JOSEPH CARDOZA, Along With His Protege, Attorney Reviews
Feb 10, 2022
A San Francisco Family Gets "Raked Over The Coals" By Maui, Hawaii Corrupt Lawyers and Kingpin ‘Retiring’ Chief Judge JOSEPH CARDOZA, Along With His Protege, Attorney/Per-Diem Judge FREDERICK MATSON KELLEY, and accomplices TERRANCE M. REVERE, and PAUL J. SULLA by Quentin Thomas Wells, on behalf of the Giordano Family (pictured below) HAWAII-BOUND PROPERTY BUYERS BEWARE!
The Shameful Truth Pulled From Thousands Of Hours Of Researching From Victim and Whistle Blower, Kirk Giordano
Kirk and his family before being damaged, distressed, and made deathly ill by the Cardoza mob’s alleged conspiracy to steal, under cover of law, their Maui, Hawaii properties.
All who wish to be educated, shocked, or perhaps amused or even entertained read on at Kirk's and family's expense. It's impossible to chronicle all the unbelievable and unethical behavior perpetrated against Kirk Giordano in the Maui courthouse.
This article describes a criminal conspiracy perpetrated by officers of the Hawaii State Court system, associated with Chief Judge Joseph E. Cardoza, who along with others, including Frederick Mason Kelley, Terrance Revere and Paul Sulla, notaries, private investigators, and others have combined to defraud real property owners and prospective buyers of land parcels offered for sale by the State of Hawaii.
The victims of this conspiracy have been defrauded of their money, deprived of their property and have suffered heavy damage to their lives and to the health and welfare of their families, all because they earned enough cash to buy two homes in paradise, Maui, Hawaii.
All supporting documents referenced in the article below can be found by clicking here.
Joseph Cardoza Frederick Matson Kelley Terrance Revere Paul Sulla
In this article, Kirk describes the criminal conspiracy forced upon him and his family. This illegal ordeal cost him his life savings and physical health and that of his girlfriend, other friends, and family members. Kirk has obtained ample evidence that then Maui’s Chief judge Joseph E. Cardoza and Frederick Matson Kelley, with attorneys Terrance Revere and Paul Sulla, committed fraudulent property theft with support from notaries, private investigators, and others involved with this well-used fraud.
It is important to mention his case is not unique. The same men, Maui’s Chief Judge Joseph Cardoza and Matson Kelley used this exact con to illegally seize/steal 277 acres of property from many religious native Hawaiians. Through the disclosures following, he wishes to expose the perpetrators, warn property buyers, and empower those who have suffered like himself and his family.
Note from the Author: The crimes of these men shock the conscience. To date, federal investigators and prosecutors have not pursued their illegal actions. We compiled this report on behalf of those affected and for society at large. From what is known, this kind of fraudulent property theft is more pervasive in Hawaii than in any other state in the US.
If you have experienced property theft of this nature in Hawaii, please email us at [email protected].
Previous CIA Officer Quentin Thomas Wells helped to prepare this article. No one involved in its composure seeks to recover financial losses nor expects any type of monetary compensation.
Summary, before reading this preposterous lawsuit:
Kirk's title report was a historical record, written and recorded by a professional licensed real estate attorney, therefore unchallengeable. Unless actual proof of redemption was made possible - it never was, as it didn't exist.
At the start of the con, Plaintiffs who are judges and attorneys realized there was no legal way to take Kirk’s homes as Kirk had an ironclad title report. Thus, a con-artist attorney/per-diem judge, Matson Kelley, came up with a well used elaborate lie that he failed to convince Kirk of in two threatening letters, which he claimed he was hired “on behalf of the Estate of Moana P.M.Ramos.” Matson starts off his first letter with malice and with the cooperation of his mentor, chief judge Joseph E. Cardoza.
Thus Kirk was forced to fight a ruthless, self-serving per-diem judge - Matson Kelley, who between him and his mentor had just won another similar self-serving bogus suit awarding themselves 277 acres of land belonging to religious native Hawaiians.
Like his previous scam, Matson Kelley started that fraud and won the case as his mentor/perhaps uncle was the Chief Judge of Maui and his colleague. They shared the same office, courthouse, clubhouse and attended the same so-called self-help clinic, which opened in Maui on Oct 17, 2012, to help those in need of legal advice on their property. At this time, Matson Kelley was still president of the Maui county state bar association. Little wonder Kirk’s complaint against him fell on deaf ears.
It’s ironic that people come to them for legal advice. It’s like shooting fish in a barrel for these crooks when someone discloses their financial problems with pending land or homes.
This method is how Matson Kelley found out about Kirk’s newly purchased homes, bought at the annual county tax auction. The former owner said she went to a self-help, legal advice clinic after the 7th month in which Kirk allowed her to live rent-free until she could find a home.
