My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015.
By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
SInce then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this inforamtion, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrivertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithall of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
This is certainly criminal activity beyond a civil course of action.
I was introduced to David and Verlin Gradney in 2014. I was introduced to them as they were referenced as "Lenders". Over the course of a few months, they provided letters of commitment to provide my company for a loan. As a result, we finalized terms for them to provide my company a loan.
The final loan documents were produced and an invoice was provided for me to send nearly a sizable fee. The invoice specified the costs for a Letter of Commitment Fee. I executed and sent in the executed loan documents along with the fee, which was to be wired to Verlin Gradney's personal account at Chase Bank. I never received back my loan documents.
After a few months it became clear that the Verlin could not complete the loan. I recieved numerous emails describe their process for providing the loan. When I continued to contact them, I was threatened that if I continued to contact them, I would never hear from them again and they would return my funds. I was also discouraged to continue using the services of any third parties who might be able to help me determine the level of fraud throughout this transaction. I received email descriptions about their process of meeting with the Department of the Treasury and the IRS and numerous closings both domestically and internationally.
What is clear to me now is that these descriptions of other closings and other loans and meetings were all lies.
As a result of finally coming to terms with the idea that most of what they have relayed is a lie, then I began looking at the documents they provided to me in my due diligence on them. I was provided statements about the amount and volume of closings that they have completed in the last few years. I was provided documents on Gradney Associates and financial statements from members of their company along with proof of funds letters from HSBC. These documents I have verified to all be completely fraudulent. They contain fraudulent information as well as the cases of others' information, signatures and information have been manufactured and forged.
The narrative from David and Verlin Gradney is that they do not have the funds to return to me and need approval of other parties in order to do so. They continue to indicate that my loan is coming despite the many many months that have gone by.
I did not receive a lot of attention from law enforcement nearly 6 months ago when I reported this transaction to them. I reported it to the FBI with no immediate response. Recently however, due to a myriad of parties that have now reported David and Verlin Gradney and their associated third parties, I have finally been contacted by my local law enforcement and they are investigating these frauds and I have now confirmed my report to the FBI has now been combined with others reporting similar situations of the loss of upfront fees in order to be investigated.
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015. By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
Since then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction. This information is completely false. Just add impersonating an authority to the list.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this information, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrovertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithal of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
This is certainly criminal activity beyond a civil course of action.
A few notable facts:
1. The financial information provided about Pacific Asian Holding Foundation is fraudulent in every way.
2. That Mr. Marco Gabriel Meza is not now nor has he ever been an agent with Interpol.
3. That David Gradney's meeting with HSBC in Las Vegas could not have and did not take place as there is no HSBC in Las Vegas. Boy, that one shows how pathological their lying and deceipt really is.
4. And likely nearly every email from the Gradneys has falsehoods, which the attached to come Request for Admissions will detail. All of those items reference something they put in writing and likely a fraud meant to prop up their capabilities, successes, etc. which are likely, in fact not true. Therefore getting them to answer these under the threat of perjury and then being able to force proof of anything they affirm will very rapidly separate the lies from truths.
Lastly, my client recorded two conversations with Verlin Gradney on August 25, and August 26 when confronting Mr. Gradney for the first time about the fraudulent nature of the letter. I can provide those recordings to anyone requesting them. They make very interesting listening.
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015. By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
Since then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction. This information is completely false. Just add impersonating an authority to the list.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this information, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrovertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithal of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
Our Senior Living Center here in Perris California was funding our first phase of 6.5 million for the purchase of our land with the city and is on the Public record for public viewing, plus our second phase was funded for entitlements and permits plus grading was completed all for 9.2 million. All was funded through this same Trust, funding was complete and on time. I'm trying to understand what your issue is and where your funding went wrong? Did you put money down as a deposit? What did you loose and how were you harmed?
I think your completely going down the wrong path due to the fact this entity is a Trust and not a corporation, which means no regulatons or over site since its all private money and private investors. We signed the same agreements which are private not commercial, I looked up your project and I don't know any bank or institution that would even look at your project besides its been around awhile correct? My opinion you have no other choice but go private money which will be trusts and family offices with no regulations. I didn't here anything about you losing anything or being harmed? If they choose not to fund or work with you thats their choice why are so you upset?
We did a complete back around before we interviewed this team for possible funding and nothing came up all in regards to what were stating? If you didn't loose anything and people get turned down everyday regarding project funding just move on, this just brings negative attention to you and your project, think about that.
Your post doesn't show any harm or was it just a falling out? Main reason why we still sat down with this team and I'm glad we did because no one is lending right now and we have been through 9 different lending source. Some of those sources we put deposits down and haven't received those deposits back yet!
All I can say is we were funded on time and yes we put down a deposit but it turned out for us as a positive.
If you were harmed in any way of a loss in regards to money you gave them then thats a different story,
MY opinion and its on the public record for any legal or public to view this team has funded my personal project in a big way, nothing but thanks you! I don't need to mention their name or company since you wrote it so many times in your post! Lol! You must be new to this development business, you need a thicker skin partner Robert ???????
