This company ACS keeps emailing me threatening letters saying they are going to sue me and contact my employer unless I agree to pay 935.60. I've never taken out a payday loan and they never leave a number to call .
I was contacted my several people from the same company one ripped me off for $410 then some one else from the same company telling me not to talk to the other asking me for attorney fees then asked me again for more money and to pay by money gram or western union .Pressuring me saying I would be served to come to court and my SS # will be damaged and paying for jobs for fraud .I decided to research before I send anymore money that I don't have to spare
Got an email saying i owed an outlandish amount of money which i have never recieved a loan or anything in that amount. saying i have 30 days to pay or i go to court. says ss# been frozen also.
I received a text from acs inc regarding cashnet.com stating that I received a loan and didn't pay it back they say that I owe the 2,873 and if I don't pay they'll seek court action against me they claim the did a background search and credit check on me but would settle for 964.52 if I act today there was no contact number told me to only reply with email and I had a day to do it just for the record my credit is bad my own bank won't lend me cash and I have direct deposit there there are no records of the so called transaction.
Instead i called the loan company just to find out they did not exist with thier compay, so i looked up the phone # they gave me and come to find out they have tried to scam many people. they got my money and then they threatened to take me to court for more.
the company on the internet calling themselves acs with the email address "info.dept. [email protected]" told me i owed $1185 to an online loan company. they called me on the phone and asked me to sign an agreement to settle for $780. i made the first payment on feb 9th to them through western union to a jeffy iyengar for $300 and again on feb 17th through western unio to a gavin more. both payments went to florida. after paying the amount of the agreement they said i still owed $286. i refused to pay them anymore so they have threatened to take me to court. i tried to call them but the call would not go through. then they called back later and this call came up as washington. i looked up the phone number to find out they have scammed many people the same way. i just wish i would have looked up more info on them before i paid out the money. they just sounded legate. thank you. please let people know of this company so they will not fall into the same thing as i did.
Case SKVA-06 199106-PC is what they assigned stating I owed 5,026. They indicated they had my ss# and email address. I've never applied to any banks for credit, credit cards, one day pay etc. I don't know anything about this. I will forward a copy of the email. I hate these harassing emails and phone calls.
I receivedthis threatening email from this bogus company, at first I was immediately worried that something had happened or someone had stolen my identity. However on careful scrutiny of the email I found multiple grammatical errors and I also then googled the name of the suppose a company that had all of the crimes against me.
That's when I found out that this is a scam, I will include the email that I received so that way you can read it and see how similar it looks two other emails that are on this site.
Kindly verify your mailing address, as the legal charges are already filed and we are going to send you the court papers, so we wanted to confirm the mailing address before we send any important legal documents.
Just to remind you, this is regarding the e-mail we sent you earlier to download the legal case against you and we did not receive any prompt response from your end to set up the payment and to avoid the charges.
For any questions and concerns, do get back to us so that we can help you with a solution if indeed you want to get rid of the consequences. You can either e-mail us back or call us on the phone number given below. We work from 9 AM EST to 6 PM EST.
This is one of the most craziest collection scams ive ever recieved . i've recieved an email from acs loan collect or debt recovery and theyre really out of hand .at first i didnt wanna read it but i saw the preview message details of the email i saw there was a case no. and thought it must be really be real . they're email starts like this : Due to: ACS Incorporation Case File #: ACS/15-SB1021; Subject - ACS Loan Reminder/Debt Recovery Case File Transferred to ACS: October 2015 Balance Amount: $965.76 Dear Debtor, reading the whole email made me free like i was being accused for something i had no clue of and was gonna get into alot of trouble from it too . but i remembered that i had just paid off my last loan that was for a smaller amount then 965.76 . then have been emailing alot lately . and encourage me to contact them and settle down some payment making or id go to court .. if you get an email like this DELETE AND FLAG as spam . and dont call them either , my mom made a call to them for me and the phone just kept ringing and when she did get am answer you could hear people but they wouldnt be talk to you .. COLLECTION DEBTORYS OR DEBT COLECTION AGENCY WILL NOT ONLY EMAIL YOU . a real collection would call email and send a you a letter by money . and most of all a collections agency wouldnt email you and ask you to call them .. collectors will call you and leave you a voicemail .. to be aware of this scam !