Kirk's Purchase of 2 Maui Properties
When anyone purchases a tax deed sale at the Maui county Hawaiian auction center, these homes are for sale to pay off any delinquent or back taxes owed. It is well understood that if that legal owner can raise the money to buy back, the law allows them a one-year redemption for this purpose. The law is specific that only taxpayers can buy back!
The law clearly states that if redemption was to occur, any and all previous owners or taxpayers must pay back the total purchase price paid at the tax auction plus 12%. Plus, any work or repairs deemed necessary to obtain insurance or make the home habitable must also be added to the new buyer's purchase price at the auction. This law only permits the legal owners or taxpayers this privilege. Oddly enough, no one ever paid taxes on the two homes for 26 years. Thus, Kirk became the only taxpayer for these two properties.
Matson’s fraud started when he was aware that he (with his mentor’s help, the chief judge of Maui, HI) may be able to steal Kirk’s homes valued at close to two million dollars - plus get paid by the state to try a case they were to benefit financially from.
Matson Kelley began his fraud by sending Kirk letters claiming he was hired to represent the estate after both of his threatening letters were ignored by Kirk.
He came up with another plan.
Both Matson and accomplice, his mentor chief judge of Maui Cardoza, realized they had no legal case. As both judges surely scrutinize the title report searching for methods to exploit it.
But, both judges had gotten away with this crime, only a month before, by robbing many native and religious Hawaiians. They decided to use the same deception and pattern to steal Kirk’s properties. Thus, dates were input to give the illusion they were within a homeowner’s right of redemption to buy back, except they weren't the homeowners! Nor were they correct dates.
Their real leverage: they are judges with clout. Kirk could not find an attorney in Maui who would take his case once he informed them who they would be up against. As one attorney said to Kirk: if he took the case, it would be attorney suicide, as they would never expect to win another case in Maui no matter how strong a case he had.
The authors, editors, and witnesses to this conspiracy and others similar to it have compiled this report on behalf of the victims and society at large. They detail their personal experiences and describe how they were impacted by the conspiracy in the hope that a federal prosecutor or legitimate Hawaiian law enforcement agency will be able to read and use the information provided herein. Their testimonies expose the persons who organized and operated this conspiracy, which is now more pervasive in Hawaii than any other state in the United States, according to our knowledge and belief as investors and whistleblowers.
Those who have prepared this article, including the principal writer, Quentin Thomas Wells (pictured) who was previously an officer with the U.S. Central Intelligence Agency, do not seek to recover their losses or extract monetary compensation. It’s too late to reverse the damage done by those who defrauded our loved ones and us. But, we hope that we can prevent others from suffering similar losses through the judicial machinations of this continuing criminal enterprise that includes several of Hawaii’s corrupt judges and their lawyers. Click to Read More About Quentin Wells
Kirk Giordano, the victim in this story, is not a politician, attorney, or even a paralegal, but a father and a plastering contractor. However, he understands the meaning of a title report.
Kirk was defrauded by attorney Frederick Matson Kelley and his mentor, Maui Chief Judge Joseph E. Cardoza.
Kirk's family saved for ten years and sold his home, earning the cash they needed to move his contracting business to Maui to experience the "American Dream" of owning a home in paradise and relocating his plastering business there - even buying the domain name “MauiPlastering.com”.
Instead, they faced a costly, endless nightmare.
The sad truth is that the fraudulent plaintiffs behind the scam risked nothing. Judge Cardoza and his protégé, Matson Kelly, profited handsomely via systematic judicial corruption for years, unscathed. His mentor, the chief judge and colleague sitting judge Rhonda Loo, was paid by the state to try a case they were involved in at the taxpayer's expense.
Chief Judge Joseph E. Cardoza and Attorney/Per-Diem judge Frederick Kelley were so bold with their lies it was beyond belief. It's difficult to imagine that any judge or attorney would risk the loss of license or liberty or exposure as crooks to friends, family, and co-workers by engaging in such a criminal conspiracy.
It was the Giordanos and others like them, who tried to play by the rules and treat others fairly, who risked their lives and the family fortune.
Introduction to Corruption in Maui, Hawaii
Kirk's story began on May 20, 2014, when he was declared the high bidder for a parcel of property offered for sale at the annual tax auction on Maui. In Kirk's words, "We purchased two beautiful but severely dilapidated houses located side-by-side on a double lot in Maui."
Both are located on a large corner double lot located in an upper-class neighborhood of historic Makawao, an area known as a tourist attraction on Maui’s island. Both had spectacular ocean views. The main house had four bedrooms, two bathrooms, a large kitchen, a living room, a dining room, a laundry room, and two additional rooms suitable for offices or other uses. It also included a separate lower-level living unit complete with three bedrooms, a kitchen, and a bathroom.
