Check Into Cash online services misrepresents their services to provide payday loans by gathering potential customers personal information and telling them that they have been approved for a loan. The potential customer is then required to send in personal information (most recent check stub) whereby the customer is denied loan services.
The initial denial is through Veritech (an Illinois State verification service) which informs the potential customer that their denial is based on the information that is provided by Check Into Cash. The cycle continues where representatives tell you to resubmit new personal information wait 5 minutes to 1 hour and then reapply for a loan. The loan is again denied and the cycle repeats. Each time the site states to call customer service for more information. Check Into Cash online as a final resort suggests you try their store locations since this is a different division.
Check Into Cash website has password issues where each time your loan is denied you can no longer access your account. The representative only suggest that you might have entered an incorrect password because it is case sensitive but this happens every time the loan is denied.
Check Into Cash online is a ripoff because they gather your personal information without provding the promised service. The only thing you will do after the initial denial is be greeted with several disclaimers to allow Check Into Cash online to
- contact you at work
- share your information with other
- get sales and promotions regarding their product
All of these you can accept or deny.
Finally, Check Into Cash online is affilaited with Loan by Phone 201 Keith St. SW Suite 80 Cleveland, TN 37311. So while you first submit information to Check Into Cash online and use their website you will be directed on future calls and emails to Loan by Phone. Use the store locations in the state of Illinois as the online Check Into Cash is unreliable. They also will not close your account or remove it (they say it is a state law that says the cannot) and you have to request them to flag your account as fraud to prevent further activity to secure your account. This also seems like a ripoff.
Self described court official alleged I had to pay debt or risk criminal charges. Aggressive, threatening. I identified the caller as an employee of check into cash. Upper management refused calls and stores redirected calls to this man. Loan sharks!!!! BEWARE! Threats of coming to my home and place of employment over a $250 payment.
What can I say about W. Allan Jones, Jones Management, and Check Into Cash that hasn't been very nicely covered here? Not much, but I feel like I can come up with some tidbits:
W. Allan Jones had sex with a booth-tanned, (older), surgically enhanced employee, more than one time and also once at the Brass Lantern slum of "corporate" housing he owns. Nice. Can't figure out why on this one, his wife is much better looking.
W. Allan Jones is a breast man. And I mean any breast. He leers at womens' breasts, and he isn't remotely subtle about it, even is his wife is standing right there. Gross! Judging by his obesity, I'll bet he has enough of his own breasts to stare at. Jones, tape those babies together to make a little hairy cleavage, and you could be entranced by yourself for hours!
W. Allan Jones' kids "have issues.
I am not going to go into it here but if anyone knows them it is obvious they wee raised by a pack of wolves. Sorry, kids.
And one more thing: I would rather work for the devil than for W. Allan Jones ever again. I am being totally sincere here.
First: W. Allan Jones is really, really, gross. He reminds me of a disheveled Jabba the Hutt - minus the social skills. He is chubby, balding, rumpled, and sweaty. To me, he always looks like he just woke up. If he asks you to do something, HE WILL NEVER THANK YOU. Now if you accidentally screw it up by not being able to read his mind, he will berate you for up to five minutes. W. Allan Jones will say that no one at Check Into Cash has any brains. W. Allan Jones acts as if Check Into Cash and Jones Management will fall into rubble if he doesn't come shuffling in with his bizarre ideas. In fact, if Check Into Cash fails, it will be BECAUSE of W. Allan Jones and if Check Into Cash manages to pull through it will be despite him. W. Allan Jones of Check Into Cash is very much like John Gotti of the mob.
HE WON'T SHUT HIS CRUMB-COVERED PIE HOLE.
Check Into Cash and Jones Management is the most hostile work environment I have ever had the displeasure of working in. If you have any problems, who cares? Human Resources at W. Allan Jones' Check Into Cash and Jones Management is a huge joke. I mean, they supposedly have a head of human resources but I think the guy just spends his days sharpening pencils and kissing W. Allan Jones' a@@. Everyone is always gossiping and smoking outside and b**ching about how much they hate Check Into Cash.
Check Into Cash seems to lack a "corporate directive." One day, W. Allan Jones will get a wild hair up his a@@ and stop an entire department to work on some wrestling department he has. Two days later, forget that, W. Allan Jones and Check Into Cash want to start issuing pre-loaded credit cards. When W. Allan Jones issues this edict, he will look at you and ask what the h**l you are working on the wrestling website for.
But, ladies and gentlemen, don't forget who we have to thank for this mess: Jones Management, Check Into Cash, and W. Allan Jones' "good friend," eager political paid lobbyist Senator Bob Corker. Senator Corker has sold his dignity and his integrity very cheaply to big banks like Wachovia and Bank of America and the greedy, seedy, meaty W. Allan Jones of Check Into Cash.
I have had the misfortune to work for W. Allan Jones and Check Into Cash located in Cleveland, Tennessee.
I was forced to shine the shoes of the top executives. I was called "Little Chocolate Man." I was also forced to hold open the door of W. Allan Jones' restaurant, the Bald Headed Bistro. The uniform I had to wear was a ladies' tuxedo jacket.
The work environment of W. Allan Jones and Check Into Cash is very hostile, discriminatory, and racist. It was especially bad for the women and the minorities. I do not know how W. Allan Jones and Check Into Cash has not been hit with a lawsuit yet for all of this terrible behavior. I myself am going to see if I have a case against W.
Allan Jones and Check Into Cash.
Unfortunately, Senator Bob Corker is a paid friend of W. Allan Jones and Check Into Cash. This means that Jones and Check Into Cash get to do whatever they want. W. Allan Jones bribes Senator Bob Corker with money and other privileges so that they can get favorable payday lending laws passed in congress.
What I want to know is: Who is going to stand up for the little guy? Who is going to stick up for the black man, trying to make a decent living, who has to be degraded and called "Little Chocolate Man" every day? Who is going to stand up for the poor woman who gets yelled at ALL THE TIME by bloated senior management who can't quit because she needs her job?
My lawyer asked me why I never complained to human resources and I had to laugh. What fool goes into Check Into Cash human resources office and complains about the owner of the company, W. Allan Jones? A fool without a job, that's who.