They claimed I signed up for some loan and never paid it back so they said I had to pay 900 dollars. I told them that wasn't me so they said if I didn't pay they would download my social and issue an arrest warrant.
Ok i got a email today from acs incorp.they said i owe 986.00on a payday loan .and that they were taking me to court and if that happend i would have to pay 6,300 to them .ive never got a payday loan in my life.so they left a number i called no answer so then the number called me back and it was a indian named john lollol.he said he had all my info and i had got a loan i said nooo ive never got a payday loan your a scam and im calling the police ..well he hung up on me when i said police.i called the police and they said its a scam.and i also called advance cash loan and they said its a scam ...dont fall for it theses people are crap and they want to steal from you.
Received this email and after some follow up many have recieved it previosuly and I read that no financial debt can cause you to be arrested.
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action during the working hours Monday to Friday 09:00 AM to 05: 00 PM EDT on (347) 474 0166 or email us right now to pay or agree to a payment plan with us.
I received an e-mail from Payday Legal Collectors. Signed by James Brown ACS
I have never received this loan and have been receiving these communications for 24 months. The amount is always the same $763.42 for the loan and $4271.15 to settle the suit befor it goes to court
CASE FILE : P-1508
LOAN INFORMATION
DUE AMOUNT- $763.42
LOAN COMPANY- ACS Incorp.
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary.
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH E-MAIL.
ACS INCORPORATION. Case File #: ACS/15-USA 11222; Subject - ACS Loan Reminder/Debt Recovery Case File Transferred to ACS: - September 2015 Amount Due: $980.76 Dear Debtor, Our company (A.C.S INC) has authorized us to recover the full amount due to them. As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number. We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:- · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer · Attachment of Earnings base (Earnings Arrestment).
Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt The Factual Basis for the complaints is as follows:- You agreed to return the funds from the aforementioned income advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, ACS INC is seeking either of the following remedies:- All funds to be returned as per terms of initial contract Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions If you have recently settled this account, please contact us immediately to avoid further action.
Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY REPLY BACK ON THE SAME EMAIL. Yours sincerely, Steven Hall. Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation) NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS. Yours sincerely Collections & Legal Department ACS LEGAL | Privacy |Career| Terms of use Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. We are talking about the loan amount of $300 that you took with the company, they do have a signed copy of the contract which is signed under your e-mail address ,SSN ending with 7836 and also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account. Talking about the creditor Advance Cash Services ACS is the parent company which owns & operates more than 350 parental paydays loan websites Ace Cash Services, Cash America & 500 Cash Advance etc.