"The second home was built in 1976, a few years after the main house, on an adjacent lot split off from the original home's oversized lot. It was smaller, consisting of two rooms, a kitchen, living and dining area, with the same spectacular ocean views as the primary home."
These two homes were owned by two sisters, Julia Keikioewa Talifolau and Moana Penelope Ramos, who inherited them from their parents. After inheriting title to the properties, the sisters failed to pay any property taxes on them beginning in 1987 (the year they inherited the homes) through 2014, inclusive. Although the younger sister, Julia Keikioewa Talifolau, actually lived in one of the property’s residences.
She, nor the elder sister Moana Penelope Ramos (who lived in nearby Honolulu) ever paid any taxes for about 26 years.
The State of Hawaii placed county tax liens for failure to pay taxes on both sisters on February 17, 2009.
Another lien was then recorded on November 13, 2009, against both sisters, Moana Ramos and her younger sister Julia Martin - the only two on the property title.
On August 23, 2013, still, no action was taken to pay the property taxes by either sister.
Another lien was placed and recorded by Maui’s county against Moana Ramos, now deceased, along with the surviving sister, Julia Martin.
Julia thus became the tenant in severalty or sole proprietor of the homes.
Because the state property taxes had been ignored, both homes were offered for sale at several tax auctions before 2014.
"Surprisingly," says Kirk, "no buyers expressed interest or offered any bids, so at the suggestion of my three sons, we became interested in purchasing them. One would have to see in person the condition to realize why no one wanted them. However, my family and I are contractors who also teach YouTubers how to repair homes."
On May 14, 1998, liens were placed on Moana, and Kimberly, the daughter at the time who was still on the title. Neither paid the lien, nor even attempted to.
The title report Kirk received when he purchased both homes revealed the older sister, Moana Ramos, hired Mitchell S. Burns, attorney at law of the Hawaii Estate Planning Law Group located in Honolulu, to remove her ex-husband Jerry Ramos (from whom she was by then divorced) and their daughter Kimberly Caspillo from any ownership interest.
This warranty deed was recorded at the State of Hawaii Bureau of Conveyances recorded on March 15, 2001.
Thus, the older sister Moana regained her 50% interest in the property again, entirely in her name, in 2001. This deed was recorded at the State of Hawaii Bureau of Conveyances on March 15, 2001, at 3:00 p.m. by Carl T. Watanabe, Acting Registrar of Conveyances.
The March 15, 2001 deed (Document No: 2001-037345) superseded the earlier deed (Document No.96-107204) dated May 28, 1996, that allowed her ex-husband and daughter a shared interest in her 50% of the homes.
Kirk Giordano's purchase contract was documented on the tax deed and recorded in Hawaii, as follows: The state of Hawaii. Bureau of Conveyances. Document Doc-53170717, dated July 23, 2014, at 8:02 a.m.
It was signed and dated by the grantor, Mayor Alan M. Arakawa, County of Maui, to the Grantee: Kirk P. Giordano and affects tax map Key No. 920 2-4-021-007-000. This tax deed also had the approval recommended by the director of Finance, Danilo F. Agsalog.
It was approved as a form and legality by Jeffery Ueoka, deputy corporation counsel, County of Maui.
Is this not ample evidence that the tax deed provided by "Old Republic," the title company, was legitimate? Read the title report for yourself.
If any federal prosecution agency has jurisdiction over this matter, Email us at [email protected] for any and all complete documents such as the complete title report, letters from attorneys, full deposition, etc.
Kirk’s posting this updated truth is in his words, “if I were to die, me and my family still wish these criminals exposed.”
The Corruption Continues
Kirk has been threatened and has had a mole/spy emailing him for over a year, to get his story before making it public. Plaintiffs, or their mole, have claimed Cardoza and Matson were robbing his mother, who ironically had a home a block from theirs?
And among other nonsense, the mole asserts that Cardoza and his cronies were following him all around town and even into Home Depot. Their mole’s story is stranger than Kirk’s factual one.
His story was too similar to Kirk’s.
Kirk believed they wished him to include that nonsense in this story to distract/destroy this true story’s credibility. Kirk shamefully admits, he gave him some information. It took Kirk a year to realize and then research the mole to find the name was phony. However, he was not who he claimed to be in the picture he sent him. Just another indication that the plaintiffs are masters of distraction and misdirection to achieve their objective.
Kirk has those bizarre emails saved.
Kirk continues, "After making our winning bid for the property and both homes at the Maui tax auction, we met with the former homeowner, Julia Talifolau, and explained we just purchased the houses at the tax auction."
