A gentleman by the name of Carlos called and asked for me. When I told him it was me he wanted me to confirm the last four of my social and when I refused he told me the company for whom he was working would just go ahead and file a claim against me and it would be taken to court. Having no idea what he was talking about I tried asking questions and he seemed to get angry and told me he would proceed with litigation. He hung up on me and to make sure he wasn't a scammer I called the number back that had been left on my caller ID. A lady answered the phone and when I asked the name of the company she told me it was the Atlantic Group. She then identified me and said she would get
the representative taking care of my case. When Carlos got on the line I told him who I was and he said he didn't ask for my social but only wanted me to confirm the last 4 digits. I then agreed like an idiot to confirm the last 4 of my social. He explained that in 2010 that I had taken out a payday loan in the amount of $400.00 and that when it was submitted for payment that it was denied because of insufficient funds. After a lenghty discussion with my explaining I never ever applied for a payday loan online and that if I had the funds would have been deposited into my account and with that information I could prove I had never taken out a payday loan. He then went on to tell me that the money
could have been deposited into any bank account and not necessarily the one that it was taken out on. That's when I knew he was a scammer. I got as much information from him as possible and then I told him to just sue me I wasn't going to pay for something that I didn't owe and I could prove it. I asked him in what county I would be sued in and he fumbled for a moment and said that it would be in the county it was taken out in and that was Johnson County KY. I told him I would just go to court and prove I didn't owe this money. He said it would automatically be a judgement against me. I told him that that wasn't the way a court worked. I would at least get to present my information before
there was a ruling and judgement against me. He then asked me if I knew a Robert Ratliff and I told him no. He asked about a Louette Kendrick and I told him that was my sisiter in law. He went on to ask about a Kathy Mollette and when I told him I only knew one of these people he said that was enough proof for his company to get judgement. I proceeded to tell him they would have to provide the account information where the money was deposited in order to get that judgement and I could prove that no money was ever put into my account. Carlos then said it was probably an ex husband or someone close to me who had my information. No one has access to my information then or now! My
husband doesn't even have access to my bank account. After about 10 minutes of discussion he said this was getting us no where and if I was unwilling to pay the debt I owed regardless of the circumstances that his client would just continue with legal action. I said that they needed to do what they needed to do but I would not pay for something I owed. I left it there. Good luck getting $2000.00 dollars out of me over a $400.00 debt I don't even owe. By the way he was nice but not to nice so he could intimidate me or so he thought.
I called my bank and she assured me that with only the last 4 digits of my social they could do nothing to harm me. She also confirmed what I already knew and that was in order for the payday loan to have been completed they would have had to verify the account and that the law requires them to deposit into the account used to open the payday loan.
There you go Carlos call some other unsuppecting innocent soul! Shame on you for being a thief and trying to take advantage of people using scare tactics. I hope you find your way to God so he can save your poor deceitful soul.
Sometimes unimaginable things happen. I was in a stable relationship and well paid job for three years then suddenly my lover broke up with me without any explanation. I was devastated, confused and heartbroken, at the pick of giving up when my friend told me about a spell caster on the internet who helps people get back their lover within two days. At first I laughed it off without giving it much thought then I checked online myself and saw testimonies of people who the same spell caster Dr.Iruwa has helped then I decided to contact him through his number +27835303354 and is e-mail [email protected] Now my lover is back to my life. I am just so happy now and thanks to Dr.Iruwa, thank you so much for your help. Advice for those who might also want help should contact him because i don't believe in any other spell casters but am assuring you is only Dr.Iruwa that can help you solve that problem you are facing right now.
Recieved a phone call from them and they said I owed money on a payday loan that I never took out and it was under a name I've not used in years before the supposed debt. They had the last 4 of my social and knew old banking information I've not had for years before the supposed debt. Threatened criminal persecution if I didn't pay them. I asked them for their mailing address and they said for security reasons they could not give that out. They started to get more angry and agained threatened criminal persuction if I didn't pay them. These people are scammers out to use extortion tactics to scare people into paying them money on debts that don't exist.
