Hello everyone, my name is Derek Boyd I am an investor that was recently involved in a Standby Letter of Credit transaction between Paul Nater and Associates, 1st American Financial, MRB Consulting, United Escrow, Citi Bank, and Maverick Venture Partners. The following statement is my testimony in regard to the failed transaction, who I feel is responsible, and the fraudulent practices that I have witnessed.
Before I begin I would like to put out a disclaimer that I have had no individual or personal interaction with Paul Nater or any of his associates except through one email, and that all the accounts following are from documents, emails and message logs provided by Mr. Richard Olson of Maverick Venture partners, as well as my own due diligence.
I would also like to state for the sake of time, as I have wasted enough regarding this matter, much of the following report is taken from the rebuttal I have given to Mr. Paul Nater on his report against Mr. Richard Olson.
I would next like to state my relationship to Mr. Richard Olson, the following text was taken from the rebuttal as to save time re-explaining my position. “For reference here is a brief history of my relationship with Mr. Olson, I have known Richard Olson for close to a year now and have been a part of a few separate successful business transactions prior to and after this investment began, and at no point has Mr. Olson fraudulently taken my money for personal gain or recklessly lost it. “
Now that I have clarified who I am as well as provided the context of my involvement into this case, I will now assert my claim which is, that Paul Nater and Associates, 1st American Financial and MRB Consulting have committed fraud, stolen money, failed to meet contractual obligations and shamefully slandered the name of their client Mr. Richard Olson.
Below is a very brief description of the events that transpired and for the sake of time much of the information provided are mostly the highlights that have been simplified and condensed.
This transaction was to be a very quick, simple service purchase in which Mr. Richard Olson (Maverick Venture Partners), paid for the creation and delivery of a Stand By Letter of Credit in which Mr. Paul Nater (Paul Nater and Associates) and Steve Jones (1st American Financial) were to provide. Then an escrow company (United Escrow) was provided to facilitate the trade once both sides met the demands required in the contract. The contract states that Mr. Olson will provide payment for said services and 1st American will provide the SBLC. From there the escrow company upon completion of both parties’ requirements will give 1st American the money, and the SBLC will be sent to MRB Consulting who will then supply the SWIFT service.
This company, MRB Consulting, is a third-party company that 1st American uses to supply the SWIFT service and from this point on things start getting convoluted. MRB proceeds to swift the SBLC to Santander Bank, after about a week they never receive it. Yet MRB Consulting provided successful SWIFT transaction receipts. Another concern is that MRB consulting is SWIFTing this SBLC through CITI BANK and in their MT760 SWIFT receipts it states CITI Banks’s SWIFT CODE as well as a tracking code. Mr. Olson tried calling in multiple times to follow up on the progress of this SWIFT by calling CITI Bank directly. At first the CITI bank representative states because he does not have an account with CITI bank they can not release that information. He persists to then find someone willing to look into the tracking code. Mr. Olson provides the code and they CITI bank representative informs Mr. Olson that this tracking code is not on file.
Alright so after that event Mr. Olson gets news from Santander Bank that they have never received the SBLC. Mr. Olson then requests to send the SBLC to United Bank of Africa. Again, they cannot receive, however even if they could UBA is affiliated with CITI Bank. Which means CITI bank would have been the bank used to “monetize” the SBLC which for those unaware of what that means it is like saying you will cash your own personal check. Moving from here Mr. Olson then proceeds to send two more times to Wells Fargo, and TD Bank. Each to no avail. Now each of these additional SWIFT’s cost $25,000, which brings the total amount spent for Mr. Olson and his investors to $375,000. From here Mr. Olson and his investors are justifiably skeptical. Many of us proceed to do our due diligence further into the transactions. From here we various investors and Mr. Olson included seek expertise from those qualified to provide these services. These individuals included region managers of Wells Fargo and TD, other SBLC and SWIFT providers as well as individuals in fraud detection and prevention. After gathering the various opinions from these individuals, we the investors and Mr. Olson surmise that this is service provider is a scam.