And you have used one of them to get this loan approved. Kindly let us know your intentions regarding this case so that we can send you the settlement amount in order to freeze down this case for you or we have to download this case forcefully against you. Do Revert ASAP, Steven Hall Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
▶ Show quoted text We have settlement amount for you; 1. If you can pay the amount which is $460.00 on or before September 25th 2015 then we can close your case file with this amount only. 2. If you are taking this amount next month then you have to pay total amount $600.00 with payment arrangement and you can pay $120.00 monthly starting from September 25th 2015 till paid in full. Kindly let us know what type of payment arrangement you are looking for. Do provide us with the date on which you can pay so that we can update your account. Once the full and final payment is received a receipt will be sent to you stating that your outstanding debt is paid in full with zero balance and you are no more debtor for the company. Best Regards Steven Hall Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
▶ Show quoted text What is your contact number... Because I never received anything from any lender I checked my statements on my card and there is nothing pertaining to anything your talking about... So now I'm going to get a lawyer on this... I work hard for my money and you guys will NOT TAKE NOT SEIZE ANYTHING THAT I HAVE NOT RECEIVED On Sep 22, 2015 1:17 PM, "acs incorporation" wrote:
▶ Show quoted text Your patronage is very important to us. Please let us know if you have any questions or concerns, you can always reach us on the same email. Regards, Steven Hall. Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
▶ Show quoted text I already reported you and have a lawyer on my case your pcs will be tracked and any funds come from my income you will face serious legal action.... Including my social security number
▼ Hide quoted text
On Sep 23, 2015 7:53 PM, "acs incorporation" wrote: Your patronage is very important to us. Please let us know if you have any questions or concerns, you can always reach us on the same email. Regards, Steven Hall. Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation) On 23 September 2015 at 01:52, Erica Butler <> wrote: What is your contact number... Because I never received anything from any lender I checked my statements on my card and there is nothing pertaining to anything your talking about... So now I'm going to get a lawyer on this... I work hard for my money and you guys will NOT TAKE NOT SEIZE ANYTHING THAT I HAVE NOT RECEIVED
On Sep 22, 2015 1:17 PM, "acs incorporation" wrote: We are talking about the loan amount of $300 that you took with the company, they do have a signed copy of the contract which is signed under your e-mail address (((email redacted))),SSN ending with 7836 and also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account. Talking about the creditor Advance Cash Services ACS is the parent company which owns & operates more than 350 parental paydays loan websites Ace Cash Services, Cash America & 500 Cash Advance etc. And you have used one of them to get this loan approved. Kindly let us know your intentions regarding this case so that we can send you the settlement amount in order to freeze down this case for you or we have to download this case forcefully against you. Do Revert ASAP, Steven Hall Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
On 22 September 2015 at 18:21, Erica Butler <> wrote: What's your contact number i have no idea what you are referring about On Sep 22, 2015 7:00 AM, "acs incorporation" wrote: Due to: ACS INCORPORATION. Case File #: ACS/15-USA 11222; Subject - ACS Loan Reminder/Debt Recovery Case File Transferred to ACS: - September 2015 Amount Due: $980.76 Dear Debtor, Our company (A.C.S INC) has authorized us to recover the full amount due to them. As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number. We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
After several notification we didn't receive payment and also didn't get positive response from your side, this is the reason we will have to download a case file against your name and social. Once you found guilty into the court house then you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. Court papers are sending to you. You have to be present yourself in the court house on September 17th 2015.
Steven Hall.
Sr. Investigation Officer.
(Department – Law & Enforcement)
(ACS Incorporation)
I have asked several times to provide proof of this matter and who they represent. they claim they represnt Ash Cash Express whom I did have a loan with, but when i called Ace they said they wouldn't and don't use this company. This company alos refuses to send me a direct line to talk to someone. I have threatned to repor them to the FBI but still get thses emails. What can I do?
Ace or Acs incorp have been communicating with me thru email and phone allegating that they have my ip address and that if I dont pay fast I will be sent to court in Florida.
I got an email saying I will be arrested if I don't pay for a payday loan from ACS. They are asking for 450 dollars.The email does not contend a phone nuber or address for me to get in touch with the company.All I have is a email address from an Attorney named Dale Robinson asking me to western union the money to close the case.
This is a copy of the last letter I recieved from them
ACS INCORP
3:35 PM (20 hours ago)
to bcc: me
Alright, Get ready with your attorney to fight the case against company because we are going to download your case file and you are going to be legally prosecuted in the Court House within couple of days.
So don’t ignore our notification and kindly pay back your debt and close this case file ASAP.
We would like to tell you if Once this case is downloaded then you have to bear a lawsuit amount of $4206.00.
I have been threatened a lot telling me I owe money that I know nothing about it telling me that I would have a court summons at my door step when I look up as c Inc says it's a scam are they allowed to threaten u like that I gave them 1360 even though I don't know anything about it is it legal to threaten me it's only been through email.