I received a call from the Atlantic group, they also called one of my family members as well looking for me, and said i had a payday loan link to may name in 2012, and if i dont pay that know that I would have to go to court and pay 2400 dollars to pay everything off, in the mean time I had my friend look them up and saw the reviews that they are scammers. they mention the word aubritation. when I ask them where are they located they said in several different places, they new my social last for digits and my address, they claimed they have sent me stuff in the mail and by email, i said i received nothing. they also call me on a Saturday evening which company do that? they tried calling on Monday and told them that I am going to contact the FBI and they should not call any of my family members again.
I received a voicemail from a woman claiming to be named, "Dana Saunders" from this company. She had a, what I believe to be, "Caribbean" accent of some kind. She left a voicemail on my work phone (how she got that I don't know) and also on my mobile phone. She said, "This is a notification for... My name is Dana Saunders and I'm contacting you from the offices of Atlantic Group regarding some serious allegations that are pending against you. In the event that we are unable to contact you, this office will actively seek you at your place of employment and also your residence. You do have the legal right to resolve this matter outside of court. It is indeed imperative that we speak with you immediately. Please contact our offices at 855-203-7250 and reference case number XXXXX. Mr. Orlando, you have officially been notified." I called this number, but reached them first by dialing the number that came up on my Caller ID, which was a local number of 407-710-0897 (obviously "spoofed") - I spokeo'd the number and it came up as a local residence, not a business. When I dialed this number I reached a woman who transferred me to Mrs. Saunders. When I reached Mrs. Saunders, she asked, "Is this Mr. Orlando calling?" I said, "Yes," and she then said, "and are the last four digits of your social security number XXXX." I said yes, because I assumed this might be a real debt-collector, since she had the information. I then questioned the validity of the call and debt and she indicated that I allegedly owed. Mrs. Saunders indicated and made the accusation that I, "fraudulently," took out a pay day loan with a Pact Enterprises company back in 2010. She further indicated that it was possibly an online company, but when I asked who the specific vendor was, she would not indicate this information. She further began to raise her voice and threatened that legal action was already in place and they were, basically, getting ready to "press the red button." "Mrs. Saunders" became increasingly aggressive as the call continued as I requested more information about the alleged debt and she further threatened legal action. I then agreed to go ahead and take care of the debt, despite the fact that I did not owe any money to my knowledge and she transferred me to the processing department. I reached a man named "Scott" and I asked him if I could pay by check over the phone and this "Scott" said they could only take a debit or credit card. He also informed me that the call would be recorded and "is that OK?" I said OK and told him that my card had been stolen recently and that I am awaiting a new one in the mail. "Scott" said I could call back when the new card arrived, but there would be a $9.95 fee to run the card - sounded legit, but that he could not take a check by phone? He also wouldn't give me a mailing address and said they are a "paperless environment." I also asked him if he could send me a copy of the bill - he refused - this is illegal. By law and according to the FTC, they are required to send you a "Validation Notice" or, in other words, a copy of the alleged bill. He then transferred me back to Mrs. Saunders, as he did not want to discuss anything further, who was adamant and further threatened legal action. I said I would have to wait until Friday, as that's when my credit card would arrive - so he said he would "notate my account." I had some very big questions after this call and was INCREDIBLY frustrated, as nothing made sense. I then decided to call back again, but this time from another phone line to see if I could obtain some relevant information from them. I spoke with another woman who sounded like Mrs. Saunders, but said her name was something else and I said I would like to know what their mailing address is. I asked this in a nice way and asked if they have a P.O. Box where I could send a letter. She said they do not have a physical or PO Box mailing address!? She said they are a "paperless environment," obviously scripted, but also - any REAL Bill collector will have AT LEAST a PO Box where you can mail a check. They don't even have a website that I could go to, so that I could make a payment online. OBVIOUSLY A HUGE SCAM!!! This is the 21st century! The whole thing felt scripted. I noticed there have been other occurrences on the web regarding a company going by the same name. Do not believe them! If someone was in the process of suing you, the court would notify you in person via a carrier who will serve you the court documents. They're likely not going to call you over the phone out of the blue. I reported this company to the FBI, the FTC and the State Attourney General. I recommend that you do the same if you receive a call from this horrible place! I personally think these people need to find a REAL job, instead of trying to take money from those of us who work our butts off to make a living.