Mr. Olson then proceeds to voice his concerns to Mr. Nater about the lack of success for months on all of these failed SWIFT’s. Mr. Nater then offers to find a new SWIFT provider (HSBC in the UK), extend the term of the original SBLC, cover the SWIFT fee ($75,000) for the new provider, and that the original $20 million that 1st American provided would be placed into HSBC’s Account for the creation of a new SBLC. Sounds good right? Well as to be expected nothing ever comes to fruition. From here we, the investors and Mr. Olson, wait weeks for Mr. Nater’s money to be wired to HSBC for the swift fee as well as the creation of said SBLC. We are never provided any documents that state the deposit of 1st amercan’s funds nor are we provided the SBLC documentation or a wire transfer receipt from Mr. Nater. Exhausted and frustrated Mr. Olson then asks for either a refund as the terms of agreements made have not been met or simply provide the new SBLC in a timely manner.
This is when the fallout happens, and everything goes downhill. Mr. Nater informs Mr. Olson that they will not supply a refund because this is a service that was not required by contract from Mr. Nater, or Mr. Jones and that this second SBLC was nothing more than them doing something in good faith. Mr. Nater also states that they have stopped the process to obtain the new SBLC since Mr. Olson demanded a refund even though he also gave them the option to complete the process but in a timely manner. Mr. Olson then proceeds to call the escrow company to find out that the funds have already been given to 1st American.
This is when all the pieces of the puzzle start adding up and Mr. Olson starts his full investigation into Mr. Paul Nater, Mr. Steve Jones and MRB Consulting. He finds out quite a few concerning things, not all are relevant to this particular matter, so I will refrain from mentioning them however some of the concerns are. One concern is that on 1st American’s website one of their international phone numbers is to a business hosting provider that is in no way affiliated with 1st American. Mr. Olson found another rip off report that had been filed during the few months we worked with them. Mr. Olson also spoke with the new SWIFT provider that Mr. Nater was to use for the new SBLC and this person mentioned how all Mr. Nater had done was incorrectly fiill out an application and at no point proceeded further to actually purchase the service.
So from the outside looking in I would like to put together the pieces of the puzzle that Mr. Nater, and Mr. Jones have elegantly put together into their masterpiece of fraud. Mr. Nater sells a service to provide an SBLC and offers a provider to SWIFT it. They get you on contract stating that they will simply supply a piece of paper stated SBLC and that you, the buyer/client, will pay a fee for the right to use that paper. You, the buyer will receive that paper from Mr. Nater’s associate Mr. Steve Jones of 1st American Financial. You, the buyer will have the SBLC sent to MRB Consulting who will provide the SWIFT and you the buyer, will also use their escrow company that they have had success using in the past.
At no point in any of this transaction, outside of your payment, is something that you provide. They then issue the SBLC whether it is fake or not no one knows because you are already under contract to have it sent to MRB Consulting. Then MRB consulting will print some pretty papers that say the SBLC has been sent thus successfully completing their obligations and relieving them of any liabilities. They will also blame the receiving banks for being unable to take the SWIFT not that MRB consulting has not actually provided a real SWIFT for a potentially fake SBLC. They do this knowing that most people will not follow through and have contacts high enough in the Banking world to verify these transactions. Thus, it Is the buyer’s responsibility from here for not know enough about how SBLC and SWIFT’s work.
In conclusion Mr. Nater, Mr. Jones and MRB Consulting try to position a client into a contractual trap based on the client’s incompetence or ignorance. After they are found guilty they then proceed to blame shift, and harp on a contract that they themselves have not fully completed. They continue to posture themselves as a good faith victim who even went above and beyond to provide a service by following through with another provider but ultimately would waste more time and money by not actually coming through. Most likely their aim is to waste just enough time till the terms of the original SBLC have run out and they will then argue that they provided all the required services that they were obligated into and that it was the buyer’s responsibility for not supplying them with a valid receiving bank within the time frame that was provided.
If anyone has any questions feel free to contact me, my personal cell phone number is .
Subject: RE: Union Banks OCC, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 2012 IRS 1099-A Accounting Loan # 100983501 filed with the IRS by Union Bank as paid in Full.