Julia, to their relief, said she knew about the unpaid back taxes.
Kirk advised her that she had the right to claim from the county assessor's office the remaining cash (which amounted to over $30,000) that he paid, "in excess," of the taxes with fees owing for the property, as this money was rightfully hers to use as she wished.
Since she was formerly the sole heir of 100% of the property, when he paid the 26 years of back taxes, Kirk became the sole proprietor/owner.
Kirk explained to Julia that she had the option under the Hawaiian redemption laws to buy back the property if she could pay the unpaid taxes from the date when she inherited her interest in 1987. She said that, for personal reasons, she would be much happier leaving the area. One would have to view the home to understand this reasoning.
The Full Story, As Told By Kirk
We allowed Julia to stay in the home until she picked up her surplus cash of the 30K, as long as she left the homes reasonably clean. She promised to vacate the homes in good condition and thanked us for telling her about the surplus cash.
As the new homeowners, we advised her that we would have to obtain insurance on the two homes. In our opinion, they were currently uninhabitable as both had roof holes several feet wide that allowed frequent tropical rain to enter, causing wood rot and mold to develop and pose a danger of disease. A visual inspection also revealed many animals living in a larger home. Some others were chained outside. These residents also appeared to be using the smaller home as a dumpsite.
Both homes were falling apart with many abandoned vehicles sitting outside, resting on their chassis, as they had no wheels. We documented the unsanitary conditions and the decayed physical state of the properties with extensive video footage and photographs.
We recognized that, since we were now liable for any injuries that occurred on the properties, it was essential to obtain insurance as soon as possible. We spent the rest of our first day at the property introducing ourselves to those neighbors willing to get acquainted with us. Many did so. All seemed to be wonderful folks. Their stories of the former owners, now tenants, who were still occupying our newly acquired homes, were not pleasant. Their statements confirmed our opinions, already formed from observing the condition of the property.
They informed us of drug-dealing and thefts committed by the current tenants and noted the fences and other measures they had employed over the past fifteen years to stop the ongoing thefts and illegal activities. They also noted that the trash build-up in the smaller home had produced a profusion of rats in the neighborhood. We assured everyone we met that day that we would clean the property as soon as the former owner moved out and would eliminate the rat infestation by removing their food source. We exchanged phone numbers and flew back to our primary residence in California."
Even The Double-Dealing Process Server Was On The Take
After we arrived back at our San Francisco property, we called the insurance companies on the island and asked if we could obtain insurance. Still, after agents of the three companies viewed the property, they all declined coverage. The uninhabitable condition left us again exposed to liability from lawsuits by the current tenants.
After receiving multiple calls from our new neighbors who kept us updated on the conditions of the homes and of the ongoing drug-dealing by its occupants, and waiting nearly eight months for the tenant to move out, they had no choice but to evict Julia.
The so-called eviction company we hired to serve legal papers requiring Julia to leave the premises for the necessary cleanup of toxic waste to obtain insurance was also on the take, causing us grief too.
After the company representative learned that the property had been sold to us for back taxes, he contacted the former owner and attempted to repurchase the property directly from Julia, who no longer owned it. It appeared he even had his hired woman shouting very loudly through our locked front door, "I have the money to buy back with 20 thousand extras for you, open the door."
This created quite a stir for all the actual neighbors. Many opened the door to see what was causing the screaming. Most closed the doors after understanding what was going on. My neighbor Robert said it best to her face. We love our new neighbors, then slammed the door in her face. However, this is another story.
Our First Days Dealing with Trash, Rats, & Tropical Disease
When our new Maui neighbors called to inform us the property was finally vacant, we shipped our van to Hawaii so that we could use it for traveling and for carrying materials for repairs of the property. We arrived on the island thinking that we would have a vacation and begin renovating the homes.
Upon our first visit, we found both homes still in deplorable condition with four feet of trash inside composed mainly of pet foods, containers, and even human waste. Mosquitoes and flies were so thick that we could barely see. We did not realize immediately that these bugs could infect us with some nasty diseases. We had been bitten by insects many times in California without ill effect, but this menagerie of pests was different. They inhabited a contaminated environment in a tropical area, and their bites marked the beginning of our infection with life-threatening diseases that continue to plague us even today.
Perhaps all the empty gallons of Cockroach killer were sprayed indoors, or they were indeed cooking methamphetamines. The hallucinations my girlfriend suffered from were not only caused by inhaling rat feces, but perhaps these lingering chemicals too. We will never know.
We also underestimated the effect of dust from rat feces, which, when inhaled, causes leptospirosis.
During the almost two years when we were restoring the homes, we discovered that the interiors of all the walls were full of rat nests - some of them two feet high.
