Be aware that no matter what month you enroll into Cigna Dental & start payng premiums, your next enrollment will not take affect until January of the following year. I enrolled & paid for a plan in August, 2021, only to be told in August, 2022, that my coverage does not become effecitve for the new enrollment until 6 months later so I am paying for a premium for a policy that has no coverage, other than what may have been left over from the prior year's coverage. I'm paying $240.00 in premiums for nothing in coverage.
When I pay $480 in premiums for a years worth of coverage, and have to pay $1550 in co-pays/deductibles totalling $2030.00 for $1,000.00 in coverage, is this a reasonable position to be in? I'll be looking elsewhere for dental coverage & canceling Cigna Dental since I have no intention of paying $240 for no coverage.
Cigna Dental Insurance Plans Reviews
Be aware that no matter what month you enroll into Cigna Dental & start payng premiums, your next enrollment will not take affect until January of the following year. I enrolled & paid for a plan in August, 2021, only to be told in August, 2022, that my coverage does not become effecitve for the new enrollment until 6 months later so I am paying for a premium for a policy that has no coverage, other than what may have been left over from the prior year's coverage. I'm paying $240.00 in premiums for nothing in coverage.
When I pay $480 in premiums for a years worth of coverage, and have to pay $1550 in co-pays/deductibles totalling $2030.00 for $1,000.00 in coverage, is this a reasonable position to be in? I'll be looking elsewhere for dental coverage & canceling Cigna Dental since I have no intention of paying $240 for no coverage.