These people sent an email stating something about payment arrangements. Balance do of 856.00, then if not paid to me to court and I will have to pay 4256. I don't know who they are but I called and someone finally answered and when I told them that I received an email from them they hung up. I called back and sent me to voice mail and I told them that if I receive anything else I will be contacting the police.
Got an email saying that I owed an old debt, outstanding check that I need to make a payment arrangement or I would be going to court and it would cost me thousands of dollars, he said I owed 900.00 but if I made payment arrangements in the next few days that he could cut it in half to 450.00. They harassed me so much I actually thought I owe this because I never had this done to me before so the next few days I decided to make an arrangement. I sent all my personal information and I paid these jerks! I was such a fool! An to this day they still send emails.. Please help get these jerks off the street.
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $630.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
ACS, Inc. Reviews
This company ACS keeps emailing me threatening letters saying they are going to sue me and contact my employer unless I agree to pay 935.60. I've never taken out a payday loan and they never leave a number to call .
I was contacted my several people from the same company one ripped me off for $410 then some one else from the same company telling me not to talk to the other asking me for attorney fees then asked me again for more money and to pay by money gram or western union .Pressuring me saying I would be served to come to court and my SS # will be damaged and paying for jobs for fraud .I decided to research before I send anymore money that I don't have to spare
I got an email saying they would file charges on me if i did not pay a certain amount of money this day, and that it would be more if i did not pay.
I tried to call them and the # was not a working #, also emailed them to say it was not me.
they had my last 4 of social # and only my email and ip address
Got an email saying i owed an outlandish amount of money which i have never recieved a loan or anything in that amount. saying i have 30 days to pay or i go to court. says ss# been frozen also.
For the last 10 years, give or take, I have recieved threatening calls & emails about a debt that was put into a bankruptcy and that I no longer owe all saying that charges are getting ready to be brought against me. I have gotten multiple emails saying I will be prosecuted in multiple states. Also from state attorney's offices with bogus telephone numbers attached. Here is the body of the latest one I got today: Court Case File : KS-0203C430 NOTICE OF LEGAL PROCEEDINGS Court Case File : KS-0203C430 Court House Address- - United States District Court 500 Pearl Street, New York, NY 10007. Lawsuit Cost - $4526.65 (Including Attorney Fee/Court Fee/All Taxes) Last Date to File Lawsuit - March 16th 2016. Attorney Name- David Steven (Sr. Attorney in New York Courthouse). Case Type- Fraudulent Case (FC/SC) Total Amount - $935.76. Settlement Amount - $635.00 Signed Agreement -Yes. Dear Debtor, We are going to file a lawsuit in next 24 hours at United States District Court 500 Pearl Street, New York, NY 10007. against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. Note- We are in a process to inform the Social Security Administration & major Credit Bureaus as well. AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:- Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt The Factual Basis for the complaints is as follows:- You agreed to return the funds from the aforementioned income advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, ACS INC is seeking either of the following remedies:- All funds to be returned as per terms of initial contract NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4526.65. NOTE 2: If you ignored this email and failed to take care of this debt than all of your bank accounts will be seized thru major credit bureaus within next seven business days that’s why your co-operation would be really appreciated. NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed. This is our last warning to you; kindly update us ASAP so that we can proceed. Do update us with your intention that you want to resolve this case or you want to dispute. Kindly Co-operate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't able to help you out. NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS. Yours sincerely, (Collections & Legal Department) ACS INCORPORATION. ACS Inc © 2015 | | Terms of Use | Careers | Complaints | Privacy Policy------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation. They are on my last nerves!!
I received a text from acs inc regarding cashnet.com stating that I received a loan and didn't pay it back they say that I owe the 2,873 and if I don't pay they'll seek court action against me they claim the did a background search and credit check on me but would settle for 964.52 if I act today there was no contact number told me to only reply with email and I had a day to do it just for the record my credit is bad my own bank won't lend me cash and I have direct deposit there there are no records of the so called transaction.
