Watch out scam artist on the prowl! On Nov 18 I reached out to Biz2Credit.com to get a quote for business loan. Ron Jones their funding specialist followed up with an email in regards to me questions about terms, rates and options. I liked that they had many lenders to choose from. He suggested in the email dated Nov 18, 2016 exact quote “Lets get an offer generated for you, and you can move forward when you need the funds, please send last 6 months of business checking account statements asap” which I gladly sent on Nov 21 since it wasn’t any major commitment to have my bank statements reviewed or credit pull which would lower my score. He respond back on Nov 21 exact quote “Please help me with the following Home address,Lease amount for business address , Month and year when business started ,Date of birth ,Last 4 digit of social” I did respond with all that info and thinking he can’t pull my credit using only my last 4 of my SS#, and never said once in our email communication that I would have a hard pull on my credit. Later that day I got notification from my credit monitoring service that “ITRIA” just pulled my credit, which is one of Biz2Credit.com lenders. Obviously I am pissed off as I did not okay, sign any paperwork or authorizing a credit pull. I have seen a decrease in credit score drop because of this. Apparently now days all they need is last 4 of SS#, address, birthdate and name to pull credit which is a scam way of pulling credit however they still need authorization to do so which they never got. I contacted him right away and he said “Daniel, credit check is done by every lender before generating an offer.” I told him I did not authorize or know about a credit pull nor would I have agreed to one as he was just going to get me set up in the system and get an amount quote based off of my bank statements, no mention of credit pull. I understand that when moving forward credit would be pulled however I wasn’t moving forward at this time beyond a quote on bank statements. Slimy business that needs to be shut down, they will be reported to every agency and outlet.
Biz2Credit Reviews
Watch out scam artist on the prowl! On Nov 18 I reached out to Biz2Credit.com to get a quote for business loan. Ron Jones their funding specialist followed up with an email in regards to me questions about terms, rates and options. I liked that they had many lenders to choose from. He suggested in the email dated Nov 18, 2016 exact quote “Lets get an offer generated for you, and you can move forward when you need the funds, please send last 6 months of business checking account statements asap” which I gladly sent on Nov 21 since it wasn’t any major commitment to have my bank statements reviewed or credit pull which would lower my score. He respond back on Nov 21 exact quote “Please help me with the following Home address,Lease amount for business address , Month and year when business started ,Date of birth ,Last 4 digit of social” I did respond with all that info and thinking he can’t pull my credit using only my last 4 of my SS#, and never said once in our email communication that I would have a hard pull on my credit. Later that day I got notification from my credit monitoring service that “ITRIA” just pulled my credit, which is one of Biz2Credit.com lenders. Obviously I am pissed off as I did not okay, sign any paperwork or authorizing a credit pull. I have seen a decrease in credit score drop because of this. Apparently now days all they need is last 4 of SS#, address, birthdate and name to pull credit which is a scam way of pulling credit however they still need authorization to do so which they never got. I contacted him right away and he said “Daniel, credit check is done by every lender before generating an offer.” I told him I did not authorize or know about a credit pull nor would I have agreed to one as he was just going to get me set up in the system and get an amount quote based off of my bank statements, no mention of credit pull. I understand that when moving forward credit would be pulled however I wasn’t moving forward at this time beyond a quote on bank statements. Slimy business that needs to be shut down, they will be reported to every agency and outlet.