I have been contacted by a man named [email protected] he is supposed to be Sr. financial investigator and employed in Florida at the office of financial regulations bureau of financial investigations
He called me numerous times and asked lots of questions sent me maybe 5 or 6 emails to which I answered all promptly to only get nowhere, kinda makes me wonder if the man is legit or if he to is a scammer looking for info
This is my last email I received on April 5th 2018
Re:
Complaint Activity Number: 87194
Entity/Company: ALTUS FINANCIAL GROUP
Dear Kirby Frymoyer:
The Office of Financial Regulation (OFR) has completed its review of your complaint. As Florida’s regulator of the multifaceted financial services industry, the OFR must prudently allocate its resources. Unfortunately, we are not ablek to intervene or take action in every dispute, regardless of the merits of the complaint.
At this time, based on our review, OFR has determined that further action is not warranted.
In determining whether to take legal action, OFR considers a myriad of factors, including the nature of the conduct, the consumer injury at issue, other consumers that may be affected, and the likelihood of deterring future unlawful conduct.
Our decision is not intended to serve as an adjudication of the merits of your allegations. The determination should not be viewed as precluding your right to seek other legal remedies. Please be aware that arbitration, mediation or civil proceedings have specific filing timeframes. If you are concerned about your legal rights, time is of the essence.
OFR appreciates you bringing this matter to our attention. The information you provided is used as part of a method of identifying firms and individuals for further examination and review. All information will be retained for future reference. Many enforcement actions taken by OFR have been the result of an investigation initiated as a result of a customer complaint.
Thank you for your patience and cooperation throughout our review process.
Altus Financial Group Altus Financial Group scammed me and my husband out of 980.00 dollars. 450 first then more money and running nning around, to send more money. Promising to pay back all money for sending the money. The Loan was for $8,000.00. They emailed a contract, that I kept. Our story is just like the other person more excuses for more money. We gathered up the $980.00 praying and believing we would be able to catch up on our bills that desperately needed attention right away. Now we're going to crazy, because now we are worst off than when we started. We need help , we need our money back ASAP. Please help us all from these scammers to get our money back which they LIED to us to take our MONEY from us, we are helpless people's, we need our money like now. Please Help have mercy on us, stop them and make them pay everyone's money back with pain and suffering. I have bad nerves, anxiety and depression along with other medical problems , that causes me not able to work, I'm working on getting my SIS what a process. Please help the helpless. Give us hope back make them pay back all they have taken. God help us Please !!!! Gloria. New York New York
Took 1230 from me for loan insurance and then tried to take loan tax to so I put to a stop they say I will get a refund back in 30 day but I am not holding my breath
There is a new scam out there.its a wife and boyfriend pretending to be a financial group lending money..they say you need to send them a payment of 600.00 to release the loan..than of course no loan will ever come ..call them and they say you need to send another 600 for taxes..my wife did this untill I found out and of course did research and it's not a business at all..so now we are screwed . Try calling the number..don't answer..so beware. Don't be stupid ..
Julie Murphy called me and offered me a loan. She said I had 3 option: A) Co-Signer that has a credit rating of 700+ and can not be related to me. B) Vehicle Collateral, 2012 or newer and not financed. C) Pay $450 upfront and don't make first payment for 4 months (30 day grace period), The loan would be for a minimum of $8,000 with$150 monthly payments at a 7.8% interest rate! Yay for me since my credit score at the time was 545 so sounded great! The 30 day grace period would start as soon as I pay them $450 and than I would not have to make a payment for 3 months because that is what my $450 was for. I said sounds good, send he contract and I will review. I received it via email and he entire thing just didn't feel right even though it looked professional. Everytime I Julie Murphy, who was the rep, she was so nice, calm and collect and had an answer for all my questions. Sociopath!!! The phone number filters calls-you have to state your full name to get through. I even asked her why their website was so new "2017" and she said they just updated things because of new management or something like that. She was kinda stumbling on that one. I also told her I couldn't find much information at all online except for their website, which was vague. Anyway, I almost went for the entire enchilada but my gut told me to investigate the contract more and so I looked up everyone's name on the contract through Google and found nothing. Even couldn't find anything about the Owner, Alexander Russell. Weird. No linked in or nothing. Usually these people are bragged upon. BUT, I did find Paula Murphy who was linked to Meridian Financial Group and Concord Financial Investments.ALL OVER THE RIP OFF REPORT! These people are FAKE and WEAK and will receive a HUGE DOSE of BAD CARMA from me! I never did turn in the contract or call Julie Murphy back but I will call her if I can get through and let her know she will have this and others rot in her body. She did wrong...and will get hers. Read the other stories on the rip off report from the other two companies. That poor lady lost her money and never did get it back. Thank you for posting what you did-Saved my A**!
