Contacted stating that i didnt accept the plea about repaymnent of a loam amd that they were going to garnish my wages and prostcute to the fullest estent of the law
Andrea Rose To:[email protected] Tue, Jan 31 at 12:12 PM For your security we disabled links in this email. If you believe it is safe to use, mark this message as not spam.
CASH NET USA DEPARTMENT
DUE AMOUNT- $750.75
LOAN COMPANY/LENDER – CASH NET USA LOAN SERVICES
DOCKET NUMBER #1988786
If you want to resolve this case outside of court so contact to our Settlement Department: mailto:[email protected]
1. If you can make a one-time payment of $550.75 (same day payment) we can close your case file with this amount only.
2. If you are looking for a weekly payment then you have to pay the total amount of $750.75 with payment arrangement and you can pay $250.00 weekly till paid in full.
Kindly let us know what type of payment the arrangement you are looking for at Contact at: mailto:[email protected]
Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)
"Debtor (You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA”
Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.
The officer executing this warrant or an officer present during the execution of the warrant must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.
Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.
NOTE: YOU STILL HAVE CHANCE TO RECTIFY THIS OUTSIDE OF COURT, FOLLOW THE RESOLVEMENT PROCEDURE BELOW
IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION ATTORNEY:
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or another use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
Called and said they had all my information about a loan from 2017 that i never repaid. checked all my records with bank and credit reports but do not show any loan for the amount they say i owe. says it was for $500 but nothing every went into my checking account. when asked to have paperwork sent to me aobu the loan they refused.
I have been receiving threatening and harrassing contact from this company. I have been receiving these emails since 2019 and they are being sent to an email address that 1 I no longer have any further and 2 I would never use for loan documentation. I have never applied for a loan with Cashnet USA or it's affiliates. Highlighted in bold are other companies connected with them that have threatened and stalked me. I have always reported these as phishing and scams. The emails are finally dwindling down but I still get them periodically. Below is the first one but there is always
National Debt Solution
PO Box 105028
Atlanta, GA 30348
This was my original letter to the Attorney General of the state of Iowa that I filed.
I am writing to you to file a formal complaint against this company as they have been contacting me by phone which I have blocked their numbers and I have to block their email ad well due to fales allegations against me.
I am teraminally Ill and I do not work outside the home and I am being accused of having a loan with a company I have no idea who they are and have never heard of them. I have been previously a victim of identity theft in the past and I have had my pc hacked in the past as well.
The only company I have an outstanding Loan with is Green Arrow Loans. I do not have any other loans with any other company and this company who is harrassing me claims that I have an outstanding loan in the amount of 650.00 and with a company I know nothing about.
Here is the first of MANY emails they've sent me:
(The location and company keep constantly changing too that are trying to pursue me for a non existent loan that I have never had. They keep changing the loan repayment amount, adding on court costs and the loan amount they claim I took out constantly changes as well).
National Debt Solution
PO Box 105028
Atlanta, GA 30348
LEGAL DEPARTMENT OF DEBT RECOVERY (many other places on their behalf have contacted me as well)
Police Case# USA-046610
LOAN RECOVERY/REMINDER
Dear Debtor, E. SPELLMAN
This Legal Proceeding will be issued on your Docket Number CV-03849-1289 with one of Cash Advance Inc. Company to let you know that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: 17-30673-XQ
Amount Outstanding: $650.00 (amounts keep changing as do the "charges")
Our company has authorized us to recover the full amount due to them.
We are going to file a lawsuit in next 4 hours at United States District Court #312 N Spring St, Los Angeles, CA 90012, USA Against your Name and SSN. After giving several notifications but we did not received any Response From your side. We will consider that you are ignoring this matter and you want to dispute. We are in a Process to inform the Social Security Administration & Major Credit Bureaus as well.
Do revert if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you, and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so, you must take immediate action.
Note - If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your door steps with the cost of the lawsuit around $4203.86.
Please let us know your intention by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your doorstep.
We informed you, and we have more than 17 kinds of scientific proof against you to prove that you are guilty and committed the following frauds.
1. Violation of Federal Banking Regulation.
2. Collateral Check Fraud
3. Theft by Deception
4. Electronic Fund Transfer Fraud.
Note: This notice provided to you for: Cash Advance Inc. and its parent company, and their respective family of businesses including Cash Advance, its parent company, Cash America International, Inc., and all their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “You're” means you as a participant in or as a user of the products and services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY REFLECT ON YOUR CREDIT REPORT.
TERMS AND CONDITIONS, YOU AGREED.
By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
Note: To make payment you would have to contact our email address
I know nothing about this company and I can prove this information is wrong because:
1- I never received a loan ever in that amount
2- I never signed anything stating an agreement between this company I know nothing about
3 The funds were never ever deposited it my bank account and my bank watches ANY loan deposit.
4 I am terminally ill and dying with lung failure and do not work at all.
None of these allegations are true against me and I need to request a cease and desist letter be sent to them. I do not wish any contact with them either by phone or email and I will not be held accountable for a loan I never took out or recevied with a company I know nothing about. My email spam filter even marked this as suspicious and I have filed it as phishing.
I do not know how to get this company off of my back as I will not tolerate these threats of intimidation against me for a loan I do not have, never authorized and do not have actual documentation for nor did I ever.
Again, I have in the past been a victim of identity theft and have had my pc hacked in the past and It is possible someone may be posing as me as I have had to remove multiple errors on my credit report that have been successfully been resolved.
I'm asking for your help to intervene on my behalf and to get a cease and desist letter or something sent to them to prevent them from contacting me any further. Again, I do not know this company, I did not request this loan they are claiming I owe and are asking for money in return that I never received. Again, I also did not rececive ANY paperwork stating my agreement for this loan no do I have anything in my computer stating I ever agreed to this "loan" or authorized anything requesting a loan.
I hope you can file a complaint against this company for me and btw, I have credit monitoring service for my credit report and this "loan" has never shown up on my report.
Please let me know if you can help me in anyway. I just know these are false allegations against me and there is no legitimate proof of my ever having received or authorized this loan. I would have known from the bank if a deposit of this amount was ever made. Please get them off my back and I would have known about a loan in this amount but my knowledge of this loan is zero and one that was not asked for. Nor do I have any paperwork anywhere on my pc of this taking place.
I have no current loans being taken out now or in the past. I'm sorry to say I dont know anything about which they speak and there are many Erin Spellmans and several in Iowa. I do not know how they obtained my email address but I am not the person they are looking for. It appears my identity was used apparently and I am not responsible for this amount as I never received this loan nor did I receive paperwork on this nor do I have knowledge of who these companies are that claim I owe them 650.00
I am formally filing a harassment complaint against them and I am at the point of changing my phone number if they continue to contact me via an unlisted number. If there are any steps that I need to take to prevent communication with this company I have never heard of nor know anything about, then please let me know. Thank you for your help in this matter.
