This company Go2Capital is full of scams, do not fell in to their trap, they ripoff your hardearned money bind you in contract/agreement and provide no service and is not able or capable at all to procure loan of any kind and eventually rippoff $2500 of yours, it happened to me and after numerous calls and mails they didnot bother at all and promises alot when i sign agreement with them and endresult is that that I lost all my money. Derrick Fellar is mail culprit who lured cutomers , foolthem,get them trapped and then siphoned off your money .never ever get trapped by this evil creature,beware of him he is biggest scamster.
I am tyring to get financing for a new business. I filled out a report online then got a phone call from Cody Rich for a follow up. He was short, cocky and took very little time to get to know anything about what I needed the money for. I mistakenly took his cocky attitude for being very good at his job and supplied him with my information. I asked him if he was going to do a soft or hard credit pull because I did not want my credit to be run at this time until I decided which lender I wanted to go with. He said no credit would be run until I gave the word to send it to underwriting. He then sent me a form to fill out via email (after I paid a $29 fee for his time). In the meantime I decided to go with a different lender because I was having second thoughts about Cody.
I emailed Cody to let him know I did not want to pursue the loan with his company and a reminder not to run any credit at this time. He emailed me back a very matter-of-fact email stating that my credit had already been pulled. I was fuming. I called his company and after several attempts, got to speak with him. He was rude, disrespectful and talked over me the entire time. He said that I never told him not to run my credit. I asked him if he recorded calls with customers and he said "why would I have to, I was there and I know what happened". I asked to speak with his supervisor, he said he is as high as it goes as he is the owner.
I asked him how he keeps customers when he talks to people like this when there is a problem. He finally agreed to refund the $29, which at first he refused. I asked how the refund will work. He replied, "well, when you actually run a business some day you will understand how to process a simple refund". Because of him my credit score has now dropped several points, which may not seem like a big deal but, when you are trying to finance a business, it is the difference between getting and not getting a loan. Cody Rich is a jerk. He is in his business to line his pockets, not to help anyone finance their dreams. Total scam artist and a LIAR.
"Tiny Tots Boutique LLC" is a startup company located in Chestertown MD. I needed staqrtup capital to buy inventory for my store. So, I saw and ad on the internet for funding help for startup companies. The companyl was Go 2 Capital and I contaced them and they immediately told me the fee would be $2,000 for their services paid in advance. There was contract that stated the terms and there was a refund statement that said that one-half of the fee would be refunded if the company failed to provide the service listed. This seemed like a good deal so we agreed.
Once they got the money we were assigned Mike Millward as our contact. Mike sent us the products agreement and we signed. He told us he would secure us start up funding lenders for our business. This is where the sham started. this was November 28, 2016. On 12/1/16 we emailed all the required documentation and never heard a thing until we contacted them again until 12/7/16. Mike has said it would only take two weeks to secure funding. The 2 weeks were nearly up and we didn't have anything going to lenders.
On 12/28/16 I finaly got an application for a business loan and I filled it out immediately and returned it to Derick Faller. He sent it to the lender who promply delclined due to the company being brand new. They did get me an application for a Capital One personal credit card which I could have done on my own since my husband and I have one each already.
Since I had to go to New York City on January 8th to buy inventory for our store opening March 1,2017 I decided that this was never going to work and it had been 1.5 months since we started and no loans were on the horizon I asked Derick to close out our account and issue me a refund according to the contract. He said he created a refund ticket and we would hear soon.
Then it went to CJ Tatum for review and he denied the refund saying that they held up their part of the contract. I resonded referencing the clause in the contract about refunds if we were not satisfied and never heard another word from him. Nobody has responded since.
After this I disputed the $2,000 with my bank Wells Fargo and they invesitgated but Go-2 Capital refused the refund and the bank sais it would go to arbitration with Visa. I know I was dead then because Visa always sides with the payer of their fees Go2Capital Shocker!!.
Since then I have foud out that Drick Faller is an owner and CJ Tatum is actually Cody Rich the other owner. So the scam was set and I had no recourse unless I sued them which would be way more than the $1,000 refund.
I believe that Go-2-Capital misleads the public and cannot make good on their claim to secure funding for startup businesses. A lady from a very large bank in Baltimore MD told me banks do not fund statups and come back after 2years in business. They lied about there promise to gain funding for startups and the communication was driven by me.
I need some money for my business so email to go2capital.com.
I got a phone call and i need $29.00 for an application so i paid with card. He said somebody call next day for contract.
Mike millward called me and he can get money what i want for my business. He said $1,800 for doing it. So i thought that is contract and pay when i get fund. He told me to check my email and sign the contract. I was trying to read but he said i can read later just sign first.
I just follow what he said. He did not explain enough. After hang up the phone and i read the contract and already charged by my card. He did not even ask how to pay. He charged without my consent, it is the invoice not contract.
