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Extreme Credit Solutions


Country United States
State Texas
City Houston
Phone 972-552-4020

Extreme Credit Solutions Reviews

Most Useful Comment
  • Aug 9, 2016

This started several years when i sent billy matthews and garry ragsdale over $8000 to clean some credit files. Months and months went past and not 1 file was ever cleaned. Some files they never even started.

This april i received a bulk email blast from billy saying his credit sweeps were working. I emailed him and he said all files would be cleaned of negative items in 3-4 weeks, promised that some would be clean in 2 weeks. Claimed this system was working since march of last year with no problems at all with any type of accounts. I have the emails to prove it.

I sent them another $6000+ in april 16' and still don't have a single file complete. There is 1 file that i don't have a complaint on because it only had 2 negaive items and was already in the 700's and they were deleted from 2 bureaus with 1 still remaining on equifax. He will brag about that in his rebuttal. Several files still have many negatives and public records, a couple of files only 2 items removed and a couple he hasn't even touched, not a single item deleted. Not even 15% of the negative have been deleted in 4 months!! also, he claimed he can clean and leave the line...Total bs!

I flew out there to meet them in april 16' in which billy claimed he had a few bankers with some funding resources..Yeah right, he couldn't even get anyone on the phone. I knew from that meeting that i was going to have issues with my credit files, and sure enough had i met these guys in person before i sent that money i would not have ever sent it!. I changed my flght to accommodate billy's schedule with his "boys" Sons) only to fly out there and be told after 1 hour he had to go see about his boys but would return later. He left me hanging! he didn't even answer half of the questions we were supposed to discuss! nothing! i changed my morning flight to the afternoon and he still didn't meet with me! another story about his boys!

Billy hasn't returned my calls or emals since june, but i notice he's posting away on craigslist looking for more victims.

Au's what a joke, that's not funny at all. I ordered 2 lines one 10years and 1 6years, he posted a "1 year" and said oh, that one has a higher limit than the one you ordered. 1 year!! and that took a month longer than promised. The second line never posted after 2 cycles then he comes with here do a hard pull to link it. I don't have means to do a hard pull and i told them i never order a line that needs a hard pull. He promised to link it at the beginning of june, then the middle of june, which never happened. And of course it showed terminated Closed) after 30 dyas while we were still waiting on the correct au that was ordered and second. Nothing but broken promises. Then garry got involved with this condescending tone that i should be grateful that i got anything. Mind you, this is after billy confirmed that the line was inputed in april, then bs stories from there on.

They don't feel bad about making false promises- fraud what so ever! no scruples.

I used the dumb rationale that they were still around after all this time, maybe they had a system that worked now. Not!

I called 4 attorneys there in fort worth to file suit because chase quick pay will not get involved with refunds that you give authorization for ach withdrawals.

Mark as Useful [1 vote]
Most Useful Comment
  • Aug 20, 2015

I was recommended through a guy that I was dating at the time, how this company can restore my credit and get me trade lines at an discount price. I should have known coming from a guy that became physically and verbally abusive toward me this was a SCAM!!!

I paid over 1k for the credit repair and all I have is a load of emails with promises on how the file is complete and to check the credit line. It's been 4months no credit, no refund, no nothing. They never return phone calls which has lead me to take legal actions aganist this empire.

They must be stop!!! All I want is a refund. You can not charge someone for services that they did not receive.

Mark as Useful [1 vote]
  • Feb 16, 2018

Where do I begin...This Scam Artist will have you believing he is really going ro repair your credit and post tradelines that never see the light of day. There is no attorney he pays $850 to. He steals your money and claims he only makes $50 off the file. Lie #1...Then he claims that this imaginary attorney can fix a file within 6 mins. Lie #2...You can order specific trade lines and he will give you much smaller ones or none at all. Lie #3...He will make you feel he is doing you a favor by fixing your credit and after he takes your money, he becomes hard to catch and eventually won't take your calls.

If you've heard about him being at tournaments with his son or his dear poor mother being on life support in Oklahoma, or that the system is down and the bureaus close for two weeks at the end of the year for audit maintenance and that he has been sick and in the hospital and the list goes on....Then you've got the right Billy Matthews.

He is a Liar, Thief, and low down Con-Artist. He has no good in him. He takes people's hard earned money and produces no results or half results. He must be stopped. If you have been taken advantage of him, please contact the Attorney General of Texas and give him the following information:

Billy Matthews, , Decatur, TX 76234, Phone number# 972-552-4020...

Shout it from the Rooftop to Stay Away from this entire group. He will bring you undue stress and hardship. Ruin your reputation with your Clients and laugh all the way to the bank.

Revenge is not the way to go about it but getting justice is the right way. I wonder how much he'll be laughing when he's sitting in Federal prision for wire fraud, theft and many other charges that go along with his deception.

DON'T waste time or money with him or any of the people mentioned. If you're a victim, report him to the FEDERAL Authorities. Keep all documentation and gather your witnesses and other victims. He's not skating under the law as much as you think. He is touchable through the eyes of the law.

Remember, they only get away if we sit back and do nothing. Stop being victimized. Who knows, the next headline you may read is"Billy Matthews and Gary Ragsdale and Tamara Ragsdale Indicted for Fraud and Theft"...

Speak it into existence. Enough is enough, He MUST be stopped. Thank you Extreme Credit Solutions, ECS Score Boosters, ECS Properties and the whole crooked organization. You've taught me a valuable lesson and one I won't ever forget, but I will advise you this...Seek an attormey soon....You are going to be needing one because one thing you didn't count on was meeting your match.

Good Day ECS...

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