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report scam| Country | United States |
| State | Florida |
| City | Apopka |
| Address | 660 Executive Park Ct., Suite 1500 |
| Phone | (407) 272-1976 |
| Website | http://www.lowcostfloridainsurance.com/ |
ACI Insurance Reviews
BEWARE !! John Rothschild is a scammer !!!
I was searching for a Garage Liability and contacted John. His quote for a $100,000 was pretty competitive so i accepted the offer and made the down payment over the phone. After not hearing from him for a couple of days and no answer to my phone calls and emails, he replied to not call him multiple times ! An email was enough ! He said, he has more than one client and does not want me to call him multiple times !!!
I still cant believe it that he really said that to me !!
After this disturbing phone call, i received an insurance certificate with a $30,000 coverage (i was quoted for $100,000).
After i told him, that this was not what i agreed one, he gave me a new certificate with $50,0000 coverage.
I told him again, that this is wrong! He said, this is all "computerized" and this is all he can do. B******* !
After i told him, that i want to cancel the policy, he said he would get in contact directly with the insurance and see why the coverage was different from what the quote was.
A week went by and nothing happened! After i called him again, he freaked out and SCREAMED at me , "there is nothing i can do, dont call this number again!" PLEASE AVOID DOING BUSINESS WITH JOHN ROTHSCHILD !!!
Applies for liability and cargo insurance through Aci. From the word go I did explain my intentions (liability and cargo insurance). John started working on a quote. Having furnished driving license number, social security number and truck Vin number, any insurance broker is able to dig my past driving habits to come up with a quote. After a couple of days I was quoted around $18,700. I asked him whether this is the final quote. I paid a down payment of $2778. John then calls me a week later claiming my insurance went up since I had an accident in my record. My insurance went up to 25,000. I questioned him since I had given him all the information how come he missed it. I got a lecture how they ran mvr last all this all that to avoid unnecessary bills ($15 dollars). I had already signed off my previous carrier so I was like I can go with that. Asked another $973 down payment which I paid by depositing in his bank account. Now am $3751 down payment. My carrier authority is granted. I was getting busy setting up brokers when brokers asked for cargo insurance. All this time am thinking I have cargo only that it's not listed. I asked for cargo only to get another carriers from John assistant per John. Then John calls and advices me I don't have cargo insurance. All this started 10/6 to 10/23. John advices me to buy cargo insurance at $2030. I felt taken for a ride and I declined the whole insurance which could have cost $27,030 (liability and cargo). The best part is, he claim he don't owe me a refund $3,751 and on top of that I owe him 5% more of the insurance I didn't get to use. I don't know whether it's me or Florida to blame. Stay clear of this one. Drive safe.