Instead i called the loan company just to find out they did not exist with thier compay, so i looked up the phone # they gave me and come to find out they have tried to scam many people. they got my money and then they threatened to take me to court for more.
the company on the internet calling themselves acs with the email address "info.dept. [email protected]" told me i owed $1185 to an online loan company. they called me on the phone and asked me to sign an agreement to settle for $780. i made the first payment on feb 9th to them through western union to a jeffy iyengar for $300 and again on feb 17th through western unio to a gavin more. both payments went to florida. after paying the amount of the agreement they said i still owed $286. i refused to pay them anymore so they have threatened to take me to court. i tried to call them but the call would not go through. then they called back later and this call came up as washington. i looked up the phone number to find out they have scammed many people the same way. i just wish i would have looked up more info on them before i paid out the money. they just sounded legate. thank you. please let people know of this company so they will not fall into the same thing as i did.
Case SKVA-06 199106-PC is what they assigned stating I owed 5,026. They indicated they had my ss# and email address. I've never applied to any banks for credit, credit cards, one day pay etc. I don't know anything about this. I will forward a copy of the email. I hate these harassing emails and phone calls.
I receivedthis threatening email from this bogus company, at first I was immediately worried that something had happened or someone had stolen my identity. However on careful scrutiny of the email I found multiple grammatical errors and I also then googled the name of the suppose a company that had all of the crimes against me.
That's when I found out that this is a scam, I will include the email that I received so that way you can read it and see how similar it looks two other emails that are on this site.
Kindly verify your mailing address, as the legal charges are already filed and we are going to send you the court papers, so we wanted to confirm the mailing address before we send any important legal documents.
Just to remind you, this is regarding the e-mail we sent you earlier to download the legal case against you and we did not receive any prompt response from your end to set up the payment and to avoid the charges.
For any questions and concerns, do get back to us so that we can help you with a solution if indeed you want to get rid of the consequences. You can either e-mail us back or call us on the phone number given below. We work from 9 AM EST to 6 PM EST.
This is one of the most craziest collection scams ive ever recieved . i've recieved an email from acs loan collect or debt recovery and theyre really out of hand .at first i didnt wanna read it but i saw the preview message details of the email i saw there was a case no. and thought it must be really be real . they're email starts like this : Due to: ACS Incorporation Case File #: ACS/15-SB1021; Subject - ACS Loan Reminder/Debt Recovery Case File Transferred to ACS: October 2015 Balance Amount: $965.76 Dear Debtor, reading the whole email made me free like i was being accused for something i had no clue of and was gonna get into alot of trouble from it too . but i remembered that i had just paid off my last loan that was for a smaller amount then 965.76 . then have been emailing alot lately . and encourage me to contact them and settle down some payment making or id go to court .. if you get an email like this DELETE AND FLAG as spam . and dont call them either , my mom made a call to them for me and the phone just kept ringing and when she did get am answer you could hear people but they wouldnt be talk to you .. COLLECTION DEBTORYS OR DEBT COLECTION AGENCY WILL NOT ONLY EMAIL YOU . a real collection would call email and send a you a letter by money . and most of all a collections agency wouldnt email you and ask you to call them .. collectors will call you and leave you a voicemail .. to be aware of this scam !
They claimed I signed up for some loan and never paid it back so they said I had to pay 900 dollars. I told them that wasn't me so they said if I didn't pay they would download my social and issue an arrest warrant.
Ok i got a email today from acs incorp.they said i owe 986.00on a payday loan .and that they were taking me to court and if that happend i would have to pay 6,300 to them .ive never got a payday loan in my life.so they left a number i called no answer so then the number called me back and it was a indian named john lollol.he said he had all my info and i had got a loan i said nooo ive never got a payday loan your a scam and im calling the police ..well he hung up on me when i said police.i called the police and they said its a scam.and i also called advance cash loan and they said its a scam ...dont fall for it theses people are crap and they want to steal from you.