Check Into Cash, W. Allan Jones, and Jones Management: Seriously, half of the executives of these places should probably be rounded up and hosed down with a fire hose. I have never in my life seen such a corrupt environment as what exists at W. Allan Jones' Check Into Cash and Jones Management. Seriously? Someone could and should write a movie about this crap. It would be sure to be a best-seller.
Let's not forget the reason Check Into Cash, W. Allan Jones, and Jones Management continue to run around the town of Cleveland acting as if they own it and as if the laws do not apply to them. W. Allan Jones, Jones Management, and Check Into Cash have good friend, Senator Bob Corker, firmly in their greedy pocket. Senator Bob Corker loyally and faithfully trades his integrity and good sense in exchange for donations from W. Allan Jones, Check Into Cash, and Jones Management, plus friends, family, and employees of these entities.
Senator Corker, it would be great if you would think about the people who put you in office. Oh wait, that was probably W. Allan Jones, Jones Management, and Check Into Cash too. Nice integrity.
Working at W. Allan Jones' Check Into Cash or Jones Management is a literal nightmare. If you have a complaint about anything, human resources is a joke. "Pets" of management get special treatment and perks and it is hard to figure out who is a pet and who is not. So god forbid you refuse to give a cigarette to one of the company pets because you only have two left. She will hate you with a vengeance and find ways to make life difficult for you. W. Allan Jones is a quoted racist, but does not mind at all targeting blacks and minorities for his seedy payday lending industry. Yuck.
In summary, stay away from these hillbillies. You will feel dirty afterwards.
During times when everyone is needing money, Check Into Cash will call you for a payment reminder. (They have already confiscated an obscene amount amount of interest, walking a fine line with the State Attorney General.) They will be nice, "sweet", and explain to you about how will be a better deal if you pay off the entire loan and they will immediately rewrite it. We had this discussion on the phone and again when I arrived. Before I handed the deceiptful clerk all of my cash I asked or explained two times again, "I have to be sure you're going to immediately rewrite this - this is all the cash I have." After handing the deceiptful little ("little-'not'") clerk all of my cash she then proceeded to tell me, "Now for the bad news - I can't rewrite the loan. And I can't go back and allow you to just make a payment." Pay day loan places are the last resort to obtain a loan, yes. But any other similar company I have ever dealt with is very honest and forthcoming before the transaction - even on the phone before you arrive. Not Check Into Cash! DO NOT be taken by Check Into Cash!
Now that Check into Cash is out of business in the State of Oregon, consumers need to know that they have been selling your infomation to collection agencies.
1. First your phone numbers. For that "reminder call" the day before your loan is due.
2. Then the collection agencies research your phone number, and any address that comes up under that phone number--called REVERSE PHONE LOOK UP in the collection industry. (THEY GET THIS FROM THE TAX ASSESSOR'S OFFICE)
3. Then they start calling the people listed on the property OR who owns your property if you are a renter or you if you are a home owner.
4. What happens next? If you are a renter, they harrass your landlord if possible, claiming that YOU gave them this phone number as a contact.
5. This of course is a lie. They know what they are doing. People are getting unfair evictions because of this practice!!!
6. And if like most people in America, you have mail going to mom's house, they start harassing your elderly parents. This practice is actually elder abuse, and you can sue them for doing it.
7. The top customers who purchased information from Check Into Cash Oregon are:
Great Lake Student Loans Sallie Mae Student Loans Capital One Credit Cards Capital One Auto Finance
8. Take a stand. Most collection agencies are what are known in the finance world as SCAVENGERS. They buy old debts from creditors that have been dissolved by time, bankruptcy, idenity theft, charged off or actually paid off by the origonal borrower. All these collectiona agencies have is nothing. All they can do is make harassing phone calls, and threats. So let them. Have fun with it, write them a drop dead letter and make sure you send a copy of a court document filled out with THEIR NAME ON IT AS DEFENDANT, it is amazing how they suddenly stop calling.....
9. Check out all of your credit reports from the 3 major agencies, and also inquire at the mortgage only credit bureaus like Beacon. Many Scavengers try to list bad debts on mortgage only credit bureaus, hoping you will pay in a pinch when buying or refinancing a home in the future.
I have worked in the Financial Services Industry for 12+ years, a few of those in the Payday Loan business. A number of those years were spent working for Check Into Cash. To say this organization's best practices are unethical would be a gross understatement!
The interesting issue here is that Allen Jones is just the tip of the iceberg.
Others in this company, managed by intellectual adolescents compound the arrogance of their fearless leader, Allen Jones.
1. Frank Kramer, SVP Operations: He can actually pass for a family member of Jones; overweight, bald, arrogant. His limited educational background perpetuates his irresponsible system of management. Notice I say management, not leadership. Frank couldn't lead a rat out a burning paper bag!
Since Kramer is an officer of the company he has fiduciary responsibilities to the corporation and the employees.
The company has an internal rule concerning family members and the chain of command. A person in a leadership position cannot have a direct family member reporting to them. That is unless you are Frank Kramer. You see he promoted his sister, Sue Schuler to the position of VP of Operations; she reports directly to Frank. He oversees her performance, reviews and salary. ( Nice if you can get it ) This is in violation of his fiduciary responsibilities as an officer of the company. Doesn't see to matter to Allen Jones; other executives lack the intestinal fortitude to make a formal complaint; this would include the VP of Human Resources.
Next would be his 3 VPs. Mike Steimel, Eric Johnson and of course Sue Schuler. I ran into a colleague last week and he mentioned that their collective name within the inner circle in the corporate office was, "The Kiss a*s Trio". You see at least Steimel and Johnson live in fear of Kramer's rants. You have to remember Kramer works in an environment that is literraly unchecked. His lack of basic intelligence and the benefit of a formal education affords him an open field toward an end zone of disrespect!
Yearly we would go on a business trip with our spouses to relax and enjoy some time aways from the day to day pressures of our schedule. These trips were actually worse than our daily jobs. Forced to recreate with intellectual zeros, dine with them; a severe case of herpes would have been a more welcomed experience.
Steimel was a character all to himself. A man trying to determine his overall existance in the business world. A barker, screamer, an intimidator. The so called "man" derived his management style from the early 50s. Never a supporter, never an partner, never a mentor and always in judgement of each of your decisions. He thought he had all the answers. His region was more often that not, last in the company for overall profit production. Oh, just to compound his lack of expertise he worked for Rent-A-Center. This is another stellar company that profits from the misfortune of others.