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015. By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
Since then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction. This information is completely false. Just add impersonating an authority to the list.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this information, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrovertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithal of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
Gradney Associates Reviews
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
www.brokercheck.finra.org/individual/summary/4241644
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015.
By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
SInce then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this inforamtion, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrivertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithall of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
This is certainly criminal activity beyond a civil course of action.
I was introduced to David and Verlin Gradney in 2014. I was introduced to them as they were referenced as "Lenders". Over the course of a few months, they provided letters of commitment to provide my company for a loan. As a result, we finalized terms for them to provide my company a loan.
The final loan documents were produced and an invoice was provided for me to send nearly a sizable fee. The invoice specified the costs for a Letter of Commitment Fee. I executed and sent in the executed loan documents along with the fee, which was to be wired to Verlin Gradney's personal account at Chase Bank. I never received back my loan documents.
After a few months it became clear that the Verlin could not complete the loan. I recieved numerous emails describe their process for providing the loan. When I continued to contact them, I was threatened that if I continued to contact them, I would never hear from them again and they would return my funds. I was also discouraged to continue using the services of any third parties who might be able to help me determine the level of fraud throughout this transaction. I received email descriptions about their process of meeting with the Department of the Treasury and the IRS and numerous closings both domestically and internationally.
What is clear to me now is that these descriptions of other closings and other loans and meetings were all lies.
As a result of finally coming to terms with the idea that most of what they have relayed is a lie, then I began looking at the documents they provided to me in my due diligence on them. I was provided statements about the amount and volume of closings that they have completed in the last few years. I was provided documents on Gradney Associates and financial statements from members of their company along with proof of funds letters from HSBC. These documents I have verified to all be completely fraudulent. They contain fraudulent information as well as the cases of others' information, signatures and information have been manufactured and forged.
The narrative from David and Verlin Gradney is that they do not have the funds to return to me and need approval of other parties in order to do so. They continue to indicate that my loan is coming despite the many many months that have gone by.
I did not receive a lot of attention from law enforcement nearly 6 months ago when I reported this transaction to them. I reported it to the FBI with no immediate response. Recently however, due to a myriad of parties that have now reported David and Verlin Gradney and their associated third parties, I have finally been contacted by my local law enforcement and they are investigating these frauds and I have now confirmed my report to the FBI has now been combined with others reporting similar situations of the loss of upfront fees in order to be investigated.
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
www.brokercheck.finra.org/individual/summary/4241644
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015. By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
Since then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction. This information is completely false. Just add impersonating an authority to the list.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this information, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrovertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithal of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
This is certainly criminal activity beyond a civil course of action.
A few notable facts:
1. The financial information provided about Pacific Asian Holding Foundation is fraudulent in every way.
2. That Mr. Marco Gabriel Meza is not now nor has he ever been an agent with Interpol.
3. That David Gradney's meeting with HSBC in Las Vegas could not have and did not take place as there is no HSBC in Las Vegas. Boy, that one shows how pathological their lying and deceipt really is.
4. And likely nearly every email from the Gradneys has falsehoods, which the attached to come Request for Admissions will detail. All of those items reference something they put in writing and likely a fraud meant to prop up their capabilities, successes, etc. which are likely, in fact not true. Therefore getting them to answer these under the threat of perjury and then being able to force proof of anything they affirm will very rapidly separate the lies from truths.
Lastly, my client recorded two conversations with Verlin Gradney on August 25, and August 26 when confronting Mr. Gradney for the first time about the fraudulent nature of the letter. I can provide those recordings to anyone requesting them. They make very interesting listening.
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
www.brokercheck.finra.org/individual/summary/4241644
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015. By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
Since then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction. This information is completely false. Just add impersonating an authority to the list.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this information, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrovertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithal of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.
Funded, complete funding on time and very happy!
Our Senior Living Center here in Perris California was funding our first phase of 6.5 million for the purchase of our land with the city and is on the Public record for public viewing, plus our second phase was funded for entitlements and permits plus grading was completed all for 9.2 million. All was funded through this same Trust, funding was complete and on time. I'm trying to understand what your issue is and where your funding went wrong? Did you put money down as a deposit? What did you loose and how were you harmed?
I think your completely going down the wrong path due to the fact this entity is a Trust and not a corporation, which means no regulatons or over site since its all private money and private investors. We signed the same agreements which are private not commercial, I looked up your project and I don't know any bank or institution that would even look at your project besides its been around awhile correct? My opinion you have no other choice but go private money which will be trusts and family offices with no regulations. I didn't here anything about you losing anything or being harmed? If they choose not to fund or work with you thats their choice why are so you upset?
We did a complete back around before we interviewed this team for possible funding and nothing came up all in regards to what were stating? If you didn't loose anything and people get turned down everyday regarding project funding just move on, this just brings negative attention to you and your project, think about that.
