If you go to work with these people or allow them to write insurance policies, whether its health, life insurance or especially annuities. BeWARE! Most of their agents have left due to the unethical atmosphere and not wanting to have the companies actions attached to their name in any way, shape or form!!
This company and it's owners are thieves. They lie to their clients, they lie to their agents. They have admitted to Humana that Sandra/Sondra has signed agents names to Agent Business Transmittal Forms, Humana has investigated this and found it to be true, they have been turned over to the state for investigation.
They have now changed their company name again, and are keeping all previous agents commissions, renewals, etc, that are owed to the agent. They go to clients and tell them that agents have left and moved away to Indiana, California, New York, etc. Then tell the clients that the previous agent made mistakes on their policy and it needs to be re-written, costing the clients penalties and surrender charges.
They were also sued by a previous agent, and lost, then took the money out of two of our other clients paychecks and called it a charge-back. The agent had to file additional paperwork to get paid, because they wouldn't pay her, after taking the money out of our other agents checks months before.
This bunch are BAD NEWS, everytime things start to catch-up, they change the name they are doing business under. Todd Justin isn't even licensed and the word is he cannot be licensed due to issues that occurred in New York. www.caselaw.findlaw.com/ny-supreme-ct/1429436.html
They are no longer associated with American Senior Benefits, but we cannot find out why the company doesn't do business with them anymore. Most likely, because they have found out some of the above information.
American Senior Benefits Reviews
If you go to work with these people or allow them to write insurance policies, whether its health, life insurance or especially annuities. BeWARE! Most of their agents have left due to the unethical atmosphere and not wanting to have the companies actions attached to their name in any way, shape or form!!
This company and it's owners are thieves. They lie to their clients, they lie to their agents. They have admitted to Humana that Sandra/Sondra has signed agents names to Agent Business Transmittal Forms, Humana has investigated this and found it to be true, they have been turned over to the state for investigation.
They have now changed their company name again, and are keeping all previous agents commissions, renewals, etc, that are owed to the agent. They go to clients and tell them that agents have left and moved away to Indiana, California, New York, etc. Then tell the clients that the previous agent made mistakes on their policy and it needs to be re-written, costing the clients penalties and surrender charges.
They were also sued by a previous agent, and lost, then took the money out of two of our other clients paychecks and called it a charge-back. The agent had to file additional paperwork to get paid, because they wouldn't pay her, after taking the money out of our other agents checks months before.
This bunch are BAD NEWS, everytime things start to catch-up, they change the name they are doing business under. Todd Justin isn't even licensed and the word is he cannot be licensed due to issues that occurred in New York. www.caselaw.findlaw.com/ny-supreme-ct/1429436.html
They are no longer associated with American Senior Benefits, but we cannot find out why the company doesn't do business with them anymore. Most likely, because they have found out some of the above information.