These are the Email adresses that have contacted me that are working with Cashnet USA and it's affiliates
CASH ADVANCE
Alexander Solano
NATIONAL CREDIT COLLECTIONS
Rosa Usher
Lending Network at Advantage Loan USA
ACS LOAN COLLECTION
Acs INCORP
Debt Settlement Department
Attorney David Knight
Attorney Patricia Croft
Dawn Hanson
Andrew Law Firm
Lana Shaffer
CASH NEON
Mark Smith
Michael Brown
Patricia Crumble
Everyone of these emails have come from the company and it's affiliates but the big problem is that for 1, Cashnet USA and it's affiliates do not serve the state of Iowa. Second of all, my bank has confirmed that no such loans exist. This only happened because my email address that is no longer in use as a result of being found on the dark web, was submitted to their system to generate a false loan and documents I've never seen nor had and false accusations stating I signed for a loan. The loan amount constantly changes but I have been harrassed non stop by them since 2019 and they are realizing that by my reporting them as phishing that they aren't getting anywhere, but I can't report it to the BBB because they I don't think will take this type of report. So I'm warning EVERYONE!!!!!! if you want to apply for a loan stay far away from Cashnet USA and it's affiliates.
I received an email saying I had been avoiding collection calls for a $759 internet loan. The email threated to turn this "debt" over to a fast track debt collector, and also my creduit would be affected and they would report this "bad debt" to the IRS, and garnish my wadges.
I was also threatened with prosecution for bank fraud, violation of Federal Debt and Banking, and Theif by deception. The only way to "resolve" this matter would be to use the link on the email and pay either $106 every other week for 7 weeks, or $500 today, all thru the link the email provided ONLY.
Fourtunatly for me I have worked in banking as a loan officer, and a lot of things raised red flags. However I can see the average person being dupped into this scam. I am so angered by people who would do this!
It is amazing that the American Government does not have a watchdog watching for criminalized bank loan companies like this one that charges 449% interest? When they make the law that states this:
What is the highest interest rate allowed by law? 8% per year The maximum legal interest rate is 8% per year, with different rates applicable if there is a written agreement. Specific provisions include those involving contract rates on home loans, high-costhome loans, savings and loan associations, bonds sold below par, loans for less than $300,000, and equity lines of credit.
Interest rates as high as 449%: Loans from CashNetUSA are expensive. The installment loans have rates ranging from 129.00% all the way to 449.00%.Dec 23, 2019
I received a call from Eric Cox, ID Number 6072 from Cash Net USA. He claimed that I was approved for a $10k loan. He followed up with me on 1/6/2021 asking for my bank information. He stated that because my credit was not great that they were going to reach out to the Federal Credit Bureau and were going to work with them to fix my credit and once that was all set they would deposit the funds into my bank. He stated that they deposit $500 - $1500 into my account and for me not to touch it as this was money that was going to back to the Federal Credit Bureau to help fix my credit and receive my loan.
After a few minutes something did not sit right with me so I changed all of my banking information (yes I gave them my user id and password as I was desperate for help). I reached out to CashNetUSA and asked if this person worked for them. They let me know that they never give out their full names and that this was indeed a fraud. They have sent me information to file a fraud report.
I am going to reach out to the bank to ensure that the "funds" are blocked as I believe they may end up sending a cashier's check that is fraudulent or try to wipe my account. Luckily there is nothing there at the moment so there is nothing to take out... The number Eric Cox called from was 872-215-1044. Not sure if anyone else has dealt with this but apparently his name is very popular in the search history.
I was recently contacted by Alex Cooper of Cashnet USA and offered a $4500.00 loan if I could improve my credit score. He said that Cashnet USA would deposit $1720.00 in my bank account. In exchange I would need to buy $1720.00 in Best Buy Gift cards and provide him with security account numbers and PIN on the back of the cards. In the meantime Alex Cooper illegally accessed my bank account and placed a temporary credit for $1720.00. I used this $1720.00 credit to purchase the Best Buy Gift cards that Alex requested.
After I provided the Gift Card information, Alex striped the cards of all money and has since disappeared. Unfortunately Alex may never be located and I am stuck with a seriously overdrawn bank account.
Received a VERY suspicious email from a company calling itself CashNet Loans, Inc, stating that I owe $894 for a pay day loan I NEVER APPLIED FOR. Check out the email below and see what I mean.
CashNet Loans Inc.
Attention WENDY SADDLER Phone# (215)638-3461
Account Balance: $894.00
Case File: SRW/9851478309488/MAY-RT-2020
Creditor: CashNet Loans Inc. (Cash Advance Loans)
Payment Plan: $149.00 x 6 Payments (Biweekly payments)
Payment Mode: Secure Online Payment Service (e-Invoice)
We refer to our above Invoice and previous requests for payment. We note that despite our requests this account remains outstanding. Please note that you are now in defaulters list. Unless if you attend to pay good faith amount within seven working days from the date of this letter, it is our policy to refer the matter to our Collection Agent, Fast Track Debt Collection Attorney, for recovery without further notice. Please note that if such action is necessary you will also be liable for collection costs and interest pursuant to our terms & conditions of trade in addition to the total debt amount. We understand that sometimes bills can be inadvertently overlooked or not prioritized. Your response is mandatory towards this matter. If we won't receive any payment within seven working days, this case will be taken as flat refusal which will result in following actions:
· Your account will be in the hands of our qualified lawyers to get a lawsuit filed against you.
· This action will affect your credit rating.
· We may also report this to the I.R.S. as “bad debt loss” with form 1099-A if payment is not received.
· We have filed Wage Garnishment Process and ready to contact your employer and Social Security Department.
You will be prosecuted for following Allegations;
· Bank Fraud
· Violation of Federal Law of Debt and Banking
· Intentional Theft by Deception
There will be no further reminders regarding your outstanding debt. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. We tried out best that you give this matter appropriate attention and attend to pay your outstanding debt, so that no further action will be necessary on our part to recover debt through harsh collection proceedings.
Upon further examination of this letter, noticed the discrepancies in the address at the bottom, as well as the way the letter was worded, and began research. Looked this up on the BBB site and found the folllowing:
This Proceeding issued on you Docket No: - CN/4681328SN with one of ADVANCE AMERICA INC. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you so the accounts department of “THE SEMRAD LAW FIRM” has decided to mark this case as a flat refusal and press legal charges against you.
We have sent you this warning notification about legal proceedings on Nov.29th, 2019, but you failed to respond on time now it’s high time if you failed to respond in the next 12 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $8679.68 and will be totally levied upon you and that would be excluding your attorney charges.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.
This is your last and final chance to settle this case if you don't take it seriously, we will surely take hard steps against your name and social and you will be the only person responsible for the legal consequences.
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION DEPARTMENT: - mailto:[email protected]
This Legal Proceeding will be issued on your Docket Number EB-20590721-A with one of Cash Advance Inc. Company to let you know that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: 17-31607-XQ
Amount Outstanding: $650.00
Our company has authorized us to recover the full amount due to them.
We are going to file a lawsuit in next 4 hours at United States District Court #312 N Spring St, Los Angeles, CA 90012, USA Against your Name and SSN. After giving several notifications but we did not received any Response From your side. We will consider that you are ignoring this matter and you want to dispute. We are in a Process to inform the Social Security Administration & Major Credit Bureaus as well.
Do revert if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you, and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so, you must take immediate action.
Note - If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your door steps with the cost of the lawsuit around $4203.86.
