Collected approx 500.00 a month for 3 years total 14677.00 to handle our debt. did not pay any of it and received no refund. debt collectors are now turning us over for collections
My wife and I entered the program on 10.18.2013. We were having financial issues and were looking for a solution. We went through the program from then until June or July of 2015. Around that time it had become difficult to gain a response from them. The last contact I had was to submit a single creditor that DDS had not been able to stop from getting a judgment. However, as I recall, we were completed with the program and were no longer making payments to them. I submitted the judgment and it was the email was returned as and inactive account. This was alarming, but we had already paid and had not had any issues with any other creditors. The amount of money owed to the creditor was fairly small and not of much concern. Again, we had not heard anything from any other creditors that we had enrolled in the program with DDS.
Now November of 2016, I am getting garnishment notifications that are from judgments that are dated back in 2014 and 2015. I have had 2 in the past 2 weeks and I fear they are just going to keep coming in. We like many others I am finding assumed that we completed the program and all debt had been disputed or resolved as promised. Upon trying to reconnect with DDS we have found that their numbers aren't working and emails get returned.
We paid them thousands of dollars to prevent this from occurring. Thousands of dollars that would now be extremely useful in settling these debts that were supposed to be settled. If a class action lawsuit is filed we would be extremely interested in taking part and more then willing to provide any information and details about our experience with DDS.
Over the course of my contract with Debt Defense Services (DDS) they drafted around $8,000 from my checking account. They did not take care of my debt. I was served legal papers by a deputy sheriff from an attorney representing one of my credit card companies stating that I was being sued for failure to pay the two credit cards I had with them. I ended up filing bankruptcy because they had destriyed my credit so terribly.
On May 19, 2016, I received a letter from the IRS stating that I had been audited and, due to failure to report a "forgiven debt" from 2014, I now owe the government over $1,000. When I checked on this, I discovered that the form had been sent to DDS in 2014, but they had never forwarded it to me, therefore, I never knew anything about it. Now, I look like I tried to fraud the IRS! And now I have to come up with $1,000 that I do not have within 3 weeks!
In my attempts to reach DDS, I have discovered that they are no longer in business. So, now, they are responsible for me loosing even more money. I barely make ends meet every month. I have two children to feed. This is so terribly unfair. DDS preys on the desperate and weak! They should be forced to return their clients' money and face criminal charges, as well.
Debt Defense Services, LLC Reviews
Collected approx 500.00 a month for 3 years total 14677.00 to handle our debt. did not pay any of it and received no refund. debt collectors are now turning us over for collections
My wife and I entered the program on 10.18.2013. We were having financial issues and were looking for a solution. We went through the program from then until June or July of 2015. Around that time it had become difficult to gain a response from them. The last contact I had was to submit a single creditor that DDS had not been able to stop from getting a judgment. However, as I recall, we were completed with the program and were no longer making payments to them. I submitted the judgment and it was the email was returned as and inactive account. This was alarming, but we had already paid and had not had any issues with any other creditors. The amount of money owed to the creditor was fairly small and not of much concern. Again, we had not heard anything from any other creditors that we had enrolled in the program with DDS.
Now November of 2016, I am getting garnishment notifications that are from judgments that are dated back in 2014 and 2015. I have had 2 in the past 2 weeks and I fear they are just going to keep coming in. We like many others I am finding assumed that we completed the program and all debt had been disputed or resolved as promised. Upon trying to reconnect with DDS we have found that their numbers aren't working and emails get returned.
We paid them thousands of dollars to prevent this from occurring. Thousands of dollars that would now be extremely useful in settling these debts that were supposed to be settled. If a class action lawsuit is filed we would be extremely interested in taking part and more then willing to provide any information and details about our experience with DDS.
Over the course of my contract with Debt Defense Services (DDS) they drafted around $8,000 from my checking account. They did not take care of my debt. I was served legal papers by a deputy sheriff from an attorney representing one of my credit card companies stating that I was being sued for failure to pay the two credit cards I had with them. I ended up filing bankruptcy because they had destriyed my credit so terribly.
On May 19, 2016, I received a letter from the IRS stating that I had been audited and, due to failure to report a "forgiven debt" from 2014, I now owe the government over $1,000. When I checked on this, I discovered that the form had been sent to DDS in 2014, but they had never forwarded it to me, therefore, I never knew anything about it. Now, I look like I tried to fraud the IRS! And now I have to come up with $1,000 that I do not have within 3 weeks!
In my attempts to reach DDS, I have discovered that they are no longer in business. So, now, they are responsible for me loosing even more money. I barely make ends meet every month. I have two children to feed. This is so terribly unfair. DDS preys on the desperate and weak! They should be forced to return their clients' money and face criminal charges, as well.