Credit ruined by this company for services NEVER received. Please help me I have tried to dispute this I am a victim of that huge scandal AT@T had, help me please
I got a letter from Diversified Consultants yesterday claiming I owed money to AT&T Mobility and that they had tried to collect it, and that EOS USA (whoever they are) also tried (news to me) and that they are now the new collection agency pursuing this alleged debt, about which I know nothing. I've had an account with AT&T for the last two years for my cell phone, and it's always been paid automatically through my debit card. Never has payment failed to be made, and I believe this debt to be invented by DVI as a scam. I've contacted my attorney to pursue this issue, and if possible to bring suit against them.
IT IS A SCAM!!!!!!!! SAME THING HAPPENED TO ME!!!!!!
MY ACCOUNT WAS THRU SPECTRUM. NOT ONLY DID I PAY SPECTRUM IN FULL ONCE BUT TWICE. THEY WILL NOT SEND A STATEMENT
SHOWING A ZERO BALANCE OR ANYTHING IN WRITING PAID IN FULL. THEN SPECTRUM SENT IT TO DIVERSIFIED FOR COLLECTIONS.
MY ACCOUNT WITH SPECTRUM NEVER EVER LATE, I CALLED AND CANCELLED SERVICE THE WEEK I MOVED OUT OF MY APARTMENT
MADE SPECIAL TRIP TO A MAIL CENTER TO SHIP BACK EQUIPMENT. THEY SAY THEY NEVER RECEIVED IT! SO NOT ONLY WAS I CHARGED FOR EQUIPMENT I NO LONGER HAD NOT ONLY ONCE BUT TWICE. AND THEY OPENLY ADMITTED IT. MY CONCERN SOON APPLYING FOR
HOME LOAN THE FEAR OF HOW THEY HANDLE THEIR PAPERWORK THAT IT WOULD GO TO COLLECTION. AND IT DID. NOW WITH MY LENDER I HAVE TO SHOW PROOF THAT BILL WAS PAID. SPECTRUM WILL NOT WILL NOT WILL NOT SEND A EMAIL CONFIRMING ANY TYPE OF PMT MADE NOR SEND A LETTER STATING SO. THE MONEY IS GOING SOMEWHERE!!! SPECTRUMS RESPONSIBILTY IS TO NOTIFY THE COLLECTION CO. THAT THE BILL HAS BEEN PAID. I HAVE CALLED AT LEAST A DOZEN TIMES TO SPECTRUM TO FOLLOW THRU TO COLLECTION AGENCY AND TO GET THAT CHARGE OFF MY CREDIT REPORT IMMEDIATELY, THEY REFUSE. SOMEONE OUT THERE WANT TO START A LAWSUIT I AM ON BOARD!! I BELIEVE LARCENY IS BEING COMMITTED BOTH WITH SPECTRUM AND DIVERSIFIED.
WHAT ELSE CAN IT BE!!!!!!!!!! email me f u want to get justice
I am NOT an attorney. I do NOT give "legal advice". I AM an informed consumer, with extensive experience in dealing with the illegal practices of most debt collection agencies. Understand this...if you receive a Debt Collection letter from ANY debt collector, regardless of whether the debt is valid or not, (MANY times debt collectors will try to collect on a debt that is NOT yours or is BEYOND the proscribed statute of limitations or possibly other circumstances that makes it ILLEGAL for them to engage in collection activities), do NOT make the mistake of FAILING to respond to that first communication. If you fail to reply to that first debt collection letter within 30 days, and they initiate legal proceedings against you, they can, (and WILL), claim in Court that the debt is valid because YOU didn't dispute it! The 30 day response time begins when you actually receive the letter in your mailbox...NOT from the date shown in the letter. Remaining SILENT in hopes of avoiding the debt collectors, is NOT a good idea! They could use it AGAINST you later on in civil Court! As for Diversified Consultants, Inc., they sent me a collection letter 2 weeks ago regarding my Comcast account which was paid in full at the time I terminated their service. The debt is NOT valid and providing supporting documentation to that effect is instrumental in putting a stop to their collection efforts! Moreover, I have confirmed the number of federal lawsuits filed against them...TEN just within the past month starting from Nov. 3, 2017 to today's date! The suits were filed in Florida, Georgia, New York, Illinois and New Jersey and allege violations of The Fair Debt Collections Practices Act, (FDCPA), violations of the Fair Credit Reporting Act, (FCRA), and violations on Restrictions of Use of Telephone Equipment! Clearly, Diversified Consultants, Inc. does NOT "play by the Rules" when it comes to their collection efforts! One of the most IMPORTANT things a consumer should remember is that ALL debt collection agencies count on the fact that the vast majority of the consumers they go after do NOT know their rights pursuant to the state and/or federal laws governing debt collection activities. The "uninformed consumer" is their easiest and favorite "target" because they don't know how to DEFEND themselves!