Please let us know your intention by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your doorstep.
We informed you, and we have more than 17 kinds of scientific proof against you to prove that you are guilty and committed the following frauds.
Violation of Federal Banking Regulation.
Collateral Check Fraud
Theft by Deception
Electronic Fund Transfer Fraud.
Note: This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of businesses including Cash Advance, its parent company, Cash America International, Inc., and all their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”).
The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “You're” means you as a participant in or as a user of the products and services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY REFLECT ON YOUR CREDIT REPORT.
TERMS AND CONDITIONS, YOU AGREED.
By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
Note: To make payment you would have to contact our email address
We are informing you that if we do not receive your payment then, unfortunately, we must go ahead further with the legal action against your name
Note: - If you ignored this email and failed to take care of this debt than all your bank accounts will we seized through Major Credited Bureau within Seven Business Days that's why your co-operation will we appreciated.
The above invoice for $745.67 is still overdue for payment despite our previous reminders. As such, we would appreciate you making this payment as soon as possible.
We value your business but regret that if we do not receive the payment within a week then legal actions will be taken and IRS and Credit bureau’s will be notified.
If there is an error on our part and payment has been made, we urge you to contact us immediately so that the matter can be rectified.
Otherwise, if there is a problem paying this amount owing, please contact us so that an alternative arrangement or settlement offer for payment can be discussed.
Regards,
Manager
Credit Net USA
I Have never heard of this company or evenr taken out a loan with them.
On 4/3/2018 we were received email confirmation from Ace express that I was approved for funding and to call 805-991-6815, called# sounded like a computrated voice, went through loan agreement. Next day get a call 209-207-3578 saying that he was management and they needed my bank account username and password only to verify that it was my account they were sending funds to, later that night the Man that says his name is Jason something called me and told me my fica score is too low for the loan, but he can help, I pleaded for help with the funds and explained our situation of death in family and my family of myself and wife and three children are going to evicted from our home and have nowhere to go,
so in my desperate situation I listened and obeying a plan of him putting funds in my account and I had go to Walmart at 6:30 in the morning and buy steam gift cards, then go back to car scratch off and give numbers over phone with the promise of the loan amount will be in my account within 30 minutes after.after about 3 hours received a call from same Jason different number 903-740-1838, said my score didn't get high enough and we have to do same procedure again, repeated requests insured that if I wanted to keep my children off the streets, led on rest of the day of procedure and processing until it was too late for accounting department, so here I am, wife and children on the streets struggling to survive. I feel so stupid for ever having trusting anyone's word,
They sent me emails luring me in to opening mail,then upon hopes of a loan they got me to send a total of 750.00 to them that they promised to send back with loan. Also it was through a number of GOogle play cards to purchase loan ins. And 550.00 to show I was liquidity,,,, to ft. I know stupid but I was and am in need of loan.
Now they are asking for 525,00 more to pay the taxes ,on loan because it is they say a commercial loan. I refused and they said my 550.00 money that was to be returned was to be with loan,, OF WHICh is not being funded. So they are keeping my 550.00. Cause I am not sending 525,00 more for taxes on loan.
They send me an email that said I was approved for a personal loan $1500 and I call them thinking it was serious. They ask about my personal info like social security number bank account, online banking and debit card number. They keep calling me and chasing me very bad. I am scared at this point. I had to cancel my bank account and my cards. They said I have to pay them money back and I never get money from them. They also said that I cant cancel any transcation. Very rude people
Basically I'm a fool who allowed them to deposit money into my account before withdrawing it and sending it back to them for the hope of getting my actual loan
Ok Am i alone with this company.. I receive a email from [email protected] The Guy Name Is Paul Anderson..HE TELLS ME I HAVE A WARRANT OUT FOR MY ARREST..HE ALSO SAID I WILL BE PAYING MORE THAN $5000.00 IF I DONT MAKE A PAYMENT .. I HAVE 3 PAYMENT OPTIONS MONEY GRAM
I have been repeatedly sent e-mails in regards to pay-loan payment balance and/or settlement that I have no record of. I have been warned with 24 hour response and/ or local police arrests for non compliance. I have left my phone # to be contacted with no response. Today, August 2, 2017, I finally get a phone # with instructions of a trial date and place. I call the # and ask for Justin White and get a person speaking in broken english and difficult to understand! I ask to speak to someone I can understand and get hung up on! Please help!!! Thank you!!!
This morning I received an email from Cashnetusa.co, specifically Jack Brown. They claimed I took out an online payday loan in the amount of $350. They said the monies were deposited in my TCF bank account in 2012. I was threatened with arrest (specifically stated I'd be detained for 72 hours)if I didn't respond today with a payment of $850. They claimed they have a law suit against me in the amount of $13,428.15. There were a couple minor problems with this story--lol. I called my bank and A) I opened my account TWO YEARS after the loan they claimed I took out. My account opened in June of 2014. They claimed the monies were deposited into my account in 2012. B) There NEVER was ANY deposit from CASHNETUSA into my account C) I even went as far as seeing if I ever had ANY DEPOSIT in the amount of $350--I never have had for that exact amount D) Payday loans BECAME ILLEGAL 18 MONTHS prior to the loan I was accused of taking out. In fact, if this was a legitemate loan, they would have been breaking the law and could be arrested. These people are scumbucket vulchers. If they contact you, do the research I did to prove them wrong, then OUT THEM. I replied back to them with all the research I have done this morning and have yet to receive a response. Be careful out there
Like the others, I too was in a bind and needed fast cash so I got a Payday loan from CashNetUSA. I realize that these are a short term fix and more times than not once you start getting these types of loans it is hard to climb back out of debt. I received an email from CashNetUSA saying because I was a 'preferred customer' I now qualified for a line of credit. I thought great! It will help me get back on my feet again and get in the green. Wrong!!!! Do not fall for this! Do not get money from CashNetUSA using their line of credit. I will give you an example. I borrowed less than $400.00 which was to be paid back in monthly payments, which they will not disclose the amount to you until a payment is due and then be sure you are sitting down. My last statement (just received) has a minimum payment due of $154.37. Of this $154.37 $92.76 is interest and they are charging a $20.00 transaction fee. After loading on 2 months of interest at 299% the interest and fees charged are almost the amount of money that I borrowed and my balance, although paying huge monthly payments, hasn't gone down. It goes up. The amount I now owe exceeds what my line of credit was. Very little of the payment goes towards paying down the principal. Almost all of the money goes towards paying an ungodly amount of interest and their fees. This is the second billing statement and last months was almost identical with $16.00 of my $135.47 payment going towards the principal balance. At this rate it will not take long before I owe CashNetUsa $1000 in nothing more than interest and fees. I am disabled and on Social Security Disability. This has put a real hardship on me. I will go to my family and borrow the money to pay off this loan before it gets so large I can not get out from under it. There really should be laws to keep companies like this from taking advantage of people who need to borrow fast cash but there isn't. Apparently it is legal and they can charge any amount of interest and fees that they choose.