Altus Financial Group is FAKE! Beware! They offer you a great sounding loan with 3 options and most everyone would probably choose the 3rd option because it sounds the best. I think they got my info by phishing on the internet and called me to offer me an $8,000 loan. I was trying to get a personal loan to buy a car for my 16 year old son through a private party seller.
So, this nice lady, who calls herself Julie Murphy calls me and offers me a too good to be true loan at 7.8%interest with $150 monthly payments. Well my credit score at the time was 545 so that sounded wonderful! Anyway, the three options she offered are
a) Get a co-signer, put nothing down, the co-signer can not be related to me and they have to have a credit score of 700+. b) Use a vehicle that I already own 2012 or higher and has to be paid off. No down payment.
OR
c) which is the best one. Pay $450 upfront, no co-signer or security collateral and not have to make a payment until 4 months from now.
Of oourse, people who are in my situation will probably go for c.
After much research and listening to my gut after talking to her and asking her tons of questions I decided to really dig into it and investigate the contract using good old Google. The one and only way I found out this was a SCAM was that I googled Paula Parker, CFO and found two ther business names through the RIP OFF Report people. I read the stories. Thanks for posting because I was seriously going to go with the contract that they sent me and give them $450 to get the loan started.
This other lady lost her $450 plusmore. Read her story under Meridian Regional Lending and Concord Financial Investments.
Anyhow, I have not called Julie Murphy back but I will. Bad Karma wil rot your soul and kill you. Unfortunately, people are getting hurt over this kind of thing everyday. The more we spread the word and report these people the more difficult it is for them to keep doing this.
Altus Financial Group Reviews
Alts financial group
I have been contacted by a man named [email protected] he is supposed to be Sr. financial investigator and employed in Florida at the office of financial regulations bureau of financial investigations
400 N. Congress Ave., Suite 310
West Palm Beach, FL 33401
Office: (561) 837-5252
Fax: (561) 616-1308
[email protected]
www.FLOFR.com
He called me numerous times and asked lots of questions sent me maybe 5 or 6 emails to which I answered all promptly to only get nowhere, kinda makes me wonder if the man is legit or if he to is a scammer looking for info
This is my last email I received on April 5th 2018
Re:
Complaint Activity Number: 87194
Entity/Company: ALTUS FINANCIAL GROUP
Dear Kirby Frymoyer:
The Office of Financial Regulation (OFR) has completed its review of your complaint. As Florida’s regulator of the multifaceted financial services industry, the OFR must prudently allocate its resources. Unfortunately, we are not ablek to intervene or take action in every dispute, regardless of the merits of the complaint.
At this time, based on our review, OFR has determined that further action is not warranted.
In determining whether to take legal action, OFR considers a myriad of factors, including the nature of the conduct, the consumer injury at issue, other consumers that may be affected, and the likelihood of deterring future unlawful conduct.
Our decision is not intended to serve as an adjudication of the merits of your allegations. The determination should not be viewed as precluding your right to seek other legal remedies. Please be aware that arbitration, mediation or civil proceedings have specific filing timeframes. If you are concerned about your legal rights, time is of the essence.
OFR appreciates you bringing this matter to our attention. The information you provided is used as part of a method of identifying firms and individuals for further examination and review. All information will be retained for future reference. Many enforcement actions taken by OFR have been the result of an investigation initiated as a result of a customer complaint.
Thank you for your patience and cooperation throughout our review process.