JOSEPH CARDOZA, Along With His Protege, Attorney Reviews
A San Francisco Family Gets "Raked Over The Coals" By Maui, Hawaii Corrupt Lawyers and Kingpin ‘Retiring’ Chief Judge JOSEPH CARDOZA, Along With His Protege, Attorney/Per-Diem Judge FREDERICK MATSON KELLEY, and accomplices TERRANCE M. REVERE, and PAUL J. SULLA by Quentin Thomas Wells, on behalf of the Giordano Family (pictured below) HAWAII-BOUND PROPERTY BUYERS BEWARE!
The Shameful Truth Pulled From Thousands Of Hours Of Researching From Victim and Whistle Blower, Kirk Giordano
Kirk and his family before being damaged, distressed, and made deathly ill by the Cardoza mob’s alleged conspiracy to steal, under cover of law, their Maui, Hawaii properties.
All who wish to be educated, shocked, or perhaps amused or even entertained read on at Kirk's and family's expense. It's impossible to chronicle all the unbelievable and unethical behavior perpetrated against Kirk Giordano in the Maui courthouse.
This article describes a criminal conspiracy perpetrated by officers of the Hawaii State Court system, associated with Chief Judge Joseph E. Cardoza, who along with others, including Frederick Mason Kelley, Terrance Revere and Paul Sulla, notaries, private investigators, and others have combined to defraud real property owners and prospective buyers of land parcels offered for sale by the State of Hawaii.
The victims of this conspiracy have been defrauded of their money, deprived of their property and have suffered heavy damage to their lives and to the health and welfare of their families, all because they earned enough cash to buy two homes in paradise, Maui, Hawaii.
All supporting documents referenced in the article below can be found by clicking here.
Joseph Cardoza Frederick Matson Kelley Terrance Revere Paul Sulla
In this article, Kirk describes the criminal conspiracy forced upon him and his family. This illegal ordeal cost him his life savings and physical health and that of his girlfriend, other friends, and family members. Kirk has obtained ample evidence that then Maui’s Chief judge Joseph E. Cardoza and Frederick Matson Kelley, with attorneys Terrance Revere and Paul Sulla, committed fraudulent property theft with support from notaries, private investigators, and others involved with this well-used fraud.
It is important to mention his case is not unique. The same men, Maui’s Chief Judge Joseph Cardoza and Matson Kelley used this exact con to illegally seize/steal 277 acres of property from many religious native Hawaiians. Through the disclosures following, he wishes to expose the perpetrators, warn property buyers, and empower those who have suffered like himself and his family.
Note from the Author: The crimes of these men shock the conscience. To date, federal investigators and prosecutors have not pursued their illegal actions. We compiled this report on behalf of those affected and for society at large. From what is known, this kind of fraudulent property theft is more pervasive in Hawaii than in any other state in the US.
If you have experienced property theft of this nature in Hawaii, please email us at [email protected].
Previous CIA Officer Quentin Thomas Wells helped to prepare this article. No one involved in its composure seeks to recover financial losses nor expects any type of monetary compensation.
Summary, before reading this preposterous lawsuit:
Kirk's title report was a historical record, written and recorded by a professional licensed real estate attorney, therefore unchallengeable. Unless actual proof of redemption was made possible - it never was, as it didn't exist.
At the start of the con, Plaintiffs who are judges and attorneys realized there was no legal way to take Kirk’s homes as Kirk had an ironclad title report. Thus, a con-artist attorney/per-diem judge, Matson Kelley, came up with a well used elaborate lie that he failed to convince Kirk of in two threatening letters, which he claimed he was hired “on behalf of the Estate of Moana P.M.Ramos.” Matson starts off his first letter with malice and with the cooperation of his mentor, chief judge Joseph E. Cardoza.
Thus Kirk was forced to fight a ruthless, self-serving per-diem judge - Matson Kelley, who between him and his mentor had just won another similar self-serving bogus suit awarding themselves 277 acres of land belonging to religious native Hawaiians.
Like his previous scam, Matson Kelley started that fraud and won the case as his mentor/perhaps uncle was the Chief Judge of Maui and his colleague. They shared the same office, courthouse, clubhouse and attended the same so-called self-help clinic, which opened in Maui on Oct 17, 2012, to help those in need of legal advice on their property. At this time, Matson Kelley was still president of the Maui county state bar association. Little wonder Kirk’s complaint against him fell on deaf ears.
It’s ironic that people come to them for legal advice. It’s like shooting fish in a barrel for these crooks when someone discloses their financial problems with pending land or homes.
This method is how Matson Kelley found out about Kirk’s newly purchased homes, bought at the annual county tax auction. The former owner said she went to a self-help, legal advice clinic after the 7th month in which Kirk allowed her to live rent-free until she could find a home.
