We were forced into bankruptcy thirteen years ago after becomng disabled and losing half of our income. We were members with the ISPFCU at that time and had a couple of loans with them as well as a credit card. We reaffirmed on the one loan and pd it off. We haven't had any dealings with them since; they removed us as members; yet they continually harass us and put bogus items on our credit report to drag our credit score down.
Disputing it is not always an option with all of the credit bureaus. Even though we have proof the current bill they have on our report is an old bill; trans union contacts them & takes their word for it that it is current.
ISPFCU Reviews
We were forced into bankruptcy thirteen years ago after becomng disabled and losing half of our income. We were members with the ISPFCU at that time and had a couple of loans with them as well as a credit card. We reaffirmed on the one loan and pd it off. We haven't had any dealings with them since; they removed us as members; yet they continually harass us and put bogus items on our credit report to drag our credit score down.
Disputing it is not always an option with all of the credit bureaus. Even though we have proof the current bill they have on our report is an old bill; trans union contacts them & takes their word for it that it is current.