money from the account and moved to another account as they consistently refuse to cancel our insurance.
They have called us "Well" over 100 times seeking continued payments. We request canellations and then we are transferred to "Supervisors", "Customer service People" etc. Everytime we are put on hold and then hung up on.
Avoid HII Insurance Solutions and Legion Limited Medical. They are relentless to collect but refuse to pay. What legimate company calls over 100 times (probably closer to 200 + times) which includes calls of up to 12 times per day. They do not want to hear the words "Cancellation" and are nothing but a scam.
I questioned the agent about this insurance being a full coverage insurance, making sure it would cover any type of surgery needed. I was told absolutely!! They said depending on type of surgery, it would up to 80% of costs. I questioned them because of last insurance provider I had. I was told same thing with them, led to believe it would cover any type of medical and dental.
All it covered was dr office copay and a minimal amount on hospital stay for so many days. I just checked to see with this new insurance, which hospital could do my surgery, and found out I was lied to again about my coverage with current provider. It too is just a supplemental to cover basic costs, no surgeries at all. Like other complaints on this page, I also have been ripped off.
These so called insurance plan groups are all a rip off and need to be investigated and removed from insurance providers. They all tell you you have complete medical coverage for everything, just to find out hundreds of dollars later ( that you cannot afford anyway) that it was all a big lie.
Fortunately they got a 5 star rating on BBB with just 1 review which was made by one of them probably. Their broker told me that the insurance he is providing me covers not only my health but also dental and vision, so I happily bought it. After a month of staying with them I visited a dermatologist(Summit Dermatology) for some skin issues and a few days later I also went to a dentist office(The Springs Modern Dentistry) and they said me all they can do is provide me a discount off of my out of pocket price which was a 450$ off of 6200$. Later I recieved a letter from the dermatologist office that I gotta pay 45% out of pocket. And then I was doomed that what's going on, I am a taxi driver on weekends and suddenly I started a thigh pain and I called a few physical therapy/chiropractic offices and they says my insurance covers nothing.
Finally what I discovered they are selling medical discount cards in the name of health insurance policies, I urge everybody to stay away from them every way you can.
SCAM
THEY TOLD ME ALSO PPO. SCAM RUN!
1 time enrollment fee
They ARE horrible. Lies to get their commision, the all bets are off.