Kirk's Purchase of 2 Maui Properties
When anyone purchases a tax deed sale at the Maui county Hawaiian auction center, these homes are for sale to pay off any delinquent or back taxes owed. It is well understood that if that legal owner can raise the money to buy back, the law allows them a one-year redemption for this purpose. The law is specific that only taxpayers can buy back!
The law clearly states that if redemption was to occur, any and all previous owners or taxpayers must pay back the total purchase price paid at the tax auction plus 12%. Plus, any work or repairs deemed necessary to obtain insurance or make the home habitable must also be added to the new buyer's purchase price at the auction. This law only permits the legal owners or taxpayers this privilege. Oddly enough, no one ever paid taxes on the two homes for 26 years. Thus, Kirk became the only taxpayer for these two properties.
Matson’s fraud started when he was aware that he (with his mentor’s help, the chief judge of Maui, HI) may be able to steal Kirk’s homes valued at close to two million dollars - plus get paid by the state to try a case they were to benefit financially from.
Matson Kelley began his fraud by sending Kirk letters claiming he was hired to represent the estate after both of his threatening letters were ignored by Kirk.
He came up with another plan.
Both Matson and accomplice, his mentor chief judge of Maui Cardoza, realized they had no legal case. As both judges surely scrutinize the title report searching for methods to exploit it.
But, both judges had gotten away with this crime, only a month before, by robbing many native and religious Hawaiians. They decided to use the same deception and pattern to steal Kirk’s properties. Thus, dates were input to give the illusion they were within a homeowner’s right of redemption to buy back, except they weren't the homeowners! Nor were they correct dates.
Their real leverage: they are judges with clout. Kirk could not find an attorney in Maui who would take his case once he informed them who they would be up against. As one attorney said to Kirk: if he took the case, it would be attorney suicide, as they would never expect to win another case in Maui no matter how strong a case he had.
The authors, editors, and witnesses to this conspiracy and others similar to it have compiled this report on behalf of the victims and society at large. They detail their personal experiences and describe how they were impacted by the conspiracy in the hope that a federal prosecutor or legitimate Hawaiian law enforcement agency will be able to read and use the information provided herein. Their testimonies expose the persons who organized and operated this conspiracy, which is now more pervasive in Hawaii than any other state in the United States, according to our knowledge and belief as investors and whistleblowers.
Those who have prepared this article, including the principal writer, Quentin Thomas Wells (pictured) who was previously an officer with the U.S. Central Intelligence Agency, do not seek to recover their losses or extract monetary compensation. It’s too late to reverse the damage done by those who defrauded our loved ones and us. But, we hope that we can prevent others from suffering similar losses through the judicial machinations of this continuing criminal enterprise that includes several of Hawaii’s corrupt judges and their lawyers. Click to Read More About Quentin Wells
Kirk Giordano, the victim in this story, is not a politician, attorney, or even a paralegal, but a father and a plastering contractor. However, he understands the meaning of a title report.
Kirk was defrauded by attorney Frederick Matson Kelley and his mentor, Maui Chief Judge Joseph E. Cardoza.
Kirk's family saved for ten years and sold his home, earning the cash they needed to move his contracting business to Maui to experience the "American Dream" of owning a home in paradise and relocating his plastering business there - even buying the domain name “MauiPlastering.com”.
Instead, they faced a costly, endless nightmare.
The sad truth is that the fraudulent plaintiffs behind the scam risked nothing. Judge Cardoza and his protégé, Matson Kelly, profited handsomely via systematic judicial corruption for years, unscathed. His mentor, the chief judge and colleague sitting judge Rhonda Loo, was paid by the state to try a case they were involved in at the taxpayer's expense.
Chief Judge Joseph E. Cardoza and Attorney/Per-Diem judge Frederick Kelley were so bold with their lies it was beyond belief. It's difficult to imagine that any judge or attorney would risk the loss of license or liberty or exposure as crooks to friends, family, and co-workers by engaging in such a criminal conspiracy.
It was the Giordanos and others like them, who tried to play by the rules and treat others fairly, who risked their lives and the family fortune.
Introduction to Corruption in Maui, Hawaii
Kirk's story began on May 20, 2014, when he was declared the high bidder for a parcel of property offered for sale at the annual tax auction on Maui. In Kirk's words, "We purchased two beautiful but severely dilapidated houses located side-by-side on a double lot in Maui."
Both are located on a large corner double lot located in an upper-class neighborhood of historic Makawao, an area known as a tourist attraction on Maui’s island. Both had spectacular ocean views. The main house had four bedrooms, two bathrooms, a large kitchen, a living room, a dining room, a laundry room, and two additional rooms suitable for offices or other uses. It also included a separate lower-level living unit complete with three bedrooms, a kitchen, and a bathroom.