Re: TS 893395--Union Banks refusal to provide a Loan Transaction History and (FATIC) David Z. Bark failure to respond to emails below to him:
Kevin Irot, Sally Twiford, Stacy Axan, Amy Beasley, Cindy James, Deena Peak, Christie Clemons-- First American Title Insurance Company
First American Title Insurance Company, David Z. Bark, ESQ., Foreclosure Trustee is not responding to email requests asked of him regarding the Oceano Nursery SBA loan #100983501 originally recorded with First American Title Insurance Company in 2003. Please review the email request below to David Z. Bark on March 14th 2018 and April 9, 2018. Please review accounting provided to Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department; San Luis Obispo District Attorney Dan Dow and Assistant District Attorney Eric J. Dobroth, on March 15th 2018 and the questions asked of the OCC on March 27th 2018.
I am again asking First American Title Insurance Company for a copy of Union Banks 2018 signed Declaration of Default with Union Banks Grand Theft and IRS Fraud fully known to First American Title Insurance Company as seen at unionbank.me and officeofthecomptrollerofthecurrency.com. I am again asking First American Title Insurance Company for a (Union Bank Loan Transaction History) to back up Union Banks now claimed 2/27/18 NOD on my 470 Price Street Pismo Beach property against Union Banks 2012 IRS 1099-A filed with the IRS attached above, the 2007 to 2010 Union Bank unchanged IRS 1098 accounting attached above and the June 28th 2012 Union Bank email regarding SBA Form 1502 accounting, attached showing this Loan #100983501 as Paid in Full in 2012!
First American Title Insurance Company. Please review the October 20, 2017 email below to MUFG Union Bank, Senior Vice President Christine Sontag, (Office of the President Assistant Vice President Kay Sakaue)--through Robert B. Forouzandeh-California State Bar # 247177 and through Diana Jessup Lee California State Bar # 155191 requesting a Loan Transaction History within 5 Days and for Union Bank to amend its 2012 IRS 1099-A with the IRS or fully admit to Union Banks continued Grand Theft and IRS Fraud! Union Bank to date has not amended any of its IRS accounting with the IRS, per its now claimed 2/27/18 NOD TS 893395 with First American Title Insurance Company.
As stated by Email to Union Bank on October 20th 2017 and then Union Banks response:
“Per Union Banks October 18th and 19th 2017 emails below, and request for response regarding the Cashiers, check for $34,933.26 to Union Bank on Loan # 100983501, acknowledged by Union Bank. Union Bank has my permission “to cross out the language “Grand Theft / IRS Fraud On” from the above referenced check” !
Union Bank once it has cashed this October 17, 2017 cashiers, check for $34,933.26 claimed owed by Union Bank. Union Bank has Five Days to amend the 2012 IRS 1099-A Union Bank filed with the IRS in 2013 to show Union Banks May 15th 2017 Loan Transaction History accounting changed by Union Bank back to 2007 or fully admit to Union Banks continued Grand Theft and IRS Fraud beginning in 2007 and now in 2017 with $36,438.44!
Union Bank once it has cashed this October 17th 2017 cashiers, check for $34,933.26 claimed owed by Union Bank. Union Bank has Five Days to amend all of Union Banks IRS 1098’s accounting attached back to 2007 with the IRS, per Union Banks May 15th 2017 “Loan Transaction History” or fully admit to Union Banks continued Grand Theft and IRS Fraud into 2017!
Union Bank will have to answer all questions asked of the Consumer Financial Protection Bureau Case Number 170906-2409066 regarding Union Banks SBA Loan accounting on Loan #100983501!
Union Bank will have to answer all questions asked of the Office Of The Comptroller Of The Currency Administrator Of National Banks Complaint-Case # 03097098 regarding Union Banks SBA Loan accounting on Loan #100983501!
”
As responded by Union Banks October 20, 2017 at 11:24 AM stating:! “Again, placing qualifying statements with respect to payments is not appropriate. The additional terms you have proposed in your email below are rejected.”
