API Recovery Solutions Scamming People out of money claiming garnishment and court Nationwide AGAIN!! Got a phone call from a gentleman (and I use that term loosely) named Kevin Knight, he told me that he was calling to collect for a pay-day load I had back in California and that the company wanted all of their money now or was planning to take me to court back in Los Angeles.
After a brief discussion with him on how costly it would be for me to trek back to Los Angeles to handle a court date I decided to try to work with him on a payment plan, he ran several number past me including a huge one, he had all the details of the collections from this company in California and that led me to believe that he/they were on the up and UP! So after some number crunching and longer discussion he put me on hold and “contacted” the account manager for this company back in LA, and when he came back on line he said that they settled on a number but I have to make bimonthly payments and that they need my ATM card info to do so and that they would provide me with a letter of agreeance from their company with the payment info and account number. So 30 days went by and they took two payments out of my bank for no more than $450.00 but when the time came to make the 3rd payment something said to look into this closer as it did not “feel right” … upon calling the original company I had the loan with they said that they have no contract or service with API in any manner and never herd of them so I contacted the Better Business Bureau in Scranton PA and they advised me that this was a “scam” and to contact my bank right away and the local police to file a report. I contacted my bank and they canceled my ATM card and had me come in and file a report with their fraud division.
The bank was unbelievable in helping me out and getting back the money I paid to API within 24 hours along with the ISF charges I got because of them charging my card without the proper authorization. I got a new ATM card and all the finances taken care of. (Love People Security Bank). NOT DONE – Just last week I got a call at the house from a gentleman named “Steve” asking about a problem with the bank card they had/have on file and it not working, I let the call go and did not bother with them, and last week Friday 5/6/16 I got a call again at the house and they left a voice mail – “Hey Mark, this is Robert Goldstein from API Recovery and we are having a problem with your bank card, if you can call me back at 844-820-5020 ext. 235 that would be great, thanks” and the weird thing is that the number on the caller ID on my phone was 570-309-0001 and that’s a cell phone number … go figure. Needless to say just be aware of these kinds of call and when in doubt “Check-It-Out”.
Someone called me about the Loan Me That i owed from them and this guy was saying that i’m gonna be in jail. If im not gonna pay them, so they took $150 from card on 6-29-2017 and still getting money from me. Im so scared that’s why i let them took a money every two weeks. But someone told me that this debt collector named API Recovery solution or JPL solution was a SCAM. They tooked a money from me for almost $2,600 Hope you guys help me out Thanks, Christian
Closed my account and had not paid. He claimed that because I had hung up on his associate. He was going to press federal charges against me for internet fraud and bank fraud. I told him I've never had any pay day loan with arrow one lending. That's why I hung up on his associate. He told me that he had an affidavit from the bank. As well as a video of me at the ATM. Fifteen minutes after he deposited money in my account. He said I could give him my credit or debt card to pay or he would have me arrested. I told him I don't have either one and wanted proof of this debt. He told me he told me what proof he had. And I could go to any store get a prepaid card and call him back with the number or he would see me in court. I told him see ya in court and hung up. I called my bank went through my accounts with them. They couldn't find where there has ever been any contact or transactions for said pay day loan company's.
I received a phone call from a man . On August 1, 2016. He said he was from API Recovery Solutions. He was angry because I had just hung up on his associate. He claimed I had a payday loan with arrow one lending that I had taken out two years ago. Closed the account and never paid. So he was going to have me arrested for internet fraud and bank fraud. I asked him for proof of debt. He told me he had my bank account number. Had an affidavit from my credit union that it was my account and even had a video of me taking money out of the ATM fifteen minutes after money was deposited into my account. As well as having my cancelled check. I informed him one I've never had checks. So I knew he was lying about that. And two I was going to call my bank as well as the police because I was pretty sure he was a scam. He told me he had already laid out the proof against me and if I didn't want to go to jail. I had better py the $499.18 I owed. He said the only way to do that was to pay with a debt or credit card. If I didn't have one I could go to any store to get one. I told him no. That's not how legitimate collection company's work. They have more payment options than that. He told me that he would press charges then immediately and see me in court. I told him see ya in court. After hanging up he sent me and email. Again demanding payment. The weird part is his associate called from (360)339-5633 The man David Parks is the name he gave called from 1-877-921-5818. But on the email letter he sent he is from API Recovery Solutions and it's number is 1-844-820-5020. Anyway I checked with the credit union and the police this man and company are a complete scam that's why I'm sharing my story. He had a lot of information but nothing accurate enough to even come close to being anything but a scam. I knew from the call with his associate he was a scam. I have life lock. And I check my credit report regularly. I was the victim of identity theft. And I refuse to be a victim again. I hate scam artists.