I check with bbb.Org and 18 complaints and 4bad reviews. 4riview said scam and fraud.
18 complaits resolved but matter of fact never pay back clients just reply client's complaints. It seemds they collect money upfront and do nothing. If clients complain at bbb then reply with explanation and finally clients give up. Then case resolved because no reply from clients.
I checked scamguard.com and found 7 unresolved cases also said scam and fraud.
My credit alert said microbilt got my credit report whithout my knowing. I got to call credit bureau to report identy theft. It seems to be i am one of victim. I cannot let it go.
So i sent cancellation email to mike millward. He blocked my email. I got to send that to derick faller.
He sent me email and my nfile is in lender placement department. I did not send all documents he asked me, how my file is in other department.
I also found they used to biz2capital.com and recently changed to go2capital.com. They are really famous for scam and fraud.
So i called my card company and explaind what happened.
As you can see the above listed companies are all owned by the same group of people and use the same two attorneys. The four companies listed sell themselves as loan companies, but in fact after they take your money, they disclose that they are not loan companies they are just the middle man who can fix your credit, write a business plan and assist you with getting a loan. I have read all the reviews and no-one has ever received a loan using these companies.
This company is a joke, I submitted my application for a business loan and I had to call them because they never called. So I get a guy by the name of Joel I believe that was probably the most arrogant jerk I have ever talked to and with all of his arrogance he knew nothing about his own loan programs, he spoke as I'm he was the end all of lenders and wanted my ss number before anything else, the second thing he asked for was a payment for underwriting i never agreed to even go that far or give them them right to start anything I wanted information . As I asked questions he sounded like he was reading a script on how to avoid the questions asked of him, when I did ask him the main thing that anyone would want to know he basically said that the conversation went on to long and he didn't have time to answer the question and if I wasn't ready to pay his fees then call when I am. I said to him I am not calling for anything other than information about your business and programs and he said I already answered that and the call is supposed to take 5 min and was 21 min and that's to long. They are a scam company that should not be allowed to operate. There are numerous complaints about them with the bbb and they are not a member of it ,do not waist your time or even thunk of giving them I dime. If you do then plan on getting screwed. All they are is a room full of telemarketers that gave no clue about lending or business. I hope they get closed down and that Joel or whatever his name is needs to be locked in a room away from 5he public and gave no interactions with people at all.
Go2Capital Reviews
This company Go2Capital is full of scams, do not fell in to their trap, they ripoff your hardearned money bind you in contract/agreement and provide no service and is not able or capable at all to procure loan of any kind and eventually rippoff $2500 of yours, it happened to me and after numerous calls and mails they didnot bother at all and promises alot when i sign agreement with them and endresult is that that I lost all my money. Derrick Fellar is mail culprit who lured cutomers , foolthem,get them trapped and then siphoned off your money .never ever get trapped by this evil creature,beware of him he is biggest scamster.
I am tyring to get financing for a new business. I filled out a report online then got a phone call from Cody Rich for a follow up. He was short, cocky and took very little time to get to know anything about what I needed the money for. I mistakenly took his cocky attitude for being very good at his job and supplied him with my information. I asked him if he was going to do a soft or hard credit pull because I did not want my credit to be run at this time until I decided which lender I wanted to go with. He said no credit would be run until I gave the word to send it to underwriting. He then sent me a form to fill out via email (after I paid a $29 fee for his time). In the meantime I decided to go with a different lender because I was having second thoughts about Cody.
I emailed Cody to let him know I did not want to pursue the loan with his company and a reminder not to run any credit at this time. He emailed me back a very matter-of-fact email stating that my credit had already been pulled. I was fuming. I called his company and after several attempts, got to speak with him. He was rude, disrespectful and talked over me the entire time. He said that I never told him not to run my credit. I asked him if he recorded calls with customers and he said "why would I have to, I was there and I know what happened". I asked to speak with his supervisor, he said he is as high as it goes as he is the owner.
I asked him how he keeps customers when he talks to people like this when there is a problem. He finally agreed to refund the $29, which at first he refused. I asked how the refund will work. He replied, "well, when you actually run a business some day you will understand how to process a simple refund". Because of him my credit score has now dropped several points, which may not seem like a big deal but, when you are trying to finance a business, it is the difference between getting and not getting a loan. Cody Rich is a jerk. He is in his business to line his pockets, not to help anyone finance their dreams. Total scam artist and a LIAR.
"Tiny Tots Boutique LLC" is a startup company located in Chestertown MD. I needed staqrtup capital to buy inventory for my store. So, I saw and ad on the internet for funding help for startup companies. The companyl was Go 2 Capital and I contaced them and they immediately told me the fee would be $2,000 for their services paid in advance. There was contract that stated the terms and there was a refund statement that said that one-half of the fee would be refunded if the company failed to provide the service listed. This seemed like a good deal so we agreed.