Johnson isn't worthy of comment, He spends more time at Kramer's house than he does with his family. If Kramed would stop short, Johnson's head would end up in Kramer's a**.
Schuler is an example of a person that has no value what so ever; personal or professional. Lunch comes early and the days end at 4 PM. She's a back stabber and has a direct line to her Brother, that would be ( Yes I know how to circumvent the laws of a corporation ) Kramer. Genetics also plays a part in her intellectial void. Employees kiss her a*s ( and there's plenty of it ) because of fear of reprisal from Kramer. ( Oh, that would be her brother )
There is a common thread here that may go unnoticed by the fortunate not to have worked for this company. Alan Jones, Kramer, Schuler, Steimel......doesn't it sound a bit JEWISH? Poor Johnson; but he's probably converted to save face. Thick as thieves with middle eastern ethics.
So, as you can see by this testament, negotiating the maze of Check-Into-Cash was a real challenge. I can honestly say there wasn't a moment I enjoyed at this company.
To say this organization has incestual overtones would be an understatement. It would be like kissing a woman that was tongue tied; is she actually excited, or is it just that she cannot control the use of her tongue.
It is absolutely outrageous that W. Allan Jones and Check Into Cash continue to operate as they do, all with substantial help of "good friend," well-paid political talking head Senator Bob Corker. Senator Bob Corker greedily fills his pockets with contributions from W. Allan Jones, Check Into Cash, and the forced contributions from the employees at Check Into Cash, all so he can help block legislation that would protect consumers from Check Into Cash's usurious loan practices.
What is so sad is that Senator Bob Corker can be purchased so cheaply. Reportedly, he pocketed $31,000 for his services. Why so cheap, Senator Corker? I'll bet Charlie Sheen knows a prostitute who costs more than that.
In the meantime, thanks to Check Into Cash, W. Allan Jones enjoys a very lavish lifestyle off the backs of America's working poor:
Yacht
Biggest mansion in Tennessee
Several cars, including a vintage Rolls Royce and a Maybach
Apparently unsuccessful gastric bypass surgery
Jets
Horses
Personal football field on the estate of his mansion
Senator Bob Corker, did you at least get a ride in the Maybach for your services? I hope so.
In the meantime, check out W. Allan Jones' rambling and ill-written response to critics, claiming, inexplicably, that he makes less than a fast-food worker:
I use to work for this company until they 'let me go' after a result of an argument that happened between me and the assistant manager. Before he got promoted to assistant manager he was a customer service representative just like I was. I would always have to cover for him and even cover for the boss. I'd do 3 jobs to my 1 and got mistreated because of me being gay. Which included; Me showing up late and getting yelled at and disciplined but no discipline would happen to the other CSR/asst. mgr. when he did the same, I would take a break and get rushed back in, but the other CSR/asst. mgr. would just sit there most of the day doing nothing and wouldn't get no disciplinary action against him. It was just childish how this company had treated me and also how other employees were being treated. And on my last pay check they changed my rate of pay WITHOUT notice or WRITTEN CONSENT and was extremely below the federal minimum wage guidelines. I worked 40.5 hrs and only got 24 cents after tax. I also don't advise it if you're a consumer in need of some cash. This is a pay day advance center. Once you're in you're hooked. They try to get you in and keep you in. But I digress.
I went to Check Into Cash to cash a money order that was made out to me. The signs posted on the wall said their fee would be 5% for a cashier's check and 5% was the maximum fee allowed for all other type of checks cashed. After I cashed the money order, the manager, Nikki Barnes, took out 8% instead of 5% and handed me the difference.
I told her this was too much as the sign said 5% was the amount for cashier's checks and was the most for any type of checks cashed. She came over and looked at the sign and said it does not say specifically money orders so they can charge whatever they want to. I told her this was a bait-and-switch and wanted my money order back and I would give her back the money. She refused to do this. I told her I was going to complain to the corporate office.
As I was leaving and walked outside, another employee came out the door and said they forgot to have me sign the back of the money order and asked me to do this. I refused as they had just ripped me off. Nikki came out and asked me to come back inside. I walked back in and she told me I had to sign the money order. Again I refused.
Nikki Barnes called her manager at Check Into Cash and her manager told her to give me my money order back if I would return the money she had just shorted me. I did this and walked out with my money order. Nikki just reversed the transaction after telling me she could not do this.
I took the money order to Wells Fargo and they cashed it for free with no hassle. I would advise everyone against cashing your checks at Check Into Cash as I am sure they are breaking the law by posting one fee and then charging a higher fee. A rip-off operation for sure!
All I can say about this company is WOW. Watch out. If you are thinking of obtaining a loan from them, consider this article from the Huffington Post's Gary Rivkin about Check Into Cash owner W. Allan Jones:
Portrait of a Subprime Lender
So when you use your hard-earned money to pay off that payday loan with Check Into Cash, it is all going into a huge pot with other low-income Americans' hard-earned money to pay for:
A huge mansion
A climate-controlled garage filled with exotic cars, many of which Mr. Jones can barely squeeze into
Huge donation to an aquatic center
Private jets
Real estate
Horses
And as you read the article, notice what a bigot this man is. W. Allan Jones, who makes most of his fortune from poor minorities, also apparently feels that blacks "make a good basketball team."
If you are considering working for this company, WALK AWAY NOW. You will be exposed to the following disgusting elements:
"Good 'ole boys' network" -- if you aren't overweight, didn't grow up in Cleveland, are not a poorly-disguised hillbilly, or aren't cousins or friends with Steve Scoggins, Lynn DeVault, or Allan Jones you are not part of this network and you never will be.
Blatant sexual harassment -- the most offensive behavior coming from W. Allan Jones himself, who makes erratic appearances to the office (always looking like he slept in his clothes) to make irrational demands. While he is in the office, he spends most of his time openly leering at female employees' breasts. One lady I knew kept a sweater in her desk drawer just so she could put it on any time Jones showed up. He is not polite about it, either. His stares last a good 30 seconds. Even when you catch him looking, he will not look away. Oh, and if you want to complain to human resources, GOOD LUCK WITH THAT. You will be fired before you get back to your desk.
