I thought that if I applied for a Capitol One Walmart Card it would improve my credit score. Just the opposite. Capital One Walmart Card is a joke. They refuse to give you more then a $300 credit limit and after paying more then required on time for over a year, and then paying off the balance they refused to give me a credit increase.
They do not communicate on the phone with you, you are forced to fill out a form in order to ask for a credit increase and then they deny you. My credit score went straight down because of Capital One. I have no negative credit and I pay my cards ontime and pay more then required. Every month I made a 100 or 150 card payment to Capital One.
And they have not payment locations close by. The only two places to pay are over one hour driving forcing you to use their ap on your phone or to talk to people in a third world country, Never do that.
Never give your banking info to anyone in a foreign country. Do not waste your time with this lowlife company. I removed them completely from my credit report.
Even if its 500, they will come after you and will try to garnish your wages. They don't care if you are poor, or have problems, they want the money. They didn't even care about Covid. Now they are trying toopen banks, so you can put your money in their care, Don't Do It!!!
I've had two credit cards with Capitol One for 6 years and recently moved to another state. During the move my USPS mail was delayed, lost and not recieved at my new address. In this lost mail was a bill from Capitol One for $25. due. Since not seeing the bill I missed paying it and found out today they turned me into all the credit bureaus which in turn changed my credit score by 60 points in the negative direction. Like most of us US citizens do do, we work hard to keep our credit scores up and pay our bills on time, always.
Capitol One could care less about their customers, any out of ordinary situation that may occur in ilfe or about making thigs right with their customers, individuaal credit scores of their customers or doing the right thing for their customers in extenuating circumstances like in my case. They get to charge higher interest if a person becomes late by 30 days it is their way of making more money.
I called Capitol One to discuss this and all they could come up with is contact the credit bereaus. Right, credi bereaus are really helpful and could care less also.
I just want to put this out to the public. Buyer beware: Do not do business with Capitol One credt card comapny they are rip offs, scam artists and do not care one bit about their customers.
Capitol One is horrible at taking my name off their mailing list. They sent me a letter stating that I had sent in an application for a credit card. I do not use credit cards. They are horrible to get in touch with online or on the phone. I finally connected with them and told them that I had not filled out an application. They said they would take care of it. Since then I have received 2 more applications for a credit card.
I want to know why they can't take care of a simple blocking my name for a credit card and checking to see if I have blocked them from sending me an application. I have contacted optout, all 3 financial credit scores, and the federal trade commission. Nothing is working.
Capitol one third party collector They've called several times , yet I cannot discern what that are asking for . I DO owe Capitol one 97 dollars plus ungodly interest of a little south of one thousand dollars . I'm willing to pay , yet the people who call me from collections deliberately obfuscate what the terms of payment they are offering might be. I'd prefer to work directly with cap one, as this third party collector is terribly inconsistent in their message of what the exact debt is to be settled, who collects the payment , how they pay cap one (the original creditor I owe the debt to) and how they accept payment . Ice asked 3x for a statement in the mail to delineate the terms , and each time they hang up on me. I don't deny I owe the debt, but I get the creeps each time an agent (English as an afterthought speaking employees ) contacts me. The language barrier combined with their attemped slyness is, frankly , perfect for a Saturday night live skit. Does anyone know if cap one will deal with me direct ? I'm a year delinquent. Indianapolis Indiana
Capitol One Reviews
I thought that if I applied for a Capitol One Walmart Card it would improve my credit score. Just the opposite. Capital One Walmart Card is a joke. They refuse to give you more then a $300 credit limit and after paying more then required on time for over a year, and then paying off the balance they refused to give me a credit increase.
They do not communicate on the phone with you, you are forced to fill out a form in order to ask for a credit increase and then they deny you. My credit score went straight down because of Capital One. I have no negative credit and I pay my cards ontime and pay more then required. Every month I made a 100 or 150 card payment to Capital One.
And they have not payment locations close by. The only two places to pay are over one hour driving forcing you to use their ap on your phone or to talk to people in a third world country, Never do that.
Never give your banking info to anyone in a foreign country. Do not waste your time with this lowlife company. I removed them completely from my credit report.
Even if its 500, they will come after you and will try to garnish your wages. They don't care if you are poor, or have problems, they want the money. They didn't even care about Covid. Now they are trying toopen banks, so you can put your money in their care, Don't Do It!!!
I've had two credit cards with Capitol One for 6 years and recently moved to another state. During the move my USPS mail was delayed, lost and not recieved at my new address. In this lost mail was a bill from Capitol One for $25. due. Since not seeing the bill I missed paying it and found out today they turned me into all the credit bureaus which in turn changed my credit score by 60 points in the negative direction. Like most of us US citizens do do, we work hard to keep our credit scores up and pay our bills on time, always.
Capitol One could care less about their customers, any out of ordinary situation that may occur in ilfe or about making thigs right with their customers, individuaal credit scores of their customers or doing the right thing for their customers in extenuating circumstances like in my case. They get to charge higher interest if a person becomes late by 30 days it is their way of making more money.
I called Capitol One to discuss this and all they could come up with is contact the credit bereaus. Right, credi bereaus are really helpful and could care less also.
I just want to put this out to the public. Buyer beware: Do not do business with Capitol One credt card comapny they are rip offs, scam artists and do not care one bit about their customers.
Capitol One is horrible at taking my name off their mailing list. They sent me a letter stating that I had sent in an application for a credit card. I do not use credit cards. They are horrible to get in touch with online or on the phone. I finally connected with them and told them that I had not filled out an application. They said they would take care of it. Since then I have received 2 more applications for a credit card.
I want to know why they can't take care of a simple blocking my name for a credit card and checking to see if I have blocked them from sending me an application. I have contacted optout, all 3 financial credit scores, and the federal trade commission. Nothing is working.
Capitol one third party collector They've called several times , yet I cannot discern what that are asking for . I DO owe Capitol one 97 dollars plus ungodly interest of a little south of one thousand dollars . I'm willing to pay , yet the people who call me from collections deliberately obfuscate what the terms of payment they are offering might be. I'd prefer to work directly with cap one, as this third party collector is terribly inconsistent in their message of what the exact debt is to be settled, who collects the payment , how they pay cap one (the original creditor I owe the debt to) and how they accept payment . Ice asked 3x for a statement in the mail to delineate the terms , and each time they hang up on me. I don't deny I owe the debt, but I get the creeps each time an agent (English as an afterthought speaking employees ) contacts me. The language barrier combined with their attemped slyness is, frankly , perfect for a Saturday night live skit. Does anyone know if cap one will deal with me direct ? I'm a year delinquent. Indianapolis Indiana