Contrary to the claims made by that "IDIOT" who purports to work for Diversified Consultants, Inc., (He submitted the "I WORK HERE!" response), this company is NOT at the "top of the food chain" in the debt collection world, they are closer to the BOTTOM and I sincerely hope that they continue their debt collection efforts against me! I'll simply sit back and wait for them to make their first "mistake", (as they surely will), and then I will "yank their asses" into a federal courtroom on a comprehensive Civil Complaint! Most of the time these debt collection companies will settle out of court rather than go to trial and LOSE, but even if I don't get much of a monetary judgment against them, I will make it cost them AT LEAST 50K in attorneys fees and related costs to defend against the lawsuit in federal Court!
So....if you believe you are the victim of illegal debt collection practices, here's what I suggest you do:
1) Consult with an attorney if you are unfamiliar with the Rules and the Laws of Debt Collection;
2) DO YOUR DUE DILIGENCE....research the debt collector on-line and learn all you can about their history of violations, the lawsuits that have been filed against them and the outcome of those suits;
3) FILE A COMPLAINT with both the Attorney General's Office and the Dept. of Business Regulation in your state, ( When numerous and similar Complaints are filed against one particular debt collector, the state and federal Regulatory agencies will be more inclined to take action against the offender(s);
4) DON'T believe anything a debt collector tells you on the phone! Their job is to do whatever it takes to convince you to send them money....they are professional LIARS and CON ARTISTS!
5) Check their business licenses and incorporation activities on-line, (In Florida, go to Sun-biz.org and see how many times they've "changed companies".
In Diversified Consultants, Inc.'s case, the record shows numerous filings of "new" corporations and subsequently, the dissolution of those same entities. For the record, several debt collection companies have tried to get money out of me in the past. NONE of them ever succeeded, MANY of them decided to "buy their way out of trial", and ALL of them wound up spending HUGE money on defense lawyers and the extensive costs of litigation! FIGHT BACK!!!!
This company without contacting me placed a ding on my TransUnion credit report. In trying to talk to them with my credit restoration helper, they wanted my SSN. When I gave it they said they had no information concerning it. After giving my phone number they seemed to find the info on me.
It appears to be an indentify theft charge with Comcast, When I asked for detail on the charge, they refused to give me any information. All they said was the charge was in St. Louis for Comcast services. Comcast does not service St. Louis. To correct this will cost me lots of time and money.
The is really shady that they would ding my report, not cotact me, and when I contacted them would not give me enough information to thoroughly diprove the charge.
Called my home asked for a name that had my first name not my last asked me two repeat it twice girl laughed and said we have you on a recording and hung up would I called back wanting the supervisor demanding they identify themselves then they would not I googled them and saw the scam people said they were trying to do for debts that aren't owed they need to be shut down.
This company I owe for equipment i returned 3 years ago and UN paid phone bill I have a account with this company for over 40 years and owe them nothing the company is Verizon that say I owe
This company are a bunch of land sharks looking to get more money from old settled accounts . Version is the main culprit . After being settled for over 5 yrs which version didn't get any more money they hired this company which threaten you with demands and treating you like a criminal to pay up . Do not talk with these people . I have and also filed a complaint with Texas fraud division along with FCC ,and the BBB and have a attorney just waiting in the wings .
