I received a phone call today , 3/8/23 , from Champion Strategy Holdings, claiming to be a debt collection agency. They stated that I owed a loan to Advance America from 2017 , a Payday Loan in the amount of $300. and that I have not paid it . The person i spoke with , Mr. Barron David, stated that several agencies have sent me notifications regarding this and that I have refused to pay it. I asked for documentation regarding this matter . He stated that all he could send me was an email stating this. The email is below :
Champion Strategy Holdings 303 Perimeter Center North
Atlanta, GA 30346
TEL: 888-249-3940
WEB: championstrategyholdings.com
03/08/2023
RE: emily proctor
Original Lender: ADVANCE AMERICE
CSH Reference Number: 700478
Balance Due: $600.00
Dear emily proctor,
This is to advise you that your account - referenced above – is delinquent and has been placed for recovery with our company. Please forward the full balance owed with a copy of this notice to ensure proper credit, or call our office at 888-249-3940.
Sincerely,
General Manager of Consumer Debt
Champion Strategy Holdings
For More information about the COLORADO FAIR DEBT COLLECTION PRACTICES ACT, see www.coloradoattorneygeneral.gov/ca
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication was sent by a debt collector from a professional debt collection agency. He also stated that I could settle this debt by paying just the $300 plus $10 fee today . and I would avoid attorney and court fees. All of this supposedly took place in 2017 . I do not recall ever getting a loan from Advance America. WHen this Champion called me it cam e up as a local cellphone number , so , that is why I answered it. When you call them back they answer the phone stating they are a mediation group at a local law office. I have emailed Advance America and one of the other Debt recovery agencies he mentioned regarding this. Six years have gone by and I am just now learning of this ! I have serious doubts about this company
I did some more looking into this debt that this debt collection agency says I owe and this is what I found.. Al;so, please see email below they sent me after i asked them for a debt validation document.
The name of the company is Champion Strategy Holdings. When you call and they answer the phone they refer to themselves as CSH Mediation Group and claim they are an attorney's office.
Phone number: 877-311-2348
Supposed Creditor: Check and Go (Payday Loan)
I spoke with them twice.
29 November 2022 - Spoke with a man by the name of John Fulton who claimed they are a legal firm. He said I owed a balance of 500.00 dollars on this check and go account. I asked how much the original debt was for and they guy slightly hesitated and told me 500 dollars. He said i could settle it if I paid 500 dollars plus a processing fee of 10 dollars. They guy said they were going to have me serviced with court papers and that I could end up going to court and being sued. He also said he had my parent's names. I asked him what my parents names were and he said I was wasting his time. This company has my address.
7 December 2022 - I called them and spoke with them again just to ensure I wasn't making a mistake and did owe the money. The first time I called I asked them what kind of company they were and they hung up on me. The second time I called I got some snarky lady. This time she said I owed 775 dollars instead of the 500 dollars I was quoted on 29 Novmember 2022 by John Fulton. She said the loan was issued in April 2019. She said I could settle the debt for 500 dollars. She claimed they were a mediation group at a law office. I told her if I really owed it that I would pay it but first I need some type of documentation. That's when she sent me this email that I am forwarding to you. She told me if I needed the original document that I wouldn't be able to get a copy of it until we went to court. She also threatened me with serving me papers and taking me to court in Bell County, Texas. I am extremely alarmed because she knew social, date of birth, my address and make mention of my old bank account at bank of america whom I no longer bank with anymore and hadn't for a few years. She didn't say what my checking account number was.
On 7 December 2022 I called the company they say I owe money to called Check and Go. Between customer service and their collections department three different people confirmed for me that I did not owe money to check and go. I wanted to check myself to see if owed them money and I would have paid it. This company didn't sound familiar when the debt collection agency told me who I owed.