Bullying -- By the time W. Allan Jones would leave Check Into Cash, at least one employee was usually in tears and afraid of losing their job -- which they should have been, because W. Allan Jones will fire someone in five seconds if they so much as make a clerical mistake on the personal crap he will people do. Everyone is scared shitless of him because he is so irrational. Working for W. Allan Jones is much like working for King Henry VIII must have been -- minus the guillotine, but you get what I'm saying.
Nepotism -- If you are part of the Good 'Ole Boys' network, you may hire your entire family and your friends to work for W. Allan Jones at Check Into Cash. If an employee accidentally offends one of these family members (they're everywhere -- there's no way to keep track of them) they will find themselves fired.
Hostile Work Environment -- Working at Check Into Cash under W. Allan Jones is like working in a rat's nest. There is all kinds of in-fighting, back-stabbing, "special deals" for favorite employees, gossiping, and plotting. The departments at Check Into Cash are all pitted against each other and won't work together for the good of Check Into Cash. They are so busy plotting against each other nothing ever gets done.
You do not want to work here, have anyone in your family work here, or patronize Check Into Cash or any other business owned by W. Allan Jones.
Let me tell you something: Check Into Cash, W. Allan Jones, and Jones Management is nothing but a cesspool full of sharks and alligators. Here's why:
The rotund W. Allan Jones, who owns Check Into Cash, comes waddling in to Jones Management whenever he is bored. If you are working when he comes in, BE VERY AFRAID. He will have various weird-a*s project to give to whoever makes eye contact with him, including: wiring stuff in his house, hanging pictures, making changes to websites that only W. Allan Jones ever visits, etc. Oh, God, save yourself. I mean, really. If you do not understand W. Allan Jones' incoherent babble, he will fly into a rage, have a fit, and you will probably be fired soon. The best thing you can do is smile and nod. W. Allan Jones will still yell at you, but if you are a woman you might be able to flash him your t**s for some lenience. Picture a 21st century Henry VIII -- that's pretty much what you have here.
Jones Management, owned by W. Allan Jones, has a unique claim to fame: THEY ONLY MANAGE THEIR OWN PROPERTIES. Well, how convenient, W. Allan Jones. Can't get anyone else to trust you with their townhouses? Why even bother to have a website on this? Very dorky and clueless.
All of the "top executives" who work for W. Allan Jones, Jones Management, or Check Into Cash have their special favorites. They are all cousins, second cousins, stepmothers, half-brothers, you get the picture. These special favorites are untouchable, so even if they are incompetent or simply taking up space and a paycheck, it doesn't matter. Bring any of this up and you are fired from W. Allan Jones' Check Into Cash and Jones Management.
I would be remiss in posting this if I didn't mention the most important element -- the person who is instrumental in making this disaster possible: Good friend to W. Allan Jones, Jones Management, the payday lending industry, and big banking: Senator Bob Corker. Senator Bob Corker eagerly accepts "campaign contributions" from W. Allan Jones, Check Into Cash, Jones Management, and big banking in exchange for his loyalty and support. Thanks, Senator Bob Corker! Way to look out for your constituents!
Well. It looks like the floodgates have opened. W. Allan Jones, Check Into Cash, and Jones Management must have really pissed someone off. Well, now that people are speaking up, I guess this is as good a time as any to share my story.
First of all: WTF? Are Check Into Cash, Jones Management, and W. Allan Jones being sued for any of this crap yet? How can they continue? I'm not the lawsuit type, but I can't believe that someone out there has not talked to an attorney. Talk about the opportunity for a class-action lawsuit.
I worked for W. Allan Jones, Check Into Cash, and Jones Management in various roles from January 2009 until I couldn't stand it anymore. I quit in 2010.
W. Allan Jones, Check Into Cash, or Jones Management are TOTALLY OUT OF CONTROL. W. Allan Jones waddled around like a sweaty, disheveled dictator on his (thank God) sporadic trips to Jones Management and Check Into Cash.
When W. Allan Jones came charging in to Jones Management or Check Into Cash, half of the time he was pissed about something. Usually, it would be something highly important, like some cheesy radio station idea he had (WOOP FM I think) or some other scatterbrained "invention."
W. Allan Jones of Check Into Cash and Jones Management talks down to EVERYONE. He acts as if he is some type of genius, and the rest of the world needs to be "educated" by him. My take on it? I think W. Allan Jones probably worked hard in the beginning and got lucky, and became, as he so modestly proclaims, "The Granddaddy of Payday Lending." Somewhere along the way, something obviously went wrong because W. Allan Jones is no longer savvy, sharp, or innovative -- if he ever was.
Jones Management and Check Into Cash constantly try to do things the cheap way. They spend very little on infrastructure (unless you count Jones' mansion) and improving W. Allan Jones' Check Into Cash and Jones Management. For example, they will hire someone's nephew's uncle to design something for $10 an hour, and when it looks like total amateur crap W. Allan Jones will insist that no one knows what they are talking about and just do what he wants.
Also, if you are a woman, I advise you to wear a turtleneck at all times at W. Allan Jones Check Into Cash and Jones Management. W. Allan Jones is a tit man, and when he comes grunting your way you'd better cover up. His leering is so unnerving! And, of course, you can't complain to human resources about the OWNER OF THE COMPANY, now can you?
The "executive management team" at Check Into Cash and Jones Management contains only moderate talent. Many are childhood friends of W. Allan Jones. All of the departments are pitted against each other. There is constant politicking, secret deals, company "pets," and all sorts of crap that is enough to make a person nauseated. At the end of the day, nothing much gets done at W. Allan Jones' Jones Management and Check Into Cash because people are too busy fighting with people in other departments and trying to hang onto their jobs.
Truly, this place will make you vomit. Run away.
Oh, and I almost forgot: How do you think W. Allan Jones, Jones Management and Check Into Cash are getting away with all of this? Why, money, of course! W. Allan Jones, Jones Management and Check Into cash are all loyal supporters of eager, paid political lapdog Senator Bob Corker. Bob Corker also accepts contributions from big banks like Wachovia and Bank of America. So rather than protecting the common consumer, Senator Bob Corker chooses to help his friends W. Allan Jones, Check Into Cash, Jones Management, Wachovia and Bank of America. How he pretends to be impartial is beyond me.
Check Into Cash Reviews
Check Into Cash online services misrepresents their services to provide payday loans by gathering potential customers personal information and telling them that they have been approved for a loan. The potential customer is then required to send in personal information (most recent check stub) whereby the customer is denied loan services.