First American Title Insurance Company, is fully aware of Union Banks multiple sets of Loan #100983501 Accounting books attached, as seen in Union Banks 2007 to 2010 IRS 1098 accounting never changed with the IRS, by Union Bank and Union Banks Fraudulent May 15th 2017 Loan Transaction History, never reported to the IRS, against Union Banks August 29th 2011 SBA Form 1149 Loan Transaction History attached above! Union Bank in its May 15th 2017 falsified Loan Transaction History is claiming to have changed its IRS 1098 accounting and Principal paid all the way back to 2007 against its IRS 1098 accounting received from the IRS on July 20th 2016! First American Title Insurance Company will notice from Union Banks two May 5, 2011 amortization schedules attached, as talked about by Union Bank in its April 11, 2017 email, that Union Bank has never changed this now claimed accounting with the IRS! Union Bank stated April 11, 2017 against its August 29th 2011 SBA Form 1149 Loan Transaction History attached above: “We have previously provided you with the amortization schedule for your loan that was generated after the rescission of the Forbearance Agreement.” Union Bank is claiming this Rescission is prior to its August 29th 2011 SBA Form 1149 Loan Transaction History again showing Union Banks Grand Theft, in now filing a Fraudulent NOD with First American Title Insurance Company! Union Bank has created two 2012 IRS 1099-A’s for Loan #10098351. One in 2013 as reported to the IRS and one in 2014 not reported to the IRS!
First American Title Insurance Company. I am now holding First American Title Insurance Company accountable for Union Banks Grand Theft and IRS Fraud! I am now forced to list my 470 Price Street Pismo Beach property for sale with Union Banks refusal to account for Loan #100983501! Attached is a flyer that I am handing out to my customers, per Union Banks and First American Title Insurance Company’s February 28th 2018 NOD against Union Banks unchanged 2012 IRS 1099-A accounting to the SBA and IRS! Attached is CJ Ward [email protected]; Keith Carl [email protected]; Karen Velie [email protected]; San Luis Obispo District Attorney Dan Dow and the Pismo Beach Police Department, who now have a copy of this flyer and are fully familiar with Union Banks Grand Theft and IRS Fraud TS 893395! First American Title Insurance Company now has five business days from April 12, 2018 to provide a Union Bank Loan #100983501---Loan #0883917535 Transaction History and Signed Declaration of Default that is consistent with what Union Bank has reported to the IRS or take full responsibility for Union Banks continued Grand Theft and IRS Fraud fully known to First American Title Insurance Company TS 893395!
It was originally from a job posting off of Craigslist telling me the job I applied for has been filled and that they had a client who needed a personal assistant. The alleged "client" Chloe Elsevier posing as a retired civil engineer and needed help. First task was to find a flight from Dallas to Singapore. I knew it was a scam MFs just find new and better ways to get you. Who sends a 4000 dollar check to someone they know nothing about ? Lol I had to play along to see how far they would take it. Don't be fooled, if something seems too good to be true believe that it is.
I got a email because I filled out a job application on indeed a few days later I got a email from one of the jobs I really wanted and I stated I'm looking for a personal assistant long story short a few days later I got another email stating that I was chosen for the position and that a check will be mailed of to the address on my resume and that will be to run and do things for the person and book a flight to dallas and one to Milwaukee so we can meet and go over a few things I get home I have a whole what seem to be fake check for the amount of 3,865.00 I've been scam before so this is how I know it's a scam
I replied to an ad on craigslist about having my motorcycle wrapped with an advertisement. He sent me a check for $1800 who wants me to cash it and send him 1400 which is supposed to be for covering the cost of the wrap. I haven't deposited the check, I highly doubt I will and if I did , I would wait for it to clear all banks before I did anything.
First American Financial Corporation Reviews
Hello everyone, my name is Derek Boyd I am an investor that was recently involved in a Standby Letter of Credit transaction between Paul Nater and Associates, 1st American Financial, MRB Consulting, United Escrow, Citi Bank, and Maverick Venture Partners. The following statement is my testimony in regard to the failed transaction, who I feel is responsible, and the fraudulent practices that I have witnessed.