This is to inform you, that you are going to be legally prosecuted in the Court House within a couple of days. Your S.S.N is put on hold by the three major credit bureaus and request an alert be put on your file, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your case with the Bureau of Defaulters. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter. Now this means a few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not receive any response from you within 24 hours of this e-mail notification then the company will be forced to press following charges against you:
1. Violation of federal banking regulation act 1983 (C)
2. Collateral check fraud
3. Theft by deception (ACT 21 A)
We re-serve the right to commence litigation for intent to commit wire fraud under the pretence of refusing to repay a total outstanding amount committed to, by use of the internet. In addition we re-serve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RE-SERVED TO INFORM TO FBI, FTC YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you are found guilty in the court house, then you have to breathe entire cost of this lawsuit which totals to $13,428.15, excluding amount you borrow, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have or can't afford one then the court will appoint one for you.
On 02/13/2017 a representative from the Law office of Justin brown called to say I was being sued, that I would be receiving a subpoena. That an officer would be calling me to get information and he would have all the facts. I did not take out the loan they are talking about. I have an open account with Cashnet right now that is in good standing.
Got a voice mail from someone (with a non-American accent) stating he is representing a Justin Brown Law firm. Claims there has been a law suit presented against me for failure to pay a loan from American Cash Net. I have never taken a loan from that company. When I told him this was a scam he said 'wait until tomorrow' an officer from the local Police Dept will be serving me a summons. He said he has a 'close personal friend in this area' that will meet me at the local PD to collect the money and (paraphrasing - 'forget the whole thing'). The reporter of this scam is in Springfield Missouri
Cash Net Us group . The email says that my SS# is on hold for three major credit bureaus bot pay up $832.75 If not tell my employer FBI etc. If I don't respond they will press charges of federal banking ,fraud and theft by decption
I want to file a lawsuit against cashnet usa. They called me and harassed me. Threaten me with going to court. Said I had 2 outstanding checks through wellsfargo.
Well called me yesterday And richard packer told me that i was aprove for a 5,000 dollars loan and i didnt think that he was scaming me because he sent me a email.with the detail of the loan and everything.so i.went along with everything.he told me to do and i go into walmart thinking that i was getting 5000 but he got one over on me with go in to walmart and buy 40 of 50 dollars itune cards and look on the back and you will see a bar that needs to be scrac all them off and take a picture of the and aend them to this number and the money we be in your account with 5to10mins and thank god for this webSite or i would be fucked over richard parker go jump off a high bridge and thanks for putting boguse money and the itune cards that the cops have now and my account is is 2000 dollars in the hole thanks alot for the scam tactickes and now hopefully i can get i tunes to reinbust me with the money at the bank i hope they do because walmart wont take them back so i have to call the itunes number hopefully its not a scam to thanks for the help today from this website so if someone call u from new york and his name richard parker hang up because he will run u right into the ground with the fake loan dont give any info over the phone and they dont even deal with nh they are out in cali so if he call u make sure to run and hang the phone but i guess we are only human So Learn.from orher peoples mistakes and dont pick it up call the cop and have them deal with them
Cashnet did this to me and I hope no one else is taken advantage of.
1. Put $1000 into my account of their money. Then had me to take the money out and put it on Itune cards. I did it I needed a loan for $3000.00.
2. The next day he stated that he would put $2000 in my account I stated I would not do it and he stated that i would. At that time he had $1000 in my checking and $1000 in my saving and wanted me to use Itune cards again I said no. He was angry. I told hom for get it I would get the monwy another way.
3. He took the money that I had which was approximately 150 dollars and took the money off hold and then got 800 dollars whic I did not have and left my account $872.00 over drawn.
4. Now I could lose an account that I have had for 4 years in good standing. I called him a con artist. Everything was done over the internet, text messages and emails. I never signed any papers and kept asking for the papers and he stated they would be sent it never happen but was able to over draw my account. I am furious that I was taken like a fool. And I am on a fixed income and I told him that because I needed to make sure I could make the payments.
We have given you more than ample time and notices regarding your long overdue balance of $ 1,098 for the settlement of the legal matter outside the courthouse, our numerous attempts to resolve your long overdue account have been unsuccessful.
As you know, your overdue balance now equals $ 1,098 (which includes interest on the overdue account). Interest will continue to accrue on this past due account.
Since you have not made the payment we would be forced to commence lawsuit without further delay followed by all the legal harsh verification and consequences, this could further jeopardize you credit ratings and you're social will be hampered.
Now, let me give you conscious for this mistake:
1 The moment we register your case, a non-bail warrant will be issued
2 FTC team will be at your doorstep in 7 working days for freezing all your assets (house, property, etc.)
3 Your bank accounts will be in process of getting freeze.
4 Serious inquiry panels will be issued for your associates (your family).
5 You will be removed from the job or if you own a firm it will be frozen.
6 Whatever property, cash, bank account you have it will be now onwards in hands of U.S. Government.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
We trust that this will not be necessary; we expect that you will act promptly and forward the payment of the outstanding amount as quickly as possible.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate you for losing the option to resolve this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
This will be your final opportunity to resolve this matter on your overdue balance account within 5 Working days without the expenses of court proceedings.
If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this matter.
Sincerely,
Jonathan Bell
Restitution Department
My Response;
Since I have no recollection of ever owing monies to CashNet and the fact that you are using a gmail account rather than a company or corrporate e-mail account I have to consider this a SCAM. If you should pursue without factuals and company information I will turn this over to my local authorities.
I was sent a email fro Steve Anderson saying that he was from Cash USA $1210.00 in late charges. I have never gotten a loan from them. When i applied, and Indian speaking guy told me i neded $250 in the account before proceeding, but i cancelled the loan, now this guys is emailing me telling me i need o pay or i will get laid off from my job and black listed from getting another job. If i didn't let him know today, they would proceed with court hearings.
CashNetUSA Reviews
Contacted stating that i didnt accept the plea about repaymnent of a loam amd that they were going to garnish my wages and prostcute to the fullest estent of the law
Andrea Rose To:[email protected] Tue, Jan 31 at 12:12 PM For your security we disabled links in this email. If you believe it is safe to use, mark this message as not spam.
CASH NET USA DEPARTMENT
DUE AMOUNT- $750.75
LOAN COMPANY/LENDER – CASH NET USA LOAN SERVICES
DOCKET NUMBER #1988786
If you want to resolve this case outside of court so contact to our Settlement Department: mailto:[email protected]
1. If you can make a one-time payment of $550.75 (same day payment) we can close your case file with this amount only.
2. If you are looking for a weekly payment then you have to pay the total amount of $750.75 with payment arrangement and you can pay $250.00 weekly till paid in full.
Kindly let us know what type of payment the arrangement you are looking for at Contact at: mailto:[email protected]
Account Status: WARRANT IS ACTIVE FOR SEARCH AND SEIZE (Violation of the Fair Debt Collection Practices Act and Defamation of Character.)
"Debtor (You) has been declared as a guilty by Authorized Law Enforcement Department, Seizure Warrant has been activated under 15 USC 1692g Sec. 809 (b) of the FDCPA”
Unless delayed notice is authorized below, you must give a copy of the warrant and a receipt for the property taken to the person from whom, or from whose premises, the property was taken, or leave the copy and receipt at the place where the property was taken.