Recieved a phone call from them and they said I owed money on a payday loan that I never took out and it was under a name I've not used in years before the supposed debt. They had the last 4 of my social and knew old banking information I've not had for years before the supposed debt. Threatened criminal persecution if I didn't pay them. I asked them for their mailing address and they said for security reasons they could not give that out. They started to get more angry and agained threatened criminal persuction if I didn't pay them. These people are scammers out to use extortion tactics to scare people into paying them money on debts that don't exist.
I recieved a phone call asking me to verify my information. I refused. She said she would see me in court.
I called them back and asked for their physical address, they would not give it to me. I called back and spoke to a David Johnson, I asked for company information, he would not give it to me. I told them if they were charging me with a debt,they legally had to give me something in writing. I was told to get a good lawyer.
I called them back and told them to stop calling me, the woman asked to speak to my husband. I asked her if she was having an affair with my husband and told her off again.
I called back and told them not to dial my number again and that they were trying to SCAM the wrong person.
When a company reuses to give out their contact information, have not notified you in writing of a personal debt, it is usually a SCAM. I do not know these people and I do not owe them anything.
The exact same thing just happened to me. When I wouldn't verify my social security number with them David Johnson got rude and told me to get a good lawyer and then he hung up on me.
I received a call today from 772-202-3028. I didn't answer, so it went to voicemail. On the voicemail it stated that they were Atlantic Group calling about serious claims against my husband and if we wanted to resolve this matter call 1-877-203-8322 and gave me a claim number. She had a slight accent so I was already sketchy. I called back to get information. They said they were an arbitration agency that were hired by Global Group Holdings. They said my husband obtained a payday loan in 2012 for $450. I told them I don't recall a payday loan in that amount, and the only payday loan we owed we paid off. She was persistent and put a supervised on the phone. Again saying they can't send me anything until after I pay them off. They are expecting a call back from me later. I'm not calling them. After I researched there company and the payday loan place who by the way is no longer in service, I am certain they are scammers. If they were legit they would provide proof. She asked if I had a receipt. I told her no, it was by phone. She went by the name Mrs. Watson. I asked for proof of this loan and she said they are not authorized to send anything until we end up in court. She wanted me toake scheduled payments through my bank account. I wasn't comfortable with that. She said interest on the account brought my total to $650. I said we don't have it. If we take off 80% can you pay the remainder. I said I don't have any money to my name. She was very insistan
I received a voicemail today from a woman claiming I owed money for a payday loan I took out in 2012 which isn't true, but they also knew the last four digits on my social and also threatened me with coming to my place of employment or home I don't like to be threatened but I honestly think it's a scam and don't know what my options are right now.
This company contacted myself and family members stating that I had a lawsuit filed against me and to call back concerning case #92855.
I normally don't call these scams back, but since they contact my family, I had no choice because I wanted to tell them they are not to call anyone in my family.
I contacted the company at 877-230-8322 and spoke with Arianna she stated that these charges were for fraudulant bank account and theft by deception for a payday loan from 10/2013 with Lazeer Landon. I advised them that I have not ever taken out a loan with this company and have never even heard of them.
I asked for an address and was told that they have multiple addresses and she couldn't give me a mailing address. I stated that I need an address or fax number in order to send a cease & desist letter to them to quit calling myself and any family members in regards to this.
I also asked for validation of debt and was told that she couldn't send anything like that or send anything to me. Advised her that I would not be paying on any accounts until I had proof that I owed the debt. And since she would not give me her address that she was to cease all calls.
I was contacted by the number 844-605-0271 the message left said it was for a claim. I called them back and they said there was a claim for some payday loan company called Access Holdings that said I took out a payday loan in 2012. I told them this was impossible and David Johnson said that they had my information. I told them to send it to me and they said Access Holdings has all of that and if I dont pay them the $300 that I owe they would take me to court for $2400 and garnish up the 45% of my wages. I told him I would take my chances in court since I did not take out this loan. He continued to threaten me and told me I better get a good attorney. I told him I was ready.
Then I called back to get their address and for security reasons they would not give me an address. He told me the main headquarters were in Chicago IL. This is totally a scam.
