They have cars, yes, and they are lower priced for sure. I am not here to bash the quality or fitness of them. TEST DRIVE every car, anytime you are buying one. No matter from whom.
My complaint? You can finance at car there at what was described to me as the "legal maxium" in interest charges. Okay, so they cater to people with no or bad credit. At least you can get a car. The problem is if you are financing a car they make you get full coverage on your insurance for the car. BEFORE you sign anything or give them ANY money (it's non refundable, even if it was 2 seconds ago) call your insurance company and ask them how much for full coverage. It's going to be a lot. Keep in mind, when a car is totalled, the give you the wholesale price for it.
For example. Let's say you buy a car for $4000. The wholesale price you would get for the car would only be about $1500, if that. You'd still owe All Approved the balance, even IF you had full coverage. They do not sell GAP. So you spend over $100 extra a month for car insurance, instead of using that money to pay the car off, and it's actually no good. You're never going to be paid the amount you're buying the car for. Of course, if you are closer to paying it off, you're okay.
But the reason you go there is for a cheap car. Yes, the cars are inexpensive. Yes, if you are in a pinch it's a place to buy a car. But the insurance payment each month might cause you to actually overpay outside your budget. So please heed my words. Call you insurance company BEFORE YOU SIGN or GIVE THEM MONEY. Get the VIN, year, make and model of the car and find out how much to insure it. All Approved requires a $500 deductable, which makes the price of insurance even higher.
On October. 14th the dealer called me back to get the car my first payment of 234 was paid on October 16th on October 18th the car meter ran up again which i took a picture and sent it to the dealer the dealer then told me. shut the car down he would send a tow truck which never came until the following day which was October 20th. i called the dealer on October 21 st the dealer yelled at me and said there is nothing wrong with the car the dealer hung up in my face a total of three times which i never disrespected or yelled at him i dont know if you guys can help but if not can you please lead me in the right direction. i dont want anyone else to go throught what im going through i. only enjoyed the car. for. one day and i put 700.00 down 45.00 for the paper tag also switched my insurance which was a hundred dollars more and a 51.00 dollars fee so with the total of everything i paid almost 1,200.00 to. be mistreated and for me and my kids to still have to ride the bus and walk thats not fair to anyone
All Approved Autoworks LLC Reviews
They have cars, yes, and they are lower priced for sure. I am not here to bash the quality or fitness of them. TEST DRIVE every car, anytime you are buying one. No matter from whom.
My complaint? You can finance at car there at what was described to me as the "legal maxium" in interest charges. Okay, so they cater to people with no or bad credit. At least you can get a car. The problem is if you are financing a car they make you get full coverage on your insurance for the car. BEFORE you sign anything or give them ANY money (it's non refundable, even if it was 2 seconds ago) call your insurance company and ask them how much for full coverage. It's going to be a lot. Keep in mind, when a car is totalled, the give you the wholesale price for it.
For example. Let's say you buy a car for $4000. The wholesale price you would get for the car would only be about $1500, if that. You'd still owe All Approved the balance, even IF you had full coverage. They do not sell GAP. So you spend over $100 extra a month for car insurance, instead of using that money to pay the car off, and it's actually no good. You're never going to be paid the amount you're buying the car for. Of course, if you are closer to paying it off, you're okay.
But the reason you go there is for a cheap car. Yes, the cars are inexpensive. Yes, if you are in a pinch it's a place to buy a car. But the insurance payment each month might cause you to actually overpay outside your budget. So please heed my words. Call you insurance company BEFORE YOU SIGN or GIVE THEM MONEY. Get the VIN, year, make and model of the car and find out how much to insure it. All Approved requires a $500 deductable, which makes the price of insurance even higher.
On October. 14th the dealer called me back to get the car my first payment of 234 was paid on October 16th on October 18th the car meter ran up again which i took a picture and sent it to the dealer the dealer then told me. shut the car down he would send a tow truck which never came until the following day which was October 20th. i called the dealer on October 21 st the dealer yelled at me and said there is nothing wrong with the car the dealer hung up in my face a total of three times which i never disrespected or yelled at him i dont know if you guys can help but if not can you please lead me in the right direction. i dont want anyone else to go throught what im going through i. only enjoyed the car. for. one day and i put 700.00 down 45.00 for the paper tag also switched my insurance which was a hundred dollars more and a 51.00 dollars fee so with the total of everything i paid almost 1,200.00 to. be mistreated and for me and my kids to still have to ride the bus and walk thats not fair to anyone