The officer executing this warrant or an officer present during the execution of the warrant must prepare as required by law and promptly return this warrant. Pursuant to 18 U.S.C. § 3103a (b), I find that immediate notification may have an adverse result listed in 18 U.S.C. 2705 (except for delay of trial), and authorize the officer executing this warrant to delay notice to the person who, or whose property, will be searched or seized.
Note: You will be contacted by your local county authorities. National Debt Recovery Department is closing this account and declaring as a GUILTY. If we will not receive any feedback from your side, then you will be the only person who will be responsible for any consequences.
NOTE: YOU STILL HAVE CHANCE TO RECTIFY THIS OUTSIDE OF COURT, FOLLOW THE RESOLVEMENT PROCEDURE BELOW
IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION ATTORNEY:
mailto:[email protected]
Regards,
Restitution Head
Department of l Debt Settlement
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or another use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
Called and said they had all my information about a loan from 2017 that i never repaid. checked all my records with bank and credit reports but do not show any loan for the amount they say i owe. says it was for $500 but nothing every went into my checking account. when asked to have paperwork sent to me aobu the loan they refused.
I have been receiving threatening and harrassing contact from this company. I have been receiving these emails since 2019 and they are being sent to an email address that 1 I no longer have any further and 2 I would never use for loan documentation. I have never applied for a loan with Cashnet USA or it's affiliates. Highlighted in bold are other companies connected with them that have threatened and stalked me. I have always reported these as phishing and scams. The emails are finally dwindling down but I still get them periodically. Below is the first one but there is always
National Debt Solution
PO Box 105028
Atlanta, GA 30348
This was my original letter to the Attorney General of the state of Iowa that I filed.
I am writing to you to file a formal complaint against this company as they have been contacting me by phone which I have blocked their numbers and I have to block their email ad well due to fales allegations against me.
I am teraminally Ill and I do not work outside the home and I am being accused of having a loan with a company I have no idea who they are and have never heard of them. I have been previously a victim of identity theft in the past and I have had my pc hacked in the past as well.
The only company I have an outstanding Loan with is Green Arrow Loans. I do not have any other loans with any other company and this company who is harrassing me claims that I have an outstanding loan in the amount of 650.00 and with a company I know nothing about.
Here is the first of MANY emails they've sent me:
(The location and company keep constantly changing too that are trying to pursue me for a non existent loan that I have never had. They keep changing the loan repayment amount, adding on court costs and the loan amount they claim I took out constantly changes as well).
National Debt Solution
PO Box 105028
Atlanta, GA 30348
LEGAL DEPARTMENT OF DEBT RECOVERY (many other places on their behalf have contacted me as well)
Police Case# USA-046610
LOAN RECOVERY/REMINDER
Dear Debtor, E. SPELLMAN
This Legal Proceeding will be issued on your Docket Number CV-03849-1289 with one of Cash Advance Inc. Company to let you know that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: 17-30673-XQ
Amount Outstanding: $650.00 (amounts keep changing as do the "charges")
Our company has authorized us to recover the full amount due to them.
We are going to file a lawsuit in next 4 hours at United States District Court #312 N Spring St, Los Angeles, CA 90012, USA Against your Name and SSN. After giving several notifications but we did not received any Response From your side. We will consider that you are ignoring this matter and you want to dispute. We are in a Process to inform the Social Security Administration & Major Credit Bureaus as well.
Do revert if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you, and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so, you must take immediate action.
Note - If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your door steps with the cost of the lawsuit around $4203.86.
Please let us know your intention by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your doorstep.
We informed you, and we have more than 17 kinds of scientific proof against you to prove that you are guilty and committed the following frauds.
1. Violation of Federal Banking Regulation.
2. Collateral Check Fraud
3. Theft by Deception
4. Electronic Fund Transfer Fraud.
Note: This notice provided to you for: Cash Advance Inc. and its parent company, and their respective family of businesses including Cash Advance, its parent company, Cash America International, Inc., and all their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “You're” means you as a participant in or as a user of the products and services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY REFLECT ON YOUR CREDIT REPORT.
TERMS AND CONDITIONS, YOU AGREED.
By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
Note: To make payment you would have to contact our email address
[email protected]
I know nothing about this company and I can prove this information is wrong because:
1- I never received a loan ever in that amount
2- I never signed anything stating an agreement between this company I know nothing about
3 The funds were never ever deposited it my bank account and my bank watches ANY loan deposit.
4 I am terminally ill and dying with lung failure and do not work at all.
None of these allegations are true against me and I need to request a cease and desist letter be sent to them. I do not wish any contact with them either by phone or email and I will not be held accountable for a loan I never took out or recevied with a company I know nothing about. My email spam filter even marked this as suspicious and I have filed it as phishing.
I do not know how to get this company off of my back as I will not tolerate these threats of intimidation against me for a loan I do not have, never authorized and do not have actual documentation for nor did I ever.
Again, I have in the past been a victim of identity theft and have had my pc hacked in the past and It is possible someone may be posing as me as I have had to remove multiple errors on my credit report that have been successfully been resolved.
I'm asking for your help to intervene on my behalf and to get a cease and desist letter or something sent to them to prevent them from contacting me any further. Again, I do not know this company, I did not request this loan they are claiming I owe and are asking for money in return that I never received. Again, I also did not rececive ANY paperwork stating my agreement for this loan no do I have anything in my computer stating I ever agreed to this "loan" or authorized anything requesting a loan.
I hope you can file a complaint against this company for me and btw, I have credit monitoring service for my credit report and this "loan" has never shown up on my report.
Please let me know if you can help me in anyway. I just know these are false allegations against me and there is no legitimate proof of my ever having received or authorized this loan. I would have known from the bank if a deposit of this amount was ever made. Please get them off my back and I would have known about a loan in this amount but my knowledge of this loan is zero and one that was not asked for. Nor do I have any paperwork anywhere on my pc of this taking place.
I have no current loans being taken out now or in the past. I'm sorry to say I dont know anything about which they speak and there are many Erin Spellmans and several in Iowa. I do not know how they obtained my email address but I am not the person they are looking for. It appears my identity was used apparently and I am not responsible for this amount as I never received this loan nor did I receive paperwork on this nor do I have knowledge of who these companies are that claim I owe them 650.00
I am formally filing a harassment complaint against them and I am at the point of changing my phone number if they continue to contact me via an unlisted number. If there are any steps that I need to take to prevent communication with this company I have never heard of nor know anything about, then please let me know. Thank you for your help in this matter.
These are the Email adresses that have contacted me that are working with Cashnet USA and it's affiliates
CASH ADVANCE
Alexander Solano
NATIONAL CREDIT COLLECTIONS
Rosa Usher
Lending Network at Advantage Loan USA
ACS LOAN COLLECTION
Acs INCORP
Debt Settlement Department
Attorney David Knight
Attorney Patricia Croft
Dawn Hanson
Andrew Law Firm
Lana Shaffer
CASH NEON
Mark Smith
Michael Brown
Patricia Crumble
Everyone of these emails have come from the company and it's affiliates but the big problem is that for 1, Cashnet USA and it's affiliates do not serve the state of Iowa. Second of all, my bank has confirmed that no such loans exist. This only happened because my email address that is no longer in use as a result of being found on the dark web, was submitted to their system to generate a false loan and documents I've never seen nor had and false accusations stating I signed for a loan. The loan amount constantly changes but I have been harrassed non stop by them since 2019 and they are realizing that by my reporting them as phishing that they aren't getting anywhere, but I can't report it to the BBB because they I don't think will take this type of report. So I'm warning EVERYONE!!!!!! if you want to apply for a loan stay far away from Cashnet USA and it's affiliates.