"The second home was built in 1976, a few years after the main house, on an adjacent lot split off from the original home's oversized lot. It was smaller, consisting of two rooms, a kitchen, living and dining area, with the same spectacular ocean views as the primary home."
These two homes were owned by two sisters, Julia Keikioewa Talifolau and Moana Penelope Ramos, who inherited them from their parents. After inheriting title to the properties, the sisters failed to pay any property taxes on them beginning in 1987 (the year they inherited the homes) through 2014, inclusive. Although the younger sister, Julia Keikioewa Talifolau, actually lived in one of the property’s residences.
She, nor the elder sister Moana Penelope Ramos (who lived in nearby Honolulu) ever paid any taxes for about 26 years.
The State of Hawaii placed county tax liens for failure to pay taxes on both sisters on February 17, 2009.
Another lien was then recorded on November 13, 2009, against both sisters, Moana Ramos and her younger sister Julia Martin - the only two on the property title.
On August 23, 2013, still, no action was taken to pay the property taxes by either sister.
Another lien was placed and recorded by Maui’s county against Moana Ramos, now deceased, along with the surviving sister, Julia Martin.
Julia thus became the tenant in severalty or sole proprietor of the homes.
Because the state property taxes had been ignored, both homes were offered for sale at several tax auctions before 2014.
"Surprisingly," says Kirk, "no buyers expressed interest or offered any bids, so at the suggestion of my three sons, we became interested in purchasing them. One would have to see in person the condition to realize why no one wanted them. However, my family and I are contractors who also teach YouTubers how to repair homes."
On May 14, 1998, liens were placed on Moana, and Kimberly, the daughter at the time who was still on the title. Neither paid the lien, nor even attempted to.
The title report Kirk received when he purchased both homes revealed the older sister, Moana Ramos, hired Mitchell S. Burns, attorney at law of the Hawaii Estate Planning Law Group located in Honolulu, to remove her ex-husband Jerry Ramos (from whom she was by then divorced) and their daughter Kimberly Caspillo from any ownership interest.
This warranty deed was recorded at the State of Hawaii Bureau of Conveyances recorded on March 15, 2001.
Thus, the older sister Moana regained her 50% interest in the property again, entirely in her name, in 2001. This deed was recorded at the State of Hawaii Bureau of Conveyances on March 15, 2001, at 3:00 p.m. by Carl T. Watanabe, Acting Registrar of Conveyances.
The March 15, 2001 deed (Document No: 2001-037345) superseded the earlier deed (Document No.96-107204) dated May 28, 1996, that allowed her ex-husband and daughter a shared interest in her 50% of the homes.
Kirk Giordano's purchase contract was documented on the tax deed and recorded in Hawaii, as follows: The state of Hawaii. Bureau of Conveyances. Document Doc-53170717, dated July 23, 2014, at 8:02 a.m.
It was signed and dated by the grantor, Mayor Alan M. Arakawa, County of Maui, to the Grantee: Kirk P. Giordano and affects tax map Key No. 920 2-4-021-007-000. This tax deed also had the approval recommended by the director of Finance, Danilo F. Agsalog.
It was approved as a form and legality by Jeffery Ueoka, deputy corporation counsel, County of Maui.
Is this not ample evidence that the tax deed provided by "Old Republic," the title company, was legitimate? Read the title report for yourself.
If any federal prosecution agency has jurisdiction over this matter, Email us at [email protected] for any and all complete documents such as the complete title report, letters from attorneys, full deposition, etc.
Kirk’s posting this updated truth is in his words, “if I were to die, me and my family still wish these criminals exposed.”
The Corruption Continues
Kirk has been threatened and has had a mole/spy emailing him for over a year, to get his story before making it public. Plaintiffs, or their mole, have claimed Cardoza and Matson were robbing his mother, who ironically had a home a block from theirs?
And among other nonsense, the mole asserts that Cardoza and his cronies were following him all around town and even into Home Depot. Their mole’s story is stranger than Kirk’s factual one.
His story was too similar to Kirk’s.
Kirk believed they wished him to include that nonsense in this story to distract/destroy this true story’s credibility. Kirk shamefully admits, he gave him some information. It took Kirk a year to realize and then research the mole to find the name was phony. However, he was not who he claimed to be in the picture he sent him. Just another indication that the plaintiffs are masters of distraction and misdirection to achieve their objective.
Kirk has those bizarre emails saved.
Kirk continues, "After making our winning bid for the property and both homes at the Maui tax auction, we met with the former homeowner, Julia Talifolau, and explained we just purchased the houses at the tax auction."
