Received an email that told me they had tried to reach me by phone several times (if they did I didnt see it) they even put my cellphone number in the email.
They told me that I owe $954 and that a lawsuit would be filed against me unless I paid the settlement of $250.
I responded with I have bank statements that prove I never borrowed $950 from anyone and that I would file a countersuit for fraud and harrassment.
I have yet to receive a response to that email.
I also contacted the business that they claim to be associated with and asked for an explanation or if there is any truth to what I had received.
This email was in my spam folder, which I always check in case a legitimate email was sent there by accident. Curious, I decided to see what this message would say, and it is similar to ones I've seen from other scammers - no information, some case file number, legal threats.
As you can see, there are no specifics such as your name, when this supposed loan was taken, but enough threats in the hopes of scaring you; there are a few grammatical errors. They don't even tell you how to contact them if you desired to. These people want you to pay them, but they've given you very few options to contact them unless it is to respond to their iffy email address. And I wouldn't contact them anyway.
I was searching for help to get a small personal loan. I applied with some companies and knew that my information online would go somewhere other than the loan companies and I was taking my chance.
I received a text message from Mr. Josua Rozerro from Advance America Loans stating that a $5000 loan had been approved to contact him. I called the phone number from my office number, recording said that I need to text him.
I then asked why would I need to text to discuss the matter? What company do you represent? Where at? Your company does not show up linked to your phone number. How do I know you are not fake or a scam? He replied: Too many questions, it's better you focus on the loan. Do you really need the money?
So I called he said hello this is Mr. Rozerro can I get your phone number to pull up your file? Gave the number, he then began reading off my information. He then asked to gather my bank information to verify it. I said what is that for if you have it already correct? He said that sometimes people make mistakes in entering that information. When he asked me for my log in and password I asked quickly why do you need that? He said to link the ACH transfer to you directly and monitor the receipt of it. After you give me the information you can go into it and change the password I just need to verify that the account does belong to you. He said if you are unsure you can think about it and call me back I will be here.
I then text him saying "remove my name and number from your records. I called headquarters of Advance America Loans and they say your name and number are not part of their organization and should be reported to the local police as well as the BBB."
He replied: You needed the loan, don't show me the attitude
Finally I realized this is bogus and wrote to the scammer to identify the whole picture.
Steven, there are several things that bring question to my mind when considering to provide you with the requested balance for the “ Taxes” some $1380 and the payment does not go to a taxing agency but rather an individual. that is questionable for validation of the payment.
You have never provided me any confirmation that I am the raffle winner, only verbal acknowledgment. A document will be required when taxes are to be paid - it is considered ordinary income and taxable as such. this technique is common among scams - big prize winnings but it will take a number of payments to process it.
The debit card that was sent off has never been returned from “JAMAICA” AND it is obvious that they attempted to manipulate and use the card that you indicated would not happen. This leads me to question the type of people you do business with in one of the scam and fraud capitals involved in dishonest activities. I question why you associate with the.
In addition, I know you have tried to reach me with “ unavailable numbers”, number that register from Jamaica. Your business associates, some are located in this scam capital and that brings more skepticism into my mind.
I requested you provide me with a Better Business Bureau registration number for your company. That was replied to with a phone number and a request from you not to contact them. More skepticism into play.
I have been advised by the FBI, FTC, Fraud and scam division of the IRS among others that payment to get a loan - “pay money to get money is a scam” and have been advised against communicating with those asking for money up front.
The fees that I have paid , a rather large sum, have been outlandish and have amounted to over $12,000 which has totally drained me of any assets or funds - funds and assets I no longer have. Yet I am required to keep paying, it has never been the last payment and as long as I keep feeding the project, it will never be the last payment that will result in a deposit into my account.
Now, at this point, I think the best thing to do is to ask for my money back and cancel what appears to be a bogus endeavor. I will be glad to discuss this with you and provide you a chance to clear these questionable things up with proper validation of the mentioned items.
Eric contacted me offering a 10,000 debt consolidation loan. Went through all the appropriate information then required a gift card from Walmart. He deposited multiple amounts of money into my account and then requested pictures.
I knew it was a lie when he said that because I never had any payday loans in that amount of money and they could not give me specific details on my charges which didn't make any sense. He also said that I would have to pay 5,000 dollars in court fees and all they are supposed to serve me papers today. They are serving me with papers and trying to get my lawyer information
They haven't done anything yet. The person is trying to make me pay the money or saying I'm going to jail for fraud.
Christina William emailed me on several occasions to say I owed on a payday loan the amount of 500.00. She threatened me with getting ahold of Social Security to stop my monthly distribution. I began 100.00 payments on June 2018 paying each month until the final payment in October. Last week she emailed me saying I still owed. She threatened me with daily payments if I did not send her another 100 payment on Oct. 12. I sent her back an email saying I could not pay until November.
I was confused after I sent that because as of this month. I am paid in full. I have not received a document saying I'm paid in full. She said she works as collection manager for Advance America Cash Advance. Her supervisor is Jennifer Lyle from Advance Cash America.
Advance America Reviews
Received an email that told me they had tried to reach me by phone several times (if they did I didnt see it) they even put my cellphone number in the email.
They told me that I owe $954 and that a lawsuit would be filed against me unless I paid the settlement of $250.