I received an email saying I had been avoiding collection calls for a $759 internet loan. The email threated to turn this "debt" over to a fast track debt collector, and also my creduit would be affected and they would report this "bad debt" to the IRS, and garnish my wadges.
I was also threatened with prosecution for bank fraud, violation of Federal Debt and Banking, and Theif by deception. The only way to "resolve" this matter would be to use the link on the email and pay either $106 every other week for 7 weeks, or $500 today, all thru the link the email provided ONLY.
Fourtunatly for me I have worked in banking as a loan officer, and a lot of things raised red flags. However I can see the average person being dupped into this scam. I am so angered by people who would do this!
It is amazing that the American Government does not have a watchdog watching for criminalized bank loan companies like this one that charges 449% interest? When they make the law that states this:
What is the highest interest rate allowed by law? 8% per year The maximum legal interest rate is 8% per year, with different rates applicable if there is a written agreement. Specific provisions include those involving contract rates on home loans, high-costhome loans, savings and loan associations, bonds sold below par, loans for less than $300,000, and equity lines of credit.
Interest rates as high as 449%: Loans from CashNetUSA are expensive. The installment loans have rates ranging from 129.00% all the way to 449.00%.Dec 23, 2019
I received a call from Eric Cox, ID Number 6072 from Cash Net USA. He claimed that I was approved for a $10k loan. He followed up with me on 1/6/2021 asking for my bank information. He stated that because my credit was not great that they were going to reach out to the Federal Credit Bureau and were going to work with them to fix my credit and once that was all set they would deposit the funds into my bank. He stated that they deposit $500 - $1500 into my account and for me not to touch it as this was money that was going to back to the Federal Credit Bureau to help fix my credit and receive my loan.
After a few minutes something did not sit right with me so I changed all of my banking information (yes I gave them my user id and password as I was desperate for help). I reached out to CashNetUSA and asked if this person worked for them. They let me know that they never give out their full names and that this was indeed a fraud. They have sent me information to file a fraud report.
I am going to reach out to the bank to ensure that the "funds" are blocked as I believe they may end up sending a cashier's check that is fraudulent or try to wipe my account. Luckily there is nothing there at the moment so there is nothing to take out... The number Eric Cox called from was 872-215-1044. Not sure if anyone else has dealt with this but apparently his name is very popular in the search history.
I was recently contacted by Alex Cooper of Cashnet USA and offered a $4500.00 loan if I could improve my credit score. He said that Cashnet USA would deposit $1720.00 in my bank account. In exchange I would need to buy $1720.00 in Best Buy Gift cards and provide him with security account numbers and PIN on the back of the cards. In the meantime Alex Cooper illegally accessed my bank account and placed a temporary credit for $1720.00. I used this $1720.00 credit to purchase the Best Buy Gift cards that Alex requested.
After I provided the Gift Card information, Alex striped the cards of all money and has since disappeared. Unfortunately Alex may never be located and I am stuck with a seriously overdrawn bank account.
They send name and email to a collection site For me to make payment.
Received a VERY suspicious email from a company calling itself CashNet Loans, Inc, stating that I owe $894 for a pay day loan I NEVER APPLIED FOR. Check out the email below and see what I mean.
CashNet Loans Inc.
Attention WENDY SADDLER Phone# (215)638-3461
Account Balance: $894.00
Case File: SRW/9851478309488/MAY-RT-2020
Creditor: CashNet Loans Inc. (Cash Advance Loans)
Payment Plan: $149.00 x 6 Payments (Biweekly payments)
Payment Mode: Secure Online Payment Service (e-Invoice)
We refer to our above Invoice and previous requests for payment. We note that despite our requests this account remains outstanding. Please note that you are now in defaulters list. Unless if you attend to pay good faith amount within seven working days from the date of this letter, it is our policy to refer the matter to our Collection Agent, Fast Track Debt Collection Attorney, for recovery without further notice. Please note that if such action is necessary you will also be liable for collection costs and interest pursuant to our terms & conditions of trade in addition to the total debt amount. We understand that sometimes bills can be inadvertently overlooked or not prioritized. Your response is mandatory towards this matter. If we won't receive any payment within seven working days, this case will be taken as flat refusal which will result in following actions:
· Your account will be in the hands of our qualified lawyers to get a lawsuit filed against you.
· This action will affect your credit rating.
· We may also report this to the I.R.S. as “bad debt loss” with form 1099-A if payment is not received.
· We have filed Wage Garnishment Process and ready to contact your employer and Social Security Department.
You will be prosecuted for following Allegations;
· Bank Fraud
· Violation of Federal Law of Debt and Banking
· Intentional Theft by Deception
There will be no further reminders regarding your outstanding debt. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. We tried out best that you give this matter appropriate attention and attend to pay your outstanding debt, so that no further action will be necessary on our part to recover debt through harsh collection proceedings.
To settle this matter outside of court email us
(Payment Arrangement: $149.00 x 6 Payments):
[email protected]
Settlement Amount: $894.00
Payment Plan: $149.00 x 6 Payments
Offer in Compromise: $450.00 (Today)
Payment Mode: Online Secure Payments
[email protected]
Payment Recovery Department
175 W JACKSON BLVD #1000
CHICAGO, IL 90003
CashNet Loans Inc. Account Settlement | CashNet Loans Inc. © 2020 | Privacy | Terms of Use | Confidential
Upon further examination of this letter, noticed the discrepancies in the address at the bottom, as well as the way the letter was worded, and began research. Looked this up on the BBB site and found the folllowing:
https://westflorida.app.bbb.org/complaint/view/67453489/c/n7uc2n
https://www.bbb.org/search?find_country=USA&find_latlng=27.953988%2C-82.465941&find_loc=Tampa%2C%20FL&find_text=CashNet%20Loans&page=1
https://www.bbb.org/us/fl/tampa/profile/advance-fee-brokers/cashnetusa-fraudulent-business-using-cashnetusa-name-0653-90128780
Just wanted to give everyone a heads up on this.
This Proceeding issued on you Docket No: - CN/4681328SN with one of ADVANCE AMERICA INC. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you so the accounts department of “THE SEMRAD LAW FIRM” has decided to mark this case as a flat refusal and press legal charges against you.
We have sent you this warning notification about legal proceedings on Nov.29th, 2019, but you failed to respond on time now it’s high time if you failed to respond in the next 12 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $8679.68 and will be totally levied upon you and that would be excluding your attorney charges.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your doorstep.
This is your last and final chance to settle this case if you don't take it seriously, we will surely take hard steps against your name and social and you will be the only person responsible for the legal consequences.