Received a call last week from API stating I must contact them immediately or face legal action by Wednesday. I did not call because I do not know this company and have never done business or received anything from them in writing. Today they called my father's widow saying that she needed to get ahold of me or I face legal action. First of all this is against Fair Credit Reporting Act...do not contact or pay this company anything. Another report I found online indicated they sounded legit but then when contacting the original creditor "API" had given a fake account number for an account that the creditor validated had been paid in full over 2 years ago.
On May 4,2016, I was contacted by Kimberly Thompson. She stated vet I took out a loan with Rushmore financial and she was collecting on a debt that was done in June 5th of 2015. After she hung up I went over my records could not find anything and noticed there was complaints registered against Rushmore Financial. And then didn't think anything more about it and I received a call from work on May 5th of 2016. I called the number that was given and Kimberly answered the phone again she threatened that I was going to have a courts suit against me for fraud for not paying back a loan to Rushmore Financial in the amount of $578 and zero sense. I informed her that I had been a previous victim of identity theft and that I had no record of taking out a loan with Rushmore Financial. She then transferred me to the fraud department to make a resolution and that's when Charles Montgomery supposedly the manager talked to me and said that I was going to go to jail if I did not make restitution to Rushmore Financial he also stated that I was stupid for ever letting anybody get my information and that I deserved exactly what I got at that point I hung up the phone I immediately called back and had them record a message from me stating that I did not know the company once I hung up I called the old bank that I dealt with Affinity Plus and at that point the gentleman that I talked to had advised me that on April 29th the account in question had been closed due to fraud and that when they made the attempts to contact the company the company hung up and that company was Rushmore Financial. I also discovered when talking to Kimberly they had an old email address of mine that had been two years old but I no longer used and the way that my name was signed is not the way I sign my name on anything on any kind of contract or anything so right there I knew that something was wrong. If this is a scam than anyone in Minnesota that gets a call from them please do your homework before just jumping the gun and making restitution.
A company by the name of "API Recovery Solutions" took $45.00 out of my account on 7/31/2015. I did not authorize this and don't even know anything about them. They list the number as: 716-8320224 US, but when I dial the number it just gives off a weird noise like it might be a fax number. I don't have any other info on them.
I did not do this transaction but it came off of my credit card.
API Recovery Solutions Reviews
API Recovery Solutions Scamming People out of money claiming garnishment and court Nationwide AGAIN!! Got a phone call from a gentleman (and I use that term loosely) named Kevin Knight, he told me that he was calling to collect for a pay-day load I had back in California and that the company wanted all of their money now or was planning to take me to court back in Los Angeles.
After a brief discussion with him on how costly it would be for me to trek back to Los Angeles to handle a court date I decided to try to work with him on a payment plan, he ran several number past me including a huge one, he had all the details of the collections from this company in California and that led me to believe that he/they were on the up and UP! So after some number crunching and longer discussion he put me on hold and “contacted” the account manager for this company back in LA, and when he came back on line he said that they settled on a number but I have to make bimonthly payments and that they need my ATM card info to do so and that they would provide me with a letter of agreeance from their company with the payment info and account number. So 30 days went by and they took two payments out of my bank for no more than $450.00 but when the time came to make the 3rd payment something said to look into this closer as it did not “feel right” … upon calling the original company I had the loan with they said that they have no contract or service with API in any manner and never herd of them so I contacted the Better Business Bureau in Scranton PA and they advised me that this was a “scam” and to contact my bank right away and the local police to file a report. I contacted my bank and they canceled my ATM card and had me come in and file a report with their fraud division.
The bank was unbelievable in helping me out and getting back the money I paid to API within 24 hours along with the ISF charges I got because of them charging my card without the proper authorization. I got a new ATM card and all the finances taken care of. (Love People Security Bank). NOT DONE – Just last week I got a call at the house from a gentleman named “Steve” asking about a problem with the bank card they had/have on file and it not working, I let the call go and did not bother with them, and last week Friday 5/6/16 I got a call again at the house and they left a voice mail – “Hey Mark, this is Robert Goldstein from API Recovery and we are having a problem with your bank card, if you can call me back at 844-820-5020 ext. 235 that would be great, thanks” and the weird thing is that the number on the caller ID on my phone was 570-309-0001 and that’s a cell phone number … go figure. Needless to say just be aware of these kinds of call and when in doubt “Check-It-Out”.
