I was contacted by this agency asking me if I wanted to reduce or consolidate my student loans. they had a ll my information about my loans. The first woman that called me said she lived in the south maybe Georgia but i refused for a year and a half. i heard that there were forgiveness programs out there helping you eliminate your student loans, but you needed to get into the program and follow the directions. When I was ready to start extra payments I did call back a year and a half later. I kept the number and i then spoke to a Larry Fadet, I was told that it was a fedral funded program set up to assist those with student loans. Mr.Fadet walked me thru the process of setting up an automatic withdrawal. I was told I had to pay 3 payments of 189 and then pay 30 dollars afterwards for 13 months and my loan would be forgiven, the process took three weeks. They said once I was approved I could start my payments. So i did in March 2015. I got paperwork in the mail but only one letter. I contatced Mr. Fadet he assured me everything was ok. I got letters from my other lenders also, a month later Mr. Fadet said that was because they were contacted that Affordable Life Plan was taking over the account. No other correspondence from them or Affordable life. Until June I got a letter saying my loan was being paid. No other letter, no other contact. No other payment being taken. I thought it was all worked out I just had not recieve the ending paperwork.
last week I was trying to prepare to buy a house and they asked that i show my loans were not in default. I started calling and sending emails and for three days I have had no response. When I looked thru my email, i relaize I haven't had any contact since since maybe June.
I wouldn't even give them one star but had to mark something to proceed this place is a joke never contact you back have been waiting on my refund from my account since December manager Courtney is a joke never returns your calls I have left her numerous voice mails and she never calls back poor customer service skills
In 2013 I signed on with a hardship loan income based reduction payment. I was working for a nonprofit in healthcare partime. They took the informatiom I gave to them and said I was approved. For a year and a half they had me in forbearance and back again, They increased the amt I owed by over 5,000. They told me that I was under a 10 year debt forgiveness loan as long as I worked for a non proffit. None of the time in which they serviced my loan was forgiven or accounted for. I kept submitting paperwork time and time again and they kept charging me 29.95 amonth for services and everytime I ended up in a different direction with them. They said I did qualify for the plan took a monthly payment increased the amount I owed, told me I qualified not to owe a monthly fed amount and I would email them if everything was still going good on my plan and all of a sudden I got no answers, the person which was persoally helping me had been fired and Broadsword was not handling my loan had been switched to Affordable Life Plan who continued to take a monthly fee and none of my time or money went to anything. God Help me I pray these people get taken down and pentalized for all the hardship they have created in "my life Plan".
Affordable Life Plans, LLC Reviews
I was contacted by this agency asking me if I wanted to reduce or consolidate my student loans. they had a ll my information about my loans. The first woman that called me said she lived in the south maybe Georgia but i refused for a year and a half. i heard that there were forgiveness programs out there helping you eliminate your student loans, but you needed to get into the program and follow the directions. When I was ready to start extra payments I did call back a year and a half later. I kept the number and i then spoke to a Larry Fadet, I was told that it was a fedral funded program set up to assist those with student loans. Mr.Fadet walked me thru the process of setting up an automatic withdrawal. I was told I had to pay 3 payments of 189 and then pay 30 dollars afterwards for 13 months and my loan would be forgiven, the process took three weeks. They said once I was approved I could start my payments. So i did in March 2015. I got paperwork in the mail but only one letter. I contatced Mr. Fadet he assured me everything was ok. I got letters from my other lenders also, a month later Mr. Fadet said that was because they were contacted that Affordable Life Plan was taking over the account. No other correspondence from them or Affordable life. Until June I got a letter saying my loan was being paid. No other letter, no other contact. No other payment being taken. I thought it was all worked out I just had not recieve the ending paperwork.
last week I was trying to prepare to buy a house and they asked that i show my loans were not in default. I started calling and sending emails and for three days I have had no response. When I looked thru my email, i relaize I haven't had any contact since since maybe June.
Scam
I wouldn't even give them one star but had to mark something to proceed this place is a joke never contact you back have been waiting on my refund from my account since December manager Courtney is a joke never returns your calls I have left her numerous voice mails and she never calls back poor customer service skills
In 2013 I signed on with a hardship loan income based reduction payment. I was working for a nonprofit in healthcare partime. They took the informatiom I gave to them and said I was approved. For a year and a half they had me in forbearance and back again, They increased the amt I owed by over 5,000. They told me that I was under a 10 year debt forgiveness loan as long as I worked for a non proffit. None of the time in which they serviced my loan was forgiven or accounted for. I kept submitting paperwork time and time again and they kept charging me 29.95 amonth for services and everytime I ended up in a different direction with them. They said I did qualify for the plan took a monthly payment increased the amount I owed, told me I qualified not to owe a monthly fed amount and I would email them if everything was still going good on my plan and all of a sudden I got no answers, the person which was persoally helping me had been fired and Broadsword was not handling my loan had been switched to Affordable Life Plan who continued to take a monthly fee and none of my time or money went to anything. God Help me I pray these people get taken down and pentalized for all the hardship they have created in "my life Plan".