Julia, to their relief, said she knew about the unpaid back taxes.
Kirk advised her that she had the right to claim from the county assessor's office the remaining cash (which amounted to over $30,000) that he paid, "in excess," of the taxes with fees owing for the property, as this money was rightfully hers to use as she wished.
Since she was formerly the sole heir of 100% of the property, when he paid the 26 years of back taxes, Kirk became the sole proprietor/owner.
Kirk explained to Julia that she had the option under the Hawaiian redemption laws to buy back the property if she could pay the unpaid taxes from the date when she inherited her interest in 1987. She said that, for personal reasons, she would be much happier leaving the area. One would have to view the home to understand this reasoning.
The Full Story, As Told By Kirk
We allowed Julia to stay in the home until she picked up her surplus cash of the 30K, as long as she left the homes reasonably clean. She promised to vacate the homes in good condition and thanked us for telling her about the surplus cash.
As the new homeowners, we advised her that we would have to obtain insurance on the two homes. In our opinion, they were currently uninhabitable as both had roof holes several feet wide that allowed frequent tropical rain to enter, causing wood rot and mold to develop and pose a danger of disease. A visual inspection also revealed many animals living in a larger home. Some others were chained outside. These residents also appeared to be using the smaller home as a dumpsite.
Both homes were falling apart with many abandoned vehicles sitting outside, resting on their chassis, as they had no wheels. We documented the unsanitary conditions and the decayed physical state of the properties with extensive video footage and photographs.
We recognized that, since we were now liable for any injuries that occurred on the properties, it was essential to obtain insurance as soon as possible. We spent the rest of our first day at the property introducing ourselves to those neighbors willing to get acquainted with us. Many did so. All seemed to be wonderful folks. Their stories of the former owners, now tenants, who were still occupying our newly acquired homes, were not pleasant. Their statements confirmed our opinions, already formed from observing the condition of the property.
They informed us of drug-dealing and thefts committed by the current tenants and noted the fences and other measures they had employed over the past fifteen years to stop the ongoing thefts and illegal activities. They also noted that the trash build-up in the smaller home had produced a profusion of rats in the neighborhood. We assured everyone we met that day that we would clean the property as soon as the former owner moved out and would eliminate the rat infestation by removing their food source. We exchanged phone numbers and flew back to our primary residence in California."
Even The Double-Dealing Process Server Was On The Take
After we arrived back at our San Francisco property, we called the insurance companies on the island and asked if we could obtain insurance. Still, after agents of the three companies viewed the property, they all declined coverage. The uninhabitable condition left us again exposed to liability from lawsuits by the current tenants.
After receiving multiple calls from our new neighbors who kept us updated on the conditions of the homes and of the ongoing drug-dealing by its occupants, and waiting nearly eight months for the tenant to move out, they had no choice but to evict Julia.
The so-called eviction company we hired to serve legal papers requiring Julia to leave the premises for the necessary cleanup of toxic waste to obtain insurance was also on the take, causing us grief too.
After the company representative learned that the property had been sold to us for back taxes, he contacted the former owner and attempted to repurchase the property directly from Julia, who no longer owned it. It appeared he even had his hired woman shouting very loudly through our locked front door, "I have the money to buy back with 20 thousand extras for you, open the door."
This created quite a stir for all the actual neighbors. Many opened the door to see what was causing the screaming. Most closed the doors after understanding what was going on. My neighbor Robert said it best to her face. We love our new neighbors, then slammed the door in her face. However, this is another story.
Our First Days Dealing with Trash, Rats, & Tropical Disease
When our new Maui neighbors called to inform us the property was finally vacant, we shipped our van to Hawaii so that we could use it for traveling and for carrying materials for repairs of the property. We arrived on the island thinking that we would have a vacation and begin renovating the homes.
Upon our first visit, we found both homes still in deplorable condition with four feet of trash inside composed mainly of pet foods, containers, and even human waste. Mosquitoes and flies were so thick that we could barely see. We did not realize immediately that these bugs could infect us with some nasty diseases. We had been bitten by insects many times in California without ill effect, but this menagerie of pests was different. They inhabited a contaminated environment in a tropical area, and their bites marked the beginning of our infection with life-threatening diseases that continue to plague us even today.
Perhaps all the empty gallons of Cockroach killer were sprayed indoors, or they were indeed cooking methamphetamines. The hallucinations my girlfriend suffered from were not only caused by inhaling rat feces, but perhaps these lingering chemicals too. We will never know.
We also underestimated the effect of dust from rat feces, which, when inhaled, causes leptospirosis.
During the almost two years when we were restoring the homes, we discovered that the interiors of all the walls were full of rat nests - some of them two feet high.