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
IF YOU WANT TO RESOLVE CASE OUTSIDE OF COURT THEN CONTACT TO RESTITUTION DEPARTMENT: - mailto:[email protected]
LEGAL DEPARTMENT OF DEBT RECOVERY
Police Case# USA-046610
LOAN RECOVERY/REMINDER
Dear Debtor,Joseph CALVO
This Legal Proceeding will be issued on your Docket Number EB-20590721-A with one of Cash Advance Inc. Company to let you know that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: 17-31607-XQ
Amount Outstanding: $650.00
Our company has authorized us to recover the full amount due to them.
We are going to file a lawsuit in next 4 hours at United States District Court #312 N Spring St, Los Angeles, CA 90012, USA Against your Name and SSN. After giving several notifications but we did not received any Response From your side. We will consider that you are ignoring this matter and you want to dispute. We are in a Process to inform the Social Security Administration & Major Credit Bureaus as well.
Do revert if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you, and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so, you must take immediate action.
Note - If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your door steps with the cost of the lawsuit around $4203.86.
Please let us know your intention by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your doorstep.
We informed you, and we have more than 17 kinds of scientific proof against you to prove that you are guilty and committed the following frauds.
Violation of Federal Banking Regulation.
Collateral Check Fraud
Theft by Deception
Electronic Fund Transfer Fraud.
Note: This notice provided to you for Cash Advance Inc. and its parent company, and their respective family of businesses including Cash Advance, its parent company, Cash America International, Inc., and all their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”).
The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “You're” means you as a participant in or as a user of the products and services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY REFLECT ON YOUR CREDIT REPORT.
TERMS AND CONDITIONS, YOU AGREED.
By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
Note: To make payment you would have to contact our email address
[email protected]
We are informing you that if we do not receive your payment then, unfortunately, we must go ahead further with the legal action against your name
Note: - If you ignored this email and failed to take care of this debt than all your bank accounts will we seized through Major Credited Bureau within Seven Business Days that's why your co-operation will we appreciated.
Sr. Investigation officer
John Anderson (Department-law enforcement)
Bureau of Defaulters agency FTC Incorporation
National Debt Solution
PO Box 105028
Atlanta, GA 30348
Settlement Department
Dear Customer,
The above invoice for $745.67 is still overdue for payment despite our previous reminders. As such, we would appreciate you making this payment as soon as possible.
We value your business but regret that if we do not receive the payment within a week then legal actions will be taken and IRS and Credit bureau’s will be notified.
If there is an error on our part and payment has been made, we urge you to contact us immediately so that the matter can be rectified.
Otherwise, if there is a problem paying this amount owing, please contact us so that an alternative arrangement or settlement offer for payment can be discussed.
Regards,
Manager
Credit Net USA
I Have never heard of this company or evenr taken out a loan with them.
On 4/3/2018 we were received email confirmation from Ace express that I was approved for funding and to call 805-991-6815, called# sounded like a computrated voice, went through loan agreement. Next day get a call 209-207-3578 saying that he was management and they needed my bank account username and password only to verify that it was my account they were sending funds to, later that night the Man that says his name is Jason something called me and told me my fica score is too low for the loan, but he can help, I pleaded for help with the funds and explained our situation of death in family and my family of myself and wife and three children are going to evicted from our home and have nowhere to go,
so in my desperate situation I listened and obeying a plan of him putting funds in my account and I had go to Walmart at 6:30 in the morning and buy steam gift cards, then go back to car scratch off and give numbers over phone with the promise of the loan amount will be in my account within 30 minutes after.after about 3 hours received a call from same Jason different number 903-740-1838, said my score didn't get high enough and we have to do same procedure again, repeated requests insured that if I wanted to keep my children off the streets, led on rest of the day of procedure and processing until it was too late for accounting department, so here I am, wife and children on the streets struggling to survive. I feel so stupid for ever having trusting anyone's word,
They sent me emails luring me in to opening mail,then upon hopes of a loan they got me to send a total of 750.00 to them that they promised to send back with loan. Also it was through a number of GOogle play cards to purchase loan ins. And 550.00 to show I was liquidity,,,, to ft. I know stupid but I was and am in need of loan.
Now they are asking for 525,00 more to pay the taxes ,on loan because it is they say a commercial loan. I refused and they said my 550.00 money that was to be returned was to be with loan,, OF WHICh is not being funded. So they are keeping my 550.00. Cause I am not sending 525,00 more for taxes on loan.
They send me an email that said I was approved for a personal loan $1500 and I call them thinking it was serious. They ask about my personal info like social security number bank account, online banking and debit card number. They keep calling me and chasing me very bad. I am scared at this point. I had to cancel my bank account and my cards. They said I have to pay them money back and I never get money from them. They also said that I cant cancel any transcation. Very rude people
Basically I'm a fool who allowed them to deposit money into my account before withdrawing it and sending it back to them for the hope of getting my actual loan
Ok Am i alone with this company.. I receive a email from [email protected] The Guy Name Is Paul Anderson..HE TELLS ME I HAVE A WARRANT OUT FOR MY ARREST..HE ALSO SAID I WILL BE PAYING MORE THAN $5000.00 IF I DONT MAKE A PAYMENT .. I HAVE 3 PAYMENT OPTIONS MONEY GRAM
I have been repeatedly sent e-mails in regards to pay-loan payment balance and/or settlement that I have no record of. I have been warned with 24 hour response and/ or local police arrests for non compliance. I have left my phone # to be contacted with no response. Today, August 2, 2017, I finally get a phone # with instructions of a trial date and place. I call the # and ask for Justin White and get a person speaking in broken english and difficult to understand! I ask to speak to someone I can understand and get hung up on! Please help!!! Thank you!!!
This morning I received an email from Cashnetusa.co, specifically Jack Brown. They claimed I took out an online payday loan in the amount of $350. They said the monies were deposited in my TCF bank account in 2012. I was threatened with arrest (specifically stated I'd be detained for 72 hours)if I didn't respond today with a payment of $850. They claimed they have a law suit against me in the amount of $13,428.15. There were a couple minor problems with this story--lol. I called my bank and A) I opened my account TWO YEARS after the loan they claimed I took out. My account opened in June of 2014. They claimed the monies were deposited into my account in 2012. B) There NEVER was ANY deposit from CASHNETUSA into my account C) I even went as far as seeing if I ever had ANY DEPOSIT in the amount of $350--I never have had for that exact amount D) Payday loans BECAME ILLEGAL 18 MONTHS prior to the loan I was accused of taking out. In fact, if this was a legitemate loan, they would have been breaking the law and could be arrested. These people are scumbucket vulchers. If they contact you, do the research I did to prove them wrong, then OUT THEM. I replied back to them with all the research I have done this morning and have yet to receive a response. Be careful out there
Like the others, I too was in a bind and needed fast cash so I got a Payday loan from CashNetUSA. I realize that these are a short term fix and more times than not once you start getting these types of loans it is hard to climb back out of debt. I received an email from CashNetUSA saying because I was a 'preferred customer' I now qualified for a line of credit. I thought great! It will help me get back on my feet again and get in the green. Wrong!!!! Do not fall for this! Do not get money from CashNetUSA using their line of credit. I will give you an example. I borrowed less than $400.00 which was to be paid back in monthly payments, which they will not disclose the amount to you until a payment is due and then be sure you are sitting down. My last statement (just received) has a minimum payment due of $154.37. Of this $154.37 $92.76 is interest and they are charging a $20.00 transaction fee. After loading on 2 months of interest at 299% the interest and fees charged are almost the amount of money that I borrowed and my balance, although paying huge monthly payments, hasn't gone down. It goes up. The amount I now owe exceeds what my line of credit was. Very little of the payment goes towards paying down the principal. Almost all of the money goes towards paying an ungodly amount of interest and their fees. This is the second billing statement and last months was almost identical with $16.00 of my $135.47 payment going towards the principal balance. At this rate it will not take long before I owe CashNetUsa $1000 in nothing more than interest and fees. I am disabled and on Social Security Disability. This has put a real hardship on me. I will go to my family and borrow the money to pay off this loan before it gets so large I can not get out from under it. There really should be laws to keep companies like this from taking advantage of people who need to borrow fast cash but there isn't. Apparently it is legal and they can charge any amount of interest and fees that they choose.