Received this email and after some follow up many have recieved it previosuly and I read that no financial debt can cause you to be arrested.
If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt
The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract
Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions
If you have recently settled this account, please contact us immediately to avoid further action during the working hours Monday to Friday 09:00 AM to 05: 00 PM EDT on (347) 474 0166 or email us right now to pay or agree to a payment plan with us.
I received an e-mail from Payday Legal Collectors. Signed by James Brown ACS
I have never received this loan and have been receiving these communications for 24 months. The amount is always the same $763.42 for the loan and $4271.15 to settle the suit befor it goes to court
CASE FILE : P-1508
LOAN INFORMATION
DUE AMOUNT- $763.42
LOAN COMPANY- ACS Incorp.
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary.
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH E-MAIL.
(DISTRICT ATTORNEY) ACS Incorp.
ACS INCORPORATION. Case File #: ACS/15-USA 11222; Subject - ACS Loan Reminder/Debt Recovery Case File Transferred to ACS: - September 2015 Amount Due: $980.76 Dear Debtor, Our company (A.C.S INC) has authorized us to recover the full amount due to them. As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number. We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:- · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer · Attachment of Earnings base (Earnings Arrestment).
Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt The Factual Basis for the complaints is as follows:- You agreed to return the funds from the aforementioned income advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, ACS INC is seeking either of the following remedies:- All funds to be returned as per terms of initial contract Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions If you have recently settled this account, please contact us immediately to avoid further action.
Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY REPLY BACK ON THE SAME EMAIL. Yours sincerely, Steven Hall. Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation) NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS. Yours sincerely Collections & Legal Department ACS LEGAL | Privacy |Career| Terms of use Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.
Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. We are talking about the loan amount of $300 that you took with the company, they do have a signed copy of the contract which is signed under your e-mail address ,SSN ending with 7836 and also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account. Talking about the creditor Advance Cash Services ACS is the parent company which owns & operates more than 350 parental paydays loan websites Ace Cash Services, Cash America & 500 Cash Advance etc.
And you have used one of them to get this loan approved. Kindly let us know your intentions regarding this case so that we can send you the settlement amount in order to freeze down this case for you or we have to download this case forcefully against you. Do Revert ASAP, Steven Hall Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
▶ Show quoted text We have settlement amount for you; 1. If you can pay the amount which is $460.00 on or before September 25th 2015 then we can close your case file with this amount only. 2. If you are taking this amount next month then you have to pay total amount $600.00 with payment arrangement and you can pay $120.00 monthly starting from September 25th 2015 till paid in full. Kindly let us know what type of payment arrangement you are looking for. Do provide us with the date on which you can pay so that we can update your account. Once the full and final payment is received a receipt will be sent to you stating that your outstanding debt is paid in full with zero balance and you are no more debtor for the company. Best Regards Steven Hall Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
▶ Show quoted text What is your contact number... Because I never received anything from any lender I checked my statements on my card and there is nothing pertaining to anything your talking about... So now I'm going to get a lawyer on this... I work hard for my money and you guys will NOT TAKE NOT SEIZE ANYTHING THAT I HAVE NOT RECEIVED On Sep 22, 2015 1:17 PM, "acs incorporation" wrote:
▶ Show quoted text Your patronage is very important to us. Please let us know if you have any questions or concerns, you can always reach us on the same email. Regards, Steven Hall. Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
▶ Show quoted text I already reported you and have a lawyer on my case your pcs will be tracked and any funds come from my income you will face serious legal action.... Including my social security number
▼ Hide quoted text