The initial denial is through Veritech (an Illinois State verification service) which informs the potential customer that their denial is based on the information that is provided by Check Into Cash. The cycle continues where representatives tell you to resubmit new personal information wait 5 minutes to 1 hour and then reapply for a loan. The loan is again denied and the cycle repeats. Each time the site states to call customer service for more information. Check Into Cash online as a final resort suggests you try their store locations since this is a different division.
Check Into Cash website has password issues where each time your loan is denied you can no longer access your account. The representative only suggest that you might have entered an incorrect password because it is case sensitive but this happens every time the loan is denied.
Check Into Cash online is a ripoff because they gather your personal information without provding the promised service. The only thing you will do after the initial denial is be greeted with several disclaimers to allow Check Into Cash online to
- contact you at work
- share your information with other
- get sales and promotions regarding their product
All of these you can accept or deny.
Finally, Check Into Cash online is affilaited with Loan by Phone 201 Keith St. SW Suite 80 Cleveland, TN 37311. So while you first submit information to Check Into Cash online and use their website you will be directed on future calls and emails to Loan by Phone. Use the store locations in the state of Illinois as the online Check Into Cash is unreliable. They also will not close your account or remove it (they say it is a state law that says the cannot) and you have to request them to flag your account as fraud to prevent further activity to secure your account. This also seems like a ripoff.
Self described court official alleged I had to pay debt or risk criminal charges. Aggressive, threatening. I identified the caller as an employee of check into cash. Upper management refused calls and stores redirected calls to this man. Loan sharks!!!! BEWARE! Threats of coming to my home and place of employment over a $250 payment.
What can I say about W. Allan Jones, Jones Management, and Check Into Cash that hasn't been very nicely covered here? Not much, but I feel like I can come up with some tidbits:
W. Allan Jones had sex with a booth-tanned, (older), surgically enhanced employee, more than one time and also once at the Brass Lantern slum of "corporate" housing he owns. Nice. Can't figure out why on this one, his wife is much better looking.
W. Allan Jones is a breast man. And I mean any breast. He leers at womens' breasts, and he isn't remotely subtle about it, even is his wife is standing right there. Gross! Judging by his obesity, I'll bet he has enough of his own breasts to stare at. Jones, tape those babies together to make a little hairy cleavage, and you could be entranced by yourself for hours!
W. Allan Jones' kids "have issues.
I am not going to go into it here but if anyone knows them it is obvious they wee raised by a pack of wolves. Sorry, kids.
And one more thing: I would rather work for the devil than for W. Allan Jones ever again. I am being totally sincere here.
Rot in hell, W. Allan Jones!
Where to begin with this **llhole?
First: W. Allan Jones is really, really, gross. He reminds me of a disheveled Jabba the Hutt - minus the social skills. He is chubby, balding, rumpled, and sweaty. To me, he always looks like he just woke up. If he asks you to do something, HE WILL NEVER THANK YOU. Now if you accidentally screw it up by not being able to read his mind, he will berate you for up to five minutes. W. Allan Jones will say that no one at Check Into Cash has any brains. W. Allan Jones acts as if Check Into Cash and Jones Management will fall into rubble if he doesn't come shuffling in with his bizarre ideas. In fact, if Check Into Cash fails, it will be BECAUSE of W. Allan Jones and if Check Into Cash manages to pull through it will be despite him. W. Allan Jones of Check Into Cash is very much like John Gotti of the mob.
HE WON'T SHUT HIS CRUMB-COVERED PIE HOLE.
Check Into Cash and Jones Management is the most hostile work environment I have ever had the displeasure of working in. If you have any problems, who cares? Human Resources at W. Allan Jones' Check Into Cash and Jones Management is a huge joke. I mean, they supposedly have a head of human resources but I think the guy just spends his days sharpening pencils and kissing W. Allan Jones' a@@. Everyone is always gossiping and smoking outside and b**ching about how much they hate Check Into Cash.
Check Into Cash seems to lack a "corporate directive." One day, W. Allan Jones will get a wild hair up his a@@ and stop an entire department to work on some wrestling department he has. Two days later, forget that, W. Allan Jones and Check Into Cash want to start issuing pre-loaded credit cards. When W. Allan Jones issues this edict, he will look at you and ask what the h**l you are working on the wrestling website for.
But, ladies and gentlemen, don't forget who we have to thank for this mess: Jones Management, Check Into Cash, and W. Allan Jones' "good friend," eager political paid lobbyist Senator Bob Corker. Senator Corker has sold his dignity and his integrity very cheaply to big banks like Wachovia and Bank of America and the greedy, seedy, meaty W. Allan Jones of Check Into Cash.
I have had the misfortune to work for W. Allan Jones and Check Into Cash located in Cleveland, Tennessee.
I was forced to shine the shoes of the top executives. I was called "Little Chocolate Man." I was also forced to hold open the door of W. Allan Jones' restaurant, the Bald Headed Bistro. The uniform I had to wear was a ladies' tuxedo jacket.
The work environment of W. Allan Jones and Check Into Cash is very hostile, discriminatory, and racist. It was especially bad for the women and the minorities. I do not know how W. Allan Jones and Check Into Cash has not been hit with a lawsuit yet for all of this terrible behavior. I myself am going to see if I have a case against W.
Allan Jones and Check Into Cash.
Unfortunately, Senator Bob Corker is a paid friend of W. Allan Jones and Check Into Cash. This means that Jones and Check Into Cash get to do whatever they want. W. Allan Jones bribes Senator Bob Corker with money and other privileges so that they can get favorable payday lending laws passed in congress.
What I want to know is: Who is going to stand up for the little guy? Who is going to stick up for the black man, trying to make a decent living, who has to be degraded and called "Little Chocolate Man" every day? Who is going to stand up for the poor woman who gets yelled at ALL THE TIME by bloated senior management who can't quit because she needs her job?
My lawyer asked me why I never complained to human resources and I had to laugh. What fool goes into Check Into Cash human resources office and complains about the owner of the company, W. Allan Jones? A fool without a job, that's who.