My 98 yr old mother rec'd a collection letter stating they were representing AT&T for collections. I, her only child and power of atty contacted the agency of which they could not or would not inform me as to the originality of the account and referred me back to AT&T. After over 3 hours on the phone with AT&T of whom also referred me back to the agency when I asked them to contact them.
The reasoning behind my asking them to contact the agency is because they researched my mother's phone records and found no non-payments or delinquency. In fact, the only charge on her account amwas $2.00 for directory assistance.
I personally think that this is a scam directed at senior citizens in hopes they will just pay what was sent thinking that maybe they missed a payment but the amount they said was overdue, 103.30, is an amount not associated with any plan amount rec'd from AT&T.
I am hopeful that after I contact the atty generals office of north carolina, this will be rectified. my major concern is my old mother of whom this type of stuff as the telemarketing calls just puts her in a tizzy.
This guy has called me repeatedly e3ven after being told that Renee Yancy does not own this phone. I have also told them many times I am on the national do not call list and that if they continue to call that I will report them, but has yet to stop them from calling. They also use different numbers when calling and usually when I call that number it does not go back to the so called company. --Charles P
Decided to switch to Dish Network in July 2014. But after a few months they raised the rates. Then went to Direct Tv. Dish is after me for cancellation fee. Even though they were in the wrong for raising the rates. Now they have this Diversified Consultants calling me at all hours. Wanting money and taping the phone calls.
I settled my account through Diversified Consulant Inc. on June 01 ,2015 and is not showing paid on my credit report. i paid with a bank card and when i called to speak to an agent they keep saying it will take 30 days well now its pass 30 days now September 03, 2015 . I spoke with Sprint and Sprint advised me to call the agency.
Diversified Consultants Inc Reviews
Credit ruined by this company for services NEVER received. Please help me I have tried to dispute this I am a victim of that huge scandal AT@T had, help me please
It's obviously a scam
I got a letter from Diversified Consultants yesterday claiming I owed money to AT&T Mobility and that they had tried to collect it, and that EOS USA (whoever they are) also tried (news to me) and that they are now the new collection agency pursuing this alleged debt, about which I know nothing. I've had an account with AT&T for the last two years for my cell phone, and it's always been paid automatically through my debit card. Never has payment failed to be made, and I believe this debt to be invented by DVI as a scam. I've contacted my attorney to pursue this issue, and if possible to bring suit against them.
IT IS A SCAM!!!!!!!! SAME THING HAPPENED TO ME!!!!!!
MY ACCOUNT WAS THRU SPECTRUM. NOT ONLY DID I PAY SPECTRUM IN FULL ONCE BUT TWICE. THEY WILL NOT SEND A STATEMENT
SHOWING A ZERO BALANCE OR ANYTHING IN WRITING PAID IN FULL. THEN SPECTRUM SENT IT TO DIVERSIFIED FOR COLLECTIONS.
