I was told that I had a debt debt of $500 that was originated in 2017 from personal installment loans inc., I had personal loans from California check cashing and Cash 1 in 2017, F & R RECOVERY, the collection agency claiming I owe this money said that the creditor was, installment loans incorporated, when I ask for the creditor. The amount owed, original debt 500.00, claimed debt payment is now a little over $2000.00 with late fees and interest.
When I went to look up the company that they're claiming is the creditor installment loans incorporated, There is no such company. I had a 3rd party collection agency advocate group call F & R RECOVERY on my behalf, Collectionviolations.com, which Called them to inquire about their company, that by law they are obligated to Give, Name of collector, name of collection agency, address of collection agency ,email, and contact information.
They said that they do not have a website, Which when you Google it, they do, The page cannot be opened on on my computer because Verizon's security on my tablet says that that the page is dangerous because of threats found on that website, stating that my personal and financial information was at risk, page could not be opened, and if I did that the website would steal my personal information, credit cards, names, phone numbers, addresses, passwords. They would not answer any of COLLECTIONVIOLATION.COM questions and when she asked for their address she Hung up on, I cannot contact an attorney as there is no Legal recourse to pursue, An attorney would need names, dates, valid collection Account and company, Since the creditor does not exist and is falsified and made up, IE: Creditor Installment loans inc.
I contacted the check cashing places that I have been to, I asked if there were any money's owed on any of my past transactions with these Check cashing businesses i.e. Cash one and California check cashing, I was told that all of my accounts were paid in full and that I am in good standing, I also called the collection department for CASH one and California check cashing and they have nothing in collections for me. I called back to the collection agency numerous times and was either hung upon or I was refuted and confronted by the collection agent, as well as being hung up on.
When I said that I was going to report them to the FTC and the Attorney General they put me on hold and had me wait on hold for 15 minutes, at which time I hung up, because I realized that they weren't going to pick the phone. I have called back numerous times and told them that there is no record of me owing any money and that all my accounts are in good standings with CALIFORNIA CHECK CASHING AND CASH ONE The company that they state is The creditor does not exist, When Googled there is no such company.
They sent me a text it reads as follows, Hello Brian Fowler,Please contact F&R Recovery at 855-432-1285. Please Update Documents by 9/1/21 3:00pm-5:00pm, Delivery status: (late) 3568 Halifax Way in Concord CA. STOP to end. When called they use high pressure tactics to make the client think that they will have their credit report ruined if I do pay the fictitious debt that they have said is owed, Note: contact within the text that was sent is 8554321285, this number is actually a toll free number and if you try and reverse Phone number search to get the address there is no way to trace with my recources, THE PHONE NUMBER THE TEXT WAS SENT FROM IS 8053603563, it comes down to this, invalid, fruad, scam.
As there is no address to connect to this number. This collection agency F & R recovery has never contacted me before, and when I asked them to send me a letter of confirmation of what's owed, Which by law they are required to produce within 5 business days Of having been contacted by the collection agency in question, and have mailed to my address, in writing sent via usps, The creditor and amount owed including any account numbers and debt information on the account that F & R RECOVERY claims I owe.
That being said, They said that they would not send the letter, That it was too late and that they were going to contact the credit bureaus and file a collection, This is Unacceptable and against the law and they have to communicate not only their name and the company informations but when they won't even send a confirmation letter of the official creditor and amount owed, when they give me a fictitious creditor company name to contact, They are definitely scamming and Ripping people off thousands of hundreds of thousands of dollars. I am officially Sending this report To protect the public from these Scammers, Because they are within the jurisdiction of the United States they able to be prosecuted on a federal level I request an investigation into this fraudulent company, F&R RECOVERY.
F&R RECOVERY Reviews
I was told that I had a debt debt of $500 that was originated in 2017 from personal installment loans inc., I had personal loans from California check cashing and Cash 1 in 2017, F & R RECOVERY, the collection agency claiming I owe this money said that the creditor was, installment loans incorporated, when I ask for the creditor. The amount owed, original debt 500.00, claimed debt payment is now a little over $2000.00 with late fees and interest.
When I went to look up the company that they're claiming is the creditor installment loans incorporated, There is no such company. I had a 3rd party collection agency advocate group call F & R RECOVERY on my behalf, Collectionviolations.com, which Called them to inquire about their company, that by law they are obligated to Give, Name of collector, name of collection agency, address of collection agency ,email, and contact information.
They said that they do not have a website, Which when you Google it, they do, The page cannot be opened on on my computer because Verizon's security on my tablet says that that the page is dangerous because of threats found on that website, stating that my personal and financial information was at risk, page could not be opened, and if I did that the website would steal my personal information, credit cards, names, phone numbers, addresses, passwords. They would not answer any of COLLECTIONVIOLATION.COM questions and when she asked for their address she Hung up on, I cannot contact an attorney as there is no Legal recourse to pursue, An attorney would need names, dates, valid collection Account and company, Since the creditor does not exist and is falsified and made up, IE: Creditor Installment loans inc.
I contacted the check cashing places that I have been to, I asked if there were any money's owed on any of my past transactions with these Check cashing businesses i.e. Cash one and California check cashing, I was told that all of my accounts were paid in full and that I am in good standing, I also called the collection department for CASH one and California check cashing and they have nothing in collections for me. I called back to the collection agency numerous times and was either hung upon or I was refuted and confronted by the collection agent, as well as being hung up on.
When I said that I was going to report them to the FTC and the Attorney General they put me on hold and had me wait on hold for 15 minutes, at which time I hung up, because I realized that they weren't going to pick the phone. I have called back numerous times and told them that there is no record of me owing any money and that all my accounts are in good standings with CALIFORNIA CHECK CASHING AND CASH ONE The company that they state is The creditor does not exist, When Googled there is no such company.
They sent me a text it reads as follows, Hello Brian Fowler,Please contact F&R Recovery at 855-432-1285. Please Update Documents by 9/1/21 3:00pm-5:00pm, Delivery status: (late) 3568 Halifax Way in Concord CA. STOP to end. When called they use high pressure tactics to make the client think that they will have their credit report ruined if I do pay the fictitious debt that they have said is owed, Note: contact within the text that was sent is 8554321285, this number is actually a toll free number and if you try and reverse Phone number search to get the address there is no way to trace with my recources, THE PHONE NUMBER THE TEXT WAS SENT FROM IS 8053603563, it comes down to this, invalid, fruad, scam.
As there is no address to connect to this number. This collection agency F & R recovery has never contacted me before, and when I asked them to send me a letter of confirmation of what's owed, Which by law they are required to produce within 5 business days Of having been contacted by the collection agency in question, and have mailed to my address, in writing sent via usps, The creditor and amount owed including any account numbers and debt information on the account that F & R RECOVERY claims I owe.
That being said, They said that they would not send the letter, That it was too late and that they were going to contact the credit bureaus and file a collection, This is Unacceptable and against the law and they have to communicate not only their name and the company informations but when they won't even send a confirmation letter of the official creditor and amount owed, when they give me a fictitious creditor company name to contact, They are definitely scamming and Ripping people off thousands of hundreds of thousands of dollars. I am officially Sending this report To protect the public from these Scammers, Because they are within the jurisdiction of the United States they able to be prosecuted on a federal level I request an investigation into this fraudulent company, F&R RECOVERY.