Their website addess is: www.championstrategyholdings.com
Champion Strategy Holdings Reviews
I received a phone call today , 3/8/23 , from Champion Strategy Holdings, claiming to be a debt collection agency. They stated that I owed a loan to Advance America from 2017 , a Payday Loan in the amount of $300. and that I have not paid it . The person i spoke with , Mr. Barron David, stated that several agencies have sent me notifications regarding this and that I have refused to pay it. I asked for documentation regarding this matter . He stated that all he could send me was an email stating this. The email is below :
Champion Strategy Holdings 303 Perimeter Center North
Atlanta, GA 30346
TEL: 888-249-3940
WEB: championstrategyholdings.com
03/08/2023
RE: emily proctor
Original Lender: ADVANCE AMERICE
CSH Reference Number: 700478
Balance Due: $600.00
Dear emily proctor,
This is to advise you that your account - referenced above – is delinquent and has been placed for recovery with our company. Please forward the full balance owed with a copy of this notice to ensure proper credit, or call our office at 888-249-3940.
Sincerely,
General Manager of Consumer Debt
Champion Strategy Holdings
For More information about the COLORADO FAIR DEBT COLLECTION PRACTICES ACT, see www.coloradoattorneygeneral.gov/ca
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication was sent by a debt collector from a professional debt collection agency. He also stated that I could settle this debt by paying just the $300 plus $10 fee today . and I would avoid attorney and court fees. All of this supposedly took place in 2017 . I do not recall ever getting a loan from Advance America. WHen this Champion called me it cam e up as a local cellphone number , so , that is why I answered it. When you call them back they answer the phone stating they are a mediation group at a local law office. I have emailed Advance America and one of the other Debt recovery agencies he mentioned regarding this. Six years have gone by and I am just now learning of this ! I have serious doubts about this company
I did some more looking into this debt that this debt collection agency says I owe and this is what I found.. Al;so, please see email below they sent me after i asked them for a debt validation document.
The name of the company is Champion Strategy Holdings. When you call and they answer the phone they refer to themselves as CSH Mediation Group and claim they are an attorney's office.
Phone number: 877-311-2348
Supposed Creditor: Check and Go (Payday Loan)
I spoke with them twice.
29 November 2022 - Spoke with a man by the name of John Fulton who claimed they are a legal firm. He said I owed a balance of 500.00 dollars on this check and go account. I asked how much the original debt was for and they guy slightly hesitated and told me 500 dollars. He said i could settle it if I paid 500 dollars plus a processing fee of 10 dollars. They guy said they were going to have me serviced with court papers and that I could end up going to court and being sued. He also said he had my parent's names. I asked him what my parents names were and he said I was wasting his time. This company has my address.
7 December 2022 - I called them and spoke with them again just to ensure I wasn't making a mistake and did owe the money. The first time I called I asked them what kind of company they were and they hung up on me. The second time I called I got some snarky lady. This time she said I owed 775 dollars instead of the 500 dollars I was quoted on 29 Novmember 2022 by John Fulton. She said the loan was issued in April 2019. She said I could settle the debt for 500 dollars. She claimed they were a mediation group at a law office. I told her if I really owed it that I would pay it but first I need some type of documentation. That's when she sent me this email that I am forwarding to you. She told me if I needed the original document that I wouldn't be able to get a copy of it until we went to court. She also threatened me with serving me papers and taking me to court in Bell County, Texas. I am extremely alarmed because she knew social, date of birth, my address and make mention of my old bank account at bank of america whom I no longer bank with anymore and hadn't for a few years. She didn't say what my checking account number was.
On 7 December 2022 I called the company they say I owe money to called Check and Go. Between customer service and their collections department three different people confirmed for me that I did not owe money to check and go. I wanted to check myself to see if owed them money and I would have paid it. This company didn't sound familiar when the debt collection agency told me who I owed.
Their website addess is: www.championstrategyholdings.com
address is 2302 Parkland Drive
Atlanta, Georgia 30345
Their email adress is [email protected].