Someone called me about the Loan Me That i owed from them and this guy was saying that i’m gonna be in jail. If im not gonna pay them, so they took $150 from card on 6-29-2017 and still getting money from me. Im so scared that’s why i let them took a money every two weeks. But someone told me that this debt collector named API Recovery solution or JPL solution was a SCAM. They tooked a money from me for almost $2,600 Hope you guys help me out Thanks, Christian
Closed my account and had not paid. He claimed that because I had hung up on his associate. He was going to press federal charges against me for internet fraud and bank fraud. I told him I've never had any pay day loan with arrow one lending. That's why I hung up on his associate. He told me that he had an affidavit from the bank. As well as a video of me at the ATM. Fifteen minutes after he deposited money in my account. He said I could give him my credit or debt card to pay or he would have me arrested. I told him I don't have either one and wanted proof of this debt. He told me he told me what proof he had. And I could go to any store get a prepaid card and call him back with the number or he would see me in court. I told him see ya in court and hung up. I called my bank went through my accounts with them. They couldn't find where there has ever been any contact or transactions for said pay day loan company's.
I received a phone call from a man . On August 1, 2016. He said he was from API Recovery Solutions. He was angry because I had just hung up on his associate. He claimed I had a payday loan with arrow one lending that I had taken out two years ago. Closed the account and never paid. So he was going to have me arrested for internet fraud and bank fraud. I asked him for proof of debt. He told me he had my bank account number. Had an affidavit from my credit union that it was my account and even had a video of me taking money out of the ATM fifteen minutes after money was deposited into my account. As well as having my cancelled check. I informed him one I've never had checks. So I knew he was lying about that. And two I was going to call my bank as well as the police because I was pretty sure he was a scam. He told me he had already laid out the proof against me and if I didn't want to go to jail. I had better py the $499.18 I owed. He said the only way to do that was to pay with a debt or credit card. If I didn't have one I could go to any store to get one. I told him no. That's not how legitimate collection company's work. They have more payment options than that. He told me that he would press charges then immediately and see me in court. I told him see ya in court. After hanging up he sent me and email. Again demanding payment. The weird part is his associate called from (360)339-5633 The man David Parks is the name he gave called from 1-877-921-5818. But on the email letter he sent he is from API Recovery Solutions and it's number is 1-844-820-5020. Anyway I checked with the credit union and the police this man and company are a complete scam that's why I'm sharing my story. He had a lot of information but nothing accurate enough to even come close to being anything but a scam. I knew from the call with his associate he was a scam. I have life lock. And I check my credit report regularly. I was the victim of identity theft. And I refuse to be a victim again. I hate scam artists.
Illegal Company
Received a call last week from API stating I must contact them immediately or face legal action by Wednesday. I did not call because I do not know this company and have never done business or received anything from them in writing. Today they called my father's widow saying that she needed to get ahold of me or I face legal action. First of all this is against Fair Credit Reporting Act...do not contact or pay this company anything. Another report I found online indicated they sounded legit but then when contacting the original creditor "API" had given a fake account number for an account that the creditor validated had been paid in full over 2 years ago.
On May 4,2016, I was contacted by Kimberly Thompson. She stated vet I took out a loan with Rushmore financial and she was collecting on a debt that was done in June 5th of 2015. After she hung up I went over my records could not find anything and noticed there was complaints registered against Rushmore Financial. And then didn't think anything more about it and I received a call from work on May 5th of 2016. I called the number that was given and Kimberly answered the phone again she threatened that I was going to have a courts suit against me for fraud for not paying back a loan to Rushmore Financial in the amount of $578 and zero sense. I informed her that I had been a previous victim of identity theft and that I had no record of taking out a loan with Rushmore Financial. She then transferred me to the fraud department to make a resolution and that's when Charles Montgomery supposedly the manager talked to me and said that I was going to go to jail if I did not make restitution to Rushmore Financial he also stated that I was stupid for ever letting anybody get my information and that I deserved exactly what I got at that point I hung up the phone I immediately called back and had them record a message from me stating that I did not know the company once I hung up I called the old bank that I dealt with Affinity Plus and at that point the gentleman that I talked to had advised me that on April 29th the account in question had been closed due to fraud and that when they made the attempts to contact the company the company hung up and that company was Rushmore Financial. I also discovered when talking to Kimberly they had an old email address of mine that had been two years old but I no longer used and the way that my name was signed is not the way I sign my name on anything on any kind of contract or anything so right there I knew that something was wrong. If this is a scam than anyone in Minnesota that gets a call from them please do your homework before just jumping the gun and making restitution.
A company by the name of "API Recovery Solutions" took $45.00 out of my account on 7/31/2015. I did not authorize this and don't even know anything about them. They list the number as: 716-8320224 US, but when I dial the number it just gives off a weird noise like it might be a fax number. I don't have any other info on them.
I did not do this transaction but it came off of my credit card.