Before I begin I would like to put out a disclaimer that I have had no individual or personal interaction with Paul Nater or any of his associates except through one email, and that all the accounts following are from documents, emails and message logs provided by Mr. Richard Olson of Maverick Venture partners, as well as my own due diligence.
I would also like to state for the sake of time, as I have wasted enough regarding this matter, much of the following report is taken from the rebuttal I have given to Mr. Paul Nater on his report against Mr. Richard Olson.
I would next like to state my relationship to Mr. Richard Olson, the following text was taken from the rebuttal as to save time re-explaining my position. “For reference here is a brief history of my relationship with Mr. Olson, I have known Richard Olson for close to a year now and have been a part of a few separate successful business transactions prior to and after this investment began, and at no point has Mr. Olson fraudulently taken my money for personal gain or recklessly lost it. “
Now that I have clarified who I am as well as provided the context of my involvement into this case, I will now assert my claim which is, that Paul Nater and Associates, 1st American Financial and MRB Consulting have committed fraud, stolen money, failed to meet contractual obligations and shamefully slandered the name of their client Mr. Richard Olson.
Below is a very brief description of the events that transpired and for the sake of time much of the information provided are mostly the highlights that have been simplified and condensed.
This transaction was to be a very quick, simple service purchase in which Mr. Richard Olson (Maverick Venture Partners), paid for the creation and delivery of a Stand By Letter of Credit in which Mr. Paul Nater (Paul Nater and Associates) and Steve Jones (1st American Financial) were to provide. Then an escrow company (United Escrow) was provided to facilitate the trade once both sides met the demands required in the contract. The contract states that Mr. Olson will provide payment for said services and 1st American will provide the SBLC. From there the escrow company upon completion of both parties’ requirements will give 1st American the money, and the SBLC will be sent to MRB Consulting who will then supply the SWIFT service.
This company, MRB Consulting, is a third-party company that 1st American uses to supply the SWIFT service and from this point on things start getting convoluted. MRB proceeds to swift the SBLC to Santander Bank, after about a week they never receive it. Yet MRB Consulting provided successful SWIFT transaction receipts. Another concern is that MRB consulting is SWIFTing this SBLC through CITI BANK and in their MT760 SWIFT receipts it states CITI Banks’s SWIFT CODE as well as a tracking code. Mr. Olson tried calling in multiple times to follow up on the progress of this SWIFT by calling CITI Bank directly. At first the CITI bank representative states because he does not have an account with CITI bank they can not release that information. He persists to then find someone willing to look into the tracking code. Mr. Olson provides the code and they CITI bank representative informs Mr. Olson that this tracking code is not on file.
Alright so after that event Mr. Olson gets news from Santander Bank that they have never received the SBLC. Mr. Olson then requests to send the SBLC to United Bank of Africa. Again, they cannot receive, however even if they could UBA is affiliated with CITI Bank. Which means CITI bank would have been the bank used to “monetize” the SBLC which for those unaware of what that means it is like saying you will cash your own personal check. Moving from here Mr. Olson then proceeds to send two more times to Wells Fargo, and TD Bank. Each to no avail. Now each of these additional SWIFT’s cost $25,000, which brings the total amount spent for Mr. Olson and his investors to $375,000. From here Mr. Olson and his investors are justifiably skeptical. Many of us proceed to do our due diligence further into the transactions. From here we various investors and Mr. Olson included seek expertise from those qualified to provide these services. These individuals included region managers of Wells Fargo and TD, other SBLC and SWIFT providers as well as individuals in fraud detection and prevention. After gathering the various opinions from these individuals, we the investors and Mr. Olson surmise that this is service provider is a scam.