I responded with I have bank statements that prove I never borrowed $950 from anyone and that I would file a countersuit for fraud and harrassment.
I have yet to receive a response to that email.
I also contacted the business that they claim to be associated with and asked for an explanation or if there is any truth to what I had received.
I also have yet to receive anything back.
This email was in my spam folder, which I always check in case a legitimate email was sent there by accident. Curious, I decided to see what this message would say, and it is similar to ones I've seen from other scammers - no information, some case file number, legal threats.
As you can see, there are no specifics such as your name, when this supposed loan was taken, but enough threats in the hopes of scaring you; there are a few grammatical errors. They don't even tell you how to contact them if you desired to. These people want you to pay them, but they've given you very few options to contact them unless it is to respond to their iffy email address. And I wouldn't contact them anyway.
_____________________________________________________________________________________ [email protected]
CASE FILE #: C-203991
This is the final notification from our side.
If payment is not received within 48 hours then the case will be downloaded against your name and social on Tuesday, May 21st, 2019.
The legal charges are under Section 9 and chapter 19.
Once the case gets downloaded you will receive the court summon at your doorstep.
For settlement, payment arrangement or any other queries feel free to contact us.
Thank You.
Manager
Legal Department
Advance America
I was searching for help to get a small personal loan. I applied with some companies and knew that my information online would go somewhere other than the loan companies and I was taking my chance.
I received a text message from Mr. Josua Rozerro from Advance America Loans stating that a $5000 loan had been approved to contact him. I called the phone number from my office number, recording said that I need to text him.
I then asked why would I need to text to discuss the matter? What company do you represent? Where at? Your company does not show up linked to your phone number. How do I know you are not fake or a scam? He replied: Too many questions, it's better you focus on the loan. Do you really need the money?
So I called he said hello this is Mr. Rozerro can I get your phone number to pull up your file? Gave the number, he then began reading off my information. He then asked to gather my bank information to verify it. I said what is that for if you have it already correct? He said that sometimes people make mistakes in entering that information. When he asked me for my log in and password I asked quickly why do you need that? He said to link the ACH transfer to you directly and monitor the receipt of it. After you give me the information you can go into it and change the password I just need to verify that the account does belong to you. He said if you are unsure you can think about it and call me back I will be here.
I then text him saying "remove my name and number from your records. I called headquarters of Advance America Loans and they say your name and number are not part of their organization and should be reported to the local police as well as the BBB."
He replied: You needed the loan, don't show me the attitude
Finally I realized this is bogus and wrote to the scammer to identify the whole picture.
Steven, there are several things that bring question to my mind when considering to provide you with the requested balance for the “ Taxes” some $1380 and the payment does not go to a taxing agency but rather an individual. that is questionable for validation of the payment.
You have never provided me any confirmation that I am the raffle winner, only verbal acknowledgment. A document will be required when taxes are to be paid - it is considered ordinary income and taxable as such. this technique is common among scams - big prize winnings but it will take a number of payments to process it.
The debit card that was sent off has never been returned from “JAMAICA” AND it is obvious that they attempted to manipulate and use the card that you indicated would not happen. This leads me to question the type of people you do business with in one of the scam and fraud capitals involved in dishonest activities. I question why you associate with the.
In addition, I know you have tried to reach me with “ unavailable numbers”, number that register from Jamaica. Your business associates, some are located in this scam capital and that brings more skepticism into my mind.
I requested you provide me with a Better Business Bureau registration number for your company. That was replied to with a phone number and a request from you not to contact them. More skepticism into play.
I have been advised by the FBI, FTC, Fraud and scam division of the IRS among others that payment to get a loan - “pay money to get money is a scam” and have been advised against communicating with those asking for money up front.
The fees that I have paid , a rather large sum, have been outlandish and have amounted to over $12,000 which has totally drained me of any assets or funds - funds and assets I no longer have. Yet I am required to keep paying, it has never been the last payment and as long as I keep feeding the project, it will never be the last payment that will result in a deposit into my account.
Now, at this point, I think the best thing to do is to ask for my money back and cancel what appears to be a bogus endeavor. I will be glad to discuss this with you and provide you a chance to clear these questionable things up with proper validation of the mentioned items.
Eric contacted me offering a 10,000 debt consolidation loan. Went through all the appropriate information then required a gift card from Walmart. He deposited multiple amounts of money into my account and then requested pictures.
I knew it was a lie when he said that because I never had any payday loans in that amount of money and they could not give me specific details on my charges which didn't make any sense. He also said that I would have to pay 5,000 dollars in court fees and all they are supposed to serve me papers today. They are serving me with papers and trying to get my lawyer information
They haven't done anything yet. The person is trying to make me pay the money or saying I'm going to jail for fraud.
Christina William emailed me on several occasions to say I owed on a payday loan the amount of 500.00. She threatened me with getting ahold of Social Security to stop my monthly distribution. I began 100.00 payments on June 2018 paying each month until the final payment in October. Last week she emailed me saying I still owed. She threatened me with daily payments if I did not send her another 100 payment on Oct. 12. I sent her back an email saying I could not pay until November.
I was confused after I sent that because as of this month. I am paid in full. I have not received a document saying I'm paid in full. She said she works as collection manager for Advance America Cash Advance. Her supervisor is Jennifer Lyle from Advance Cash America.