MY ACCOUNT WITH SPECTRUM NEVER EVER LATE, I CALLED AND CANCELLED SERVICE THE WEEK I MOVED OUT OF MY APARTMENT
MADE SPECIAL TRIP TO A MAIL CENTER TO SHIP BACK EQUIPMENT. THEY SAY THEY NEVER RECEIVED IT! SO NOT ONLY WAS I CHARGED FOR EQUIPMENT I NO LONGER HAD NOT ONLY ONCE BUT TWICE. AND THEY OPENLY ADMITTED IT. MY CONCERN SOON APPLYING FOR
HOME LOAN THE FEAR OF HOW THEY HANDLE THEIR PAPERWORK THAT IT WOULD GO TO COLLECTION. AND IT DID. NOW WITH MY LENDER I HAVE TO SHOW PROOF THAT BILL WAS PAID. SPECTRUM WILL NOT WILL NOT WILL NOT SEND A EMAIL CONFIRMING ANY TYPE OF PMT MADE NOR SEND A LETTER STATING SO. THE MONEY IS GOING SOMEWHERE!!! SPECTRUMS RESPONSIBILTY IS TO NOTIFY THE COLLECTION CO. THAT THE BILL HAS BEEN PAID. I HAVE CALLED AT LEAST A DOZEN TIMES TO SPECTRUM TO FOLLOW THRU TO COLLECTION AGENCY AND TO GET THAT CHARGE OFF MY CREDIT REPORT IMMEDIATELY, THEY REFUSE. SOMEONE OUT THERE WANT TO START A LAWSUIT I AM ON BOARD!! I BELIEVE LARCENY IS BEING COMMITTED BOTH WITH SPECTRUM AND DIVERSIFIED.
WHAT ELSE CAN IT BE!!!!!!!!!! email me f u want to get justice
.
I am NOT an attorney. I do NOT give "legal advice". I AM an informed consumer, with extensive experience in dealing with the illegal practices of most debt collection agencies. Understand this...if you receive a Debt Collection letter from ANY debt collector, regardless of whether the debt is valid or not, (MANY times debt collectors will try to collect on a debt that is NOT yours or is BEYOND the proscribed statute of limitations or possibly other circumstances that makes it ILLEGAL for them to engage in collection activities), do NOT make the mistake of FAILING to respond to that first communication. If you fail to reply to that first debt collection letter within 30 days, and they initiate legal proceedings against you, they can, (and WILL), claim in Court that the debt is valid because YOU didn't dispute it! The 30 day response time begins when you actually receive the letter in your mailbox...NOT from the date shown in the letter. Remaining SILENT in hopes of avoiding the debt collectors, is NOT a good idea! They could use it AGAINST you later on in civil Court! As for Diversified Consultants, Inc., they sent me a collection letter 2 weeks ago regarding my Comcast account which was paid in full at the time I terminated their service. The debt is NOT valid and providing supporting documentation to that effect is instrumental in putting a stop to their collection efforts! Moreover, I have confirmed the number of federal lawsuits filed against them...TEN just within the past month starting from Nov. 3, 2017 to today's date! The suits were filed in Florida, Georgia, New York, Illinois and New Jersey and allege violations of The Fair Debt Collections Practices Act, (FDCPA), violations of the Fair Credit Reporting Act, (FCRA), and violations on Restrictions of Use of Telephone Equipment! Clearly, Diversified Consultants, Inc. does NOT "play by the Rules" when it comes to their collection efforts! One of the most IMPORTANT things a consumer should remember is that ALL debt collection agencies count on the fact that the vast majority of the consumers they go after do NOT know their rights pursuant to the state and/or federal laws governing debt collection activities. The "uninformed consumer" is their easiest and favorite "target" because they don't know how to DEFEND themselves!
Contrary to the claims made by that "IDIOT" who purports to work for Diversified Consultants, Inc., (He submitted the "I WORK HERE!" response), this company is NOT at the "top of the food chain" in the debt collection world, they are closer to the BOTTOM and I sincerely hope that they continue their debt collection efforts against me! I'll simply sit back and wait for them to make their first "mistake", (as they surely will), and then I will "yank their asses" into a federal courtroom on a comprehensive Civil Complaint! Most of the time these debt collection companies will settle out of court rather than go to trial and LOSE, but even if I don't get much of a monetary judgment against them, I will make it cost them AT LEAST 50K in attorneys fees and related costs to defend against the lawsuit in federal Court!