Your post doesn't show any harm or was it just a falling out? Main reason why we still sat down with this team and I'm glad we did because no one is lending right now and we have been through 9 different lending source. Some of those sources we put deposits down and haven't received those deposits back yet!
All I can say is we were funded on time and yes we put down a deposit but it turned out for us as a positive.
If you were harmed in any way of a loss in regards to money you gave them then thats a different story,
MY opinion and its on the public record for any legal or public to view this team has funded my personal project in a big way, nothing but thanks you! I don't need to mention their name or company since you wrote it so many times in your post! Lol! You must be new to this development business, you need a thicker skin partner Robert ???????
Big scammers
Fraud in foreclosure prevention & loan modification
My name is Robert and I am counsel to Ozarks Waterpark Ventures. I am in Chicago, IL. I am providing this information to the general public at the request of my clients but also specifically in the hopes that anyone considering a loan with any of the parties and individuals mentioned only do so based on verifiable, credible sources and that any documentation be verified directly with the source of the information.
Verlin and David Gradney represent themselves as running a family office and essentially operating as trading and fund managers, while also brokering loan transactions. David Gradney is not licensed to perform this activity. Verlin Gradney has a financial services background but licensure lapsed several years ago.
www.brokercheck.finra.org/individual/summary/4241644
Ozarks Waterpark Ventures began discussing a loan transaction with Verlin and David Gradney in May 2015. By July 2015, we were in the negotiations on a term sheet for a loan. On July 7, 2015, at our request, we received a written summary of the parties involved and their interactions. Since this loan was to be from a privately held group, we asked for proof of their financial capability to perform this transaction. That proof was attached to the July 7, 2015 email, in which Verlin Gradney provided a "Bank Comfort Letter" (attached) from HSBC in London specifically describing the funds on deposit of Euro 492M and with a credit facility of Euro 443M in the name of Pacific Asian Holding Corporation, with signatories, Antonio Yap, Jr, and Marco Meza.
On August 12, 2015, we requested a bank officer's contact information that had been marked out of the first version of the letter or really anyone that could confirm this information. By this time we had a third party firm working on the verification of the information provided and getting background information on all parties involved. That evening Verlin invitied one of our party's representatives to view this document on his computer screen. The attached document with signature was what was provided.
On August 19, 2015, we executed a Private Debt Financing Agreement with Stone Development (Verlin & Dave Gradney) and Pacific Asian Holding Foundation (A Nevada entity) as the Lenders for $40M along with associated documentation. We did execute this loan on the basisi of the information having been provided being accurate and verifiable.
On August 25, 2015, we informed Verlin Gradney of the following:
1. That the Bank Comfort Letter provided with Lydia Hovhannisyan's signature from HSBC was in fact a fraudulent document.
2. Lydia Hovhannisyan at HSBC was located at a branch different than the address on the letter.
3. That Lydia did not know Verlin Gradney, did not author this letter, and that various forms of this letter had made its way to HSBC for verification.
4. Therefore, all of the information on the letter was made up and used to perpetuate a fraud.
On August 26, 2015, Mr. Verlin Gradney spoke to our representative again and our representative informed him that we would be initiating legal action against all entities and the individuals involved as this was now a clear, completely proven fraud. Mr. Gradney said, "this will ruin my career" and discussed ways to potentially handle the loan closing differently and also to come up with ways to prevent legal action. As a result we provided them a Standstill Agreement and asked for reimbursement of our third party expenses for being sent down this ridiculous path of due diligence on a fraud.
Since then, the accusations have flown. Verlin and David mentioned a number of things which scream that this entire thing was a fraud. They have stood firm that the letter was real. That they were provided this letter from Pacific Asian Holding Foundation and if it was not real they had no knowledge of it.
On a phone call in which both David and Verlin Gradney were confronted with this "fake" letter, David Gradney asserted and then later in writing indicated that MARCO GABRIEL MEZA was a 25 year veteran of Interpol as an agent, and as a result of this background, held considerable sway in governmental and law enforcement looks at this transaction. This information is completely false. Just add impersonating an authority to the list.
Most recently, Mr. David Gradney told a colleague of our entity that he had travelled from Temecula, CA with Verlin Gradney and were signatories on an account opened at HSBC in Las Vegas. He also stated that the fraudulent letter was provided to them at that bank and that a "security person" handwrote the word VOID on the letter as you see in the attachment. Mr. Gradney was apparently unaware that HSBC bank has no locations in Las Vegas or in the state of Nevada or any office of any kind in that area. While we simply took in this information, we are confident that confronting him with his own stupidity would only result in another lie.
Therefore, in summary, we will be seeking a civil judgment against this clear and incontrovertible fraud. The fraud was in effort to receive money up front as "closing costs" for the loan and attempted to do so by inducing us, other parties, to enter into a loan with Stone Development and Pacific Asian Holding Foundation by providing false information about the wherewithal of Pacific Asian Holding Foundation and Stone Development with forged signatures of real people.