American Credit Adjusters or ACA is a scam and fraudulent collection agency. They make up fake balances, adding on up to $500 in "interest and penalty fees". They also collect on old debt way past the statute of limitations and threaten debtors who have filed bankruptcy or on fixed income (such as social security) with legal action. This company violates FDCPA guidelines and do not inform its new employees who are unfamiliar with debt collections that what they do is illegal. They once operated as Diverse Financial Enterprises but changed their name due to all of the complaints and lawsuit threats. The owner Jahaan McDuffie is a greedy con artist and needs to be permanently put out of business. He and his 2 partners also have a location in Stone Mtn, GA who operate the same way and use the same illegal collection tactics. If you have paid this company, have your money refunded and report them- what they do is unethical and gives legitimate collection agencies a bad reputation.
American Credit Adjusters Reviews
American Credit Adjusters or ACA is a scam and fraudulent collection agency. They make up fake balances, adding on up to $500 in "interest and penalty fees". They also collect on old debt way past the statute of limitations and threaten debtors who have filed bankruptcy or on fixed income (such as social security) with legal action. This company violates FDCPA guidelines and do not inform its new employees who are unfamiliar with debt collections that what they do is illegal. They once operated as Diverse Financial Enterprises but changed their name due to all of the complaints and lawsuit threats. The owner Jahaan McDuffie is a greedy con artist and needs to be permanently put out of business. He and his 2 partners also have a location in Stone Mtn, GA who operate the same way and use the same illegal collection tactics. If you have paid this company, have your money refunded and report them- what they do is unethical and gives legitimate collection agencies a bad reputation.