Mr. Olson then proceeds to voice his concerns to Mr. Nater about the lack of success for months on all of these failed SWIFT’s. Mr. Nater then offers to find a new SWIFT provider (HSBC in the UK), extend the term of the original SBLC, cover the SWIFT fee ($75,000) for the new provider, and that the original $20 million that 1st American provided would be placed into HSBC’s Account for the creation of a new SBLC. Sounds good right? Well as to be expected nothing ever comes to fruition. From here we, the investors and Mr. Olson, wait weeks for Mr. Nater’s money to be wired to HSBC for the swift fee as well as the creation of said SBLC. We are never provided any documents that state the deposit of 1st amercan’s funds nor are we provided the SBLC documentation or a wire transfer receipt from Mr. Nater. Exhausted and frustrated Mr. Olson then asks for either a refund as the terms of agreements made have not been met or simply provide the new SBLC in a timely manner.
This is when the fallout happens, and everything goes downhill. Mr. Nater informs Mr. Olson that they will not supply a refund because this is a service that was not required by contract from Mr. Nater, or Mr. Jones and that this second SBLC was nothing more than them doing something in good faith. Mr. Nater also states that they have stopped the process to obtain the new SBLC since Mr. Olson demanded a refund even though he also gave them the option to complete the process but in a timely manner. Mr. Olson then proceeds to call the escrow company to find out that the funds have already been given to 1st American.
This is when all the pieces of the puzzle start adding up and Mr. Olson starts his full investigation into Mr. Paul Nater, Mr. Steve Jones and MRB Consulting. He finds out quite a few concerning things, not all are relevant to this particular matter, so I will refrain from mentioning them however some of the concerns are. One concern is that on 1st American’s website one of their international phone numbers is to a business hosting provider that is in no way affiliated with 1st American. Mr. Olson found another rip off report that had been filed during the few months we worked with them. Mr. Olson also spoke with the new SWIFT provider that Mr. Nater was to use for the new SBLC and this person mentioned how all Mr. Nater had done was incorrectly fiill out an application and at no point proceeded further to actually purchase the service.
So from the outside looking in I would like to put together the pieces of the puzzle that Mr. Nater, and Mr. Jones have elegantly put together into their masterpiece of fraud. Mr. Nater sells a service to provide an SBLC and offers a provider to SWIFT it. They get you on contract stating that they will simply supply a piece of paper stated SBLC and that you, the buyer/client, will pay a fee for the right to use that paper. You, the buyer will receive that paper from Mr. Nater’s associate Mr. Steve Jones of 1st American Financial. You, the buyer will have the SBLC sent to MRB Consulting who will provide the SWIFT and you the buyer, will also use their escrow company that they have had success using in the past.
At no point in any of this transaction, outside of your payment, is something that you provide. They then issue the SBLC whether it is fake or not no one knows because you are already under contract to have it sent to MRB Consulting. Then MRB consulting will print some pretty papers that say the SBLC has been sent thus successfully completing their obligations and relieving them of any liabilities. They will also blame the receiving banks for being unable to take the SWIFT not that MRB consulting has not actually provided a real SWIFT for a potentially fake SBLC. They do this knowing that most people will not follow through and have contacts high enough in the Banking world to verify these transactions. Thus, it Is the buyer’s responsibility from here for not know enough about how SBLC and SWIFT’s work.
In conclusion Mr. Nater, Mr. Jones and MRB Consulting try to position a client into a contractual trap based on the client’s incompetence or ignorance. After they are found guilty they then proceed to blame shift, and harp on a contract that they themselves have not fully completed. They continue to posture themselves as a good faith victim who even went above and beyond to provide a service by following through with another provider but ultimately would waste more time and money by not actually coming through. Most likely their aim is to waste just enough time till the terms of the original SBLC have run out and they will then argue that they provided all the required services that they were obligated into and that it was the buyer’s responsibility for not supplying them with a valid receiving bank within the time frame that was provided.
If anyone has any questions feel free to contact me, my personal cell phone number is .
From: Bill Bookout [mailto:[email protected]]
Sent: Thursday, April 12, 2018 12:58 PM
To: [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]
Cc: [email protected]; [email protected]; [email protected]; [email protected]; 'Congressman Salud Carbajal'; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; 'Bill Bookout'; 'Russell Miller'
Subject: RE: Union Banks OCC, IRS Fraud and Grand Theft per Union Banks May 15, 2017 Loan Transaction History against the 2012 IRS 1099-A Accounting Loan # 100983501 filed with the IRS by Union Bank as paid in Full.