Check Into Cash, W. Allan Jones, and Jones Management: Seriously, half of the executives of these places should probably be rounded up and hosed down with a fire hose. I have never in my life seen such a corrupt environment as what exists at W. Allan Jones' Check Into Cash and Jones Management. Seriously? Someone could and should write a movie about this crap. It would be sure to be a best-seller.
Let's not forget the reason Check Into Cash, W. Allan Jones, and Jones Management continue to run around the town of Cleveland acting as if they own it and as if the laws do not apply to them. W. Allan Jones, Jones Management, and Check Into Cash have good friend, Senator Bob Corker, firmly in their greedy pocket. Senator Bob Corker loyally and faithfully trades his integrity and good sense in exchange for donations from W. Allan Jones, Check Into Cash, and Jones Management, plus friends, family, and employees of these entities.
Senator Corker, it would be great if you would think about the people who put you in office. Oh wait, that was probably W. Allan Jones, Jones Management, and Check Into Cash too. Nice integrity.
Working at W. Allan Jones' Check Into Cash or Jones Management is a literal nightmare. If you have a complaint about anything, human resources is a joke. "Pets" of management get special treatment and perks and it is hard to figure out who is a pet and who is not. So god forbid you refuse to give a cigarette to one of the company pets because you only have two left. She will hate you with a vengeance and find ways to make life difficult for you. W. Allan Jones is a quoted racist, but does not mind at all targeting blacks and minorities for his seedy payday lending industry. Yuck.
In summary, stay away from these hillbillies. You will feel dirty afterwards.
During times when everyone is needing money, Check Into Cash will call you for a payment reminder. (They have already confiscated an obscene amount amount of interest, walking a fine line with the State Attorney General.) They will be nice, "sweet", and explain to you about how will be a better deal if you pay off the entire loan and they will immediately rewrite it. We had this discussion on the phone and again when I arrived. Before I handed the deceiptful clerk all of my cash I asked or explained two times again, "I have to be sure you're going to immediately rewrite this - this is all the cash I have." After handing the deceiptful little ("little-'not'") clerk all of my cash she then proceeded to tell me, "Now for the bad news - I can't rewrite the loan. And I can't go back and allow you to just make a payment." Pay day loan places are the last resort to obtain a loan, yes. But any other similar company I have ever dealt with is very honest and forthcoming before the transaction - even on the phone before you arrive. Not Check Into Cash! DO NOT be taken by Check Into Cash!
Now that Check into Cash is out of business in the State of Oregon, consumers need to know that they have been selling your infomation to collection agencies.
1. First your phone numbers. For that "reminder call" the day before your loan is due.
2. Then the collection agencies research your phone number, and any address that comes up under that phone number--called REVERSE PHONE LOOK UP in the collection industry. (THEY GET THIS FROM THE TAX ASSESSOR'S OFFICE)
3. Then they start calling the people listed on the property OR who owns your property if you are a renter or you if you are a home owner.
4. What happens next? If you are a renter, they harrass your landlord if possible, claiming that YOU gave them this phone number as a contact.
5. This of course is a lie. They know what they are doing. People are getting unfair evictions because of this practice!!!
6. And if like most people in America, you have mail going to mom's house, they start harassing your elderly parents. This practice is actually elder abuse, and you can sue them for doing it.
7. The top customers who purchased information from Check Into Cash Oregon are:
Great Lake Student Loans Sallie Mae Student Loans Capital One Credit Cards Capital One Auto Finance
8. Take a stand. Most collection agencies are what are known in the finance world as SCAVENGERS. They buy old debts from creditors that have been dissolved by time, bankruptcy, idenity theft, charged off or actually paid off by the origonal borrower. All these collectiona agencies have is nothing. All they can do is make harassing phone calls, and threats. So let them. Have fun with it, write them a drop dead letter and make sure you send a copy of a court document filled out with THEIR NAME ON IT AS DEFENDANT, it is amazing how they suddenly stop calling.....
9. Check out all of your credit reports from the 3 major agencies, and also inquire at the mortgage only credit bureaus like Beacon. Many Scavengers try to list bad debts on mortgage only credit bureaus, hoping you will pay in a pinch when buying or refinancing a home in the future.
I have worked in the Financial Services Industry for 12+ years, a few of those in the Payday Loan business. A number of those years were spent working for Check Into Cash. To say this organization's best practices are unethical would be a gross understatement!
The interesting issue here is that Allen Jones is just the tip of the iceberg.
Others in this company, managed by intellectual adolescents compound the arrogance of their fearless leader, Allen Jones.
1. Frank Kramer, SVP Operations: He can actually pass for a family member of Jones; overweight, bald, arrogant. His limited educational background perpetuates his irresponsible system of management. Notice I say management, not leadership. Frank couldn't lead a rat out a burning paper bag!
Since Kramer is an officer of the company he has fiduciary responsibilities to the corporation and the employees.
The company has an internal rule concerning family members and the chain of command. A person in a leadership position cannot have a direct family member reporting to them. That is unless you are Frank Kramer. You see he promoted his sister, Sue Schuler to the position of VP of Operations; she reports directly to Frank. He oversees her performance, reviews and salary. ( Nice if you can get it ) This is in violation of his fiduciary responsibilities as an officer of the company. Doesn't see to matter to Allen Jones; other executives lack the intestinal fortitude to make a formal complaint; this would include the VP of Human Resources.
Next would be his 3 VPs. Mike Steimel, Eric Johnson and of course Sue Schuler. I ran into a colleague last week and he mentioned that their collective name within the inner circle in the corporate office was, "The Kiss a*s Trio". You see at least Steimel and Johnson live in fear of Kramer's rants. You have to remember Kramer works in an environment that is literraly unchecked. His lack of basic intelligence and the benefit of a formal education affords him an open field toward an end zone of disrespect!
Yearly we would go on a business trip with our spouses to relax and enjoy some time aways from the day to day pressures of our schedule. These trips were actually worse than our daily jobs. Forced to recreate with intellectual zeros, dine with them; a severe case of herpes would have been a more welcomed experience.
Steimel was a character all to himself. A man trying to determine his overall existance in the business world. A barker, screamer, an intimidator. The so called "man" derived his management style from the early 50s. Never a supporter, never an partner, never a mentor and always in judgement of each of your decisions. He thought he had all the answers. His region was more often that not, last in the company for overall profit production. Oh, just to compound his lack of expertise he worked for Rent-A-Center. This is another stellar company that profits from the misfortune of others.