Respectfully,
Philippe Etienne
Sr. Financial Investigator
Florida Office of Financial Regulation
Bureau of Financial Investigations
400 N. Congress Ave., Suite 310
West Palm Beach, FL 33401
Office: (561) 837-5252
Fax: (561) 616-1308
[email protected]
www.FLOFR.com
Altus Financial Group Altus Financial Group scammed me and my husband out of 980.00 dollars. 450 first then more money and running nning around, to send more money. Promising to pay back all money for sending the money. The Loan was for $8,000.00. They emailed a contract, that I kept. Our story is just like the other person more excuses for more money. We gathered up the $980.00 praying and believing we would be able to catch up on our bills that desperately needed attention right away. Now we're going to crazy, because now we are worst off than when we started. We need help , we need our money back ASAP. Please help us all from these scammers to get our money back which they LIED to us to take our MONEY from us, we are helpless people's, we need our money like now. Please Help have mercy on us, stop them and make them pay everyone's money back with pain and suffering. I have bad nerves, anxiety and depression along with other medical problems , that causes me not able to work, I'm working on getting my SIS what a process. Please help the helpless. Give us hope back make them pay back all they have taken. God help us Please !!!! Gloria. New York New York
Took 1230 from me for loan insurance and then tried to take loan tax to so I put to a stop they say I will get a refund back in 30 day but I am not holding my breath
There is a new scam out there.its a wife and boyfriend pretending to be a financial group lending money..they say you need to send them a payment of 600.00 to release the loan..than of course no loan will ever come ..call them and they say you need to send another 600 for taxes..my wife did this untill I found out and of course did research and it's not a business at all..so now we are screwed . Try calling the number..don't answer..so beware. Don't be stupid ..
Julie Murphy called me and offered me a loan. She said I had 3 option: A) Co-Signer that has a credit rating of 700+ and can not be related to me. B) Vehicle Collateral, 2012 or newer and not financed. C) Pay $450 upfront and don't make first payment for 4 months (30 day grace period), The loan would be for a minimum of $8,000 with$150 monthly payments at a 7.8% interest rate! Yay for me since my credit score at the time was 545 so sounded great! The 30 day grace period would start as soon as I pay them $450 and than I would not have to make a payment for 3 months because that is what my $450 was for. I said sounds good, send he contract and I will review. I received it via email and he entire thing just didn't feel right even though it looked professional. Everytime I Julie Murphy, who was the rep, she was so nice, calm and collect and had an answer for all my questions. Sociopath!!! The phone number filters calls-you have to state your full name to get through. I even asked her why their website was so new "2017" and she said they just updated things because of new management or something like that. She was kinda stumbling on that one. I also told her I couldn't find much information at all online except for their website, which was vague. Anyway, I almost went for the entire enchilada but my gut told me to investigate the contract more and so I looked up everyone's name on the contract through Google and found nothing. Even couldn't find anything about the Owner, Alexander Russell. Weird. No linked in or nothing. Usually these people are bragged upon. BUT, I did find Paula Murphy who was linked to Meridian Financial Group and Concord Financial Investments.ALL OVER THE RIP OFF REPORT! These people are FAKE and WEAK and will receive a HUGE DOSE of BAD CARMA from me! I never did turn in the contract or call Julie Murphy back but I will call her if I can get through and let her know she will have this and others rot in her body. She did wrong...and will get hers. Read the other stories on the rip off report from the other two companies. That poor lady lost her money and never did get it back. Thank you for posting what you did-Saved my A**!
Altus Financial Group is FAKE! Beware! They offer you a great sounding loan with 3 options and most everyone would probably choose the 3rd option because it sounds the best. I think they got my info by phishing on the internet and called me to offer me an $8,000 loan. I was trying to get a personal loan to buy a car for my 16 year old son through a private party seller.
So, this nice lady, who calls herself Julie Murphy calls me and offers me a too good to be true loan at 7.8%interest with $150 monthly payments. Well my credit score at the time was 545 so that sounded wonderful! Anyway, the three options she offered are
a) Get a co-signer, put nothing down, the co-signer can not be related to me and they have to have a credit score of 700+. b) Use a vehicle that I already own 2012 or higher and has to be paid off. No down payment.
OR
c) which is the best one. Pay $450 upfront, no co-signer or security collateral and not have to make a payment until 4 months from now.
Of oourse, people who are in my situation will probably go for c.
After much research and listening to my gut after talking to her and asking her tons of questions I decided to really dig into it and investigate the contract using good old Google. The one and only way I found out this was a SCAM was that I googled Paula Parker, CFO and found two ther business names through the RIP OFF Report people. I read the stories. Thanks for posting because I was seriously going to go with the contract that they sent me and give them $450 to get the loan started.
This other lady lost her $450 plusmore. Read her story under Meridian Regional Lending and Concord Financial Investments.
Anyhow, I have not called Julie Murphy back but I will. Bad Karma wil rot your soul and kill you. Unfortunately, people are getting hurt over this kind of thing everyday. The more we spread the word and report these people the more difficult it is for them to keep doing this.