April 12, 2018
Kevin Irot, Vice President/County Manager
Sally Twiford, Stacy Axan, Amy Beasley, Cindy James, Deena Peak, Christie Clemons
First American Title Insurance Company
899 Pacific Street, San Luis Obispo, CA 93401
Direct: (805) 786-2003
Re: TS 893395--Union Banks refusal to provide a Loan Transaction History and (FATIC) David Z. Bark failure to respond to emails below to him:
Kevin Irot, Sally Twiford, Stacy Axan, Amy Beasley, Cindy James, Deena Peak, Christie Clemons-- First American Title Insurance Company
First American Title Insurance Company, David Z. Bark, ESQ., Foreclosure Trustee is not responding to email requests asked of him regarding the Oceano Nursery SBA loan #100983501 originally recorded with First American Title Insurance Company in 2003. Please review the email request below to David Z. Bark on March 14th 2018 and April 9, 2018. Please review accounting provided to Pismo Beach Chief of Police, Jake Miller--Shawn Singleton Pismo Beach Police Department; San Luis Obispo District Attorney Dan Dow and Assistant District Attorney Eric J. Dobroth, on March 15th 2018 and the questions asked of the OCC on March 27th 2018.
I am again asking First American Title Insurance Company for a copy of Union Banks 2018 signed Declaration of Default with Union Banks Grand Theft and IRS Fraud fully known to First American Title Insurance Company as seen at unionbank.me and officeofthecomptrollerofthecurrency.com. I am again asking First American Title Insurance Company for a (Union Bank Loan Transaction History) to back up Union Banks now claimed 2/27/18 NOD on my 470 Price Street Pismo Beach property against Union Banks 2012 IRS 1099-A filed with the IRS attached above, the 2007 to 2010 Union Bank unchanged IRS 1098 accounting attached above and the June 28th 2012 Union Bank email regarding SBA Form 1502 accounting, attached showing this Loan #100983501 as Paid in Full in 2012!
First American Title Insurance Company. Please review the October 20, 2017 email below to MUFG Union Bank, Senior Vice President Christine Sontag, (Office of the President Assistant Vice President Kay Sakaue)--through Robert B. Forouzandeh-California State Bar # 247177 and through Diana Jessup Lee California State Bar # 155191 requesting a Loan Transaction History within 5 Days and for Union Bank to amend its 2012 IRS 1099-A with the IRS or fully admit to Union Banks continued Grand Theft and IRS Fraud! Union Bank to date has not amended any of its IRS accounting with the IRS, per its now claimed 2/27/18 NOD TS 893395 with First American Title Insurance Company.
As stated by Email to Union Bank on October 20th 2017 and then Union Banks response:
“Per Union Banks October 18th and 19th 2017 emails below, and request for response regarding the Cashiers, check for $34,933.26 to Union Bank on Loan # 100983501, acknowledged by Union Bank. Union Bank has my permission “to cross out the language “Grand Theft / IRS Fraud On” from the above referenced check” !
Union Bank once it has cashed this October 17, 2017 cashiers, check for $34,933.26 claimed owed by Union Bank. Union Bank has Five Days to amend the 2012 IRS 1099-A Union Bank filed with the IRS in 2013 to show Union Banks May 15th 2017 Loan Transaction History accounting changed by Union Bank back to 2007 or fully admit to Union Banks continued Grand Theft and IRS Fraud beginning in 2007 and now in 2017 with $36,438.44!
Union Bank once it has cashed this October 17th 2017 cashiers, check for $34,933.26 claimed owed by Union Bank. Union Bank has Five Days to amend all of Union Banks IRS 1098’s accounting attached back to 2007 with the IRS, per Union Banks May 15th 2017 “Loan Transaction History” or fully admit to Union Banks continued Grand Theft and IRS Fraud into 2017!
Union Bank will have to answer all questions asked of the Consumer Financial Protection Bureau Case Number 170906-2409066 regarding Union Banks SBA Loan accounting on Loan #100983501!