So....if you believe you are the victim of illegal debt collection practices, here's what I suggest you do:
1) Consult with an attorney if you are unfamiliar with the Rules and the Laws of Debt Collection;
2) DO YOUR DUE DILIGENCE....research the debt collector on-line and learn all you can about their history of violations, the lawsuits that have been filed against them and the outcome of those suits;
3) FILE A COMPLAINT with both the Attorney General's Office and the Dept. of Business Regulation in your state, ( When numerous and similar Complaints are filed against one particular debt collector, the state and federal Regulatory agencies will be more inclined to take action against the offender(s);
4) DON'T believe anything a debt collector tells you on the phone! Their job is to do whatever it takes to convince you to send them money....they are professional LIARS and CON ARTISTS!
5) Check their business licenses and incorporation activities on-line, (In Florida, go to Sun-biz.org and see how many times they've "changed companies".
In Diversified Consultants, Inc.'s case, the record shows numerous filings of "new" corporations and subsequently, the dissolution of those same entities. For the record, several debt collection companies have tried to get money out of me in the past. NONE of them ever succeeded, MANY of them decided to "buy their way out of trial", and ALL of them wound up spending HUGE money on defense lawyers and the extensive costs of litigation! FIGHT BACK!!!!
This company without contacting me placed a ding on my TransUnion credit report. In trying to talk to them with my credit restoration helper, they wanted my SSN. When I gave it they said they had no information concerning it. After giving my phone number they seemed to find the info on me.
It appears to be an indentify theft charge with Comcast, When I asked for detail on the charge, they refused to give me any information. All they said was the charge was in St. Louis for Comcast services. Comcast does not service St. Louis. To correct this will cost me lots of time and money.
The is really shady that they would ding my report, not cotact me, and when I contacted them would not give me enough information to thoroughly diprove the charge.
Called my home asked for a name that had my first name not my last asked me two repeat it twice girl laughed and said we have you on a recording and hung up would I called back wanting the supervisor demanding they identify themselves then they would not I googled them and saw the scam people said they were trying to do for debts that aren't owed they need to be shut down.
This company I owe for equipment i returned 3 years ago and UN paid phone bill I have a account with this company for over 40 years and owe them nothing the company is Verizon that say I owe
This company are a bunch of land sharks looking to get more money from old settled accounts . Version is the main culprit . After being settled for over 5 yrs which version didn't get any more money they hired this company which threaten you with demands and treating you like a criminal to pay up . Do not talk with these people . I have and also filed a complaint with Texas fraud division along with FCC ,and the BBB and have a attorney just waiting in the wings .
My 98 yr old mother rec'd a collection letter stating they were representing AT&T for collections. I, her only child and power of atty contacted the agency of which they could not or would not inform me as to the originality of the account and referred me back to AT&T. After over 3 hours on the phone with AT&T of whom also referred me back to the agency when I asked them to contact them.
The reasoning behind my asking them to contact the agency is because they researched my mother's phone records and found no non-payments or delinquency. In fact, the only charge on her account amwas $2.00 for directory assistance.
I personally think that this is a scam directed at senior citizens in hopes they will just pay what was sent thinking that maybe they missed a payment but the amount they said was overdue, 103.30, is an amount not associated with any plan amount rec'd from AT&T.
I am hopeful that after I contact the atty generals office of north carolina, this will be rectified. my major concern is my old mother of whom this type of stuff as the telemarketing calls just puts her in a tizzy.
This guy has called me repeatedly e3ven after being told that Renee Yancy does not own this phone. I have also told them many times I am on the national do not call list and that if they continue to call that I will report them, but has yet to stop them from calling. They also use different numbers when calling and usually when I call that number it does not go back to the so called company. --Charles P
Decided to switch to Dish Network in July 2014. But after a few months they raised the rates. Then went to Direct Tv. Dish is after me for cancellation fee. Even though they were in the wrong for raising the rates. Now they have this Diversified Consultants calling me at all hours. Wanting money and taping the phone calls.
I settled my account through Diversified Consulant Inc. on June 01 ,2015 and is not showing paid on my credit report. i paid with a bank card and when i called to speak to an agent they keep saying it will take 30 days well now its pass 30 days now September 03, 2015 . I spoke with Sprint and Sprint advised me to call the agency.