They sent an email as follow
CASE FILE #: SD5 - 1619549
Cash Net Us Group
(805) 314-1252
DUE AMOUNT-$832.75
Dear ......
This is to inform you, that you are going to be legally prosecuted in the Court House within a couple of days. Your S.S.N is put on hold by the three major credit bureaus and request an alert be put on your file, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your case with the Bureau of Defaulters. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter. Now this means a few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not receive any response from you within 24 hours of this e-mail notification then the company will be forced to press following charges against you:
1. Violation of federal banking regulation act 1983 (C)
2. Collateral check fraud
3. Theft by deception (ACT 21 A)
We re-serve the right to commence litigation for intent to commit wire fraud under the pretence of refusing to repay a total outstanding amount committed to, by use of the internet. In addition we re-serve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RE-SERVED TO INFORM TO FBI, FTC YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you are found guilty in the court house, then you have to breathe entire cost of this lawsuit which totals to $13,428.15, excluding amount you borrow, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have or can't afford one then the court will appoint one for you.
On 02/13/2017 a representative from the Law office of Justin brown called to say I was being sued, that I would be receiving a subpoena. That an officer would be calling me to get information and he would have all the facts. I did not take out the loan they are talking about. I have an open account with Cashnet right now that is in good standing.
Got a voice mail from someone (with a non-American accent) stating he is representing a Justin Brown Law firm. Claims there has been a law suit presented against me for failure to pay a loan from American Cash Net. I have never taken a loan from that company. When I told him this was a scam he said 'wait until tomorrow' an officer from the local Police Dept will be serving me a summons. He said he has a 'close personal friend in this area' that will meet me at the local PD to collect the money and (paraphrasing - 'forget the whole thing'). The reporter of this scam is in Springfield Missouri
Cash Net Us group . The email says that my SS# is on hold for three major credit bureaus bot pay up $832.75 If not tell my employer FBI etc. If I don't respond they will press charges of federal banking ,fraud and theft by decption
I want to file a lawsuit against cashnet usa. They called me and harassed me. Threaten me with going to court. Said I had 2 outstanding checks through wellsfargo.
Well called me yesterday And richard packer told me that i was aprove for a 5,000 dollars loan and i didnt think that he was scaming me because he sent me a email.with the detail of the loan and everything.so i.went along with everything.he told me to do and i go into walmart thinking that i was getting 5000 but he got one over on me with go in to walmart and buy 40 of 50 dollars itune cards and look on the back and you will see a bar that needs to be scrac all them off and take a picture of the and aend them to this number and the money we be in your account with 5to10mins and thank god for this webSite or i would be fucked over richard parker go jump off a high bridge and thanks for putting boguse money and the itune cards that the cops have now and my account is is 2000 dollars in the hole thanks alot for the scam tactickes and now hopefully i can get i tunes to reinbust me with the money at the bank i hope they do because walmart wont take them back so i have to call the itunes number hopefully its not a scam to thanks for the help today from this website so if someone call u from new york and his name richard parker hang up because he will run u right into the ground with the fake loan dont give any info over the phone and they dont even deal with nh they are out in cali so if he call u make sure to run and hang the phone but i guess we are only human So Learn.from orher peoples mistakes and dont pick it up call the cop and have them deal with them
Cashnet did this to me and I hope no one else is taken advantage of.
1. Put $1000 into my account of their money. Then had me to take the money out and put it on Itune cards. I did it I needed a loan for $3000.00.
2. The next day he stated that he would put $2000 in my account I stated I would not do it and he stated that i would. At that time he had $1000 in my checking and $1000 in my saving and wanted me to use Itune cards again I said no. He was angry. I told hom for get it I would get the monwy another way.
3. He took the money that I had which was approximately 150 dollars and took the money off hold and then got 800 dollars whic I did not have and left my account $872.00 over drawn.
4. Now I could lose an account that I have had for 4 years in good standing. I called him a con artist. Everything was done over the internet, text messages and emails. I never signed any papers and kept asking for the papers and he stated they would be sent it never happen but was able to over draw my account. I am furious that I was taken like a fool. And I am on a fixed income and I told him that because I needed to make sure I could make the payments.
We have given you more than ample time and notices regarding your long overdue balance of $ 1,098 for the settlement of the legal matter outside the courthouse, our numerous attempts to resolve your long overdue account have been unsuccessful.
As you know, your overdue balance now equals $ 1,098 (which includes interest on the overdue account). Interest will continue to accrue on this past due account.
Since you have not made the payment we would be forced to commence lawsuit without further delay followed by all the legal harsh verification and consequences, this could further jeopardize you credit ratings and you're social will be hampered.
Now, let me give you conscious for this mistake:
1 The moment we register your case, a non-bail warrant will be issued
2 FTC team will be at your doorstep in 7 working days for freezing all your assets (house, property, etc.)
3 Your bank accounts will be in process of getting freeze.
4 Serious inquiry panels will be issued for your associates (your family).
5 You will be removed from the job or if you own a firm it will be frozen.
6 Whatever property, cash, bank account you have it will be now onwards in hands of U.S. Government.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
We trust that this will not be necessary; we expect that you will act promptly and forward the payment of the outstanding amount as quickly as possible.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate you for losing the option to resolve this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
This will be your final opportunity to resolve this matter on your overdue balance account within 5 Working days without the expenses of court proceedings.
If you have any issues regarding this matter reply us back and we will contact you as soon as possible to help you to get out of this matter.
Sincerely,
Jonathan Bell
Restitution Department
My Response;
Since I have no recollection of ever owing monies to CashNet and the fact that you are using a gmail account rather than a company or corrporate e-mail account I have to consider this a SCAM. If you should pursue without factuals and company information I will turn this over to my local authorities.
I was sent a email fro Steve Anderson saying that he was from Cash USA $1210.00 in late charges. I have never gotten a loan from them. When i applied, and Indian speaking guy told me i neded $250 in the account before proceeding, but i cancelled the loan, now this guys is emailing me telling me i need o pay or i will get laid off from my job and black listed from getting another job. If i didn't let him know today, they would proceed with court hearings.