Johnson isn't worthy of comment, He spends more time at Kramer's house than he does with his family. If Kramed would stop short, Johnson's head would end up in Kramer's a**.
Schuler is an example of a person that has no value what so ever; personal or professional. Lunch comes early and the days end at 4 PM. She's a back stabber and has a direct line to her Brother, that would be ( Yes I know how to circumvent the laws of a corporation ) Kramer. Genetics also plays a part in her intellectial void. Employees kiss her a*s ( and there's plenty of it ) because of fear of reprisal from Kramer. ( Oh, that would be her brother )
There is a common thread here that may go unnoticed by the fortunate not to have worked for this company. Alan Jones, Kramer, Schuler, Steimel......doesn't it sound a bit JEWISH? Poor Johnson; but he's probably converted to save face. Thick as thieves with middle eastern ethics.
So, as you can see by this testament, negotiating the maze of Check-Into-Cash was a real challenge. I can honestly say there wasn't a moment I enjoyed at this company.
To say this organization has incestual overtones would be an understatement. It would be like kissing a woman that was tongue tied; is she actually excited, or is it just that she cannot control the use of her tongue.
It is absolutely outrageous that W. Allan Jones and Check Into Cash continue to operate as they do, all with substantial help of "good friend," well-paid political talking head Senator Bob Corker. Senator Bob Corker greedily fills his pockets with contributions from W. Allan Jones, Check Into Cash, and the forced contributions from the employees at Check Into Cash, all so he can help block legislation that would protect consumers from Check Into Cash's usurious loan practices.
What is so sad is that Senator Bob Corker can be purchased so cheaply. Reportedly, he pocketed $31,000 for his services. Why so cheap, Senator Corker? I'll bet Charlie Sheen knows a prostitute who costs more than that.
In the meantime, thanks to Check Into Cash, W. Allan Jones enjoys a very lavish lifestyle off the backs of America's working poor:
Yacht
Biggest mansion in Tennessee
Several cars, including a vintage Rolls Royce and a Maybach
Apparently unsuccessful gastric bypass surgery
Jets
Horses
Personal football field on the estate of his mansion
Senator Bob Corker, did you at least get a ride in the Maybach for your services? I hope so.
In the meantime, check out W. Allan Jones' rambling and ill-written response to critics, claiming, inexplicably, that he makes less than a fast-food worker:
https://sites.google.com/site/wallanjonessucks/home/a-rambling-and-illiterate-post-by-w-allan-jones-edited-by-dougbball
I use to work for this company until they 'let me go' after a result of an argument that happened between me and the assistant manager. Before he got promoted to assistant manager he was a customer service representative just like I was. I would always have to cover for him and even cover for the boss. I'd do 3 jobs to my 1 and got mistreated because of me being gay. Which included; Me showing up late and getting yelled at and disciplined but no discipline would happen to the other CSR/asst. mgr. when he did the same, I would take a break and get rushed back in, but the other CSR/asst. mgr. would just sit there most of the day doing nothing and wouldn't get no disciplinary action against him. It was just childish how this company had treated me and also how other employees were being treated. And on my last pay check they changed my rate of pay WITHOUT notice or WRITTEN CONSENT and was extremely below the federal minimum wage guidelines. I worked 40.5 hrs and only got 24 cents after tax. I also don't advise it if you're a consumer in need of some cash. This is a pay day advance center. Once you're in you're hooked. They try to get you in and keep you in. But I digress.
I went to Check Into Cash to cash a money order that was made out to me. The signs posted on the wall said their fee would be 5% for a cashier's check and 5% was the maximum fee allowed for all other type of checks cashed. After I cashed the money order, the manager, Nikki Barnes, took out 8% instead of 5% and handed me the difference.
I told her this was too much as the sign said 5% was the amount for cashier's checks and was the most for any type of checks cashed. She came over and looked at the sign and said it does not say specifically money orders so they can charge whatever they want to. I told her this was a bait-and-switch and wanted my money order back and I would give her back the money. She refused to do this. I told her I was going to complain to the corporate office.
As I was leaving and walked outside, another employee came out the door and said they forgot to have me sign the back of the money order and asked me to do this. I refused as they had just ripped me off. Nikki came out and asked me to come back inside. I walked back in and she told me I had to sign the money order. Again I refused.
Nikki Barnes called her manager at Check Into Cash and her manager told her to give me my money order back if I would return the money she had just shorted me. I did this and walked out with my money order. Nikki just reversed the transaction after telling me she could not do this.
I took the money order to Wells Fargo and they cashed it for free with no hassle. I would advise everyone against cashing your checks at Check Into Cash as I am sure they are breaking the law by posting one fee and then charging a higher fee. A rip-off operation for sure!
All I can say about this company is WOW. Watch out. If you are thinking of obtaining a loan from them, consider this article from the Huffington Post's Gary Rivkin about Check Into Cash owner W. Allan Jones:
Portrait of a Subprime Lender
So when you use your hard-earned money to pay off that payday loan with Check Into Cash, it is all going into a huge pot with other low-income Americans' hard-earned money to pay for:
A huge mansion
A climate-controlled garage filled with exotic cars, many of which Mr. Jones can barely squeeze into
Huge donation to an aquatic center
Private jets
Real estate
Horses
And as you read the article, notice what a bigot this man is. W. Allan Jones, who makes most of his fortune from poor minorities, also apparently feels that blacks "make a good basketball team."
If you are considering working for this company, WALK AWAY NOW. You will be exposed to the following disgusting elements:
"Good 'ole boys' network" -- if you aren't overweight, didn't grow up in Cleveland, are not a poorly-disguised hillbilly, or aren't cousins or friends with Steve Scoggins, Lynn DeVault, or Allan Jones you are not part of this network and you never will be.
Blatant sexual harassment -- the most offensive behavior coming from W. Allan Jones himself, who makes erratic appearances to the office (always looking like he slept in his clothes) to make irrational demands. While he is in the office, he spends most of his time openly leering at female employees' breasts. One lady I knew kept a sweater in her desk drawer just so she could put it on any time Jones showed up. He is not polite about it, either. His stares last a good 30 seconds. Even when you catch him looking, he will not look away. Oh, and if you want to complain to human resources, GOOD LUCK WITH THAT. You will be fired before you get back to your desk.