Atlantic Group Reviews
A gentleman by the name of Carlos called and asked for me. When I told him it was me he wanted me to confirm the last four of my social and when I refused he told me the company for whom he was working would just go ahead and file a claim against me and it would be taken to court. Having no idea what he was talking about I tried asking questions and he seemed to get angry and told me he would proceed with litigation. He hung up on me and to make sure he wasn't a scammer I called the number back that had been left on my caller ID. A lady answered the phone and when I asked the name of the company she told me it was the Atlantic Group. She then identified me and said she would get
the representative taking care of my case. When Carlos got on the line I told him who I was and he said he didn't ask for my social but only wanted me to confirm the last 4 digits. I then agreed like an idiot to confirm the last 4 of my social. He explained that in 2010 that I had taken out a payday loan in the amount of $400.00 and that when it was submitted for payment that it was denied because of insufficient funds. After a lenghty discussion with my explaining I never ever applied for a payday loan online and that if I had the funds would have been deposited into my account and with that information I could prove I had never taken out a payday loan. He then went on to tell me that the money
could have been deposited into any bank account and not necessarily the one that it was taken out on. That's when I knew he was a scammer. I got as much information from him as possible and then I told him to just sue me I wasn't going to pay for something that I didn't owe and I could prove it. I asked him in what county I would be sued in and he fumbled for a moment and said that it would be in the county it was taken out in and that was Johnson County KY. I told him I would just go to court and prove I didn't owe this money. He said it would automatically be a judgement against me. I told him that that wasn't the way a court worked. I would at least get to present my information before
there was a ruling and judgement against me. He then asked me if I knew a Robert Ratliff and I told him no. He asked about a Louette Kendrick and I told him that was my sisiter in law. He went on to ask about a Kathy Mollette and when I told him I only knew one of these people he said that was enough proof for his company to get judgement. I proceeded to tell him they would have to provide the account information where the money was deposited in order to get that judgement and I could prove that no money was ever put into my account. Carlos then said it was probably an ex husband or someone close to me who had my information. No one has access to my information then or now! My
husband doesn't even have access to my bank account. After about 10 minutes of discussion he said this was getting us no where and if I was unwilling to pay the debt I owed regardless of the circumstances that his client would just continue with legal action. I said that they needed to do what they needed to do but I would not pay for something I owed. I left it there. Good luck getting $2000.00 dollars out of me over a $400.00 debt I don't even owe. By the way he was nice but not to nice so he could intimidate me or so he thought.
I called my bank and she assured me that with only the last 4 digits of my social they could do nothing to harm me. She also confirmed what I already knew and that was in order for the payday loan to have been completed they would have had to verify the account and that the law requires them to deposit into the account used to open the payday loan.
There you go Carlos call some other unsuppecting innocent soul! Shame on you for being a thief and trying to take advantage of people using scare tactics. I hope you find your way to God so he can save your poor deceitful soul.
thank you
Sometimes unimaginable things happen. I was in a stable relationship and well paid job for three years then suddenly my lover broke up with me without any explanation. I was devastated, confused and heartbroken, at the pick of giving up when my friend told me about a spell caster on the internet who helps people get back their lover within two days. At first I laughed it off without giving it much thought then I checked online myself and saw testimonies of people who the same spell caster Dr.Iruwa has helped then I decided to contact him through his number +27835303354 and is e-mail [email protected] Now my lover is back to my life. I am just so happy now and thanks to Dr.Iruwa, thank you so much for your help. Advice for those who might also want help should contact him because i don't believe in any other spell casters but am assuring you is only Dr.Iruwa that can help you solve that problem you are facing right now.
Atlantic Group
Recieved a phone call from them and they said I owed money on a payday loan that I never took out and it was under a name I've not used in years before the supposed debt. They had the last 4 of my social and knew old banking information I've not had for years before the supposed debt. Threatened criminal persecution if I didn't pay them. I asked them for their mailing address and they said for security reasons they could not give that out. They started to get more angry and agained threatened criminal persuction if I didn't pay them. These people are scammers out to use extortion tactics to scare people into paying them money on debts that don't exist.
