I saw the ad in Craigslist. "Get a home with $0 down payment, bad credit OK" So I thought I could buy a house with $0 down payment and marginal credit. Well they showed me this 1-2-3 plan where they were supposed to clean up your credit and then offer financial counseling to get your house. The credit repair part was EXTREMELY expensive! They wanted $3,900 for me and $3,900 for my husband! That's $7,800 to repair our credit and then on top of that we have to payoff collection accounts on our credit report, to the tune of $9,689!!! Why not just use the $7,800 to pay off the debt and get out of debt?
Then I found out that this $0 down payment they are charging us to participate in is offered FOR FREE by lenders through the SETH and other down payment assistance programs. The SETH program offers FREE FINANCIAL COUNSELING as a condition to get FRER down payment assistance! And HomeMax Solutions wants to charge of $7,800 for something I can get for FREE.
This is a warning to those poor souls who have some credit issues and desire to buy a house. It's PREDATORS like HomeMax Solutions who prey on people's ignorance of the financial system and pad their pockets with poor people's money by selling them an over priced service that they can get for FREE. Don't be fooled!
Take your money and pay off your bills and your credit will improve. Find a reputable lender who works with the SETH and other government and state down payment assistance programs. You will be required to take a FREE counseling class to qualify for $0 down payment. Get your mortgage and buy your house and save yourself from paying astronomical fees to these people.
HomeMax Solutions, Inc. Reviews
I saw the ad in Craigslist. "Get a home with $0 down payment, bad credit OK" So I thought I could buy a house with $0 down payment and marginal credit. Well they showed me this 1-2-3 plan where they were supposed to clean up your credit and then offer financial counseling to get your house. The credit repair part was EXTREMELY expensive! They wanted $3,900 for me and $3,900 for my husband! That's $7,800 to repair our credit and then on top of that we have to payoff collection accounts on our credit report, to the tune of $9,689!!! Why not just use the $7,800 to pay off the debt and get out of debt?
Then I found out that this $0 down payment they are charging us to participate in is offered FOR FREE by lenders through the SETH and other down payment assistance programs. The SETH program offers FREE FINANCIAL COUNSELING as a condition to get FRER down payment assistance! And HomeMax Solutions wants to charge of $7,800 for something I can get for FREE.
This is a warning to those poor souls who have some credit issues and desire to buy a house. It's PREDATORS like HomeMax Solutions who prey on people's ignorance of the financial system and pad their pockets with poor people's money by selling them an over priced service that they can get for FREE. Don't be fooled!
Take your money and pay off your bills and your credit will improve. Find a reputable lender who works with the SETH and other government and state down payment assistance programs. You will be required to take a FREE counseling class to qualify for $0 down payment. Get your mortgage and buy your house and save yourself from paying astronomical fees to these people.