On Sep 23, 2015 7:53 PM, "acs incorporation" wrote: Your patronage is very important to us. Please let us know if you have any questions or concerns, you can always reach us on the same email. Regards, Steven Hall. Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation) On 23 September 2015 at 01:52, Erica Butler <> wrote: What is your contact number... Because I never received anything from any lender I checked my statements on my card and there is nothing pertaining to anything your talking about... So now I'm going to get a lawyer on this... I work hard for my money and you guys will NOT TAKE NOT SEIZE ANYTHING THAT I HAVE NOT RECEIVED
On Sep 22, 2015 1:17 PM, "acs incorporation" wrote: We are talking about the loan amount of $300 that you took with the company, they do have a signed copy of the contract which is signed under your e-mail address (((email redacted))),SSN ending with 7836 and also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account. Talking about the creditor Advance Cash Services ACS is the parent company which owns & operates more than 350 parental paydays loan websites Ace Cash Services, Cash America & 500 Cash Advance etc. And you have used one of them to get this loan approved. Kindly let us know your intentions regarding this case so that we can send you the settlement amount in order to freeze down this case for you or we have to download this case forcefully against you. Do Revert ASAP, Steven Hall Sr. Investigation Officer. (Department – Law & Enforcement) (ACS Incorporation)
On 22 September 2015 at 18:21, Erica Butler <> wrote: What's your contact number i have no idea what you are referring about On Sep 22, 2015 7:00 AM, "acs incorporation" wrote: Due to: ACS INCORPORATION. Case File #: ACS/15-USA 11222; Subject - ACS Loan Reminder/Debt Recovery Case File Transferred to ACS: - September 2015 Amount Due: $980.76 Dear Debtor, Our company (A.C.S INC) has authorized us to recover the full amount due to them. As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number. We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which is approximately $4252.86.
I keep reciving emails as follows:
After several notification we didn't receive payment and also didn't get positive response from your side, this is the reason we will have to download a case file against your name and social. Once you found guilty into the court house then you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. Court papers are sending to you. You have to be present yourself in the court house on September 17th 2015.
Steven Hall.
Sr. Investigation Officer.
(Department – Law & Enforcement)
(ACS Incorporation)
I have asked several times to provide proof of this matter and who they represent. they claim they represnt Ash Cash Express whom I did have a loan with, but when i called Ace they said they wouldn't and don't use this company. This company alos refuses to send me a direct line to talk to someone. I have threatned to repor them to the FBI but still get thses emails. What can I do?
Ace or Acs incorp have been communicating with me thru email and phone allegating that they have my ip address and that if I dont pay fast I will be sent to court in Florida.
I got an email saying I will be arrested if I don't pay for a payday loan from ACS. They are asking for 450 dollars.The email does not contend a phone nuber or address for me to get in touch with the company.All I have is a email address from an Attorney named Dale Robinson asking me to western union the money to close the case.
This is a copy of the last letter I recieved from them
ACS INCORP
3:35 PM (20 hours ago)
to bcc: me
Alright, Get ready with your attorney to fight the case against company because we are going to download your case file and you are going to be legally prosecuted in the Court House within couple of days.
So don’t ignore our notification and kindly pay back your debt and close this case file ASAP.
We would like to tell you if Once this case is downloaded then you have to bear a lawsuit amount of $4206.00.
I have been threatened a lot telling me I owe money that I know nothing about it telling me that I would have a court summons at my door step when I look up as c Inc says it's a scam are they allowed to threaten u like that I gave them 1360 even though I don't know anything about it is it legal to threaten me it's only been through email.
These people sent an email stating something about payment arrangements. Balance do of 856.00, then if not paid to me to court and I will have to pay 4256. I don't know who they are but I called and someone finally answered and when I told them that I received an email from them they hung up. I called back and sent me to voice mail and I told them that if I receive anything else I will be contacting the police.
Got an email saying that I owed an old debt, outstanding check that I need to make a payment arrangement or I would be going to court and it would cost me thousands of dollars, he said I owed 900.00 but if I made payment arrangements in the next few days that he could cut it in half to 450.00. They harassed me so much I actually thought I owe this because I never had this done to me before so the next few days I decided to make an arrangement. I sent all my personal information and I paid these jerks! I was such a fool! An to this day they still send emails.. Please help get these jerks off the street.
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $630.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.