Atlantic group
I received a call from the Atlantic group, they also called one of my family members as well looking for me, and said i had a payday loan link to may name in 2012, and if i dont pay that know that I would have to go to court and pay 2400 dollars to pay everything off, in the mean time I had my friend look them up and saw the reviews that they are scammers. they mention the word aubritation. when I ask them where are they located they said in several different places, they new my social last for digits and my address, they claimed they have sent me stuff in the mail and by email, i said i received nothing. they also call me on a Saturday evening which company do that? they tried calling on Monday and told them that I am going to contact the FBI and they should not call any of my family members again.
DON'T BELIEVE THESE SCAMMERS!!!
I received a voicemail from a woman claiming to be named, "Dana Saunders" from this company. She had a, what I believe to be, "Caribbean" accent of some kind. She left a voicemail on my work phone (how she got that I don't know) and also on my mobile phone. She said, "This is a notification for... My name is Dana Saunders and I'm contacting you from the offices of Atlantic Group regarding some serious allegations that are pending against you. In the event that we are unable to contact you, this office will actively seek you at your place of employment and also your residence. You do have the legal right to resolve this matter outside of court. It is indeed imperative that we speak with you immediately. Please contact our offices at 855-203-7250 and reference case number XXXXX. Mr. Orlando, you have officially been notified." I called this number, but reached them first by dialing the number that came up on my Caller ID, which was a local number of 407-710-0897 (obviously "spoofed") - I spokeo'd the number and it came up as a local residence, not a business. When I dialed this number I reached a woman who transferred me to Mrs. Saunders. When I reached Mrs. Saunders, she asked, "Is this Mr. Orlando calling?" I said, "Yes," and she then said, "and are the last four digits of your social security number XXXX." I said yes, because I assumed this might be a real debt-collector, since she had the information. I then questioned the validity of the call and debt and she indicated that I allegedly owed. Mrs. Saunders indicated and made the accusation that I, "fraudulently," took out a pay day loan with a Pact Enterprises company back in 2010. She further indicated that it was possibly an online company, but when I asked who the specific vendor was, she would not indicate this information. She further began to raise her voice and threatened that legal action was already in place and they were, basically, getting ready to "press the red button." "Mrs. Saunders" became increasingly aggressive as the call continued as I requested more information about the alleged debt and she further threatened legal action. I then agreed to go ahead and take care of the debt, despite the fact that I did not owe any money to my knowledge and she transferred me to the processing department. I reached a man named "Scott" and I asked him if I could pay by check over the phone and this "Scott" said they could only take a debit or credit card. He also informed me that the call would be recorded and "is that OK?" I said OK and told him that my card had been stolen recently and that I am awaiting a new one in the mail. "Scott" said I could call back when the new card arrived, but there would be a $9.95 fee to run the card - sounded legit, but that he could not take a check by phone? He also wouldn't give me a mailing address and said they are a "paperless environment." I also asked him if he could send me a copy of the bill - he refused - this is illegal. By law and according to the FTC, they are required to send you a "Validation Notice" or, in other words, a copy of the alleged bill. He then transferred me back to Mrs. Saunders, as he did not want to discuss anything further, who was adamant and further threatened legal action. I said I would have to wait until Friday, as that's when my credit card would arrive - so he said he would "notate my account." I had some very big questions after this call and was INCREDIBLY frustrated, as nothing made sense. I then decided to call back again, but this time from another phone line to see if I could obtain some relevant information from them. I spoke with another woman who sounded like Mrs. Saunders, but said her name was something else and I said I would like to know what their mailing address is. I asked this in a nice way and asked if they have a P.O. Box where I could send a letter. She said they do not have a physical or PO Box mailing address!? She said they are a "paperless environment," obviously scripted, but also - any REAL Bill collector will have AT LEAST a PO Box where you can mail a check. They don't even have a website that I could go to, so that I could make a payment online. OBVIOUSLY A HUGE SCAM!!! This is the 21st century! The whole thing felt scripted. I noticed there have been other occurrences on the web regarding a company going by the same name. Do not believe them! If someone was in the process of suing you, the court would notify you in person via a carrier who will serve you the court documents. They're likely not going to call you over the phone out of the blue. I reported this company to the FBI, the FTC and the State Attourney General. I recommend that you do the same if you receive a call from this horrible place! I personally think these people need to find a REAL job, instead of trying to take money from those of us who work our butts off to make a living.