Once they got the money we were assigned Mike Millward as our contact. Mike sent us the products agreement and we signed. He told us he would secure us start up funding lenders for our business. This is where the sham started. this was November 28, 2016. On 12/1/16 we emailed all the required documentation and never heard a thing until we contacted them again until 12/7/16. Mike has said it would only take two weeks to secure funding. The 2 weeks were nearly up and we didn't have anything going to lenders.
On 12/28/16 I finaly got an application for a business loan and I filled it out immediately and returned it to Derick Faller. He sent it to the lender who promply delclined due to the company being brand new. They did get me an application for a Capital One personal credit card which I could have done on my own since my husband and I have one each already.
Since I had to go to New York City on January 8th to buy inventory for our store opening March 1,2017 I decided that this was never going to work and it had been 1.5 months since we started and no loans were on the horizon I asked Derick to close out our account and issue me a refund according to the contract. He said he created a refund ticket and we would hear soon.
Then it went to CJ Tatum for review and he denied the refund saying that they held up their part of the contract. I resonded referencing the clause in the contract about refunds if we were not satisfied and never heard another word from him. Nobody has responded since.
After this I disputed the $2,000 with my bank Wells Fargo and they invesitgated but Go-2 Capital refused the refund and the bank sais it would go to arbitration with Visa. I know I was dead then because Visa always sides with the payer of their fees Go2Capital Shocker!!.
Since then I have foud out that Drick Faller is an owner and CJ Tatum is actually Cody Rich the other owner. So the scam was set and I had no recourse unless I sued them which would be way more than the $1,000 refund.
I believe that Go-2-Capital misleads the public and cannot make good on their claim to secure funding for startup businesses. A lady from a very large bank in Baltimore MD told me banks do not fund statups and come back after 2years in business. They lied about there promise to gain funding for startups and the communication was driven by me.
I need some money for my business so email to go2capital.com.
I got a phone call and i need $29.00 for an application so i paid with card. He said somebody call next day for contract.
Mike millward called me and he can get money what i want for my business. He said $1,800 for doing it. So i thought that is contract and pay when i get fund. He told me to check my email and sign the contract. I was trying to read but he said i can read later just sign first.
I just follow what he said. He did not explain enough. After hang up the phone and i read the contract and already charged by my card. He did not even ask how to pay. He charged without my consent, it is the invoice not contract.
I check with bbb.Org and 18 complaints and 4bad reviews. 4riview said scam and fraud.
18 complaits resolved but matter of fact never pay back clients just reply client's complaints. It seemds they collect money upfront and do nothing. If clients complain at bbb then reply with explanation and finally clients give up. Then case resolved because no reply from clients.
I checked scamguard.com and found 7 unresolved cases also said scam and fraud.
My credit alert said microbilt got my credit report whithout my knowing. I got to call credit bureau to report identy theft. It seems to be i am one of victim. I cannot let it go.
So i sent cancellation email to mike millward. He blocked my email. I got to send that to derick faller.
He sent me email and my nfile is in lender placement department. I did not send all documents he asked me, how my file is in other department.
I also found they used to biz2capital.com and recently changed to go2capital.com. They are really famous for scam and fraud.
So i called my card company and explaind what happened.
Now in the middle of investigation.
As you can see the above listed companies are all owned by the same group of people and use the same two attorneys. The four companies listed sell themselves as loan companies, but in fact after they take your money, they disclose that they are not loan companies they are just the middle man who can fix your credit, write a business plan and assist you with getting a loan. I have read all the reviews and no-one has ever received a loan using these companies.
This company is a joke, I submitted my application for a business loan and I had to call them because they never called. So I get a guy by the name of Joel I believe that was probably the most arrogant jerk I have ever talked to and with all of his arrogance he knew nothing about his own loan programs, he spoke as I'm he was the end all of lenders and wanted my ss number before anything else, the second thing he asked for was a payment for underwriting i never agreed to even go that far or give them them right to start anything I wanted information . As I asked questions he sounded like he was reading a script on how to avoid the questions asked of him, when I did ask him the main thing that anyone would want to know he basically said that the conversation went on to long and he didn't have time to answer the question and if I wasn't ready to pay his fees then call when I am. I said to him I am not calling for anything other than information about your business and programs and he said I already answered that and the call is supposed to take 5 min and was 21 min and that's to long. They are a scam company that should not be allowed to operate. There are numerous complaints about them with the bbb and they are not a member of it ,do not waist your time or even thunk of giving them I dime. If you do then plan on getting screwed. All they are is a room full of telemarketers that gave no clue about lending or business. I hope they get closed down and that Joel or whatever his name is needs to be locked in a room away from 5he public and gave no interactions with people at all.