Bullying -- By the time W. Allan Jones would leave Check Into Cash, at least one employee was usually in tears and afraid of losing their job -- which they should have been, because W. Allan Jones will fire someone in five seconds if they so much as make a clerical mistake on the personal crap he will people do. Everyone is scared shitless of him because he is so irrational. Working for W. Allan Jones is much like working for King Henry VIII must have been -- minus the guillotine, but you get what I'm saying.
Nepotism -- If you are part of the Good 'Ole Boys' network, you may hire your entire family and your friends to work for W. Allan Jones at Check Into Cash. If an employee accidentally offends one of these family members (they're everywhere -- there's no way to keep track of them) they will find themselves fired.
Hostile Work Environment -- Working at Check Into Cash under W. Allan Jones is like working in a rat's nest. There is all kinds of in-fighting, back-stabbing, "special deals" for favorite employees, gossiping, and plotting. The departments at Check Into Cash are all pitted against each other and won't work together for the good of Check Into Cash. They are so busy plotting against each other nothing ever gets done.
You do not want to work here, have anyone in your family work here, or patronize Check Into Cash or any other business owned by W. Allan Jones.
Let me tell you something: Check Into Cash, W. Allan Jones, and Jones Management is nothing but a cesspool full of sharks and alligators. Here's why:
The rotund W. Allan Jones, who owns Check Into Cash, comes waddling in to Jones Management whenever he is bored. If you are working when he comes in, BE VERY AFRAID. He will have various weird-a*s project to give to whoever makes eye contact with him, including: wiring stuff in his house, hanging pictures, making changes to websites that only W. Allan Jones ever visits, etc. Oh, God, save yourself. I mean, really. If you do not understand W. Allan Jones' incoherent babble, he will fly into a rage, have a fit, and you will probably be fired soon. The best thing you can do is smile and nod. W. Allan Jones will still yell at you, but if you are a woman you might be able to flash him your t**s for some lenience. Picture a 21st century Henry VIII -- that's pretty much what you have here.
Jones Management, owned by W. Allan Jones, has a unique claim to fame: THEY ONLY MANAGE THEIR OWN PROPERTIES. Well, how convenient, W. Allan Jones. Can't get anyone else to trust you with their townhouses? Why even bother to have a website on this? Very dorky and clueless.
All of the "top executives" who work for W. Allan Jones, Jones Management, or Check Into Cash have their special favorites. They are all cousins, second cousins, stepmothers, half-brothers, you get the picture. These special favorites are untouchable, so even if they are incompetent or simply taking up space and a paycheck, it doesn't matter. Bring any of this up and you are fired from W. Allan Jones' Check Into Cash and Jones Management.
I would be remiss in posting this if I didn't mention the most important element -- the person who is instrumental in making this disaster possible: Good friend to W. Allan Jones, Jones Management, the payday lending industry, and big banking: Senator Bob Corker. Senator Bob Corker eagerly accepts "campaign contributions" from W. Allan Jones, Check Into Cash, Jones Management, and big banking in exchange for his loyalty and support. Thanks, Senator Bob Corker! Way to look out for your constituents!
Well. It looks like the floodgates have opened. W. Allan Jones, Check Into Cash, and Jones Management must have really pissed someone off. Well, now that people are speaking up, I guess this is as good a time as any to share my story.
First of all: WTF? Are Check Into Cash, Jones Management, and W. Allan Jones being sued for any of this crap yet? How can they continue? I'm not the lawsuit type, but I can't believe that someone out there has not talked to an attorney. Talk about the opportunity for a class-action lawsuit.
I worked for W. Allan Jones, Check Into Cash, and Jones Management in various roles from January 2009 until I couldn't stand it anymore. I quit in 2010.
W. Allan Jones, Check Into Cash, or Jones Management are TOTALLY OUT OF CONTROL. W. Allan Jones waddled around like a sweaty, disheveled dictator on his (thank God) sporadic trips to Jones Management and Check Into Cash.
When W. Allan Jones came charging in to Jones Management or Check Into Cash, half of the time he was pissed about something. Usually, it would be something highly important, like some cheesy radio station idea he had (WOOP FM I think) or some other scatterbrained "invention."
W. Allan Jones of Check Into Cash and Jones Management talks down to EVERYONE. He acts as if he is some type of genius, and the rest of the world needs to be "educated" by him. My take on it? I think W. Allan Jones probably worked hard in the beginning and got lucky, and became, as he so modestly proclaims, "The Granddaddy of Payday Lending." Somewhere along the way, something obviously went wrong because W. Allan Jones is no longer savvy, sharp, or innovative -- if he ever was.
Jones Management and Check Into Cash constantly try to do things the cheap way. They spend very little on infrastructure (unless you count Jones' mansion) and improving W. Allan Jones' Check Into Cash and Jones Management. For example, they will hire someone's nephew's uncle to design something for $10 an hour, and when it looks like total amateur crap W. Allan Jones will insist that no one knows what they are talking about and just do what he wants.
Also, if you are a woman, I advise you to wear a turtleneck at all times at W. Allan Jones Check Into Cash and Jones Management. W. Allan Jones is a tit man, and when he comes grunting your way you'd better cover up. His leering is so unnerving! And, of course, you can't complain to human resources about the OWNER OF THE COMPANY, now can you?
The "executive management team" at Check Into Cash and Jones Management contains only moderate talent. Many are childhood friends of W. Allan Jones. All of the departments are pitted against each other. There is constant politicking, secret deals, company "pets," and all sorts of crap that is enough to make a person nauseated. At the end of the day, nothing much gets done at W. Allan Jones' Jones Management and Check Into Cash because people are too busy fighting with people in other departments and trying to hang onto their jobs.
Truly, this place will make you vomit. Run away.
Oh, and I almost forgot: How do you think W. Allan Jones, Jones Management and Check Into Cash are getting away with all of this? Why, money, of course! W. Allan Jones, Jones Management and Check Into cash are all loyal supporters of eager, paid political lapdog Senator Bob Corker. Bob Corker also accepts contributions from big banks like Wachovia and Bank of America. So rather than protecting the common consumer, Senator Bob Corker chooses to help his friends W. Allan Jones, Check Into Cash, Jones Management, Wachovia and Bank of America. How he pretends to be impartial is beyond me.