Union Bank will have to answer all questions asked of the Office Of The Comptroller Of The Currency Administrator Of National Banks Complaint-Case # 03097098 regarding Union Banks SBA Loan accounting on Loan #100983501!
”
As responded by Union Banks October 20, 2017 at 11:24 AM stating:! “Again, placing qualifying statements with respect to payments is not appropriate. The additional terms you have proposed in your email below are rejected.”
First American Title Insurance Company, is fully aware of Union Banks multiple sets of Loan #100983501 Accounting books attached, as seen in Union Banks 2007 to 2010 IRS 1098 accounting never changed with the IRS, by Union Bank and Union Banks Fraudulent May 15th 2017 Loan Transaction History, never reported to the IRS, against Union Banks August 29th 2011 SBA Form 1149 Loan Transaction History attached above! Union Bank in its May 15th 2017 falsified Loan Transaction History is claiming to have changed its IRS 1098 accounting and Principal paid all the way back to 2007 against its IRS 1098 accounting received from the IRS on July 20th 2016! First American Title Insurance Company will notice from Union Banks two May 5, 2011 amortization schedules attached, as talked about by Union Bank in its April 11, 2017 email, that Union Bank has never changed this now claimed accounting with the IRS! Union Bank stated April 11, 2017 against its August 29th 2011 SBA Form 1149 Loan Transaction History attached above: “We have previously provided you with the amortization schedule for your loan that was generated after the rescission of the Forbearance Agreement.” Union Bank is claiming this Rescission is prior to its August 29th 2011 SBA Form 1149 Loan Transaction History again showing Union Banks Grand Theft, in now filing a Fraudulent NOD with First American Title Insurance Company! Union Bank has created two 2012 IRS 1099-A’s for Loan #10098351. One in 2013 as reported to the IRS and one in 2014 not reported to the IRS!
First American Title Insurance Company. I am now holding First American Title Insurance Company accountable for Union Banks Grand Theft and IRS Fraud! I am now forced to list my 470 Price Street Pismo Beach property for sale with Union Banks refusal to account for Loan #100983501! Attached is a flyer that I am handing out to my customers, per Union Banks and First American Title Insurance Company’s February 28th 2018 NOD against Union Banks unchanged 2012 IRS 1099-A accounting to the SBA and IRS! Attached is CJ Ward [email protected]; Keith Carl [email protected]; Karen Velie [email protected]; San Luis Obispo District Attorney Dan Dow and the Pismo Beach Police Department, who now have a copy of this flyer and are fully familiar with Union Banks Grand Theft and IRS Fraud TS 893395! First American Title Insurance Company now has five business days from April 12, 2018 to provide a Union Bank Loan #100983501---Loan #0883917535 Transaction History and Signed Declaration of Default that is consistent with what Union Bank has reported to the IRS or take full responsibility for Union Banks continued Grand Theft and IRS Fraud fully known to First American Title Insurance Company TS 893395!
It was originally from a job posting off of Craigslist telling me the job I applied for has been filled and that they had a client who needed a personal assistant. The alleged "client" Chloe Elsevier posing as a retired civil engineer and needed help. First task was to find a flight from Dallas to Singapore. I knew it was a scam MFs just find new and better ways to get you. Who sends a 4000 dollar check to someone they know nothing about ? Lol I had to play along to see how far they would take it. Don't be fooled, if something seems too good to be true believe that it is.
I got a email because I filled out a job application on indeed a few days later I got a email from one of the jobs I really wanted and I stated I'm looking for a personal assistant long story short a few days later I got another email stating that I was chosen for the position and that a check will be mailed of to the address on my resume and that will be to run and do things for the person and book a flight to dallas and one to Milwaukee so we can meet and go over a few things I get home I have a whole what seem to be fake check for the amount of 3,865.00 I've been scam before so this is how I know it's a scam
I replied to an ad on craigslist about having my motorcycle wrapped with an advertisement. He sent me a check for $1800 who wants me to cash it and send him 1400 which is supposed to be for covering the cost of the wrap. I haven't deposited the check, I highly doubt I will and if I did , I would wait for it to clear all banks before I did anything.