Recieved a phone call from them and they said I owed money on a payday loan that I never took out and it was under a name I've not used in years before the supposed debt. They had the last 4 of my social and knew old banking information I've not had for years before the supposed debt. Threatened criminal persecution if I didn't pay them. I asked them for their mailing address and they said for security reasons they could not give that out. They started to get more angry and agained threatened criminal persuction if I didn't pay them. These people are scammers out to use extortion tactics to scare people into paying them money on debts that don't exist.
I recieved a phone call asking me to verify my information. I refused. She said she would see me in court.
I called them back and asked for their physical address, they would not give it to me. I called back and spoke to a David Johnson, I asked for company information, he would not give it to me. I told them if they were charging me with a debt,they legally had to give me something in writing. I was told to get a good lawyer.
I called them back and told them to stop calling me, the woman asked to speak to my husband. I asked her if she was having an affair with my husband and told her off again.
I called back and told them not to dial my number again and that they were trying to SCAM the wrong person.
When a company reuses to give out their contact information, have not notified you in writing of a personal debt, it is usually a SCAM. I do not know these people and I do not owe them anything.
Atlantic Group SCAM
The exact same thing just happened to me. When I wouldn't verify my social security number with them David Johnson got rude and told me to get a good lawyer and then he hung up on me.
I received a call today from 772-202-3028. I didn't answer, so it went to voicemail. On the voicemail it stated that they were Atlantic Group calling about serious claims against my husband and if we wanted to resolve this matter call 1-877-203-8322 and gave me a claim number. She had a slight accent so I was already sketchy. I called back to get information. They said they were an arbitration agency that were hired by Global Group Holdings. They said my husband obtained a payday loan in 2012 for $450. I told them I don't recall a payday loan in that amount, and the only payday loan we owed we paid off. She was persistent and put a supervised on the phone. Again saying they can't send me anything until after I pay them off. They are expecting a call back from me later. I'm not calling them. After I researched there company and the payday loan place who by the way is no longer in service, I am certain they are scammers. If they were legit they would provide proof. She asked if I had a receipt. I told her no, it was by phone. She went by the name Mrs. Watson. I asked for proof of this loan and she said they are not authorized to send anything until we end up in court. She wanted me toake scheduled payments through my bank account. I wasn't comfortable with that. She said interest on the account brought my total to $650. I said we don't have it. If we take off 80% can you pay the remainder. I said I don't have any money to my name. She was very insistan
I received a voicemail today from a woman claiming I owed money for a payday loan I took out in 2012 which isn't true, but they also knew the last four digits on my social and also threatened me with coming to my place of employment or home I don't like to be threatened but I honestly think it's a scam and don't know what my options are right now.
This company contacted myself and family members stating that I had a lawsuit filed against me and to call back concerning case #92855.
I normally don't call these scams back, but since they contact my family, I had no choice because I wanted to tell them they are not to call anyone in my family.
I contacted the company at 877-230-8322 and spoke with Arianna she stated that these charges were for fraudulant bank account and theft by deception for a payday loan from 10/2013 with Lazeer Landon. I advised them that I have not ever taken out a loan with this company and have never even heard of them.
I asked for an address and was told that they have multiple addresses and she couldn't give me a mailing address. I stated that I need an address or fax number in order to send a cease & desist letter to them to quit calling myself and any family members in regards to this.
I also asked for validation of debt and was told that she couldn't send anything like that or send anything to me. Advised her that I would not be paying on any accounts until I had proof that I owed the debt. And since she would not give me her address that she was to cease all calls.
I was contacted by the number 844-605-0271 the message left said it was for a claim. I called them back and they said there was a claim for some payday loan company called Access Holdings that said I took out a payday loan in 2012. I told them this was impossible and David Johnson said that they had my information. I told them to send it to me and they said Access Holdings has all of that and if I dont pay them the $300 that I owe they would take me to court for $2400 and garnish up the 45% of my wages. I told him I would take my chances in court since I did not take out this loan. He continued to threaten me and told me I better get a good attorney. I told him I was ready.
Then I called back to get their address and for security reasons they would not give me an address. He told me the main headquarters were in Chicago IL. This is totally a scam.